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Payments Operations Jobs in Florida (NOW HIRING)

MUFG

Payments Analyst

Tampa, FL · Hybrid

$61K - $77K/yr

  • Medical

  • Retirement

  • PTO

... Operations Experience in foreign currency wire remittance processing for corporate and ... payments and related processing workflows Experience reviewing and processing FX contracts ...

Alegeus

Payment Operations Associate II

Maitland, FL · On-site

$18.32 - $31.15/hr

  • Medical

  • PTO

Payment Operations Associate II Join our team at Alegeus, where you'll experience unmatched opportunity and a culture that cares deeply about succeeding together. As a Payment Operations Associate ...

Alegeus

Payment Operations Associate II

Maitland, FL · Hybrid

$18.32 - $31.15/hr

  • Medical

  • PTO

Payment Operations Associate II Join our team at Alegeus, where you'll experience unmatched opportunity and a culture that cares deeply about succeeding together. As a Payment Operations Associate ...

Paysafe

VP Merchant Risk Operations

Jacksonville, FL · On-site

With 30 years of expertise in payment technology, Paysafe helps businesses and consumers lift every experience through seamless, secure payment solutions, including card payments, digital wallets ...

MUFG Bank, Ltd.

PAYMENT ANALYST

Tampa, FL · On-site

$61K - $77K/yr

  • Medical

  • Retirement

  • PTO

... Payments Operations • Experience in foreign currency wire remittance processing for corporate and institutional clients • Hands-on knowledge of SWIFT ISO formats including pacs.008, pacs.009 ...

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Payments Operations information

What are some common challenges faced in a payments operations role, and how can they be successfully managed?

Professionals in Payments Operations often encounter challenges such as managing high transaction volumes, ensuring compliance with regulatory requirements, and quickly resolving payment discrepancies or failures. Staying organized, maintaining strong attention to detail, and using automated tools can help streamline processes and reduce errors. Effective collaboration with finance, compliance, and IT teams is crucial for resolving issues efficiently and keeping payment systems running smoothly. Regularly updating knowledge on industry regulations and best practices also helps professionals stay ahead of potential risks.

What are the key skills and qualifications needed to thrive in payments operations?

To excel in Payments Operations, you need strong analytical abilities, attention to detail, and a solid understanding of financial processes, often supported by a degree in finance, accounting, or business. Familiarity with payment processing systems, banking software, and compliance tools like SWIFT, ACH, or ISO 20022 standards is typically required. Effective communication, problem-solving, and adaptability are crucial soft skills for managing exceptions and collaborating across teams. These skills ensure accurate, timely, and compliant payment processing, which is vital for organizational trust and efficiency.

What is the difference between Payments Operations vs Payments Analyst?

AspectPayments OperationsPayments Analyst
Required CredentialsTypically relevant certifications like ACAMS, CPA, or industry-specific trainingOften requires a degree in finance, accounting, or related fields; certifications like CFA or CPA are common
Work EnvironmentOperational teams within financial institutions, payment processors, or fintech companiesAnalytical teams focusing on data analysis, reporting, and process improvement in similar settings
Employer & Industry UsageUsed across banks, payment providers, and fintech firms for managing payment processesCommonly employed in financial services for analyzing payment data and trends

Payments Operations focuses on managing and executing payment processes, ensuring smooth transaction flow, and compliance. Payments Analysts analyze payment data, identify trends, and recommend improvements. While both roles work within the payments industry, Operations is more process-oriented, whereas Analysts focus on data analysis and reporting.

What is payments operations?

Payments Operations refers to the team or function within a company that manages the processing, settlement, and reconciliation of financial transactions. This includes handling incoming and outgoing payments, ensuring compliance with regulations, detecting and preventing fraud, and resolving payment-related issues. Payments Operations professionals work closely with banks, payment processors, and internal teams to ensure that financial transactions are accurate, timely, and secure.

What are the most commonly searched types of Payments Operations jobs in Florida?

The most popular types of Payments Operations jobs in Florida are:

What are popular job titles related to Payments Operations jobs in Florida?

For Payments Operations jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Payments Operations jobs in Florida look for?

The top searched job categories for Payments Operations jobs in Florida are:

What cities in Florida are hiring for Payments Operations jobs?

Cities in Florida with the most Payments Operations job openings:

Payments Operations jobs near you
Infographic showing various Payments Operations job openings in Florida as of August 2026, with employment types broken down into 83% Full Time, 12% Part Time, 2% Temporary, 2% Contract, and 1% Nights. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution.

Payment Lifecycle Associate II - Payment Operations Team Lead

JP Morgan Chase

Tampa, FL • On-site

Full-time

Medical, Retirement

This job post has expired today. Applications are no longer accepted.

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 495 frontline employees who took The Breakroom Quiz

71st of 171 rated banks

Job description

Join a team shaping the future of digital payments and drive your professional growth. Become a pivotal leader at the forefront of revolutionizing payment operations, where your expertise will help drive efficiency across our financial systems.
As a Payment Lifecycle Associate II within Payments Operations, you will play a pivotal role in enhancing our payment operations framework by streamlining processes, implementing new technologies, and developing operational functions. You will manage payment processing across various products, ensuring smooth fund transfers and reconciling purchase and sales options, futures, or securities, while leveraging your proficiency in automation, cybersecurity, and anti-fraud awareness to ensure security and efficiency. Your ability to manage stakeholders, influence decisions, and handle conflicts will drive mutually beneficial outcomes, and your strategic planning skills will guide our direction and resource allocation decisions. Additionally, your proficiency in AI/ML will be utilized to solve complex problems and enhance processes, applying your knowledge in market product and process improvement to optimize our operations.
Job responsibilities
  • Manage and deliver programs or projects of moderate to advanced complexity related to the payments lifecycle, while leading or contributing to client experience, transformation initiatives, and process optimization.
  • Define project requirements, impact, outcome criteria, and metrics using process models and diagrams, providing subject matter expertise on key initiatives, new system developments, and automation opportunities.
  • Conduct research and data analysis to resolve non-routine payment lifecycle issues, including cash, trade, merchant, or commercial card transactions, and client investigations.
  • Monitor and enhance the control environment for technical, financial, and operations processes, participating in the detection and prevention of fraudulent transactions to mitigate risks.
  • Build effective relationships with stakeholders, cross-functional and cross-locational teams, and clients to drive mutually beneficial outcomes and ensure smooth operations.
  • Coach, train, mentor, and develop junior talent to equip the team for future success.
 
Required qualifications, capabilities, and skills 
  • Demonstrated ability in operations leadership or management within payments, with at least three years of experience, showcasing advanced knowledge of global payment processing operations, products, and systems architecture to support operational efficiency and change management.
  • Self-reliant and proactive in problem-solving, with the ability to independently conduct root cause analysis and execute analytics projects, creatively finding solutions.
  • Ability to navigate effectively in dynamic environments with evolving priorities and shifting workloads across complex products, applying a commercial and growth mindset to adapt to new business initiatives.
  • Proficient in data analysis techniques, capable of interpreting and communicating insights to inform decision-making with senior stakeholders, while leveraging strong interpersonal skills for collaboration.
  • Understand cybersecurity controls and anti-fraud strategies to protect information and systems, with familiarity in continuous improvement methodologies and design thinking techniques.
  • Demonstrated proficiency in using automation technologies to optimize payments processing, with a proven track record in enhancing customer experience throughout the customer journey.
 
Preferred qualifications, capabilities, and skills
  • Knowledge of ISO or Swift message processing or management.
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

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