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Payment Software Engineer Jobs (NOW HIRING)

ACI Worldwide

Software Engineer

Norcross, GA · On-site

Powering the world's payments ecosystem ACI powers the payments ecosystem - globally, and you power ... As a Sr. Software Engineer in Norcross, GA , you will join a diverse, passionate team, dedicated to ...

ACI Worldwide

Software Engineer

Norcross, GA · Hybrid

Powering the world's payments ecosystem ACI powers the payments ecosystem - globally, and you power ... As a Sr. Software Engineer in Norcross, GA , you will join a diverse, passionate team, dedicated to ...

ACI Worldwide

Sr Software Engineer

Norcross, GA · On-site

$114K - $151K/yr

Powering the world's payments ecosystem ACI powers the payments ecosystem - globally, and you power ... As a Sr. Software Engineer in Norcross, GA , you will join a diverse, passionate team, dedicated to ...

ACI Worldwide

Sr Software Engineer

Omaha, NE · On-site

$117K - $154K/yr

Powering the world's payments ecosystem ACI powers the payments ecosystem - globally, and you power ... As a Sr. Software Engineer in Norcross, GA , you will join a diverse, passionate team, dedicated to ...

Zuora

Software Engineer (Payment)

Foster City, CA

E. in Computer Engineering or equivalent discipline. * 5+ years of experience in backend or full-stack software development. * Knowledge and experience in the Payment domain. * Strong expertise in ...

Zuora

Software Engineer (Payment)

Foster City, CA · On-site

E. in Computer Engineering or equivalent discipline. * 5+ years of experience in backend or full-stack software development. * Knowledge and experience in the Payment domain. * Strong expertise in ...

ACI Worldwide

Sr Software Engineer

Norcross, GA · On-site

$114K - $151K/yr

Powering the world's payments ecosystem ACI powers the payments ecosystem - globally, and you power ... As a Sr. Software Engineer in Norcross, GA , you will join a diverse, passionate team, dedicated to ...

ACI Worldwide

Sr Software Engineer

Norcross, GA · Hybrid

$114K - $151K/yr

Powering the world's payments ecosystem ACI powers the payments ecosystem - globally, and you power ... As a Sr. Software Engineer in Norcross, GA , you will join a diverse, passionate team, dedicated to ...

ACI Worldwide

Sr Software Engineer

Norcross, GA · Hybrid

$114K - $151K/yr

Powering the world's payments ecosystem ACI powers the payments ecosystem - globally, and you power ... As a Sr. Software Engineer in Norcross, GA , you will join a diverse, passionate team, dedicated to ...

ACI Worldwide

Sr Software Engineer

Omaha, NE · Hybrid

$117K - $154K/yr

Powering the world's payments ecosystem ACI powers the payments ecosystem - globally, and you power ... As a Sr. Software Engineer in Norcross, GA , you will join a diverse, passionate team, dedicated to ...

ACI Worldwide

Sr Software Engineer

Norcross, GA · Hybrid

$114K - $151K/yr

Powering the world's payments ecosystem ACI powers the payments ecosystem - globally, and you power ... As a Sr. Software Engineer in Norcross, GA , you will join a diverse, passionate team, dedicated to ...

ACI Worldwide

Sr Software Engineer

Norcross, GA · On-site

$114K - $151K/yr

Powering the world's payments ecosystem ACI powers the payments ecosystem - globally, and you power ... As a Sr. Software Engineer in Norcross, GA , you will join a diverse, passionate team, dedicated to ...

Billtrust US Careers

Senior Software Engineer

$125K - $165K/yr

As the leader in B2B accounts receivable workflow and payment software, we provide the world ... About the Role The Sr. Software Engineer is a critical role responsible for designing solutions and ...

Billtrust US Careers

Lead Software Engineer

As the leader in B2B accounts receivable workflow and payment software, we provide the world ... About the Role The Lead Software Engineer is a critical role responsible for providing technical ...

