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Personal Lines Jobs (NOW HIRING)

AGC Consulting

Personal Lines Underwriter

San Juan, PR · On-site

We serve both personal and commercial lines clients across the island, combining deep local expertise with a commitment to operational excellence and innovation. Position Summary We are seeking a ...

Horst Group

Personal Lines Manager

Lancaster, PA · On-site

$43K - $59K/yr

Personal Lines Manager Company Overview Horst Insurance is dedicated to providing legendary insurance services to its clients. From our team approach to providing unique services and resources, Horst ...

Horst Group

Personal Lines Manager

Lancaster, PA · Hybrid

$43K - $59K/yr

Personal Lines Manager Company Overview Horst Insurance is dedicated to providing legendary insurance services to its clients. From our team approach to providing unique services and resources, Horst ...

Cross Insurance

Personal Lines Processor

Newburyport, MA · On-site

$47K - $64K/yr

Personal Lines Processor A Personal Lines Processor is primarily responsible for processing documents related to personal lines insurance and providing administrative support to the Producers and ...

Crossagency

Personal Lines Processor

Newburyport, MA

$47K - $64K/yr

Personal Lines Processor A Personal Lines Processor is primarily responsible for processing documents related to personal lines insurance and providing administrative support to the Producers and ...

Cross Insurance

Personal Lines Processor

Wakefield, MA · On-site

$47K - $64K/yr

Personal Lines Processor The Cross Family of Agencies welcomes you. We need your talent and expertise. A Personal Lines Processor is primarily responsible for processing documents related to personal ...

Horst Group

Personal Lines Manager

Lancaster, PA · On-site

$43K - $59K/yr

Personal Lines Manager Company Overview Horst Insurance is dedicated to providing legendary insurance services to its clients. From our team approach to providing unique services and resources, Horst ...

Cross Insurance

Personal Lines Processor

Norwell, MA · On-site

$20 - $25/hr

Personal Lines Processor A Personal Lines Processor is primarily responsible for processing documents related to personal lines insurance and providing administrative support to the Producers and ...

Cross Insurance

Personal Lines Processor

Norwell, MA · On-site

$20 - $25/hr

Personal Lines Processor A Personal Lines Processor is primarily responsible for processing documents related to personal lines insurance and providing administrative support to the Producers and ...

Crossagency

Personal Lines Processor

Norwell, MA · On-site

$20 - $25/hr

Personal Lines Processor A Personal Lines Processor is primarily responsible for processing documents related to personal lines insurance and providing administrative support to the Producers and ...

Cross Insurance

Personal Lines Processor

Newburyport, MA · On-site

$47K - $64K/yr

Personal Lines Processor A Personal Lines Processor is primarily responsible for processing documents related to personal lines insurance and providing administrative support to the Producers and ...

The Misch Group

Personal Lines Producer

Richmond, VA · On-site

$60K - $125K/yr

Personal Lines Producer Department: Insurance & Financial Services Employment Type: Full Time Location: Virginia Compensation: $60,000 - $125,000 / year Description Personal Lines Producer/CSR ...

Cross Insurance

Personal Lines Processor

Manchester, NH · On-site

$22.50 - $24/hr

Personal Lines Processor The Cross Family of Agencies welcomes you. We need your talent and expertise. We need your talent and expertise to fill a Personal Lines Processor role in our Manchester, NH ...

The MJ Companies

Personal Lines Manager

Phoenix, AZ · On-site

$44K - $60K/yr

Position Overview The Personal Lines Manager is a newly created role designed to scale and optimize the operational execution of the Personal Lines business unit. This position serves as the ...

The MJ Companies

Personal Lines Manager

Phoenix, AZ · On-site

$44K - $60K/yr

Position Overview The Personal Lines Manager is a newly created role designed to scale and optimize the operational execution of the Personal Lines business unit. This position serves as the ...

Crossagency

Personal Lines Processor

Manchester, NH

$22.50 - $24/hr

We need your talent and expertise to fill a Personal Lines Processor role in our Manchester, NH office . Why this position is so important: You're the backbone and primary support for our Personal ...

The Misch Group

Personal Lines Manager

Richmond, VA · On-site

$80K - $125K/yr

Personal Lines Manager Department: Insurance & Financial Services Employment Type: Full Time Location: Virginia Compensation: $80,000 - $125,000 / year Description Position Overview We are seeking a ...

Cross Insurance

Personal Lines Processor

Manchester, NH · On-site

$22.50 - $24/hr

We need your talent and expertise to fill a Personal Lines Processor role in our Manchester, NH office . Why this position is so important: You're the backbone and primary support for our Personal ...

Bing Recruitment

Personal Lines Producer

Chester, NJ · On-site

$50K - $80K/yr

We are seeking a dynamic and experienced Personal Lines Sales Producer. The successful candidate will be responsible for new business development as well as executive leadership over a portfolio of ...

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Personal Lines information

See salary details

$26K

$46.3K

$67.5K

How much do personal lines jobs pay per year?

As of Jul 13, 2026, the average yearly pay for personal lines in the United States is $46,325.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,000.00 and $52,500.00 per year, depending on experience, location, and employer.

What jobs pay 4000 a week without a degree?

Personal Lines insurance agents can earn around $4,000 weekly through commissions and sales, especially with experience and a strong client base. Other high-paying roles without a degree include real estate brokers, commercial pilots, and certain sales positions, which often rely on skills, licensing, or certifications rather than formal education.

Which line of insurance pays the most?

In personal lines insurance, high-net-worth individual policies such as high-value home and luxury auto insurance tend to pay the most in claims and premiums. These policies often involve higher coverage limits and specialized skills, leading to higher earning potential for insurance agents and adjusters working in these areas.

