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Remote Auto Loan Underwriter Jobs (NOW HIRING)

Ruoff Mortgage

Remote DE FHA Underwriter

Fort Wayne, IN · Remote

$70K - $80K/yr

... FHA Underwriter to join our remote Credit Underwriting Team. If you're a detail-oriented ... Ensure loans meet company, investor, and agency guidelines * Analyze full credit packages and ...

Visio Lending

Remote Mortgage Underwriter II

$35.09 - $48/hr

Ensure loans meet investor guidelines, SOPs, and compliance standards * Confirm all lending ... Authorized Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, MI, NC, SC, TX, UT * Work ...

TEKsystems

Indirect Auto Credit Analyst

Atlanta, GA · Remote

$27 - $32/hr

Review and underwrite indirect auto loan applications from dealer and credit union channels ... remote position. Pay and Benefits The pay range for this position is $27.00 - $32.00/hr.

Rapid Mortgage

Mortgage Underwriter - DE/SAR

Remote Join a Fast-Paced, High-Performing Team in Mortgage Lending Excellence Rapid Mortgage ... Analyze and underwrite loan files including credit, income, assets, appraisals, title, and ...

Deephaven

Remote Non QM Underwriter

$52.88/hr

Our wholesale channel offers loans through a network of over 1,000 independent mortgage brokers ... remote with ability to work from any state in the U.S. What You'll Do * Manually underwrite ...

Visio Lending

Remote Mortgage Underwriter I

$29.80 - $40.04/hr

You will play an essential role in maintaining loan quality, supporting team workflows, and ... Complete underwriting tasks according to program requirements, internal guidelines, and legal ...

Lendz Financial

Underwriter (Post-Close/QC)

OR · On-site +1

This is a fully remote position , within a collaborative, high-accountability environment that ... Review executed loan documents for compliance with company, investor, agency, and regulatory ...

Deephaven

Remote Non QM Underwriter

$52.88/hr

Our wholesale channel offers loans through a network of over 1,000 independent mortgage brokers ... remote with ability to work from any state in the U.S. What You'll Do * Manually underwrite ...

Quorum

Mortgage Underwriter I - REMOTE

Dobbs Ferry, NY · On-site +1

As a remote organization, we thrive on collaboration and recognize outstanding performance. We are ... Loan products will evolve over time with our strategic direction, market demand, and alignment with ...

Orion Lending

Be Seen First

Mortgage Underwriter (remote)

Orange, CA · Remote

Underwrites mortgage loan applications and evaluates loans to maximize organizational profit and minimize risk or loss. Relies on extensive experience and judgment to plan and accomplish goals.

Guild

Underwriter III

$90K/yr

... loans, along with endorsements including Direct, VA, Auto and SAR. * Expert-level knowledge of overall mortgage lending processes, including underwriting, funding, and loan processing. * Expert-level ...

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Remote Auto Loan Underwriter information

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How much do remote auto loan underwriter jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for remote auto loan underwriter in the United States is $30.00, according to ZipRecruiter salary data. Most workers in this role earn between $25.00 and $33.17 per hour, depending on experience, location, and employer.

What is the difference between Remote Auto Loan Underwriter vs Remote Auto Loan Processor?

AspectRemote Auto Loan UnderwriterRemote Auto Loan Processor
CredentialsTypically requires underwriting certifications, loan analysis skillsRequires basic loan processing knowledge, customer service skills
Work EnvironmentRemote, independent decision-making, risk assessmentRemote, data entry, document review, customer communication
Industry UsageUsed in lending institutions, banks, auto finance companiesCommon in auto finance companies, banks, loan servicing firms

The main difference is that Remote Auto Loan Underwriters assess risk and approve or deny loans based on financial data, while Remote Auto Loan Processors handle the administrative tasks of collecting documents and preparing files for underwriting. Both roles are essential in auto lending and often work closely within the same team.

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What cities are hiring for Remote Auto Loan Underwriter jobs?

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What are the most commonly searched types of Auto Loan Underwriter jobs?

The most popular types of Auto Loan Underwriter jobs are:

What states have the most Remote Auto Loan Underwriter jobs?

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Remote Auto Loan Underwriter jobs near you
Infographic showing various Remote Auto Loan Underwriter job openings in the United States as of August 2026, with employment types broken down into 94% Full Time, and 6% Contract. Highlights an 100% Remote job distribution, with an average salary of $62,410 per year, or $30 per hour.

