ZipRecruiter

Log In

1

Mortgage Negotiator Jobs (NOW HIRING)

Valley West Mortgage

Be Seen First

Mortgage Loan Originator

Las Vegas, NV · Remote

$50K - $500K/yr

Strong communication and negotiation skills Company Description Valley West Mortgage, founded in 2004, is Las Vegas' leading mortgage lender. With over two decades of experience, we offer ...

Valley West Mortgage

Be Seen First

Mortgage Loan Officer

Las Vegas, NV · On-site

$50K - $120K/yr

Strong negotiation, communication, and attention to detail skills * Effective time management abilities Company Description Valley West Mortgage, founded in 2004, is Las Vegas' leading mortgage ...

Button Finance, Inc

Mortgage Banker

Santa Ana, CA · On-site

$125K - $350K/yr

We are seeking a motivated and detail-oriented Mortgage Loan Officer to join our dynamic team. In this role, you will be responsible for selling your clients. After collecting minimum documentation ...

Waterstone Mortgage

Mortgage Loan Processor

Tulsa, OK · On-site

$34K - $47K/yr

Loan origination is defined as (1) taking a residential mortgage loan application; or (2) offering or negotiating terms of a residential mortgage loan for compensation or gain; (3) advertising or ...

Waterstone Mortgage

Mortgage Loan Processor

Tulsa, OK · On-site

$34K - $47K/yr

Loan origination is defined as (1) taking a residential mortgage loan application; or (2) offering or negotiating terms of a residential mortgage loan for compensation or gain; (3) advertising or ...

next page

Showing results 1-20

All JobsLegal JobsLegal Specialist JobsMortgage Negotiator Jobs

Mortgage Negotiator information

See salary details

$8

$38

$70

How much do mortgage negotiator jobs pay per hour?

As of Aug 29, 2026, the average hourly pay for mortgage negotiator in the United States is $38.10, according to ZipRecruiter salary data. Most workers in this role earn between $23.80 and $45.19 per hour, depending on experience, location, and employer.

What does a mortgage negotiator do?

A Mortgage Negotiator acts as an intermediary between borrowers and lenders to help clients secure favorable mortgage terms. They assess clients’ financial situations, explain various mortgage options, and negotiate interest rates and loan conditions with banks or lending institutions. Their goal is to secure the best possible mortgage deal for their clients while ensuring all legal and financial requirements are met. Mortgage Negotiators also guide clients through the application process and help resolve any issues that may arise during negotiations.

What are some common challenges faced by mortgage negotiators when working with clients and lenders?

Mortgage Negotiators often face the challenge of balancing the interests of clients and lenders, especially when negotiating terms for clients with complex financial situations or imperfect credit histories. They must navigate ever-changing lending regulations and market conditions, which requires staying up-to-date and adaptable. Additionally, tight deadlines and managing multiple transactions simultaneously can be stressful, but strong organizational and communication skills help Mortgage Negotiators succeed. Building positive relationships with both clients and lenders is key to overcoming obstacles and ensuring smooth transactions.

What are the key skills and qualifications needed to thrive as a mortgage negotiator, and why are they important?

To thrive as a Mortgage Negotiator, you need a solid understanding of mortgage products, lending regulations, and financial analysis, often supported by experience in finance or real estate and relevant certifications. Familiarity with loan origination systems (LOS), credit analysis tools, and customer relationship management (CRM) software is typically required. Exceptional negotiation, communication, and problem-solving skills help build trust with clients and navigate complex deals. These competencies ensure efficient, compliant loan processing, satisfied clients, and successful negotiation outcomes.

What is the difference between Mortgage Negotiator vs Mortgage Loan Officer?

AspectMortgage NegotiatorMortgage Loan Officer
Primary RoleNegotiate loan terms and rates with lenders on behalf of clientsAssist clients in applying for and securing mortgage loans
CredentialsTypically requires real estate or mortgage licensing, negotiation skillsRequires mortgage licensing, financial knowledge, sales skills
Work EnvironmentOften works in broker offices, real estate agencies, or independentlyWorks at banks, credit unions, or mortgage companies
Industry UsageCommonly involved in loan negotiations and refinancingFocuses on loan origination and client consultation

While both roles involve working with mortgage products, a Mortgage Negotiator primarily focuses on negotiating loan terms and rates, whereas a Mortgage Loan Officer guides clients through the application process and secures the loan. Understanding these differences helps job seekers identify the right career path in the mortgage industry.

More about Mortgage Negotiator jobs

What cities are hiring for Mortgage Negotiator jobs?

Cities with the most Mortgage Negotiator job openings:

What job categories do people searching Mortgage Negotiator jobs look for?

The top searched job categories for Mortgage Negotiator jobs are:

Mortgage Negotiator jobs near you
Infographic showing various Mortgage Negotiator job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $79,243 per year, or $38.1 per hour.

Mortgage Loan Originator

Valley West Mortgage

Las Vegas, NV • Remote

$50K - $500K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 8 days ago

Be Seen First

After you apply to this job, you can share why you’re interested to jump to the top of the candidate list.

Job description

A Mortgage Loan Originator plays a key role in assisting clients with obtaining residential loans, guiding them through the loan application process, and working closely with other loan officers to deliver excellent service. This position involves minimal travel and offers promising opportunities for career advancement within sales and mortgage product specialization.

Responsibilities

  • Originate and process residential mortgage loan applications
  • Collaborate with other loan officers and originators to manage client needs
  • Evaluate clients' financial backgrounds to determine suitable loan options
  • Provide clear communication and guidance throughout the loan process
  • Maintain compliance with industry regulations and company policies

Preferred Qualifications

  • 1+ years of experience in mortgage lending
  • High school diploma or equivalent
  • Mortgage Loan Originator License (NMLS)
  • Strong communication and negotiation skills

Company Description

Valley West Mortgage, founded in 2004, is Las Vegas' leading mortgage lender. With over two decades of experience, we offer personalized solutions for buying a home, refinancing, or consolidating debt. Our skilled loan officers, and support staff, are dedicated to providing exceptional service, peace of mind, and lasting client relationships. Licensed in 33 states and growing.