How much does a 215 license make?

A Personal Lines insurance license allows individuals to sell and service personal insurance policies. In Florida, licensed agents typically earn between $40,000 and $60,000 annually, depending on experience, location, and employer. Commissions and bonuses can also significantly impact total earnings in this role.

Why do most insurance agents quit?

Most insurance agents quit due to high competition, challenging sales targets, and inconsistent income, especially during the initial stages of building a client base. The job often requires strong interpersonal skills, persistence, and the ability to handle rejection, which can lead to burnout and turnover.

What are the typical daily responsibilities of a Personal Lines insurance professional?

Personal Lines insurance professionals typically spend their days assisting clients with policy inquiries, processing new applications, and handling claims for personal insurance products such as auto, home, or renters insurance. They also review existing policies for coverage adequacy, recommend updates based on clients’ changing needs, and ensure regulatory compliance. Regular collaboration with underwriters, adjusters, and customer service teams is common to provide comprehensive client support and resolve any issues efficiently.

What is the difference between Personal Lines vs Property and Casualty Insurance Agent?

AspectPersonal LinesProperty and Casualty Insurance Agent
CredentialsLicenses in personal lines insurance, state-specificSame licenses as Personal Lines, often with additional certifications
Work EnvironmentInsurance agencies, customer homes, onlineInsurance agencies, client offices, online
Employer & IndustryInsurance companies, brokers, agenciesInsurance companies, brokers, agencies
Search & ComparisonOften compared for specialization in personal policiesBroader scope including commercial policies

Personal Lines professionals focus on individual insurance policies like auto, home, and renters. Property and Casualty Insurance Agents handle a wider range of policies, including commercial insurance. While both roles require similar licenses and work environments, Personal Lines specialists typically focus on personal policies, making them more targeted for consumers seeking individual coverage.

What are Personal Lines in insurance?

Personal lines refer to insurance policies that protect individuals and families from financial loss due to events like accidents, theft, or natural disasters. These policies typically include coverage for homes, automobiles, personal property, and liability. Personal lines help people manage risk in their everyday lives by providing financial protection against unforeseen circumstances. Common examples include auto insurance, homeowners insurance, renters insurance, and personal liability policies.

What are the key skills and qualifications needed to thrive as a Personal Lines Insurance Agent, and why are they important?

To thrive as a Personal Lines Insurance Agent, you need a solid understanding of insurance products, risk assessment, and state licensing requirements. Familiarity with agency management systems, quoting software, and customer relationship management (CRM) tools is typically necessary. Excellent interpersonal skills, active listening, and problem-solving abilities help agents build trust and effectively address client needs. These skills are crucial for providing accurate coverage recommendations, maintaining regulatory compliance, and achieving client satisfaction in a competitive market.
More about Personal Lines jobs
What cities are hiring for Personal Lines jobs? Cities with the most Personal Lines job openings:
What are the most commonly searched types of Personal Lines jobs? The most popular types of Personal Lines jobs are:
What states have the most Personal Lines jobs? States with the most job openings for Personal Lines jobs include:
Personal Lines jobs near you

Personal Lines Underwriter

AGC Consulting

San Juan, PR • On-site

Full-time

Medical, Dental, Vision

Posted 17 days ago

Job description

Antilles Insurance Company is a leading property and casualty insurer headquartered in Puerto Rico, regulated by the Oficina del Comisionado de Seguros (OCS). We serve both personal and commercial lines clients across the island, combining deep local expertise with a commitment to operational excellence and innovation.

Position Summary

We are seeking a detail-oriented and experienced Personal Lines Underwriter to join our underwriting team. This role is responsible for evaluating, pricing, and binding personal lines risks — primarily Personal Package Policies, HO6 and related endorsements — in compliance with company guidelines, OCS regulations, and sound underwriting principles.

Key Responsibilities

  • Review and underwrite new business submissions and renewals for personal lines accounts including personal package and HO6.
  • Analyze risk characteristics, property values, TIV, construction type, occupancy, and loss history to determine acceptability and pricing
  • Communicate underwriting decisions to brokers and agents in a timely and professional manner
  • Ensure compliance with OCS-mandated forms, rates, and filing requirements for personal lines products
  • Process policy endorsements, cancellations, and reinstatements accurately within system workflows
  • Collaborate with the production team to support broker relationships and agency pipeline development
  • Participate in workflow automation initiatives and contribute to process improvement efforts
  • Prepare reports and metrics for management review, including loss ratios, submission counts, and bind rates
  • Assist in the review and update of underwriting guidelines, SOPs, and authority matrices.

Qualifications

  • Bachelor's degree in Business Administration, Finance, Risk Management, or a related field
  • Minimum 2–4 years of personal lines underwriting experience in a P&C insurance environment
  • Working knowledge of Puerto Rico OCS regulatory framework preferred
  • Familiarity with personal lines policy forms (ISO HO3, HO6, DP forms) and coverage interpretation
  • Proficiency in Microsoft Office Suite (Excel, Word, Outlook); experience with policy administration systems a plus
  • Strong analytical skills with attention to detail and sound judgment in risk evaluation
  • Excellent written and verbal communication skills in Spanish and English
  • CPCU, CIC, or similar insurance designation is a plus but not required

What We Offer

  • Competitive salary commensurate with experience
  • Medical, dental, and vision benefits
  • Professional development and continuing education support
  • Collaborative team environment with exposure to both personal and commercial lines operations
  • Opportunity to contribute to a growing company undergoing exciting operational modernization


Equal Opportunity Employer