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Nacha Jobs in Virginia (NOW HIRING)

SteerBridge

Product Manager

Vienna, VA · On-site

NACHA Rules, PCI DSS, tokenization, and EMV. * ISO 8583, ISO 20022, and Open Banking APIs. * KYC, AML, and OFAC requirements. * Fraud detection platforms, payment regulations, and FinTech trends.

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All JobsNacha JobsNacha Jobs in Virginia

Nacha information

See Virginia salary details

$82.8K

$344.7K

$396.6K

How much do nacha jobs pay per year?

As of Aug 28, 2026, the average yearly pay for nacha in Virginia is $344,733.00, according to ZipRecruiter salary data. Most workers in this role earn between $317,800.00 and $396,600.00 per year, depending on experience, location, and employer.

What is a Nacha?

A Nacha job typically refers to a role involving the administration, compliance, or processing of electronic payments under Nacha (National Automated Clearing House Association) guidelines. Nacha governs the ACH (Automated Clearing House) network, which facilitates direct deposits, bill payments, and other electronic transactions in the U.S. Professionals in this field may work in banking, finance, or payment processing, ensuring adherence to Nacha rules and regulations.

What are the key skills and qualifications needed to thrive in a Nacha position?

To excel in a Nacha (National Automated Clearing House Association) compliance role, deep expertise in electronic payments processing, ACH network regulations, and risk management is essential, typically supported by experience in banking or financial services. Familiarity with Nacha Operating Rules, compliance platforms, and certifications such as the Accredited ACH Professional (AAP) designation is highly beneficial. Attention to detail, analytical thinking, and excellent communication are standout soft skills for ensuring regulatory compliance and cross-functional collaboration. These competencies are vital for protecting organizations from compliance risks and maintaining the integrity of payment systems.

What are the typical career growth opportunities for professionals working in Nacha compliance roles?

Working in a Nacha compliance role can offer a clear path for advancement within the payments and financial compliance sector. Many professionals start as compliance analysts or specialists and, with experience, move into senior compliance management, risk management, or broader regulatory affairs roles. Some also pursue advanced certifications, such as the Accredited ACH Professional (AAP) or Certified Treasury Professional (CTP), to expand their qualifications and leadership potential. The evolving nature of payments technology ensures a dynamic work environment with the opportunity to develop expertise in emerging areas, such as faster payments and fraud prevention.

How do I become Nacha certified?

To become Nacha certified, individuals typically complete a training program approved by Nacha and pass a certification exam such as the ACH Professional Certification (ACHPC). Maintaining certification requires ongoing education and adherence to Nacha's rules and standards for electronic payments.

What are popular job titles related to Nacha jobs in Virginia?

For Nacha jobs in Virginia, the most frequently searched job titles are:

What job categories do people searching Nacha jobs in Virginia look for?

The top searched job categories for Nacha jobs in Virginia are:

What cities in Virginia are hiring for Nacha jobs?

Cities in Virginia with the most Nacha job openings:

Nacha jobs near you
Infographic showing various Nacha job openings in Virginia as of August 2026, with employment types broken down into 89% Full Time, 4% Part Time, 1% Temporary, and 6% Contract. Highlights an 79% Physical, 8% Hybrid, and 13% Remote job distribution, with an average salary of $344,733 per year, or $165.7 per hour.

