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Nacha Jobs in Reston, VA (NOW HIRING)

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$86.9K

$361.7K

$416.1K

How much do nacha jobs pay per year?

As of Jun 13, 2026, the average yearly pay for nacha in Reston, VA is $361,748.00, according to ZipRecruiter salary data. Most workers in this role earn between $333,400.00 and $416,100.00 per year, depending on experience, location, and employer.

What is a Nacha job?

A Nacha job typically refers to a role involving the administration, compliance, or processing of electronic payments under Nacha (National Automated Clearing House Association) guidelines. Nacha governs the ACH (Automated Clearing House) network, which facilitates direct deposits, bill payments, and other electronic transactions in the U.S. Professionals in this field may work in banking, finance, or payment processing, ensuring adherence to Nacha rules and regulations.

What are the key skills and qualifications needed to thrive in the Nacha position, and why are they important?

To excel in a Nacha (National Automated Clearing House Association) compliance role, deep expertise in electronic payments processing, ACH network regulations, and risk management is essential, typically supported by experience in banking or financial services. Familiarity with Nacha Operating Rules, compliance platforms, and certifications such as the Accredited ACH Professional (AAP) designation is highly beneficial. Attention to detail, analytical thinking, and excellent communication are standout soft skills for ensuring regulatory compliance and cross-functional collaboration. These competencies are vital for protecting organizations from compliance risks and maintaining the integrity of payment systems.

What is the 3 month rule for jobs?

The 3 month rule for jobs generally refers to the expectation that new employees, including those in roles like Nacha, should demonstrate their skills and adapt to the position within the first three months of employment. This period is often used for onboarding, training, and performance evaluation to ensure the employee is a good fit for the role and organization.

What jobs pay 2000 a day?

High-paying jobs that can pay around $2,000 a day typically include specialized roles such as experienced surgeons, anesthesiologists, corporate lawyers, or senior executives. These positions often require advanced education, extensive experience, and sometimes certification or licensing, and may involve high-stakes environments or demanding schedules.

What are the typical career growth opportunities for professionals working in Nacha compliance roles?

Working in a Nacha compliance role can offer a clear path for advancement within the payments and financial compliance sector. Many professionals start as compliance analysts or specialists and, with experience, move into senior compliance management, risk management, or broader regulatory affairs roles. Some also pursue advanced certifications, such as the Accredited ACH Professional (AAP) or Certified Treasury Professional (CTP), to expand their qualifications and leadership potential. The evolving nature of payments technology ensures a dynamic work environment with the opportunity to develop expertise in emerging areas, such as faster payments and fraud prevention.

What job makes $10,000 a month without a degree?

High-paying sales roles, such as real estate brokers or insurance agents, can earn $10,000 or more monthly through commissions and performance. Skilled trades like commercial plumbing or electrical work, especially with experience and certifications, can also reach this income level without a college degree.

What does Nacha stand for?

Nacha stands for the National Automated Clearing House Association, which oversees the ACH network used for electronic payments and fund transfers. The organization sets rules and standards for secure and efficient electronic transactions in the financial industry.
What job categories do people searching Nacha jobs in Reston, VA look for? The top searched job categories for Nacha jobs in Reston, VA are:
Nacha jobs near you
Infographic showing various Nacha job openings in Reston, VA as of June 2026, with employment types broken down into 94% Full Time, 3% Part Time, and 3% Contract. Highlights an 84% Physical, 9% Hybrid, and 7% Remote job distribution, with an average salary of $361,748 per year, or $173.9 per hour.
Senior Payments Specialist (ACH Specialist)

Senior Payments Specialist (ACH Specialist)

BANK FUND STAFF FEDERAL CREDIT UNION

Washington, DC

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 17 days ago

Job description

Description

About BankFund:

BankFund Credit Union is a full-service financial cooperative that was organized and chartered in 1947 as a convenient place for employees of the World Bank Group and International Monetary Fund and their families to save and to obtain credit. Located in Washington, DC, BankFund maintains three full-service branches downtown with our headquarters located near Farragut West metro station. This position is classified as a hybrid role which means that on-site work will be expected. After completion of training for the role, staff generally work on site 40% of the time but this is subject to change based on health and safety standards and operational need.


Position Summary

Bank Fund Staff Federal Credit Union is seeking a Senior Payments Specialist to support the execution and continuous improvement of the Credit Union's electronic payments ecosystem. This role supports operational processing, reporting, compliance monitoring, and product development across multiple payment rails/products including ACH, Zelle, Check, E-Transfer, FedNow, Bill Pay, and other emerging payment technologies.
 

