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Payment Software Engineer Jobs (NOW HIRING)

Qu, Inc.

Sr. Software Engineer (Payment Squad)

$125K - $165K/yr

Qu is looking for a Senior Software Engineer to join our Payments team. This role is central to building and maintaining high-performance, secure payment processing systems that power restaurant ...

OpenAI

Software Engineer, Payments

San Francisco, CA · Hybrid

About the Role As a Software Engineer on the Payments Team, you will play a pivotal role in shaping ... Architect, implement and scale core payment infrastructure. * Build robust and extensible financial ...

OpenAI

Software Engineer, Payments

San Francisco, CA · On-site

About the Role As a Software Engineer on the Payments Team, you will play a pivotal role in shaping ... Architect, implement and scale core payment infrastructure. * Build robust and extensible financial ...

ACI Worldwide

Software Engineer

Norcross, GA · On-site

ACI Worldwide powers the world's electronic payments. Headquartered in the USA, we serve customers ... Collaborate and work efficiently as part of an agile software engineering team. MINIMUM JOB ...

MasterCard

Software Engineer ||

O Fallon, MO · On-site

We support a wide range of digital payments choices, making transactions secure, simple, smart and ... Title and Summary Software Engineer || Overview At Mastercard, our industry expertise is enhanced ...

Stripe

Software Engineer

New York, NY · On-site +1

$156K - $235K/yr

Engineer payments integration with various financial partners software systems; Develop and direct software system testing and validation procedures, programming, and documentation; Debug production ...

Stripe

Software Engineer

New York, NY · On-site +1

$156K - $235K/yr

Engineer payments integration with various financial partners software systems; Develop and direct software system testing and validation procedures, programming, and documentation; Debug production ...

Stripe

Software Engineer

Manhattan, NY · On-site +1

$156K - $235K/yr

Engineer payments integration with various financial partners software systems; Develop and direct software system testing and validation procedures, programming, and documentation; Debug production ...

MasterCard

Software Engineer ||

O Fallon, MO

We support a wide range of digital payments choices, making transactionssecure, simple, smart and ... Title and Summary Software Engineer || Overview At Mastercard, our industry expertise is enhanced ...

Clerq

Software Engineer

Manhattan, NY · On-site +1

$155K - $170K/yr

Software Engineer Opportunity Clerq is a Series A financial technology startup based in New York ... The company's next generation payments platform delivers a seamless checkout experience for high ...

ACI Worldwide

Software Engineer

Omaha, NE · On-site

ACI Worldwide powers the world's electronic payments. Headquartered in the USA, we serve customers ... Collaborate and work efficiently as part of an agile software engineering team. MINIMUM JOB ...

Mastercard, Inc.

Software Engineer ||

O Fallon, MO

We support a wide range of digital payments choices, making transactions secure, simple, smart and ... Title and Summary Software Engineer || Overview At Mastercard, our industry expertise is enhanced ...

MasterCard

Software Engineer

O Fallon, MO · On-site

We support a wide range of digital payments choices, making transactions secure, simple, smart and ... Title and Summary Software Engineer || Overview At Mastercard, our industry expertise is enhanced ...

Verifone

Software Engineer

New York, NY

Verifone has one of the leading electronic payment solutions brands and is one of the largest ... What's exciting about the role The Software Engineer is an leadership-facing role driving the ...

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All JobsPayment Software Engineer Jobs

Payment Software Engineer information

See salary details

$63.5K

$147.5K

$205.5K

How much do payment software engineer jobs pay per year?

As of Jun 23, 2026, the average yearly pay for payment software engineer in the United States is $147,524.00, according to ZipRecruiter salary data. Most workers in this role earn between $120,000.00 and $173,000.00 per year, depending on experience, location, and employer.

What are some common challenges Payment Software Engineers face when integrating with third-party payment gateways?

Payment Software Engineers often encounter challenges such as handling diverse API standards, ensuring secure data transmission, and managing compliance requirements like PCI DSS when integrating with third-party payment gateways. Additionally, they must account for various edge cases, including transaction failures and currency conversions, while maintaining a seamless user experience. Effective collaboration with product managers, QA teams, and external partners is essential to address these complexities and ensure reliable payment processing.