Lead Payment Processor

Chesapeake, VA • On-site

ABNB Federal Credit Union
Finance and Insurance • 201 - 500 employees
Learn more about ABNB Federal Credit Unionexternal

$23 - $26/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 9 days ago

Job description

Job Type
Full-time
Description
ABNB Federal Credit Union is dedicated to being the best place you will ever work, starting with our comprehensive employee benefits package, which features affordable medical, dental, and vision plans to support your well-being and future growth in addition to:
  • Paid time off that begins accruing on your first day
  • Enjoy 11 paid federal holidays each year, giving you more time to relax and recharge
  • 401(k) matching up to 4% with immediate vesting, plus an additional 2% match with future vesting
  • Company-paid short-term, long-term disability, and employee life and AD&D coverage
  • A tuition reimbursement benefit which reflects our investment in your future
  • Competitive pay along with opportunities for annual raises and promotions
  • Paid community involvement opportunities offer rewarding chances to network, make a positive impact, and get involved in meaningful local initiatives
  • A supportive environment which fosters an employee-centric workplace where growth and member relationships are prioritize

The Lead Payment Processor acts as the senior processor and subject matter expert for ACH, wire, and check processing functions within Operations. Serves as an operational resource for complex and high-risk payment activities while providing guidance, training, and support to staff across the organization. Responsible for ensuring payment processing activities are completed accurately, timely, and in compliance with applicable regulations, operating rules, and internal procedures.
Key Responsibilities
  • ACH Operations & Risk Management: Serves as primary subject matter expert for ACH processing, origination, returns, disputes, reclamations, notifications of change, exceptions, and research requests. Reviews and monitors ACH activity for operational accuracy, fraud prevention, and compliance with NACHA Operating Rules. Assists with operational risk mitigation efforts and provides recommendations for process improvements.
  • Instant Payment Operations: Processes and verifies incoming and outgoing wire transfers utilizing dual control procedures. Support instant payment channels to include RTP, FedNow, and Zelle payment operations. Serves as escalation point for complex requests, operational exceptions, and research items. Assists with wire agreement reviews, operational controls, and staff guidance related to wire processing and instant payment activities.
  • Check Processing & Exception Management: Reviews and processes ATM, RDC, and check exception items. Completes adjustments, returns, holds, research requests, and balancing activities. Assists in resolving complex operational issues and identifying opportunities for process improvement.
  • Operational Leadership & Knowledge Resource: Serves as the department subject matter expert for payment operations. Provides day-to-day guidance, mentoring, and training to processors and business partners. Assists with procedure development, documentation maintenance, cross training efforts, and operational readiness initiatives. This role does not have direct supervisory authority or direct reports.
  • Compliance & Process Improvement: Maintains expertise in applicable payment regulations, NACHA Operating Rules, Federal Reserve requirements, and internal policies. Participates in audits, examinations, vendor initiatives, testing, and implementation projects. Recommends process enhancements to improve efficiency, accuracy, and risk management.
  • Performs other job related duties as assigned.

Requirements
  • Education: (1) A two-year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized training courses conducted by vendors, or (4) job-specific skills acquired through an apprenticeship program. Accredited ACH Professional (AAP) Certification is required.
  • Experience: Three to five years of similar or related experience.
  • Other Skills: 1. ACH expertise and strong operational oversight is required - advanced knowledge of ACH, wire transfer, and check processing operations. 2. Strong understanding of NACHA Operating Rules and applicable payment regulations. 3. Knowledge of fraud prevention, operational controls, and payment risk management practices. 4. Ability to analyze operational issues and independently resolve complex processing exceptions. 5. Strong organizational, communication, and training skills are required. 6. Ability to utilize a PC and related software applications to include working knowledge in Microsoft 365 (Outlook, Teams, SharePoint, PowerPoint, Word, and Excel). 7. General knowledge in basic accounting and general ledger balancing principles. 8. Problem solving and critical thinking is needed.
  • Physical Requirements: Physical qualifications require being able to sit at a computer and other office related equipment for extended periods of time and to be able to lift/carry up to 10 pounds.
  • Interpersonal Skills: Work involves contact with persons beyond immediate associates regarding routine matters for the purpose of giving or obtaining information which may require some discussion. Outside contacts take the form of service to the public (members or vendors), requiring ordinary courtesy in providing assistance and information.
  • Work Environment: In Office with limited remote.

All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity, or any other basis protected by applicable law.
Salary Description
$23-$26/hr

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