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Remote Mortgage Underwriting Manager Jobs (NOW HIRING)

Upstart

Senior Underwriting Manager, Home Lending

OR · On-site +1

$98K - $116K/yr

The team brings deep mortgage expertise to complex lending scenarios while ensuring underwriting ... Remote Travel requirements As a digital first company, the majority of your work can be ...

Rapid Mortgage

Mortgage Underwriter - DE/SAR

... and time management. * Ability to work independently in a fast-paced remote environment ... No more than a 16-month gap in mortgage underwriting experience- if gap applies must have stayed up ...

Legacy Mutual Mortgage

Underwriting Manager

The Underwriting Manager provides strategic input and leadership in decision making issues ... Implement regulatory, Agency, Investor and mortgage insurer guideline changes. * Make ...

Upstart

Senior Underwriting Manager, Home Lending

$100K - $119K/yr

The team brings deep mortgage expertise to complex lending scenarios while ensuring underwriting ... Remote Travel requirements As a digital first company, the majority of your work can be ...

Orion Lending

Be Seen First

Mortgage Regional Underwriting Manager

Orange, CA · Remote

Company Mission Orion Lending is a Nationwide Mortgage Banker, founded by proven industry leaders ... Position Summary The Regional Underwriting Manager is responsible for managing all underwriters to ...

Ruoff Mortgage

Remote DE FHA Underwriter

Fort Wayne, IN · Remote

$70K - $80K/yr

If you're a detail-oriented professional with at least 3 years of mortgage underwriting experience ... Excellent organizational skills with the ability to manage multiple files and priorities ...

NovaFi Mortgage, Inc.

Underwriter

Santa Ana, CA · On-site +1

Remote Home Office - KMS Description The Wholesale Underwriter is responsible for reviewing and ... Proven experience in mortgage underwriting or a related field within financial services. * Strong ...

Orion Lending

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Mortgage Underwriting Team Lead (West, OC)

Orange, CA · Remote

$119K/yr

The Team Lead partners closely with the Underwriting Manager to support team performance, quality ... Remote or hybrid arrangements do not alter this requirement. Time zone alignment with the assigned ...

Visio Lending

Remote Mortgage Underwriter III

$38.85 - $53.02/hr

... underwriting function. What You'll Do * Manage a pipeline of complex loan files, reviewing ... Authorized Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, MI, NC, SC, TX, UT * Work ...

Visio Lending

Remote Mortgage Underwriter II

$35.09 - $48/hr

Manage a pipeline of loan files, reviewing documentation to determine borrower eligibility and ... Complete underwriting functions in accordance with program requirements, company standards, and ...

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Remote Mortgage Underwriting Manager information

See salary details

$48K

$103.1K

$158.5K

How much do remote mortgage underwriting manager jobs pay per year?

As of Aug 31, 2026, the average yearly pay for remote mortgage underwriting manager in the United States is $103,082.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,000.00 and $121,000.00 per year, depending on experience, location, and employer.

What does a remote mortgage underwriting manager do?

A Remote Mortgage Underwriting Manager oversees the mortgage underwriting process for a financial institution or lender while working remotely. Their responsibilities include managing a team of underwriters, ensuring loans meet regulatory and company guidelines, reviewing complex loan files, and acting as a liaison between underwriters and other departments. They also help develop and implement underwriting policies, provide training, and ensure productivity and compliance standards are met. Working remotely, they use digital tools to monitor workflows, communicate with their team, and maintain data security.

What skills and qualifications are needed to be a remote mortgage underwriting manager?

To thrive as a Remote Mortgage Underwriting Manager, you need expertise in mortgage underwriting guidelines, risk assessment, and team leadership, typically supported by several years of underwriting experience and a relevant degree or industry certifications (e.g., DE, SAR). Proficiency with loan origination systems (LOS), automated underwriting systems (AUS), and compliance software is essential. Outstanding communication, decision-making, and organizational skills help you manage a remote team and ensure consistent, high-quality evaluations. These competencies are crucial for maintaining loan quality, regulatory compliance, and effective remote team performance.

How does a remote mortgage underwriting manager collaborate with loan officers and other team members in a virtual environment?

As a Remote Mortgage Underwriting Manager, you will frequently coordinate with loan officers, processors, and junior underwriters using digital collaboration tools such as video conferencing, secure messaging platforms, and loan origination systems. Regular virtual meetings and clear communication protocols are essential to ensure efficient workflow, timely decision-making, and adherence to lending guidelines. Establishing strong remote relationships and providing clear guidance helps maintain quality and consistency across the team, despite not being in a traditional office setting. You'll also be responsible for mentoring remote team members and ensuring they have access to necessary resources and support.

What is the difference between Remote Mortgage Underwriting Manager vs Remote Mortgage Underwriter?

