Operational Risk Manager Jobs in Oceanside, CA (NOW HIRING)

BANC OF CALIFORNIA AND YOUR CAREER
Banc of California, Inc. (NYSE: BANC) is a bank holding company with over $34 billion in assets and the parent company of Banc of California. Banc of California is one of the nation's premier relationship-based business banks, providing banking and treasury management services to small, middle market, and venture backed businesses. As the largest independent bank headquartered in California, the bank offers a broad range of loan and deposit products and services through a network of full-service branches and regional offices, as well as through digital and nationwide capabilities. The bank also provides full-service payment processing solutions to its clients and serves the Community Association Management industry nationwide through its technology forward platform, SmartStreet™. Banc of California is committed to supporting its local communities through the Banc of California Charitable Foundation and by partnering with organizations that promote financial literacy, job training, small business support, affordable housing, and more.
At Banc of California, our success is powered by our people and a shared commitment to delivering meaningful results. We foster an environment where entrepreneurial thinking is encouraged, and accountability and operational excellence are expected. Our team members are empowered to take ownership, make informed decisions, and make a meaningful impact as the bank continues to grow and evolve. We are dedicated to supporting your growth and wellbeing through comprehensive benefits, robust development opportunities, and inclusive programs that enable you to perform at your best. Together we win!
THE OPPORTUNITY
The VP, Treasury Operations Onboarding Manager is responsible for the overall leadership, oversight, and execution of the Bank's Treasury Management Operations (TMO) department. This role manages multiple Treasury Services functions and leaders, ensuring operational excellence, strong risk controls, regulatory compliance, and high-quality client experience.
The Manager leads teams responsible for Investment Sweep Accounts, ACH Origination, Business Online Banking onboarding, maintenance and support, automated sweeps, tier 2 support for Treasury Management Services team and hands other integrations (i.e. Secure File Transfer Protocol). This position is responsible for audit readiness, management reporting, and continuous process improvement. Performs all duties in accordance with the Company's policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates.
HOW YOU'LL MAKE A DIFFERENCE

• Leadership & Team Management
  
  • Provide direct leadership to a multi-layered team, responsible for Investment Sweep Accounts, ACH Origination, Business Online Banking, and FTP integrations.
  • Set clear expectations and accountability for managers and staff supporting Treasury Operations.
  • Direct, monitor, and evaluate the performance of Managers and operational staff.
  • Oversee hiring, onboarding, training, and professional development across Treasury Management Operations.
  • Prepare and deliver performance evaluations, goal planning, coaching, and corrective action as needed.
  • Serve as an escalation point for complex operational, client, or risk-related issues.
  • Support senior management with data-driven insights for strategic planning and decision-making
• Operational Oversight & Service Delivery
  
  • Lead a team responsible for delivering accurate, timely implementations and ongoing support for Treasury Products and Services, while consistently meeting established service level and quality standards.
  • Review performance metrics, trends, and exceptions; implement corrective actions where necessary.
• Risk Management, Compliance & Controls
  
  • Maintain overall accountability for Treasury Services risk management, including operational risk identification and mitigation.
  • Provide end-to-end oversight of the ACH Origination program, including client onboarding, ongoing monitoring, and renewals. Ensure compliance with NACHA Rules, Bank policies, and applicable regulatory requirements while actively monitoring key risk indicators.
  • Provide oversight of online banking fraud investigations and resolutions, including initial assessment, coordination with internal partners, documentation review, and escalation of findings and recommended actions in line with established procedures.
  • Oversee the development, review, and ongoing maintenance of department policies, procedures, and control documentation.
  • Ensure department compliance with Bank policies, regulatory requirements, and vendor management standards.
  • Serve as the primary owner for Treasury Management Operations audits. Ensure timely, accurate responses to audit requests and execution of remediation plans.
  • Apply consistent, sound decision making within assigned approval limits and use escalations as development opportunities for staff.
• Process Improvement & Strategic Initiatives
  
  • Develop, enhance, and maintain internal processes and technology workflows with a focus on continuous improvement and innovation related to the onboarding and servicing of Treasury Products and Services.
  • Collaborate with internal partners and external vendors to drive process improvement initiatives.
  • Identify opportunities to streamline, automate, or restructure TMO processes to improve efficiency and reduce risk.
  • Support product implementations, system conversions, and strategic initiatives impacting Treasury Services.
  • Recommend enhancements to existing products and service models to improve scalability and client experience.
• Management Reporting & Governance
  
  • Design and manage volume-based metrics to support workforce planning and guide operational and strategic priorities.
  • Monitor key indicators related to volume, errors, exceptions, client impacts, and SLA adherence.
  • Ensure management reporting accurately reflects operational performance and risk posture.
• Involved with interviewing and hiring decisions.
• Prepare and deliver employee performance evaluations, goal planning, and counseling.
• Manage, support, coach and train employees.
• Follow all established policies and procedures.
• Perform other duties and projects as assigned.

WHAT YOU'LL BRING

• Minimum 8 years of relevant back-office banking experience, with a focus on Business Online Banking and ACH Origination operations
• 5 years' experience in risk management, fraud prevention, or operational controls within treasury management or commercial banking preferred
• Advanced knowledge of Treasury Management products and services
• Strong customer service orientation with a focus on client protection and experience required
• Excellent written and verbal communication skills.
• Exceptional organizational skills with the ability to manage multiple priorities and deadlines.
• High attention to detail and strong analytical judgment.
• High School diploma or equivalent required

HOW WE'LL SUPPORT YOU

• Financial Security: You will be eligible to participate in the company's 401k plan which includes a company match and immediate vesting.
• Health & Well-Being: We offer comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long-term disability, pre-tax Health Savings Account with employer contributions, and pre-tax Flexible Spending Account (FSA).
• Building & Supporting Your Family: Banc of California partners with providers that offer adoption, surrogacy, and fertility assistance as well as paid parental leave and family support solutions including care options for your family.
• Paid Time Away: Eligible team members receive paid vacation days, holidays, and volunteer time off.
• Career Growth Opportunities: To support career growth of our team members, we offer tuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more.

SALARY RANGE
The base salary ultimately offered is determined through a review of education, industry experience, training, knowledge, skills, abilities of the applicant in alignment with market data and other factors.
Banc of California is an equal opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration for employment without regard to their actual or perceived race (including traits associated with race, such as hair texture, hair type or protective hairstyles), religion or religious creed (including religious dress and grooming practices), color, sex (including pregnancy, childbirth, breastfeeding and related medical conditions), sexual orientation, gender, gender identity, gender expression, gender transitioning, citizenship status, national origin, ancestry, age, marital status, military or veteran status, medical condition, genetic information, or disability (mental or physical), requests for accommodation and any additional protected categories set forth in applicable federal, state or local laws. If you require reasonable accommodation as part of the application process, please contact Talent Acquisition.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.