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Payment Processor Jobs in Baltimore, MD (NOW HIRING)

SECU

ACH File Processor

Linthicum Heights, MD

$21.35 - $32.02/hr

The ACH File Processors is responsible for analyzing, and reconciling daily ACH returns and payments in accordance with Nacha and Federal guidelines The ACH File Processor adheres to regulations and ...

SECU Credit Union

ACH File Processor

Linthicum, MD · On-site

$21.35 - $32.02/hr

The ACH File Processors is responsible for analyzing, and reconciling daily ACH returns and payments in accordance with Nacha and Federal guidelines The ACH File Processor adheres to regulations and ...

SECU Credit Union

ACH File Processor

Linthicum, MD · On-site

$21.35 - $32.02/hr

The ACH File Processors is responsible for analyzing, and reconciling daily ACH returns and payments in accordance with Nacha and Federal guidelines The ACH File Processor adheres to regulations and ...

Tower

Consumer Lend Processor

Laurel, MD · On-site

$25.76 - $32.20/hr

The Consumer Lending Processor is responsible for verifying accurate information and documentation ... Calculates and disburses reserve payments, which may be based on loan amount and/or quality and ...

Tower

Consumer Lend Processor

Laurel, MD · On-site

$25.76 - $32.20/hr

Consumer Lend Processor Job Category : Consumer Lending Requisition Number : CONSU003594 * * Posted ... Calculates and disburses reserve payments, which may be based on loan amount and/or quality and ...

CareFirst

Payment Policy Manager (Hybrid)

Baltimore, MD · Hybrid

$107K - $115K/yr

Accountable for corporate systems, processes, and strategies that translate payment policy into claims adjudication rules and configuration. Partners with claims technology teams to assess, customize ...

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All JobsPayment Processor JobsPayment Processor Jobs in Baltimore, MD

Payment Processor information

See Baltimore, MD salary details

$10

$17

$26

How much do payment processor jobs pay per hour?

As of Jul 6, 2026, the average hourly pay for payment processor in Baltimore, MD is $17.88, according to ZipRecruiter salary data. Most workers in this role earn between $15.29 and $19.57 per hour, depending on experience, location, and employer.

What is the difference between Payment Processor vs Payment Clerk?

AspectPayment ProcessorPayment Clerk
Required CredentialsBasic financial knowledge, sometimes certifications in payment systemsHigh school diploma, basic accounting or clerical skills
Work EnvironmentFinancial institutions, e-commerce companies, payment service providersAccounting departments, retail stores, administrative offices
Employer & Industry UsageUsed in industries handling electronic payments and transactionsCommon in retail, hospitality, and administrative roles
Search & Comparison IntentUnderstanding payment processing roles, career optionsAdministrative payment tasks, clerical roles in finance

The main difference is that a Payment Processor manages electronic payment transactions and systems, often requiring technical knowledge of payment platforms. A Payment Clerk handles manual payment processing, record-keeping, and administrative tasks related to payments. Both roles are essential in financial operations but differ in complexity, environment, and responsibilities.

What are some common challenges faced by Payment Processors, and how can they be effectively managed?

Payment Processors often encounter challenges such as handling high transaction volumes, detecting fraudulent activity, and resolving discrepancies quickly. Staying organized and detail-oriented is essential, as even small errors can impact financial records. Building strong communication with internal teams and external clients can help resolve issues efficiently. Regularly updating knowledge on compliance regulations and payment technologies also ensures accuracy and security in daily operations.

What jobs pay $700 a day?

In the payment processing industry, high-paying roles such as senior payment processors, financial managers, or consultants can earn around $700 per day, especially with extensive experience or specialized skills. These positions often require certifications, strong knowledge of payment systems, and the ability to handle complex financial transactions.

What jobs pay 4000 a week without a degree?

A payment processor role typically does not pay $4,000 a week without specialized skills or experience. High weekly earnings in such roles are uncommon; most high-paying jobs without a degree involve sales, real estate, or entrepreneurship, which depend on performance and market conditions. Certifications in finance or technology can enhance earning potential, but substantial income usually requires experience and skill development.

What Are Payment Processors?

Payment processors perform a variety of bookkeeping duties for a financial institution, such as a bank, mortgage lending company, or another kind of financial merchant. They document and catalog all payments that come through their systems and oversee credit card transactions made by customers. In addition to overseeing all payments and financial transactions, payment processors may perform clerical duties, such as documenting customer payment plans, writing reports, pulling customer information, and providing customer service whenever account or payment questions arise.

How can I make 2000 a week working from home?

A payment processor can increase earnings by handling high transaction volumes, working flexible hours, and gaining certifications like PCI DSS compliance. Building a reputation for accuracy and efficiency can lead to higher-paying freelance or contract opportunities, potentially reaching $2000 weekly with consistent effort and experience.

What are payment processors?

