Payment Processing Engineer Jobs (NOW HIRING)

Be an integral part of an agile team that's constantly pushing the envelope to enhance, build, and deliver top-notch technology products.

As a Senior Lead Software Engineer at JPMorganChase within the Commercial & Investment Technology in Cash Prime Technology, you are an integral part of an agile team that works to enhance, build, and deliver trusted market-leading technology products in a secure, stable, and scalable way. Drive significant business impact through your capabilities and contributions, and apply deep technical expertise and problem-solving methodologies to tackle a diverse array of challenges that span multiple technologies and applications.

Job Responsibilities

• Regularly provides technical guidance and direction to support the business and its technical teams, contractors, and vendors
• Provide vision and direction for engineering teams responsible for cash settlement and SWIFT payment processing platforms.
• Lead the transformation of legacy systems, promoting the adoption of cloud-native architectures and event-driven technologies (Java, Spring, AWS, Kafka, etc.).
• Act as a subject matter expert in cash settlement and SWIFT payment processing, ensuring solutions align with evolving business and operational needs. Experience with ISO20022 payment messaging standards is a plus.
• Utilize AI technologies to expedite technical project delivery and enhance platform capabilities.
• Work closely with business stakeholders, operations, and vendor partners to deliver robust, scalable, and innovative solutions.
• Manage the end-to-end delivery of technology solutions, ensuring they meet business objectives, timelines, and quality standards.
• Ensure all platforms and solutions comply with regulatory, risk, and compliance requirements.
• Adds to the team culture of diversity, opportunity, inclusion, and respect

Required Qualifications, Capabilities, and Skills

• Formal degree or certification on software engineering concepts and 5+ years applied experience in Software engineering and 2+ yrs in a leadership role
• Hands-on practical experience delivering system design, application development, testing, and operational stability
• Advanced in one or more programming language(s) - Hands-on experience with Java, Spring, AWS, cloud platforms, and event-driven architectures (Kafka).
• Financial experience required
• Proven track record of modernizing complex legacy platforms and migrating to cloud-based solutions.
• Experience using AI to accelerate technical project delivery.
• Experience in Computer Science, Computer Engineering, Mathematics, or a related technical field

Preferred Qualifications, Capabilities, and Skills

• Expertise in cash settlement, SWIFT payment processing, prime brokerage, securities processing, or a related domain is highly preferred.

• Deep understanding of cash settlement, SWIFT, and ISO payment messaging standards is preferred

• Familiarity with post-trade processing such as clearing & settlement, books & records, corporate actions, and asset servicing is desirable.

• Bachelor's or Master's degree in Computer Engineering, Computer Science, or a related field.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.