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Personal Lines Jobs (NOW HIRING)

CoVerica

Personal Lines Producer

Dallas, TX · On-site

$60K - $80K/yr

Wellness resources Personal Lines Producer, CoVerica Established in 1982, CoVerica is a rapidly growing, Dallas based insurance agency offering a broad range of insurance services, including personal ...

The Misch Group

Personal Lines Producer

Fairfax, VA · On-site

Description Personal Lines Producer/CSR Position Overview We are seeking a dynamic and experienced Personal Lines Producer to join our team. The ideal candidate will be responsible for providing ...

Cross Insurance

Personal Lines Producer

Bangor, ME · On-site

$44K - $61K/yr

Gather information from clients/prospects to prepare policy quotes based on client's needs, rates and coverages and prepare applications for new personal lines coverages. * Enter information ...

CoVerica

Personal Lines Producer

Dallas, TX · On-site

$60K - $80K/yr

Wellness resources Personal Lines Producer, CoVerica Established in 1982, CoVerica is a rapidly growing, Dallas based insurance agency offering a broad range of insurance services, including personal ...

Royal American

PERSONAL LINES PRODUCER

Tallahassee, FL · On-site

$45K - $50K/yr

The Personal Line Producer generates revenue through the sales of Personal Lines Property and Casualty insurance products. Sales-focused position requiring advanced communication skills and a ...

Crossagency

Personal Lines Producer

Bangor, ME · On-site

$44K - $61K/yr

Gather information from clients/prospects to prepare policy quotes based on client's needs, rates and coverages and prepare applications for new personal lines coverages. * Enter information ...

APR

Personal Lines Account Manager

Nashville, TN

$75K/yr

Personal Lines Account Manager | Personal Lines Account Executive Salary: $75K Location: Nashville, Tennessee Job Summary: We are seeking a dedicated and detail-oriented individual to join our team ...

Cross Insurance

Personal Lines Producer

Bangor, ME · On-site

$65 - $90/hr

## Personal Lines ProducerApplylocations: US - ME - Bangortime type: Full timeposted on: Posted 30+ Days Agojob requisition id: JR878**The Cross Family of Agencies welcomes you. We need your talent and ...

Conner Insurance

Personal Lines Advisor

Fort Wayne, IN · On-site

$25K/mo

???? JOB SUMMARY AND PURPOSE The Personal Lines Advisor position is crucial to the day-to-day operations and long-term goals of the organization. From driving new client acquisitions, to servicing ...

The Misch Group

Personal Lines Producer

Warrington, PA · On-site

Description Personal Lines Producer (Captive Agent) We are a thriving insurance and financial services agency with a strong commitment to our clients and our team. We are seeking a highly motivated ...

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Personal Lines information

See salary details

$26K

$46.3K

$67.5K

How much do personal lines jobs pay per year?

As of Sep 4, 2026, the average yearly pay for personal lines in the United States is $46,325.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,000.00 and $52,500.00 per year, depending on experience, location, and employer.

What is personal lines?

Personal lines refer to insurance policies that protect individuals and families from financial loss due to events like accidents, theft, or natural disasters. These policies typically include coverage for homes, automobiles, personal property, and liability. Personal lines help people manage risk in their everyday lives by providing financial protection against unforeseen circumstances. Common examples include auto insurance, homeowners insurance, renters insurance, and personal liability policies.

What are the typical daily responsibilities of a personal lines insurance professional?

Personal Lines insurance professionals typically spend their days assisting clients with policy inquiries, processing new applications, and handling claims for personal insurance products such as auto, home, or renters insurance. They also review existing policies for coverage adequacy, recommend updates based on clients’ changing needs, and ensure regulatory compliance. Regular collaboration with underwriters, adjusters, and customer service teams is common to provide comprehensive client support and resolve any issues efficiently.

What are the key skills and qualifications needed to thrive as a personal lines insurance agent, and why are they important?

To thrive as a Personal Lines Insurance Agent, you need a solid understanding of insurance products, risk assessment, and state licensing requirements. Familiarity with agency management systems, quoting software, and customer relationship management (CRM) tools is typically necessary. Excellent interpersonal skills, active listening, and problem-solving abilities help agents build trust and effectively address client needs. These skills are crucial for providing accurate coverage recommendations, maintaining regulatory compliance, and achieving client satisfaction in a competitive market.

What is the difference between Personal Lines vs Property and Casualty Insurance Agent?

AspectPersonal LinesProperty and Casualty Insurance Agent
CredentialsLicenses in personal lines insurance, state-specificSame licenses as Personal Lines, often with additional certifications
Work EnvironmentInsurance agencies, customer homes, onlineInsurance agencies, client offices, online
Employer & IndustryInsurance companies, brokers, agenciesInsurance companies, brokers, agencies
Search & ComparisonOften compared for specialization in personal policiesBroader scope including commercial policies

Personal Lines professionals focus on individual insurance policies like auto, home, and renters. Property and Casualty Insurance Agents handle a wider range of policies, including commercial insurance. While both roles require similar licenses and work environments, Personal Lines specialists typically focus on personal policies, making them more targeted for consumers seeking individual coverage.

More about Personal Lines jobs

What cities are hiring for Personal Lines jobs?

Cities with the most Personal Lines job openings:

What are the most commonly searched types of Personal Lines jobs?

The most popular types of Personal Lines jobs are:

What states have the most Personal Lines jobs?

