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13 Ridgewood Jobs Hiring Near You

Ridgewood

Payments Optimization Analyst

Ridgewood, NY · On-site

$57K - $62K/yr

The estimated salary for this position is $57,000-$62,000/Annually. Duties and Responsibilities/Results: Optimization and Enhancement Duties * Lead or support payment optimization initiatives ...

Ridgewood

Part-Time Universal Banker

Forest Hills, NY · On-site

$22.17 - $26.97/hr

Estimated starting salary is $22.17-$26.97 per hour. The Part-Time Universal Banker role will provide savings bank services to new and existing customers in an efficient and reliable manner ...

Ridgewood

Full-Time Universal Banker

Manhattan, NY · On-site

$831 - $1.0K/wk

Estimated starting salary is $831-$1,011 per week. Skills & Education: • High School Diploma or equivalent. • Banking experience preferred or relevant experience equivalent to a year. • Above ...

Ridgewood

Audit Manager-Onsite

Uniondale, NY · On-site

$105K - $120K/yr

The estimated salary for this position is $105,000-$120,000/Annually. Duties and Responsibilities/Results: * Maintains a high level of productivity among department subordinates through careful ...

Ridgewood

Full-Time Universal Banker

Hollis, NY · On-site

$831 - $1.0K/wk

Estimated starting salary is $831-$1,011 per week. Skills & Education: • High School Diploma or equivalent. • Banking experience preferred or relevant experience equivalent to a year. • Above ...

Ridgewood

Guard (FT)

Bronx, NY · On-site

$712 - $867/wk

This position is onsite in our Norwood branch in the Bronx. Estimated starting salary for this position is $712-$867 per week. Duties & Responsibilities: * Follow established opening and closing ...

Ridgewood

Customer Service Supervisor

Manhattan, NY · On-site

$889 - $1.1K/wk

Estimated starting salary for this position is $889-$1,110 per week. Duties and Responsibilities/Results: * Ensures satisfactory resolution of customer issues by interacting with customers ...

Ridgewood

Full-Time Universal Banker

Franklin Square, NY · On-site

$831 - $1.0K/wk

Estimated starting salary is $831-$1,011 per week. Skills & Education: • High School Diploma or equivalent. • Banking experience preferred or relevant experience equivalent to a year. • Above ...

Ridgewood

Real Estate Loan Portfolio Officer

Uniondale, NY · On-site

$100K - $120K/yr

The estimated salary for this position is $100,000-$120,000/Annually. Duties and Responsibilities/Results Portfolio Management & Credit Risk Oversight * Manage and monitor the performance, quality ...

Ridgewood

Branch Manager

Bronx, NY · On-site

$79K - $99K/yr

Estimated Starting Salary is $79,725 to $99,630/Annually. Duties and Responsibilities/Results: * Maintains high level of productivity among branch personnel through careful supervision, including ...

Ridgewood

Part-Time Universal Banker

Hollis, NY · On-site

$22.17 - $26.97/hr

Estimated starting salary is $22.17-$26.97 per hour. The Part-Time Universal Banker role will provide savings bank services to new and existing customers in an efficient and reliable manner ...

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Infographic showing various job openings at Ridgewood in the United States as of September 2026, with employment types broken down into 85% Full Time, and 15% Part Time. Highlights an 100% Physical job distribution.

Payments Optimization Analyst

Ridgewood, NY • On-site

Ridgewood
11 - 50 employees
Learn more about Ridgewoodexternal

$57K - $62K/yr

Full-time

Posted 26 days ago

Job description

The estimated salary for this position is $57,000-$62,000/Annually.
Duties and Responsibilities/Results:
Optimization and Enhancement Duties
  • Lead or support payment optimization initiatives, including new methods, rails, technologies, and
    infrastructure improvements with IT, product, operations, risk, and other business partners.
  • Analyze end-to-end payment flows, including ACH and real-time payments, to identify
    bottlenecks, improve efficiency, reduce costs, and enhance customer and branch experience.
  • Develop and maintain reports, dashboards, and documentation to track payment performance,
    processing times, failures, trends, audit support, and compliance needs.
  • Monitor fraud, operational risk, and industry/payment trends; recommend or support controls,
    process changes, and emerging payment enhancements.

Overdraft Duties
  • Maintain the legacy Overdraft Program, including daily review of overdrawn accounts,
    View/Nautilus reports, customer notices, opt-in maintenance, waiver letters, and Fresh Start
    Agreement monitoring.
  • Review accounts for charge-off, determine collection strategy, remove Overdraft Privilege
    services when appropriate, place holds, redeem funds when available, and close accounts as
    needed.
  • Document collection activity, notify branches of charge-offs through DNA activity, report unpaid
    balances to ChexSystems, and make recommendations to management when repayment
    arrangements are unsuccessful.
  • Provide customer and branch support for overdraft matters, including excessive-user monitoring,
    collection communications, counseling notices, and compliance with Bank policies, procedures,
    and regulations.

ACH Duties
  • Review and resolve ACH rejects, load errors, origination exceptions, pre-notes, stop payments,
    unauthorized debit forms, reversals, recalls, direct deposit tracers, and ACH-related inquiries.
  • Meet daily ACH processing deadlines by coordinating branch and department responses, entering
    required system updates, and ensuring timely processing, posting, return, escalation, or
    resolution.
  • Balance ACH reject files, return file reports, Federal Reserve settlement activity, general ledger
    entries, suspense accounts, and related customer or Bank accounting transactions.
  • Support NACHA, Federal Reserve, OFAC/IAT, and Bank requirements while reviewing ACH activity
    for fraud or operational risk indicators, including micro-entry name matching, retry reports,
    unusual activity, duplicate fee concerns, death alerts, deceased depositor matters, and Treasury
    reclamations.

Miscellaneous Duties
  • Maintain effective on-site collaboration, access to source documentation, management
    approvals, systems, tools, and time-sensitive workflows needed to support operational
    productivity.
  • Sign into remote access systems at least weekly to maintain connectivity and familiarity with off-site tools and resources.
    Perform additional duties as assigned.
    Job Specifications:
  • Undergraduate Degree preferred.
  • A good knowledge of English for oral and written communication.
  • Proficient knowledge of MS Word, Excel and Outlook,
  • Demonstrated ability to build and maintain rapport with branch personnel.
  • Maintain confidential customer and Bank information in a responsible and secure manner.
  • Knowledge of basic accounting debit and credit principles, including balancing reports, general ledger
    entries, suspense accounts, and customer transactions.
  • Ability to work effectively under pressure in a multi-task, fast-paced environment and meet daily
    payment processing deadlines.
  • Strong research, problem-solving, critical thinking, attention to detail, organization, professionalism,
    and customer service skills.
  • Ability to detect, assess, and escalate unusual or suspicious payment activity.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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