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Payment Software Engineer Jobs (NOW HIRING)

ACI Worldwide

Sr Software Engineer

Norcross, GA · On-site

$114K - $151K/yr

ACI Worldwide is powering the world's payments ecosystem, and they are seeking a Sr Software Engineer to provide technical leadership in the design and development of software systems. The role ...

eBay, Inc.

Payments - Software Engineer 3

San Jose, CA · On-site

$147K - $196K/yr

As a Senior Software Engineer (SE3), you will take full ownership of critical payment flows. You ... Build and deliver end-to-end payment processing flows - including authorization, capture ...

Qu, Inc.

Sr. Software Engineer (Payment Squad)

$125K - $165K/yr

Qu is looking for a Senior Software Engineer to join our Payments team. This role is central to building and maintaining high-performance, secure payment processing systems that power restaurant ...

Mondo

Software Engineer

Centreville, VA · Remote

$100/hr

Seeking a Software Engineer to help build and enhance a payment processing platform supporting customer-facing applications. This role is primarily backend-focused using C#/.NET and Azure, with ...

Aiwyn

Software Engineer, Payments

We're hiring a senior software engineer to join the team that owns our payments platform: the ... Make connecting payment processors, banks, and firm systems seamless, and the surface area ...

SteerBridge

Software Engineer - Payments

Vienna, VA · On-site

$115K - $135K/yr

POSITION OVERVIEW SteerBridge is seeking a Software Engineer to support SteerFi, a scalable, VA ... government payment systems. Unlike a purely feature-delivery role, this position requires the ...

SteerBridge

Software Engineer - Payments

Vienna, VA · On-site

$115K - $135K/yr

POSITION OVERVIEW SteerBridge is seeking a Software Engineer to support SteerFi, a scalable, VA ... government payment systems. Unlike a purely feature-delivery role, this position requires the ...

SteerBridge

Software Engineer - Payments

Vienna, VA · On-site

$115K - $135K/yr

POSITION OVERVIEW SteerBridge is seeking a Software Engineer to support SteerFi, a scalable, VA ... government payment systems. Unlike a purely feature-delivery role, this position requires the ...

TabaPay

Software Engineer

Palo Alto, CA · On-site

TabaPay is a leading company in the instant digital payments sector, helping Fintechs in the US and Canada move money efficiently. They are seeking an experienced Software Engineer to design and ...

OpenAI

Software Engineer, Payments

San Francisco, CA · On-site

$255K - $440K/yr

About the Role As a Software Engineer on the Payments Team, you will play a pivotal role in shaping ... Architect, implement and scale core payment infrastructure. * Build robust and extensible financial ...

Stripe

Software Engineer

New York, NY · On-site +1

$156K - $235K/yr

Engineer payments integration with various financial partners software systems; Develop and direct software system testing and validation procedures, programming, and documentation; Debug production ...

Stripe

Software Engineer

New York, NY · On-site

$156K - $235K/yr

Engineer payments integration with various financial partners software systems; Develop and direct software system testing and validation procedures, programming, and documentation; Debug production ...

MasterCard

Software Engineer ||

O Fallon, MO · On-site

We support a wide range of digital payments choices, making transactionssecure, simple, smart and ... Title and Summary Software Engineer || Overview At Mastercard, our industry expertise is enhanced ...

RealDefense

Software Engineer

Los Angeles, CA · On-site

... payment system integrations. This role involves collaboration with other senior developers and ... software development. · Troubleshoot and optimize application performance for speed and ...

TabaPay

Software Engineer

Palo Alto, CA · On-site

$140K/yr

Who We Are The world is moving towards instant digital payments and TabaPay is leading the way. We ... Who You Are As a Software Engineer for TabaPay, you love jumping into to complex programming ...

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All JobsPayment Software Engineer Jobs

Payment Software Engineer information

See salary details

$63.5K

$147.5K

$205.5K

How much do payment software engineer jobs pay per year?

As of Jul 23, 2026, the average yearly pay for payment software engineer in the United States is $147,524.00, according to ZipRecruiter salary data. Most workers in this role earn between $120,000.00 and $173,000.00 per year, depending on experience, location, and employer.