The Senior Payments Specialist is responsible for overseeing the daily operations of all EFT managed products - ACH, Bill Pay, Zelle, External Transfers, and FedNow. They are considered Subject Matter Experts in at least one of those products and are considered knowledgeable on the remaining products. A senior specialist should have a comprehensive understanding of EFT product operations within the credit union. The position is responsible for monitoring, tracking, and coordinating with the EFT Services Manager to make recommendations to senior management


Key Responsibilities

Product & Process Enhancements

Partner with the EFT Manager and cross-functional teams to identify opportunities to improve payment workflows and operational efficiency.

Assist with implementation and ongoing support of new payment products and services including domestic and cross-border payments and emerging initiatives.

Contributes to the development of EFT roadmaps and consults with internal stakeholders on future product offerings 

Responsible for testing all new payments products, including all software upgrades to the Core System.

Participate in system testing, documentation updates, and product rollout activities. Serves as the primary tester on all projects, upgrades, and system patching. Also is the liaison for the department as it pertains to initiatives that impact EFT services. 

Serves as the subject matter expert on all EFT products, and advises other departments as needed.

Payment Operations

Support operational workflows across payment products including ACH, Checks, Zelle, external transfers, bill pay, and FedNow.

Manages the Credit Union's entire ACH, Inclearing Check, and Shared Branch dispute resolution process. Ensuring accuracy, minimal loss, and high standards of member servicing.

Conducts investigations into all EFT related disputes, ensuring compliance with Reg E, NACHA, and Credit Union internal policies.

Perform daily operational processing for EFT products , including review of returns, adjustments, and operational investigations.

Assist with payment investigations, transaction research, and exception management.

Ensure adherence to operational procedures and service level expectations.

Perform daily operational processing for EFT products , including review of returns, adjustments, and operational investigations.

Assist with payment investigations, transaction research, and exception management.

Responsible for the Credit Union's various payroll programs and overseas the Payroll Distribution system.

Receives, processes, and posts the World Bank's Cash Management files on a daily basis. This includes ensuring timely receipt of payroll and pension files from the World Bank and IMF.

Processes all ACH origination files on behalf of the Credit Union.

 Support compliance monitoring for payments products, including adherence to NACHA rules, payment network guidelines, and internal policies.

Reporting & Data Analysis

Produce recurring and ad-hoc reports related to transaction volumes, operational performance, risk indicators, and product usage.

Analyze payment activity across platforms to identify trends, anomalies, and opportunities for operational improvement.

Prepares and maintains EFT KPI statistics.

Compliance & Risk Support

Support compliance monitoring for payments products, including adherence to NACHA rules, payment network guidelines, and internal policies.

Assist in preparing documentation and materials for audits, regulatory reviews, and internal risk assessments.

Monitor operational processes to ensure appropriate controls are in place.

Maintains and updates the Credit Union's ACH Policies and Procedures.

Cross-Team Collaboration

Work closely with IT, fraud, risk, accounting, and member service teams to resolve payment issues and support product initiatives.

Contribute to documentation of procedures and knowledge resources for payment operations.

Serves as point of contact for all escalated inquiries from members, regulatory agencies, and internal staff. 

Responsible for the training of the Credit Union's Check & ACH Processors.  


For internal purposes, this position is graded as NE - 9. 

The anticipated annualized base salary range for this position is $70,000 to $87,000. Final base salary for this role will be based on the individual's job-related experience, skillset, training, certifications and market demands. The benefits available for this full-time position include but are not limited to: medical, dental, and vision insurance, 401(k) plan, life insurance coverage, disability benefits, tuition assistance program and paid time off, including paid parental leave benefits. In addition to base compensation salary, this role position is eligible for an annual incentive plan.

Requirements

Qualifications

Required

A bachelor's degree in finance, business, economics, information systems, or a related field is preferred. Equivalent experience is also considered.

Minimum of 5 years of experience in payments, banking operations, treasury services, or financial services.

Experience working with payment rails such as ACH, check processing, or real-time payments.

Strong analytical and problem-solving skills.

Accredited ACH Professional (AAP) Certification Required (or actively working towards earning the certification and scheduled for exam)

Proficiency in Excel and data analysis.

Familiarity with NACHA rules, payments compliance frameworks, or network operating rules.

Experience with payment platforms, dashboards, or financial reporting tools.

Knowledge of modern payment technologies such as real-time payments, digital wallets, or digital assets.

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