Perfection Jobs (NOW HIRING)

Job Summary:

The Collateral Perfection Specialist is responsible for performance of support duties related to collateral perfection for consumer and commercial loans. These tasks include necessary processes to maintain active and perfected mortgages, EFS, titles, and liens on all collateral types. This position must always stay aware of and adhere to established policies and procedures to ensure alignment with bank, state, and federal guidelines and regulations.

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

Duties/Responsibilities:

• Place, work and maintain all appropriate ticklers.
• Responsible for reviewing and assembling loan documents required in order to file perfection documents to secure the Bank’s collateral timely and accurately.
• Maintain all collateral documents in compliance with Bank and regulatory requirements.
• Process payoffs timely and accurately.
• Release collateral on paid notes in accordance to state regulatory requirements.
• Demonstrate high standards for quality, quantity and a high concentration level for protecting the loan assets of the bank.
• Work with a sense of urgency; seek out and adapt to best practices; seek constant improvement motivated by personal and departmental goals.
• Other duties and responsibilities as needed or assigned.

Required Skills/Abilities:

• Ability to exhibit our core values; Integrity, Enthusiasm, Accountability, Excellence, Customer First, Professionalism, and Respect.
• Identify and report risks that could impede the reputation, safety, security, or financial success of the bank.
• Must be able to thrive in a fast paced, highly detailed work environment.
• Effective communication skills and commitment to work as a team player.
• Cooperative and professional demeanor.
• Must be capable of performing multiple tasks on a regular basis.
• Excellent organizational skills.
• Exercise a willingness and commitment to adhere to the bank’s core values.
• Ability to identify and report risks that could impede the reputation, safety, security, or financial success of the bank.

Education and Experience:

• Bachelor’s degree.
• Prior banking experience may compensate for formal education.