Talanto

Senior Software Engineer, Payment

San Jose, CA · On-site

$179 - $268/hr

About the Opportunity We're looking for a Senior Software Engineer to join our Payments Team, based in the US. Payments is where meets the real financial world. Our team has built and operates the ...

New

OKX

Senior Software Engineer, Payment

San Jose, CA · On-site

$143K - $189K/yr

About the Opportunity We're looking for a Senior Software Engineer to join our Payments Team, based in the US. Payments is where OKX meets the real financial world. Our team has built and operates ...

OKX

Senior Software Engineer, Payment

San Jose, CA

$143K - $189K/yr

About the Opportunity We're looking for a Senior Software Engineer to join our Payments Team, based in the US. Payments is where OKX meets the real financial world. Our team has built and operates ...

Mondo

Software Engineer

Centreville, VA · Remote

$100/hr

Seeking a Software Engineer to help build and enhance a payment processing platform supporting customer-facing applications. This role is primarily backend-focused using C#/.NET and Azure, with ...

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Payment Software Engineer information

See salary details

$63.5K

$147.5K

$205.5K

How much do payment software engineer jobs pay per year?

As of Sep 2, 2026, the average yearly pay for payment software engineer in the United States is $147,524.00, according to ZipRecruiter salary data. Most workers in this role earn between $120,000.00 and $173,000.00 per year, depending on experience, location, and employer.

What does a payment software engineer do?

A Payment Software Engineer designs, develops, and maintains software systems that handle financial transactions, such as credit card processing, digital wallets, and online payments. They ensure that payment systems are secure, reliable, and compliant with industry standards like PCI DSS. These engineers often work closely with banks, fintech companies, and e-commerce platforms to integrate payment solutions and resolve technical issues related to transactions.

What are the key skills and qualifications needed to thrive as a payment software engineer, and why are they important?

To thrive as a Payment Software Engineer, you need strong programming skills (such as Java, Python, or C#), a solid understanding of payment processing systems, and a degree in computer science or a related field. Familiarity with payment gateways, APIs, PCI DSS compliance, and experience with tools like Stripe, PayPal, or Square are typically required. Analytical thinking, problem-solving ability, and clear communication help you collaborate effectively and resolve complex payment issues. These skills are crucial for building secure, reliable, and scalable payment solutions in a highly regulated and fast-evolving industry.

What are some common challenges payment software engineers face when integrating with third-party payment gateways?

Payment Software Engineers often encounter challenges such as handling diverse API standards, ensuring secure data transmission, and managing compliance requirements like PCI DSS when integrating with third-party payment gateways. Additionally, they must account for various edge cases, including transaction failures and currency conversions, while maintaining a seamless user experience. Effective collaboration with product managers, QA teams, and external partners is essential to address these complexities and ensure reliable payment processing.

What is the difference between Payment Software Engineer vs Payment Systems Analyst?

AspectPayment Software EngineerPayment Systems Analyst
Required CredentialsBachelor's in CS or related field, coding skills, knowledge of payment APIsBachelor's in IT, finance, or related field, analytical skills, understanding of payment processes
Work EnvironmentDevelopment teams, coding, testing, software designAnalysis, system evaluation, process improvement, client interaction
Employer & Industry UsageFintech companies, banks, payment processorsFinancial institutions, payment service providers, consulting firms

Payment Software Engineers focus on developing and maintaining payment applications through coding and software design, while Payment Systems Analysts analyze and optimize payment processes and systems. Both roles are essential in the payment industry but differ in their core responsibilities and skill sets.

More about Payment Software Engineer jobs

What cities are hiring for Payment Software Engineer jobs?

Cities with the most Payment Software Engineer job openings:

What states have the most Payment Software Engineer jobs?

States with the most job openings for Payment Software Engineer jobs include:

What job categories do people searching Payment Software Engineer jobs look for?

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Payment Software Engineer jobs near you
Infographic showing various Payment Software Engineer job openings in the United States as of August 2026, with employment types broken down into 89% Full Time, 8% Part Time, and 3% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $147,524 per year, or $70.9 per hour.