What are some common challenges Payment Software Engineers face when integrating with third-party payment gateways?

Payment Software Engineers often encounter challenges such as handling diverse API standards, ensuring secure data transmission, and managing compliance requirements like PCI DSS when integrating with third-party payment gateways. Additionally, they must account for various edge cases, including transaction failures and currency conversions, while maintaining a seamless user experience. Effective collaboration with product managers, QA teams, and external partners is essential to address these complexities and ensure reliable payment processing.

What is the difference between Payment Software Engineer vs Payment Systems Analyst?

AspectPayment Software EngineerPayment Systems Analyst
Required CredentialsBachelor's in CS or related field, coding skills, knowledge of payment APIsBachelor's in IT, finance, or related field, analytical skills, understanding of payment processes
Work EnvironmentDevelopment teams, coding, testing, software designAnalysis, system evaluation, process improvement, client interaction
Employer & Industry UsageFintech companies, banks, payment processorsFinancial institutions, payment service providers, consulting firms

Payment Software Engineers focus on developing and maintaining payment applications through coding and software design, while Payment Systems Analysts analyze and optimize payment processes and systems. Both roles are essential in the payment industry but differ in their core responsibilities and skill sets.

What are the key skills and qualifications needed to thrive as a Payment Software Engineer, and why are they important?

To thrive as a Payment Software Engineer, you need strong programming skills (such as Java, Python, or C#), a solid understanding of payment processing systems, and a degree in computer science or a related field. Familiarity with payment gateways, APIs, PCI DSS compliance, and experience with tools like Stripe, PayPal, or Square are typically required. Analytical thinking, problem-solving ability, and clear communication help you collaborate effectively and resolve complex payment issues. These skills are crucial for building secure, reliable, and scalable payment solutions in a highly regulated and fast-evolving industry.

What does a Payment Software Engineer do?

A Payment Software Engineer designs, develops, and maintains software systems that handle financial transactions, such as credit card processing, digital wallets, and online payments. They ensure that payment systems are secure, reliable, and compliant with industry standards like PCI DSS. These engineers often work closely with banks, fintech companies, and e-commerce platforms to integrate payment solutions and resolve technical issues related to transactions.
More about Payment Software Engineer jobs
What cities are hiring for Payment Software Engineer jobs? Cities with the most Payment Software Engineer job openings:
What states have the most Payment Software Engineer jobs? States with the most job openings for Payment Software Engineer jobs include:
What job categories do people searching Payment Software Engineer jobs look for? The top searched job categories for Payment Software Engineer jobs are:
Payment Software Engineer jobs near you
Infographic showing various Payment Software Engineer job openings in the United States as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $147,524 per year, or $70.9 per hour.
Sr Software Engineer

Sr Software Engineer

ACI Worldwide

Norcross, GA • On-site

$114K - $151K/yr

Full-time

Posted 3 days ago

Job description

Job Summary:
ACI Worldwide is powering the world’s payments ecosystem, and they are seeking a Sr Software Engineer to provide technical leadership in the design and development of software systems. The role involves independently delivering high-quality software solutions and coordinating the technical work of a project team.
Responsibilities:
• Independently designs, develops, tests and delivers high quality software/solutions. Provides direct estimates, such as time, percentage of project completion, etc. to lead and/or manager.
• Researches and resolves reported systems software problems efficiently and accurately while adhering to internal software management standards and procedures.
• Coordinates the technical work of a small project team. Plans and schedules tasks for projects and individuals.
• Maintains detail knowledge of software, underlying network and system software, and dependencies.
• Provides guidance and subject matter expertise to the development organization.
• Perform other duties as assigned
• Understand and adhere to all corporate policies to include but not limited to the ACI Code of Business Conduct and Ethics.
Qualifications:
Required:
• Bachelor's degree in computer science or related field or equivalent software development experience.
• 5 years software development experience.
Company:
ACI Worldwide is a software company that delivers payments software solutions. Founded in 1975, the company is headquartered in Coral Gables, USA, with a team of 1001-5000 employees. The company is currently Late Stage.

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