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Payment Optimization Analyst Jobs (NOW HIRING)

Ridgewood

Payments Optimization Analyst

Ridgewood, NY · On-site

$57K - $62K/yr

Lead or support payment optimization initiatives, including new methods, rails, technologies, and ... Analyze end-to-end payment flows, including ACH and real-time payments, to identify bottlenecks ...

Pivotal Health

Optimization Analyst

Brooklyn, NY · Remote

$85K - $105K/yr

About the Role We're looking for an Optimization Analyst to help with our fast growing team! Our ... You'll investigate payors to find what's actually blocking payment, whether it's routing issues ...

Monitise

Product Manager, Payment Optimization

Omaha, NE · On-site

$78K - $138K/yr

The Product Manager, Payment Optimization will hold responsibility for driving market requirements ... Proficient with analytical tools (SQL, Snowflake, Splunk etc) and API's You must currently possess ...

BentoBox

Product Manager, Payment Optimization

Alpharetta, GA · On-site

$78K - $138K/yr

Product Manager, Payment Optimization Calling all innovators - find your future at Fiserv. We're ... Proficient with analytical tools (SQL, Snowflake, Splunk etc) and API's You must currently possess ...

Posted today

Socket.dev

$63K - $80K/yr

This is Adyen Adyen provides payments, data, and financial products in a single solution for ... Senior Optimization Data Analyst We are looking for a Senior Optimization Data Analyst to take a ...

Adyen

Senior Optimization Data Analyst

Chicago, IL · On-site

$88K - $111K/yr

Adyen provides payments, data, and financial products in a single solution for customers like Meta ... Senior Optimization Data Analyst We are looking for a Senior Optimization Data Analyst to take a ...

Triwill Group

$63K - $80K/yr

This is Adyen Adyen provides payments, data, and financial products in a single solution for ... Senior Optimization Data Analyst We are looking for a Senior Optimization Data Analyst to take a ...

Triwill Group

Senior Optimization Data Analyst

Chicago, IL · On-site

$88K - $111K/yr

This is Adyen Adyen provides payments, data, and financial products in a single solution for ... Senior Optimization Data Analyst We are looking for a Senior Optimization Data Analyst to take a ...

Adyen

$63K - $80K/yr

Adyen provides payments, data, and financial products in a single solution for customers like Meta ... Senior Optimization Data Analyst We are looking for a Senior Optimization Data Analyst to take a ...

Socket.dev

Senior Optimization Data Analyst

Chicago, IL · On-site

$88K - $111K/yr

This is Adyen Adyen provides payments, data, and financial products in a single solution for ... Senior Optimization Data Analyst We are looking for a Senior Optimization Data Analyst to take a ...

Ifas Llc

$81K - $96K/yr

Pay Processing Optimization Analyst ** Charleston, SC, US 30+ days ago Requisition ID: 2137 Salary ... Services include time and attendance, payroll, annuity payments, customer support, withholding ...

Adyen

Senior Optimization Data Analyst

Chicago, IL · On-site

$88K - $111K/yr

This is Adyen Adyen provides payments, data, and financial products in a single solution for ... Senior Optimization Data Analyst We are looking for a Senior Optimization Data Analyst to take a ...

Adyen

Senior Optimization Data Analyst

Chicago, IL · On-site

$88K - $111K/yr

This is Adyen Adyen provides payments, data, and financial products in a single solution for ... Senior Optimization Data Analyst We are looking for a Senior Optimization Data Analyst to take a ...

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Payment Optimization Analyst information

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How much do payment optimization analyst jobs pay per hour?

As of Sep 13, 2026, the average hourly pay for payment optimization analyst in the United States is $45.85, according to ZipRecruiter salary data. Most workers in this role earn between $34.13 and $60.58 per hour, depending on experience, location, and employer.

What are popular job titles related to Payment Optimization Analyst jobs?

For Payment Optimization Analyst jobs, the most frequently searched job titles are:

Infographic showing various Payment Optimization Analyst job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 16% Part Time, and 5% Contract. Highlights an 90% Physical, 2% Hybrid, and 8% Remote job distribution, with an average salary of $95,371 per year, or $45.9 per hour.

Payments Optimization Analyst

Ridgewood, NY • On-site

Ridgewood
11 - 50 employees
Learn more about Ridgewoodexternal

$57K - $62K/yr

Full-time

Posted 26 days ago

Job description

The estimated salary for this position is $57,000-$62,000/Annually.
Duties and Responsibilities/Results:
Optimization and Enhancement Duties
  • Lead or support payment optimization initiatives, including new methods, rails, technologies, and
    infrastructure improvements with IT, product, operations, risk, and other business partners.
  • Analyze end-to-end payment flows, including ACH and real-time payments, to identify
    bottlenecks, improve efficiency, reduce costs, and enhance customer and branch experience.
  • Develop and maintain reports, dashboards, and documentation to track payment performance,
    processing times, failures, trends, audit support, and compliance needs.
  • Monitor fraud, operational risk, and industry/payment trends; recommend or support controls,
    process changes, and emerging payment enhancements.

Overdraft Duties
  • Maintain the legacy Overdraft Program, including daily review of overdrawn accounts,
    View/Nautilus reports, customer notices, opt-in maintenance, waiver letters, and Fresh Start
    Agreement monitoring.
  • Review accounts for charge-off, determine collection strategy, remove Overdraft Privilege
    services when appropriate, place holds, redeem funds when available, and close accounts as
    needed.
  • Document collection activity, notify branches of charge-offs through DNA activity, report unpaid
    balances to ChexSystems, and make recommendations to management when repayment
    arrangements are unsuccessful.
  • Provide customer and branch support for overdraft matters, including excessive-user monitoring,
    collection communications, counseling notices, and compliance with Bank policies, procedures,
    and regulations.

ACH Duties
  • Review and resolve ACH rejects, load errors, origination exceptions, pre-notes, stop payments,
    unauthorized debit forms, reversals, recalls, direct deposit tracers, and ACH-related inquiries.
  • Meet daily ACH processing deadlines by coordinating branch and department responses, entering
    required system updates, and ensuring timely processing, posting, return, escalation, or
    resolution.
  • Balance ACH reject files, return file reports, Federal Reserve settlement activity, general ledger
    entries, suspense accounts, and related customer or Bank accounting transactions.
  • Support NACHA, Federal Reserve, OFAC/IAT, and Bank requirements while reviewing ACH activity
    for fraud or operational risk indicators, including micro-entry name matching, retry reports,
    unusual activity, duplicate fee concerns, death alerts, deceased depositor matters, and Treasury
    reclamations.

Miscellaneous Duties
  • Maintain effective on-site collaboration, access to source documentation, management
    approvals, systems, tools, and time-sensitive workflows needed to support operational
    productivity.
  • Sign into remote access systems at least weekly to maintain connectivity and familiarity with off-site tools and resources.
    Perform additional duties as assigned.
    Job Specifications:
  • Undergraduate Degree preferred.
  • A good knowledge of English for oral and written communication.
  • Proficient knowledge of MS Word, Excel and Outlook,
  • Demonstrated ability to build and maintain rapport with branch personnel.
  • Maintain confidential customer and Bank information in a responsible and secure manner.
  • Knowledge of basic accounting debit and credit principles, including balancing reports, general ledger
    entries, suspense accounts, and customer transactions.
  • Ability to work effectively under pressure in a multi-task, fast-paced environment and meet daily
    payment processing deadlines.
  • Strong research, problem-solving, critical thinking, attention to detail, organization, professionalism,
    and customer service skills.
  • Ability to detect, assess, and escalate unusual or suspicious payment activity.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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