Software Engineer

ACI Worldwide

Norcross, GA • On-site

Full-time

Re-posted 15 days ago

Job description


Powering the world's payments ecosystem
ACI powers the payments ecosystem - globally, and you power ACI. You'll innovate, collaborate, and grow - in an energetic technology culture with decades of proven success. ACIers - in all roles and levels - are truly your colleagues and many are your friends. Our size and reach allow you to see the global impact of your work. You are visible, your talents are valued, and you are empowered to shape the future of payments.
As a Sr. Software Engineer in Norcross, GA, you will join a diverse, passionate team, dedicated to powering the world's payments ecosystem!
Position Summary
We are seeking an experienced Senior Software Engineer to join the MTS Development team responsible for one of the industry's most critical high-value payments platforms. This role will focus on maintaining, enhancing, and modernizing core payment processing capabilities while supporting regulatory mandates, customer commitments, platform resiliency, and long-term product sustainability.
The ideal candidate will be a strong software engineer with experience in complex enterprise applications, payment systems, mission-critical production support, and large-scale modernization initiatives.
Key Responsibilities
  • Design, develop, and maintain core MTS platform capabilities.
  • Deliver customer and regulatory commitments including payment network mandates.
  • Participate in production issue resolution and root cause analysis.
  • Support modernization initiatives including 64-bit migration, ISO 20022, structured address, security, and platform enhancement programs.
  • Collaborate with Product Management, Professional Services, Quality Engineering, and Customer Support teams.
  • Act as a technical mentor and support knowledge transfer initiatives.
  • Drive engineering excellence through automation, testing, observability, and quality improvements.
  • Leverage AI-assisted engineering tools to improve productivity and code quality.

Required Qualifications
  • 5+ years of software development experience.
  • Strong COBOL and enterprise application development experience.
  • Experience working with large-scale transaction processing platforms.
  • Experience debugging complex production issues.
  • Strong understanding of software architecture, integration patterns, APIs, and database technologies.
  • Experience with secure software development practices.
  • Excellent communication and collaboration skills.
Preferred Qualifications
  • Payments industry experience (Fedwire, CHIPS, SWIFT, ISO 20022).
  • Experience supporting Tier-1 financial institutions.
  • Experience with cloud migration and modernization initiatives.
  • Knowledge of high-availability and mission-critical systems.
  • Experience using AI engineering tools such as Copilot, Cursor, Claude, or equivalent.
Success Measures
  • Successful delivery of roadmap and mandate commitments.
  • Reduction in production incidents and resolution time.
  • Increased automated test coverage.
  • Effective knowledge transfer and documentation.
  • Contribution to long-term platform sustainability.

Applicants must be currently authorized to work in the United States on a full-time basis. This position does not offer sponsorship for employment visa status or work permit now or in the future.
In return for your expertise, we offer opportunities for growth, career development, and a competitive compensation and benefits package-all within an innovative and collaborative work environment.
Are you ready to help us transform the payments ecosystem? To learn more about ACI Worldwide, visit our web site at www.aciworldwide.comJob ID (Requisition #19609)
ACI Worldwide is an AA/EEO employer in the United States, which includes providing equal opportunity for protected veterans and individuals with disabilities, and an EEO employer globally.
Important Notice About Recruitment Scams
Job seekers should be aware of ongoing recruitment scams where individuals or organizations impersonate legitimate companies to offer fake job opportunities. These scams often involve requests for personal information, payments, or interviews through unofficial channels. Please be cautious and verify any communications claiming to be from our company (www.aciworldwide.com / @aciworldwide.com). The ACI Worldwide recruitment team will always follow official channels and will never request payment.
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About Us
ACI Worldwide is a global leader in mission-critical, real-time payments software. Our proven, secure and scalable software solutions enable leading corporations, fintechs and financial disruptors to process and manage digital payments, power omni-commerce payments, present and process bill payments, and manage fraud and risk. We combine our global footprint with a local presence to drive the real-time digital transformation of payments and commerce.

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