AspectRemote Mortgage Underwriting ManagerRemote Mortgage Underwriter
ResponsibilitiesOversees underwriting teams, develops policies, reviews high-level decisionsEvaluates individual loan applications, assesses risk, makes approval decisions
CredentialsTypically requires experience in underwriting, leadership skills, and industry certificationsRequires underwriting experience, mortgage licensing, and industry certifications
Work EnvironmentRemote or office-based, managerial setting, team coordinationPrimarily remote, focused on individual loan analysis
Search IntentComparing managerial roles in mortgage underwritingLooking for hands-on underwriting positions

The Remote Mortgage Underwriting Manager oversees underwriting teams and policies, focusing on leadership and strategic decisions. In contrast, the Remote Mortgage Underwriter evaluates individual loan applications. Both roles require industry certifications and experience, but the manager's role is more supervisory, while the underwriter's role is more hands-on.

More about Remote Mortgage Underwriting Manager jobs

What cities are hiring for Remote Mortgage Underwriting Manager jobs?

Cities with the most Remote Mortgage Underwriting Manager job openings:

What are the most commonly searched types of Remote Mortgage Underwriting jobs?

The most popular types of Remote Mortgage Underwriting jobs are:

What states have the most Remote Mortgage Underwriting Manager jobs?

States with the most job openings for Remote Mortgage Underwriting Manager jobs include:

What job categories do people searching Remote Mortgage Underwriting Manager jobs look for?

The top searched job categories for Remote Mortgage Underwriting Manager jobs are:

Remote Mortgage Underwriting Manager jobs near you
Infographic showing various Remote Mortgage Underwriting Manager job openings in the United States as of August 2026, with employment types broken down into 88% Full Time, 11% Part Time, and 1% Contract. Highlights an 80% Physical, 2% Hybrid, and 18% Remote job distribution, with an average salary of $103,082 per year, or $49.6 per hour.

Underwriting Manager (Mortgage Lending)

Plantation, FL • Remote

Cake Mortgage Corp.
See more jobs at Cake Mortgage Corp.external

Full-time

Posted 13 days ago

Job description

Description

CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're redefining the lending experience with innovative programs, streamlined processes, and a commitment to speed and precision. As we grow, we're looking for forward-thinking professionals who thrive in fast-paced, collaborative environments.


The Underwriting Manager is responsible for leading the mortgage underwriting team, overseeing daily underwriting operations, ensuring compliance with company and investor guidelines, mentoring underwriters, and driving continuous improvement in underwriting quality and efficiency. This role requires deep knowledge of Non-QM products, strong analytical skills, and proven leadership experience. 


Key Responsibilities

  • Lead, coach, and mentor a team of underwriters to ensure strong performance and professional growth.  
  • Set clear goals, monitor productivity, and conduct performance evaluations.  
  • Provide training on underwriting guidelines, risk assessment, and regulatory updates.  
  • Foster a collaborative, high-accountability team culture.  
  • Ensure the team follows internal underwriting guidelines, regulatory requirements, and compliance standards.  
  • Conduct audits of underwriting files to maintain accuracy and consistency.  
  • Manage underwriting pipeline activity and monitor service-level expectations.  
  • Review and approve timecards and address HR-related team issues as appropriate.  
  • Handle escalations from team members and sales.  
  • Monitor and review exceptions within SLAs.  
  • Monitor and review pre-closing and post-closing quality defects and provide coaching as needed.  
  • Conduct second reviews and provide coaching and training for new hires.

Requirements

  • Bachelor's degree in Finance, Accounting, Business Administration, Economics, Mathematics, or a related field preferred, but not required. Relevant mortgage industry experience in lieu of degree. 
  • Proficiency with Encompass required.
  • Minimum 7 years of mortgage underwriting experience.
  • 3+ years in a leadership or managerial role overseeing underwriters.
  • Proficient in analyzing income sources, including bank statements, P&L, asset depletion, DSCR, and related documentation.
  • Scenario Desk
  • Working knowledge of LOS systems, including Encompass.  
  • Deep knowledge of Non-QM mortgage products and underwriting practices.  
  • Strong understanding of mortgage credit risk, fraud detection, regulatory compliance, company guidelines, and investor requirements.  
  • Ability to analyze complex borrower income sources and supporting documentation.
  • Strong leadership, coaching, training, and team performance management skills.  
  • Excellent communication, organizational, and problem-solving skills.  
  • Ability to manage remote teams and multiple priorities in a fast-paced environment.  
  • Ability to maintain confidentiality and exercise sound judgment when handling sensitive information.


Why Join CAKE Mortgage?

  • We offer competitive compensation with growth opportunities
  • You'll be trained by some of the top producers in the Non-QM space
  • Be part of a culture that values innovation, hustle, and impact
  • Advancement potential into a full Account Executive role with broker portfolio ownership


Cake Mortgage does not tolerate discrimination of any type. Cake Mortgage offers equal employment opportunity to all qualified persons without regard to race, age, color, religion, sex/gender, gender identity, sexual orientation, marital status, medical condition, military or veteran status, national origin, ancestry, disability, or any other considerations made unlawful by Federal, State, or Local law. Cake Mortgage provides eligible and qualified employees with opportunities to advance. Cake Mortgage is an at will employer. Cake Mortgage is committed to providing employees with a work environment free of discrimination and harassment.

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