Remote DE FHA Underwriter

Ruoff Mortgage Company Inc

Fort Wayne, IN • On-site, Remote

$70K - $80K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 3 days ago

Job description

Job Type
Full-time
Description
Position Summary
Ruoff Mortgage is hiring an experienced DE FHA Underwriter to join our remote Credit Underwriting Team. If you're a detail-oriented professional with at least 3 years of mortgage underwriting experience and a current DE certification, we want to hear from you! You'll be responsible for reviewing both government and conventional mortgage loan applications to ensure compliance, creditworthiness, and investor eligibility. This is a key role in supporting fast, accurate closings.
Essential Responsibilities
  • Underwrite FHA, VA, and conventional mortgage loans
  • Ensure loans meet company, investor, and agency guidelines
  • Analyze full credit packages and verify loan quality
  • Recommend decisions on loans exceeding authority levels
  • Support processors and correspondents with guideline interpretation
  • Respond to post-closing audits and quality control reviews
  • Assist with training of new underwriters when needed
  • Maintain a professional image and standard consistent with company policies and procedures
  • Responsible for a high level of confidentiality and security while handling company information; verbal and/or written documentation
  • Perform other tasks as requested

Knowledge, Skills and Abilities
  • Strong verbal and written communication skills, with the ability to interpret legal documents and explain details to both technical and non-technical staff
  • Excellent organizational skills with the ability to manage multiple files and priorities simultaneously while maintaining accuracy
  • Proficient in identifying and resolving discrepancies, understanding relevant lending laws and regulations, and performing accurate financial calculations
  • Tech-savvy and able to quickly learn and adapt to new systems and underwriting tools
  • Critical thinker with sound judgment and decision-making ability under deadlines
  • Self-motivated, goal-oriented, and committed to delivering high-quality work
  • Detail-oriented with strong recordkeeping and document retrieval skills

Experience and Training
  • 3+ years of mortgage underwriting experience - Required
  • DE/FHA Certification - Required
  • SAR designation - Preferred
  • Deep knowledge of FHA/VA/agency underwriting guidelines
  • High attention to detail and quality control
  • Proficient in Microsoft Office (Word, Excel, Outlook)
  • Bachelor's degree preferred (HS diploma required)

Requirements
Physical Demands and Work Environment
Physical Demands:
  • This is a remote, primarily sedentary position that involves extended periods of computer use and screen time (50% or more)
  • Occasional movement such as walking, reaching, or light lifting (up to 15 lbs) may be required
  • Clear and effective verbal and written communication is essential, especially via phone, video calls, and messaging platforms
  • Regular, reliable attendance during standard business hours (8am-5pm EST) is required

Work Environment:
  • Fully remote position - work from a dedicated home office environment
  • Must have access to reliable internet and a quiet, professional space suitable for handling sensitive information
  • Daily use of standard remote office technology, including a computer, phone, and secure digital systems
Why Choose a Career at Ruoff Mortgage?
At Ruoff Mortgage, we believe that where you work, and how you feel about your work, matters. That's why we're committed to providing the tools, support, and environment you need to thrive. When you join our team, you're not just taking a job, you're building a career with a company that values your expertise, encourages growth, and treats people like people.
We're proud to offer a collaborative, team-oriented culture alongside meaningful work that helps individuals and families achieve homeownership.
What You'll Get: Ruoff Strong Total Rewards
Our comprehensive benefits package is designed to support your personal well-being and professional success:
  • Health & Wellness: Medical, dental, and vision plans to keep you and your family covered
  • Retirement Savings: 401(k) with company match to help you plan for the future
  • Time Off: Paid vacation, holidays, and personal time for a healthy work-life balance
  • Career Growth: Access to training, education, and advancement opportunities
  • Employee Assistance Program (EAP): Free, confidential support for personal or professional challenges
Additional Information:
  • Ruoff Mortgage is an equal opportunity employer committed to fostering a diverse and inclusive workplace. We consider applicants without regard to race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, gender identity, or any other protected characteristic under law.
  • We provide reasonable accommodations to qualified individuals with disabilities throughout the hiring process. If you need assistance or accommodation, please contact us.
  • Employment with Ruoff Mortgage is "at-will," meaning either the employee or the company may end the employment relationship at any time, with or without cause or notice.
  • This job description is intended to describe the general nature and level of work performed and is not a contract or guarantee of employment. Duties may be modified based on business needs.
  • This is a remote position with working hours of 8am-5pm EST.
  • The pay range for this position is $70,000 to $80,000 base salary, plus production bonuses. This range represents the minimum and maximum pay we anticipate offering. Actual pay will be based on qualifications, experience, and business needs.
  • Applicants have the right to inquire about the actual pay offered for the position. We also offer a comprehensive benefits package, including health insurance, 401(k) plan, and paid time off.
  • Only candidates selected for an interview will be contacted.

Salary Description
$70,000-$80,000/year, plus production bonuses

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