Payment processors are companies or services that handle transactions between merchants and customers, ensuring the secure transfer of payment information. They facilitate the authorization, processing, and settlement of credit card, debit card, and electronic payments. Payment processors act as intermediaries between the bank of the customer and the bank of the merchant, making sure funds are transferred quickly and securely. These services are essential for businesses that accept non-cash payments, both online and in-person.

What are the key skills and qualifications needed to thrive as a Payment Processor, and why are they important?

To thrive as a Payment Processor, you need strong attention to detail, accuracy in data entry, and a foundational knowledge of financial transactions, often supported by a high school diploma or equivalent. Familiarity with payment processing software, accounting systems, and compliance tools such as PCI DSS standards is typically required. Excellent organizational skills, integrity, and the ability to communicate effectively with both clients and colleagues are standout soft skills in this role. These skills ensure timely, secure, and error-free processing of payments, which is critical for maintaining client trust and operational efficiency.

What is the role of a payment processor?

A payment processor is responsible for handling electronic payment transactions between customers, merchants, and financial institutions. They facilitate the authorization, settlement, and security of credit card and digital payments, often using specialized software and compliance standards. Payment processors are essential for enabling smooth and secure online and in-store transactions.
More about Payment Processor jobs
What are popular job titles related to Payment Processor jobs in Baltimore, MD? For Payment Processor jobs in Baltimore, MD, the most frequently searched job titles are:
What job categories do people searching Payment Processor jobs in Baltimore, MD look for? The top searched job categories for Payment Processor jobs in Baltimore, MD are:
Payment Processor jobs near you
Infographic showing various Payment Processor job openings in Baltimore, MD as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $37,184 per year, or $17.9 per hour.
ACH File Processor

ACH File Processor

SECU

Linthicum Heights, MD

$21.35 - $32.02/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 4 days ago

Job description

Who we are:
At SECU, we put our employees first, recognizing that their well-being and professional development are vital to our success. By fostering a supportive and empowering work environment, our employees are committed to helping members achieve long-term financial security. They are also inspired to give back to the communities we serve by volunteering and spreading kindness, which reflects our core values and who we are as an organization.
Every employee at SECU contributes to our members’ financial well-being, and we’ll always do what’s right for our members, employees, and communities.
Feel good about what you do. Belong to a place where you matter and can make a difference.
What you will do:
The ACH File Processor is a member of a team composed of experienced ACH professionals who contribute their knowledge and ACH file processing experience to provide outstanding service to our members. ACH File Processors are detailed oriented individuals that have a track record of achieving departmental and institutional goals. The ACH File Processors is responsible for analyzing, and reconciling daily ACH returns and payments in accordance with Nacha and Federal guidelines
The ACH File Processor adheres to regulations and organizational policies, maintaining awareness and knowledge required to perform the duties of the position, including all aspects of the Bank Secrecy Act and related regulations, such as OFAC, and the USA Patriot Act, Fair Lending and Information Security.
A day in your life might include:
• Process multiple incoming daily Federal Reserve ACH return files in accordance with Nacha governing regulations
• Prepare and send daily completed ACH files to partner Accounting/Recon teams.
• Research and respond daily to ACH return file member escalations.
• Perform Federal Reserve/ EPN ACH adjustments and assists Recon/Accounting teams with balancing and settlement.
• Partner with other internal departments to research and resolve ACH processing issues.
Additional Responsibilities may include:
• Perform ACH testing of new products of systems.
• Attend three NACHA training webinars annually.
• Assist with ACH dispute, stop payment, EFT and ACH research as needed.
• Additional job-related projects and duties as assigned by management.
Education Requirements
• High School Degree or Equivalent Required
• At least 1 year of ACH file processing work experience required.
• AAP certified professional, preferred.
• Knowledge of Reg E and NACHA Regulations, preferred.
• Strong analytical skills.
• Ability to multitask under tight deadlines.
• Problem resolution experience.
• Proficient in Microsoft office (Word, Excel, Outlook).
• Ability to prioritize workload commitments.
• Excellent verbal and written communication skills.
Physical Requirements
• Must be able to remain in a stationary position, often standing or sitting for prolonged periods
• Must be able to lift up to 25 pounds

Compensation Information: Offers will be commensurate with experience and education.

  • The full hourly range for this Grade is $21.35 – $32.02; however, the hourly range for this specific position is $21.35 - $26.50, dependent on skills and experience level.

Other Compensation Includes:

  • Annual corporate-wide incentives

We provide comprehensive benefits, with a focus on total well-being:

  • Medical, vision, dental benefits
  • 401k plan with company matching
  • Generous sick, vacation and personal leave
  • And more...2026 SECU Benefits Guide
SECU is committed to fostering a diverse, equitable, and inclusive workforce where all individuals are valued and respected. We take pride in providing equal opportunities for all qualified applicants regardless of race, ethnicity, national origin, gender, sexual orientation, gender identity or expression, religion, military or veteran status, or any other characteristics protected by law.