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Payment Software Engineer Jobs (NOW HIRING)

Stripe

Software Engineer

Seattle, WA · On-site +1

$156K - $235K/yr

Engineer payments integration with various financial partners software systems * Design APIs and underlying data models to support complex financial abstractions and multi-party integrations ...

Neon, Inc.

Software Engineer

New York, NY · On-site

$120K - $160K/yr

Founded by payments, fintech and gaming veterans, Neon focuses on product and partnership ... About the Role Neon is seeking a Software Engineer who will help lead the development of one of our ...

Global Payments

Sr. Software Engineer

Rochester, NY · On-site

$120K - $159K/yr

Every day, Global Payments makes it possible for millions of people to move money between buyers ... Drive software quality and engineering excellence by building maintainable, well-tested solutions ...

PayPal

Sr Software Engineer

Austin, TX · On-site

$121K - $160K/yr

We provide proprietary payment solutions accepted by merchants that enable the completion of ... PayPal, Inc. seeks Sr Software Engineer in Austin, TX Job Duties: Analyze software product ...

Bonterra

Lead Software Engineer - Payments

$110K - $160K/yr

At Bonterra, we're looking for a Lead Software Engineer to own technical leadership for our ... Experience with fraud detection patterns or payment risk systems * Background in nonprofit, civic ...

Global Payments, Inc.

Sr. Software Engineer

Rochester, NY · On-site

$120K - $159K/yr

Every day, Global Payments makes it possible for millions of people to move money between buyers ... Drive software quality and engineering excellence by building maintainable, well-tested solutions ...

5 Star Recruitment

Software Engineer

Phoenix, AZ

ASRS Agile Software Engineers contribute to software development projects designed to improve the ... We have a variety of ongoing projects involving processing monthly payments through banking ...

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All JobsPayment Software Engineer Jobs

Payment Software Engineer information

See salary details

$63.5K

$147.5K

$205.5K

How much do payment software engineer jobs pay per year?

As of Jul 24, 2026, the average yearly pay for payment software engineer in the United States is $147,524.00, according to ZipRecruiter salary data. Most workers in this role earn between $120,000.00 and $173,000.00 per year, depending on experience, location, and employer.

What are some common challenges Payment Software Engineers face when integrating with third-party payment gateways?

Payment Software Engineers often encounter challenges such as handling diverse API standards, ensuring secure data transmission, and managing compliance requirements like PCI DSS when integrating with third-party payment gateways. Additionally, they must account for various edge cases, including transaction failures and currency conversions, while maintaining a seamless user experience. Effective collaboration with product managers, QA teams, and external partners is essential to address these complexities and ensure reliable payment processing.

What is the difference between Payment Software Engineer vs Payment Systems Analyst?

AspectPayment Software EngineerPayment Systems Analyst
Required CredentialsBachelor's in CS or related field, coding skills, knowledge of payment APIsBachelor's in IT, finance, or related field, analytical skills, understanding of payment processes
Work EnvironmentDevelopment teams, coding, testing, software designAnalysis, system evaluation, process improvement, client interaction
Employer & Industry UsageFintech companies, banks, payment processorsFinancial institutions, payment service providers, consulting firms

Payment Software Engineers focus on developing and maintaining payment applications through coding and software design, while Payment Systems Analysts analyze and optimize payment processes and systems. Both roles are essential in the payment industry but differ in their core responsibilities and skill sets.

What are the key skills and qualifications needed to thrive as a Payment Software Engineer, and why are they important?

To thrive as a Payment Software Engineer, you need strong programming skills (such as Java, Python, or C#), a solid understanding of payment processing systems, and a degree in computer science or a related field. Familiarity with payment gateways, APIs, PCI DSS compliance, and experience with tools like Stripe, PayPal, or Square are typically required. Analytical thinking, problem-solving ability, and clear communication help you collaborate effectively and resolve complex payment issues. These skills are crucial for building secure, reliable, and scalable payment solutions in a highly regulated and fast-evolving industry.

What does a Payment Software Engineer do?

A Payment Software Engineer designs, develops, and maintains software systems that handle financial transactions, such as credit card processing, digital wallets, and online payments. They ensure that payment systems are secure, reliable, and compliant with industry standards like PCI DSS. These engineers often work closely with banks, fintech companies, and e-commerce platforms to integrate payment solutions and resolve technical issues related to transactions.
More about Payment Software Engineer jobs
What cities are hiring for Payment Software Engineer jobs? Cities with the most Payment Software Engineer job openings:
What states have the most Payment Software Engineer jobs? States with the most job openings for Payment Software Engineer jobs include:
What job categories do people searching Payment Software Engineer jobs look for? The top searched job categories for Payment Software Engineer jobs are:
Payment Software Engineer jobs near you
Infographic showing various Payment Software Engineer job openings in the United States as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $147,524 per year, or $70.9 per hour.
Software Engineer

Software Engineer

Stripe

Seattle, WA • On-site, Remote

$156K - $235K/yr

Other

Medical, Dental, Vision, Retirement

Posted 21 days ago

Job description

Who we areAbout Stripe 

Stripe, LLC. is a financial infrastructure platform for businesses. Millions of companies - from the world's largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

What you'll doResponsibilities
  • Design, build, and maintain APIs, services, and systems across Stripe's engineering teams using Java, Ruby, Scala, and Go
  • Build software infrastructure, including developing, testing, and deploying it
  • Design and develop software systems, using scientific analysis and mathematical models to predict and measure outcome and consequences of design
  • Engineer payments integration with various financial partners software systems
  • Design APIs and underlying data models to support complex financial abstractions and multi-party integrations, enabling flexible billing and settlement configurations across international markets
  • Develop and direct software system testing and validation procedures, programming, and documentation
  • Debug production issues across services and multiple levels of the stack
  • Analyze user needs and software requirements to determine the feasibility of design within time and cost constraints
  • Work with engineers across the company to build new features at large-scale
  • Build new systems to securely store sensitive data; Improve engineering standards, tooling, and processes
  • Integrate observability tools and alerting mechanisms (Datadog, Prometheus) into high-traffic production systems, defining SLAs and real-time diagnostics to meet the reliability standards required by financial partners
  • Mentor junior engineers, lead technical design reviews, and establish best practices in code quality, system design, resilience engineering, and deployment strategies across the billing infrastructure group
Who you areMinimum requirements

Bachelor's degree or foreign equivalent in Computer Science, Data Science, or a related field, plus 2 years of Software development experience.

Position also requires the following:

  • 2 years of experience working with Java, Scala, Python and AWS
  • 2 years of experience implementing industry standard design patterns
  • 2 years of software engineering experience building full-stack web applications at scale
  • 2 years of experience with database management
  • 2 years of experience using SQL and related query languages to perform data analysis

Salary: $156,800 - $235,200/yr.

This salary range represents the base salary range for the role and any sales commissions / sales bonuses targets, if applicable, would be in addition to the base salary.

40 hrs/week

50% Telecommuting Permitted.

Multiple Positions Available. 

Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends. WA25 #LI-DNI

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