What is the difference between Payment Software Engineer vs Payment Systems Analyst?

AspectPayment Software EngineerPayment Systems Analyst
Required CredentialsBachelor's in CS or related field, coding skills, knowledge of payment APIsBachelor's in IT, finance, or related field, analytical skills, understanding of payment processes
Work EnvironmentDevelopment teams, coding, testing, software designAnalysis, system evaluation, process improvement, client interaction
Employer & Industry UsageFintech companies, banks, payment processorsFinancial institutions, payment service providers, consulting firms

Payment Software Engineers focus on developing and maintaining payment applications through coding and software design, while Payment Systems Analysts analyze and optimize payment processes and systems. Both roles are essential in the payment industry but differ in their core responsibilities and skill sets.

What are the key skills and qualifications needed to thrive as a Payment Software Engineer, and why are they important?

To thrive as a Payment Software Engineer, you need strong programming skills (such as Java, Python, or C#), a solid understanding of payment processing systems, and a degree in computer science or a related field. Familiarity with payment gateways, APIs, PCI DSS compliance, and experience with tools like Stripe, PayPal, or Square are typically required. Analytical thinking, problem-solving ability, and clear communication help you collaborate effectively and resolve complex payment issues. These skills are crucial for building secure, reliable, and scalable payment solutions in a highly regulated and fast-evolving industry.

What does a Payment Software Engineer do?

A Payment Software Engineer designs, develops, and maintains software systems that handle financial transactions, such as credit card processing, digital wallets, and online payments. They ensure that payment systems are secure, reliable, and compliant with industry standards like PCI DSS. These engineers often work closely with banks, fintech companies, and e-commerce platforms to integrate payment solutions and resolve technical issues related to transactions.
Infographic showing various Payment Software Engineer job openings in the United States as of June 2026, with employment types broken down into 70% Full Time, 10% Part Time, 10% Temporary, and 10% Contract. Highlights an 100% In-person job distribution, with an average salary of $147,524 per year, or $70.9 per hour.
Sr. Software Engineer (Payment Squad)

Sr. Software Engineer (Payment Squad)

Qu, Inc.

Remote

$125K - $165K/yr

Full-time

This job post has expired today. Applications are no longer accepted.

Job description

At Qu you'll find a fun, dynamic, and diverse culture that celebrates team and individual success. Our people are down to earth, trail blazin' folks who value innovation.
While mostly virtual, we collaborate closely to produce leading-edge software solutions much needed in the restaurant industry.
Qu is looking for a Senior Software Engineer to join our Payments team. This role is central to building and maintaining high-performance, secure payment processing systems that power restaurant chains globally. You will work on scalable cloud services, ensuring reliability and security for millions of transactions.
At Qu you will:
  • Design and develop scalable, secure, and reliable payment processing services.
  • Collaborate with cross-functional teams to integrate payment gateways and financial services.
  • Optimize system performance and troubleshoot complex issues in production environments.
  • Ensure PCI compliance and implement industry-standard security practices.

What we're looking for:
  • 5+ years of software engineering experience with a focus on backend systems.
  • Strong proficiency in Java, Go, or Python.
  • Experience with cloud platforms like AWS or Google Cloud.
  • Solid understanding of microservices architecture and RESTful APIs.
  • Deep understanding of payment flows, including authorization, tokenization, settlement, and reconciliation, within secure, distributed backend architecture.
  • Strong knowledge of Payment Card Industry (PCI) considerations and experience in designing systems for secure handling of sensitive financial data, consistency, and auditability.

Desired Qualifications:
  • Previous experience in fintech or payments industry.
  • Knowledge of Kubernetes and containerization.
  • Familiarity with SQL and NoSQL database technologies.
  • Background in restaurant, retail, or POS ecosystems and familiarity with store group hierarchies, check data, or tag-based filtering.
  • Familiarity with Azure DevOps tools, in conjunction with the Atlassian product suite (Jira, Confluence, Rovo, etc.)

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