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Nacha Jobs (NOW HIRING)

Huntington

Dispute Specialist 1

Columbus, OH · Hybrid

Provide thorough documentation including a clear audit trail of actions taken Meet compliance requirements including deadlines of Reg E, Reg Z, NACHA and Mastercard Maintain knowledge and ...

Carter Bank and Trust

Payments Manager

Martinsville, VA · On-site

Oversee ACH dispute processing and compliance to Regulation E and NACHA rules * Oversee Reg GG compliance (ACH, Debit Cards, Wires, Deposits) JOB REQUIREMENTS : * High school diploma or equivalent ...

CATALIS

Product Manager

Edmonton, KY · On-site

Partner with Compliance/Security on PCI/SOC/NACHA impacts and audit readiness. Requirements What You Will Need to Succeed * Advanced knowledge of payment methods and flows: card-not-present, ACH/EFT ...

Finastra

Expert ACH Support Engineer

NACHA file creation, validation, settlement, returns, and exceptions * FGPP payment processing, message flows, routing, and operational controls * Understand the operational and compliance impact of ...

CATALIS

Product Owner

Edmonton, KY · On-site

Partner with Compliance/Security on PCI/SOC/NACHA impacts and audit readiness. Requirements What You Will Need to Succeed * Advanced knowledge of payment methods and flows: card-not-present, ACH/EFT ...

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Nacha information

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$83.5K

$347.7K

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How much do nacha jobs pay per year?

As of Jun 28, 2026, the average yearly pay for nacha in the United States is $347,715.00, according to ZipRecruiter salary data. Most workers in this role earn between $320,500.00 and $400,000.00 per year, depending on experience, location, and employer.

What is a Nacha job?

A Nacha job typically refers to a role involving the administration, compliance, or processing of electronic payments under Nacha (National Automated Clearing House Association) guidelines. Nacha governs the ACH (Automated Clearing House) network, which facilitates direct deposits, bill payments, and other electronic transactions in the U.S. Professionals in this field may work in banking, finance, or payment processing, ensuring adherence to Nacha rules and regulations.

What are the key skills and qualifications needed to thrive in the Nacha position, and why are they important?

To excel in a Nacha (National Automated Clearing House Association) compliance role, deep expertise in electronic payments processing, ACH network regulations, and risk management is essential, typically supported by experience in banking or financial services. Familiarity with Nacha Operating Rules, compliance platforms, and certifications such as the Accredited ACH Professional (AAP) designation is highly beneficial. Attention to detail, analytical thinking, and excellent communication are standout soft skills for ensuring regulatory compliance and cross-functional collaboration. These competencies are vital for protecting organizations from compliance risks and maintaining the integrity of payment systems.

What is the 3 month rule for jobs?

The 3 month rule for jobs generally refers to the expectation that new employees, including those in roles like Nacha, should demonstrate their skills and adapt to the position within the first three months of employment. This period is often used for onboarding, training, and performance evaluation to ensure the employee is a good fit for the role and organization.

What jobs pay 2000 a day?

High-paying jobs that can pay around $2,000 a day typically include specialized roles such as experienced surgeons, anesthesiologists, corporate lawyers, or senior executives. These positions often require advanced education, extensive experience, and sometimes certification or licensing, and may involve high-stakes environments or demanding schedules.

What are the typical career growth opportunities for professionals working in Nacha compliance roles?

Working in a Nacha compliance role can offer a clear path for advancement within the payments and financial compliance sector. Many professionals start as compliance analysts or specialists and, with experience, move into senior compliance management, risk management, or broader regulatory affairs roles. Some also pursue advanced certifications, such as the Accredited ACH Professional (AAP) or Certified Treasury Professional (CTP), to expand their qualifications and leadership potential. The evolving nature of payments technology ensures a dynamic work environment with the opportunity to develop expertise in emerging areas, such as faster payments and fraud prevention.

What job makes $10,000 a month without a degree?

High-paying sales roles, such as real estate brokers or insurance agents, can earn $10,000 or more monthly through commissions and performance. Skilled trades like commercial plumbing or electrical work, especially with experience and certifications, can also reach this income level without a college degree.

