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Payment Software Engineer Jobs (NOW HIRING)

Finix

Senior Software Engineer

San Francisco, CA

$150K - $220K/yr

Since Finix serves as the complete payment platform of our customers', our engineering team owns our customers' ability to capture revenue. The Sr. Software Engineer role centers around envisioning ...

Mastercard

Principal Software Engineer

Atlanta, GA · On-site

$129.80K - $174.10K/yr

Mastercard is a global technology company in the payments industry, dedicated to building a sustainable economy through digital payment solutions. The Principal Software Engineer will lead enterprise ...

Anduril Industries

Software Engineer

Huntsville, AL · On-site

$165K - $218K/yr

ABOUT THE TEAM Anduril's Software Engineers excel at developing state-of-the art algorithms and ... Anduril will never solicit payment or demand personal financial details (such as banking ...

ACI Worldwide

Sr Software Engineer

Omaha, NE · On-site

$117.20K - $154.50K/yr

Powering the world's payments ecosystem ACI powers the payments ecosystem - globally, and you power ... As a Sr Software Engineer in Norcross, GA or Omaha, NE , you will join a diverse, passionate team ...

ACI Worldwide

Sr Software Engineer

Omaha, NE · On-site

$117.20K - $154.50K/yr

Powering the world's payments ecosystem ACI powers the payments ecosystem - globally, and you power ... As a Sr Software Engineer in Norcross, GA or Omaha, NE , you will join a diverse, passionate team ...

Finix

Senior Software Engineer

San Francisco, CA

$150K - $220K/yr

Since Finix serves as the complete payment platform of our customers', our engineering team owns our customers' ability to capture revenue. The Sr. Software Engineer role centers around envisioning ...

Visa

Software Engineer

Austin, TX · Hybrid

Visa is a world leader in payments and technology, with over 259 billion payments transactions ... As a Visa Software Engineer, you will be an integral part of a multi-functional development team ...

WEX

Lead Software Engineer

Dallas, TX

$140.60K - $173.10K/yr

About the Team/Role We are seeking a Lead Software Engineer in the WEX Corporate Payments Engineering organization. This role will be a top-tier software engineer to help develop, drive, and execute ...

WEX

Lead Software Engineer

New York, NY

$140.60K - $173.10K/yr

About the Team/Role We are seeking a Lead Software Engineer in the WEX Corporate Payments Engineering organization. This role will be a top-tier software engineer to help develop, drive, and execute ...

eNett

Lead Software Engineer

Portland, ME

$140.60K - $173.10K/yr

About the Team/Role We are seeking a Lead Software Engineer in the WEX Corporate Payments Engineering organization. This role will be a top-tier software engineer to help develop, drive, and execute ...

ACI Worldwide

Sr Software Engineer

Omaha, NE · On-site

$117.20K - $154.50K/yr

Powering the world's payments ecosystem ACI powers the payments ecosystem - globally, and you power ... As a Sr Software Engineer in Norcross, GA or Omaha, NE , you will join a diverse, passionate team ...

WEX

OR

$140.60K - $173.10K/yr

About the Team/Role We are seeking a Lead Software Engineer in the WEX Corporate Payments Engineering organization. This role will be a top-tier software engineer to help develop, drive, and execute ...

WEX

Lead Software Engineer

Seattle, WA

$140.60K - $173.10K/yr

About the Team/Role We are seeking a Lead Software Engineer in the WEX Corporate Payments Engineering organization. This role will be a top-tier software engineer to help develop, drive, and execute ...

ACI Worldwide

Sr Software Engineer

Omaha, NE · On-site

$117.20K - $154.50K/yr

Powering the world's payments ecosystem ACI powers the payments ecosystem - globally, and you power ... As a Sr Software Engineer in Norcross, GA or Omaha, NE , you will join a diverse, passionate team ...

WEX

Lead Software Engineer

Washington, DC

$140.60K - $173.10K/yr

About the Team/Role We are seeking a Lead Software Engineer in the WEX Corporate Payments Engineering organization. This role will be a top-tier software engineer to help develop, drive, and execute ...

WEX

Lead Software Engineer

Portland, ME

$140.60K - $173.10K/yr

About the Team/Role We are seeking a Lead Software Engineer in the WEX Corporate Payments Engineering organization. This role will be a top-tier software engineer to help develop, drive, and execute ...

WEX, Inc.

Lead Software Engineer

Portland, ME · On-site

$140.60K - $173.10K/yr

About the Team/Role We are seeking a Lead Software Engineer in the WEX Corporate Payments Engineering organization. This role will be a top-tier software engineer to help develop, drive, and execute ...

eNett

OR

$140.60K - $173.10K/yr

About the Team/Role We are seeking a Lead Software Engineer in the WEX Corporate Payments Engineering organization. This role will be a top-tier software engineer to help develop, drive, and execute ...

eNett

Lead Software Engineer

Seattle, WA

$140.60K - $173.10K/yr

About the Team/Role We are seeking a Lead Software Engineer in the WEX Corporate Payments Engineering organization. This role will be a top-tier software engineer to help develop, drive, and execute ...

