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Nusenda Credit Jobs (NOW HIRING)

Nusenda Credit Union is dedicated to excellent member service and being a great place to work. We strive to make a positive difference in the lives of our members and the communities we serve to help ...

Commercial Credit Analyst Nusenda Credit Union is dedicated to excellent member service and being a great place to work. We strive to make a positive difference in the lives of our members and the ...

Sr. Commercial Credit Analyst Nusenda Credit Union is dedicated to excellent member service and being a great place to work. We strive to make a positive difference in the lives of our members and ...

Sr. Commercial Credit Analyst Nusenda Credit Union is dedicated to excellent member service and being a great place to work. We strive to make a positive difference in the lives of our members and ...

Nusenda Credit Union is dedicated to excellent member service and being a great place to work. We strive to make a positive difference in the lives of our members and the communities we serve to help ...

Indirect Lending Credit Officer Nusenda Credit Union is dedicated to excellent member service, care for our community, and being a great place to work. We strive to make a positive difference in the ...

Commercial Credit Analyst Nusenda Credit Union is dedicated to excellent member service and being a great place to work. We strive to make a positive difference in the lives of our members and the ...

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Nusenda Credit information

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How much do nusenda credit jobs pay per hour?

As of Aug 14, 2026, the average hourly pay for nusenda credit in the United States is $20.43, according to ZipRecruiter salary data. Most workers in this role earn between $18.27 and $22.36 per hour, depending on experience, location, and employer.

What are some common challenges faced by employees working at Nusenda Credit Union, and how are they typically addressed?

Employees at Nusenda Credit Union often face challenges such as adapting to evolving financial technologies, meeting high member service expectations, and staying compliant with regulations. To address these, Nusenda provides ongoing training, encourages open communication within teams, and offers support from experienced managers. The collaborative environment helps staff overcome obstacles and continuously improve their skills, making it a supportive place for both new and experienced professionals.

What is the difference between Nusenda Credit vs Loan Officer?

AspectNusenda CreditLoan Officer
CredentialsCredit union membership, financial knowledgeLoan licensing, sales skills
Work EnvironmentCredit union branches, customer serviceBank branches, sales and client consultation
Employer & IndustryCredit unions, financial servicesBanks, mortgage companies

While Nusenda Credit employees focus on member services within a credit union setting, Loan Officers primarily work in banks or mortgage firms, specializing in loan origination and sales. Both roles require financial knowledge, but Loan Officers often need licensing and sales skills, whereas Nusenda Credit staff emphasize member relationship management within a cooperative financial environment.

What is Nusenda Credit?

Nusenda Credit refers to Nusenda Credit Union, a not-for-profit financial cooperative based in New Mexico. It offers a range of banking services such as savings and checking accounts, personal and auto loans, mortgages, credit cards, and business banking solutions. Members benefit from lower fees, competitive rates, and a focus on supporting the local community. Nusenda also provides digital banking services, financial education, and member rewards programs.

What are the key skills and qualifications needed to thrive as a credit analyst at Nusenda, and why are they important?

To succeed as a Credit Analyst at Nusenda, you need strong analytical abilities, attention to detail, and a background in finance or accounting, often supported by a relevant degree. Familiarity with financial analysis software, credit risk assessment tools, and proficiency in Microsoft Excel are typically required. Excellent communication, critical thinking, and organizational skills help you effectively evaluate creditworthiness and explain findings to stakeholders. These skills are vital for making sound lending decisions that minimize risk and support the financial well-being of both the institution and its members.
More about Nusenda Credit jobs
Infographic showing various Nusenda Credit job openings in the United States as of August 2026, with employment types broken down into 1% Internship, 82% Full Time, 16% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $42,501 per year, or $20.4 per hour.

Commercial Credit Analyst

Nusenda Credit Union

Albuquerque, NM • On-site

Full-time

Re-posted 5 days ago


Nusenda Credit Union rating

7.7

Company rating: 7.7 out of 10

Based on 5 frontline employees who took The Breakroom Quiz


Job description

Nusenda Credit Union is dedicated to excellent member service and being a great place to work. We strive to make a positive difference in the lives of our members and the communities we serve to help them achieve their financial goals. Diversity, equity, and inclusion are part of our culture and values.

As an employer of choice, we invest in people and their careers. Our competitive employee benefits include several health and wellness options, competitive 401(k) matching contributions, professional development, and tuition assistance and more!

Thank you for your interest in joining the Nusenda team!

We are currently seeking a Commercial Credit Analyst to join our organization. As a Commercial Credit Analyst, you will be responsible for gathering and analyzing credit information on current and potential business borrowers. You'll determine the advisability of granting credit for diversified types of commercial loans by recommending the Loan Risk Rating per the Loan Policy. You'll assist Business Services Officers regarding annual loan reviews and origination of new loan requests. You'll complete analysis of new loan requests, annual reviews of existing loans and makes recommendations for Risk Ratings according to findings. You'll analyze credit data and spread financial statements as part of risk analysis on new and renewing loans.

What You'll Do:

  • Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements
  • Spread and analyze financials using the Buker’s spreading software
  • Comple annual loan reviews in accordance with policy using underwriting templates and forms
  • Test and process financial covenants in the commercial loan origination system, and periodically evaluating credit risk and collateral
  • Complete analysis and underwriting of new loan requests, including screening, spreading, analyzing cash flow and repayment sources, collateral, and guarantors, risk rates loans, and prepare formal credit memoranda
  • Collaborate with Business Services Officers, external customers, and management to identify, negotiate, and recommend loan structures
  • Support Business Services Officers in presentations of new loan requests to Management Loan Review Committee

What You'll Need:

  • Three to five years of similar or related commercial underwriting or financial experience
  • Bachelor’s degree in business administration, accounting, or finance.

Key Skills and Experience:

  • Experience in conducting in-depth research and analysis.
  • Knowledge of cash flow modeling, commercial real estate leasing, appraisal methodologies, applicable regulations (e.g., FIRREA, BSA, HMDA), and NCUA regulatory guidance.
  • Understand GAAP financial statements (i.e., balance sheets, income statements, statements of cash flow, and statements of owner’s equity),
  • Understand Personal and business income tax returns and have a comprehensive knowledge of diversified commercial loan types, structures, and practices.
  • Significant analytical thinking skills are required to analyze credit data, identify, and mitigate risks, and assimilate financial information into an actionable format with recommendations on courses of action.

Nusenda Credit Union is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.


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