What does Nacha stand for?

Nacha stands for the National Automated Clearing House Association, which oversees the ACH network used for electronic payments and fund transfers. The organization sets rules and standards for secure and efficient electronic transactions in the financial industry.
More about Nacha jobs
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Nacha jobs near you
Infographic showing various Nacha job openings in the United States as of June 2026, with employment types broken down into 94% Full Time, 1% Part Time, and 5% Contract. Highlights an 78% Physical, 10% Hybrid, and 12% Remote job distribution, with an average salary of $347,715 per year, or $167.2 per hour.
Fraud Manager

Fraud Manager

FIRST SERVICE CREDIT UNION

Houston, TX

Full-time

Posted 16 days ago

Job description

Role:

Provide direct leadership and supervision to the Fraud Analyst team within Back Office Operations. Oversee all non-card fraud detection, investigation, dispute resolution, and loss-mitigation activities across Digital Banking, ACH origination, wire transfers, internal member-to-member transfers, Remote Deposit Capture (RDC), bill pay, and other electronic channels. Ensure 100% regulatory compliance with Regulation E, NACHA Operating Rules, UCC, FFIEC guidance, and internal policies while minimizing financial losses and delivering exceptional member experience. Monitor and identify emerging fraud activity, implement preventive measures, prepare executive-level fraud reports, serve as the primary liaison with law enforcement and vendors, and maintain current expertise through ongoing external training.

Essential Functions & Responsibilities:

Supervise, coach, and develop the Fraud Analyst(s). Responsibilities include hiring, training, scheduling, performance reviews, quality assurance reviews of investigations/disputes.

Oversee daily fraud operations for fraud coming in via non-card channels: ensure all alerts, disputes, and cases are actioned within required SLAs and regulatory timelines

Monitor team performance metrics (loss rates, recovery rates, alert response times, dispute win/loss ratios, provisional credit accuracy).

Continuously improve fraud detection and prevention: analyze emerging trends, recommend and implement rule changes in Verafin, Bioctach, digital banking platforms, and core fraud tools; coordinate testing and rollout of new detection strategies

Act as primary liaison with IT Security, Deposit Operations, Card Services, Compliance, and external partners (Visa, Pulse, Verafin, law enforcement) on non-card fraud-related matters, data compromises, and mass reissuance events

Perform other duties as assigned and remain current on evolving fraud typologies and regulatory changes.

Performance Measurements:

  1. Fraud team achieves 100% compliance with all regulatory timelines (Reg E, NACHA, UCC, network rules) with zero monetary penalties or exam findings. Combined non-card fraud loss rate and net loss ratio meet or fall below annual budgeted targets.
  2. Team dispute win/loss and recovery rates consistently meet or exceed industry benchmarks.
  3. Proactive rule enhancements and process improvements result in measurable year-over-year reduction in fraud attempts or losses.
  4. Accept individual accountability and responsibility for success of FSCU which includes meeting assigned goals/ projects.

Knowledge and Skills:

Experience: Three years to five years of similar or related experience.

Education: (1) A bachelor's degree, or (2) achievement of formal certifications recognized in the industry as equivalent to a bachelor's degree (e.g., information technology certifications in lieu of a degree).

Interpersonal Skills: Strong leadership and coaching skills; frequent contact with staff, senior management, members (in distress), law enforcement, and regulators. Must excel at motivating teams during high-pressure events while maintaining professionalism and empathy.

Other Skills: Expert knowledge of Regulation E, NACHA Operating Rules, UCC, Visa/Pulse operating regulations. Advanced proficiency with fraud platforms, digital banking systems, ACH/wire platforms, and core processing systems. Proven ability to analyze fraud data, identify trends, and implement effective detection/prevention strategies. Excellent decision-making, prioritization, and project management skills in a fast-paced environment. Strong written and verbal communication skills for executive reporting and member correspondence.

Physical Requirements: Standard office environment; occasional extended hours during major fraud events or compromises.

Work Environment: Professional office setting with the need for calm, decisive leadership during crisis situations.