States with the most job openings for Personal Lines jobs include:

Personal Lines jobs near you
Infographic showing various Personal Lines job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 76% Full Time, 19% Part Time, and 4% Contract. Highlights an 87% Physical, 2% Hybrid, and 11% Remote job distribution, with an average salary of $46,325 per year, or $22.3 per hour.

Underwriter - Personal Lines

California Capital Insurance

Phoenix, AZ • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired 2 days ago. Applications are no longer accepted.

Job description

Why CIG?
At Capital Insurance Group we offer our employees more than just a job. We foster career growth, provide opportunities to give back to our communities, and help you take the next step in your career!
CIG was founded in 1898 by a group of earnest farmers in need of protection and today, we are the leading West Coast Property & Casualty insurer. CIG is certified as a Great Place to Work and provides a collaborative, inclusive, and fun work culture for all employees.
Why Choose CIG's Personal Lines Underwriting Team?
This is your perfect opportunity to join a company that is building momentum with our independent agents and protecting the dreams and assets of our policyholders. Join the CIG Underwriting team in helping build a safer world where dreams soar!
Benefits
  • Accrue twenty-one days of Paid Time Off during your first year
  • Up to eighty-seven percent of benefits are covered by CIG for you and your family members
    • Medical, Dental, Vision plans, Telehealth
  • One hundred percent covered plans
    • Basic Life & AD&D
    • Employee Assistance
    • Leave Management
    • Long Term Disability
    • Short Term Disability (Outside of CA)
    • Employee Benefit Advocacy Hot Line
  • Family Caregiver Support (Homethrive)
  • Child Care Resources (Tootris)
  • Business Travel Accident Protection
  • Voluntary benefit offerings
    • Short-term Disability (CA only)
    • Voluntary Life AD&D self, spouse, and child plans
    • Flexible Spending (FSA)
    • Health Savings (HSA)
    • Hospital Indemnity
    • Accidental Injury
    • Pet Insurance
    • Commuter Benefit
  • Critical Illness
  • ARAG Legal Services
  • Norton LifeLock
  • Nine paid holidays, plus two floating holidays
  • Above and Beyond Reward Recognition Program
    • Kudos & Shout Out Points Program
    • Quarterly Above and Beyond Bonus Program
    • Annual Above and Beyond Bonus Program
  • Competitive compensation
    • Base compensation
    • Salary Management Spot Bonuses
    • Annual Incentive/Profit sharing program, potential payout annually based on company results.
  • Discount partnerships
    • Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more
  • Insurance, educational reimbursement, and bonus programs
  • Employee Referral Bonus Program
  • Home and Auto Insurance Discount Program.
  • Paid Volunteer Time ďż˝ Through company-planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!
  • Retirement savings benefit (401k and Roth + match)
  • Health & Financial Wellness
    • Wellness platform, tools, and events - Vitality
    • Health Savings Account ďż˝ match
    • Financial Wellness Resources

Work Environment & Format
This is a hybrid-eligible position, where Monday through Wednesday would be working in one of our offices, with Thursday and Friday eligible for work-from-home days. Office locations include: Reno (NV), Monterey (CA), Roseville (CA), and Phoenix (AZ).
Overview
The Personal Lines Underwriter is responsible for maintaining an underwriting desk which includes the individual risk selection according to company guidelines. In addition, the role requires maintaining profitability, establishing strong internal as well as external customer relationships. The position will provide knowledge of underwriting appetite and company philosophy to our agency partners. The individual will participate in audits and special projects as needed to facilitate the continued growth and renewal profitability goals. This person will work closely with the Underwriting Supervisor on any matters related to Personal Lines Underwriting.
Responsibilities
  • Review and maintain agency management practices for assigned agents, utilizing this information for respective file decisions and quarterly agency reviews.
  • Complete drafts for Department of Insurance complaints with the assistance of the PL Underwriting Supervisor
  • Complete underwriting and file reviews on referred new business, endorsements, inspections, CRU Claim Report to Underwriting, and renewal questionnaires.
  • Field incoming phone calls and email messages from agents to provide underwriting answers to inquiries and service for the assigned territory.
  • Achieve annual growth, loss ratio, retention and time service goals\
  • Agency Management ďż˝ Use of APS Agency Profile System and regular contact with ADM Agency Development Manager in a mutual partnership to facilitate production.
  • Undertakes special projects as requested by management. May participate in audit and quality control reviews.
  • Job description is not prescriptive, but rather a guide as to the duties and responsibilities you will have, however it is not limited to the listed above.

Requirements
  • Knowledge of insurance industry terminology and laws
  • General policies and procedures for underwriting personal lines insurance risks
  • A college degree is preferred with 3 yearsďż˝ experience as a Personal Lines underwriter or equivalent experience.
  • Demonstrated ability to apply sound underwriting principles in a professional, consultative manner.
  • Excellent verbal and written skills are required.
  • Continued personal development in insurance courses is desirable.
  • Experience with automated underwriting and rating systems.
  • Experience with Microsoft software including Word, Excel, Outlook and Power Point
  • Candidates must be authorized to work in the United States without the need for current or future visa sponsorship.

Career Path potential:
  • Sr. Underwriter ďż˝ Personal Lines

Salary Range: $55,012.00 - $91,687.00
The salary range listed here has been provided to comply with local regulations and represents a potential base salary range for this role. Please note that actual salaries may vary within the range above or below, depending on experience and location. We look at compensation for each individual and base our offer on your unique qualifications, experience, and expected contributions. This position may also be eligible for other types of compensation in addition to base salary, such as benefits and bonus programs.

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