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All JobsPayment Software Engineer Jobs

Payment Software Engineer information

See salary details

$63.5K

$147.5K

$205.5K

How much do payment software engineer jobs pay per year?

As of May 31, 2026, the average yearly pay for payment software engineer in the United States is $147,524.00, according to ZipRecruiter salary data. Most workers in this role earn between $120,000.00 and $173,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Payment Software Engineer, and why are they important?

To thrive as a Payment Software Engineer, you need strong programming skills (such as Java, Python, or C#), a solid understanding of payment processing systems, and a degree in computer science or a related field. Familiarity with payment gateways, APIs, PCI DSS compliance, and experience with tools like Stripe, PayPal, or Square are typically required. Analytical thinking, problem-solving ability, and clear communication help you collaborate effectively and resolve complex payment issues. These skills are crucial for building secure, reliable, and scalable payment solutions in a highly regulated and fast-evolving industry.

What are some common challenges Payment Software Engineers face when integrating with third-party payment gateways?

Payment Software Engineers often encounter challenges such as handling diverse API standards, ensuring secure data transmission, and managing compliance requirements like PCI DSS when integrating with third-party payment gateways. Additionally, they must account for various edge cases, including transaction failures and currency conversions, while maintaining a seamless user experience. Effective collaboration with product managers, QA teams, and external partners is essential to address these complexities and ensure reliable payment processing.

What does a Payment Software Engineer do?

A Payment Software Engineer designs, develops, and maintains software systems that handle financial transactions, such as credit card processing, digital wallets, and online payments. They ensure that payment systems are secure, reliable, and compliant with industry standards like PCI DSS. These engineers often work closely with banks, fintech companies, and e-commerce platforms to integrate payment solutions and resolve technical issues related to transactions.

What is the difference between Payment Software Engineer vs Payment Systems Analyst?

AspectPayment Software EngineerPayment Systems Analyst
Required CredentialsBachelor's in CS or related field, coding skills, knowledge of payment APIsBachelor's in IT, finance, or related field, analytical skills, understanding of payment processes
Work EnvironmentDevelopment teams, coding, testing, software designAnalysis, system evaluation, process improvement, client interaction
Employer & Industry UsageFintech companies, banks, payment processorsFinancial institutions, payment service providers, consulting firms

Payment Software Engineers focus on developing and maintaining payment applications through coding and software design, while Payment Systems Analysts analyze and optimize payment processes and systems. Both roles are essential in the payment industry but differ in their core responsibilities and skill sets.

Senior Software Engineer

Senior Software Engineer

Finix

San Francisco, CA

$150K - $220K/yr

Full-time

Posted yesterday

Job description

About Us

Finix is building the global operating system for fintech, starting with payments. From startups to publicly traded companies, Finix processes tens of billions of dollars annually both in-store and online. Finis was founded in 2015 and is headquartered in San Francisco.

To date Finix has raised over $200M, including a $75M Series C led by Acrew Capital and Lightspeed Venture Partners and backed by American Express Ventures, Bain Capital Ventures, Homebrew, Inspired Capital, Visa, and others


About the role
 
The engineering team owns the delivery and stability of our product end to end. Since Finix serves as the complete payment platform of our customers', our engineering team owns our customers' ability to capture revenue. The Sr. Software Engineer role centers around envisioning superior technical solutions to our customers' payment needs, leading its implementation and continuously ensuring reliable service to our customers. You will have broad autonomy and responsibility for formulating the best solution possible and working with your peers to deliver your vision. Finix is looking for a team member to join our engineering team who brings exceptional technical acumen, attention to detail, interest to grow and an obsession with building excellent, performing and scalable software.  
You will
  • Deep dive into our customers' needs, and work with product management to define new services
  • Own the technical vision, implementation, best practices and infrastructure within your domain
  • Develop close relationships with product management and peer engineers
  • Become an expert in your payments domain and mentor junior software engineers
  • Proactively improve our architecture, frameworks, tooling, automation, and best practices
You are
  • Experienced in designing, implementing, and testing superior software
  • Comfortable continuously delivering code, infrastructure, tests and features to production
  • Excited about finding new and better ways to make software reliable, scale and perform
  • Obsessed with finding edge cases, understanding requirements and design implications 
  • Proactive in monitoring running systems and troubleshooting production issues
  • Always looking for ways to grow, opportunities to mentor and collaborate with peers
You have
  • Have 4+ years of experience building and designing systems with several lifecycles 
  • Extensive experience implementing secure APIs, highly available and observable services
  • Led and mentored more junior software engineers
  • Kept tight control on multiple competing priorities and have strong ability to multitask
  • Raised the bar on every project you were involved in
$150,000 - $220,000 a year
-----------------------------------------
 
Finix is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, or any other protected class.
 
Role: Software Engineer III/IV
Level: IC3-IC4
Location: San Francisco, CA
Base Salary Range: $150,000/yr to $220,000/yr + equity + benefits
 
Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries at our headquarters in San Francisco, California. Individual pay is determined by work location, job related skills, experience, and relevant education or training.
 
Must be authorized to work in the U.S.; no visa sponsorship provided.
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
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