Program Executive Jobs in Waterloo, ON (NOW HIRING)

The Senior Financial Analyst, Financial Planning & Analysis (SFA) supports financial planning, forecasting, performance management, and strategic analysis across revenue, claims, expenses, and workforce costs, with a strong focus on insurancespecific metrics, regulatory requirements, and enterprise risk alignment. The SFA delivers clear, narrativedriven financial analysis and reporting to support effective decisionmaking across the business, with accountability forthefull P&L. 

Partnering closely with accounting and key stakeholdersin the business, the role ensures alignment between management reporting and financial results, supports a smooth financial close, and translatescomplex data into actionable insights for senior leadership and the Executive Committee, while identifying key performance drivers, emerging risks, and opportunities for continuous improvement. 

What you will do: 

Performance Management &Reporting 

• Preparekey reports, includingmonthly financial results package and Quarterly Business Review (QBR) materials for senior leadership and the Executive Committee 

• Deliver narrative-driven performance reporting,identifyingkey variance drivers and trends, with a specific focus onthe CombinedRatio, Loss Ratio, and Expense Ratio 

• Analyzemonthly and quarterlyresults to explain performancerelativetoplanandprior year, highlighting risks, opportunities, and corrective actions 

• Monitor and report on keyfinancialandoperational KPIs, ensuringconsistency, accuracy,andrelevance for decision-making 

• Monitor andvalidateto ensurefinancial data reported in PowerBI reconciles back to GL financials 

Planning & Forecasting 

• Drivethe creation of theannual operating plan andad hocforecasting, aligned with: 

Corporate objectives 

Risk appetite and tolerance 

Regulatory andaccountingrequirements (e.g., IFRS 17, OSFI) 

• Drivedevelopment of: 

Premiumandclaims budgets 

Expense budgets 

Workforceplan (FTE budget) 

• Providefinancial guidance tofunctionaland operational leaders tosupportstrong financial stewardship 

• Upload and reconcile budget informationwithin theGLand operational Dashboard inPowerBI 

Financial Modelling & Profitability Analysis 

• Develop andmaintainfinancial and scenario models to assess business performance andsupportstrategicdecision making 

• Perform profitability analysis for: 

Large accounts 

Program business 

Strategic initiatives and investments 

• Validate assumptions, assessfinancialrisks, and quantifyimpactsunder different scenarios 

• Support business case development and evaluation, including changes in scope, benefits, resources, and timelines 

What you need to Succeed: 

• CPA designation or actively working towards 

• Undergraduate Degree is required 

• Budgeting and Forecasting 5+ years experience 

• Financial Planning and Analysis 5+ years 

• Technical Expertise in accounting related to the field 3+ years 

• Insurance industry knowledge 3+ years 

•  Advanced financial analysis and modelling, including budgeting, forecasting, scenario analysis, and profitability assessment across a full P&L 

• P&CInsurance and financial acumen, with strong understanding of insurance performance metrics (e.g., Combined Ratio, Loss Ratio, Expense Ratio) and regulatory requirements (e.g., IFRS 17, OSFI) 

• Narrative-driven financial reporting, with the ability to translate complex financial results into clear, actionable insights for senior leadership and executive audiences 

• Strong communicationand stakeholder management skills, withdemonstratedcomfort interacting with, influencing, and presenting to all levels of the organization, including senior leadership and executives 

• Problem solving and analytical thinking, with the ability toidentifytrends, diagnose issues, and recommend practical, data-driven solutions 

• Business partnering mindset, enabling effective collaboration with cross-functional teams across Finance, Operations (Personal and Commercial), Enterprise Risk Management, Data, and Purpose 

• Data and systemsproficiency, including experience working with ERP systems, Power BI, and underlying financial and operational data to ensure accuracy, reconciliation, and insight generation 

• Strong attention to detail and financial discipline, ensuring accuracy, integrity, and consistency of analysis and reporting 

• Prioritization and adaptability, with the ability to manage competing demands, shifting priorities, and tight timelines 

• Coaching and mentorship capability, supporting the development of analysts andprovidingtechnical guidance in areas such as payroll, pensions, commissions, andcharitablefoundation accounting 

Location: This is a hybrid work model that requires you to be in our Cambridge, ON office on Monday's and Tuesday's and working from home the remaining 3 workdays 

The expected base salary range for this position is $59,500 - $110,000. Depending on your relevant experience, skills, qualifications, market conditions and business needs, base compensation may vary. You have the potential to earn more through Gore Mutual's discretionary bonus program which gives you an opportunity to increase your total compensation, provided the business meets its performance targets and you meet your individual goals. 

Please note: This range reflects the expected base salary for this role but may not represent the full compensation range for all experience and skill levels. During the recruitment process, we will discuss and consider how your unique qualifications align with the broader range for this position. 

Gore Mutual is proud to offer a comprehensive total rewards package which includes extended health and dental benefits, disability insurance, retirement plan matching, paid time off, recognition and perk programs. 

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