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Mortgage Credit Risk Management Jobs (NOW HIRING)

Wintrust

Analyst, Counterparty Credit Risk

Rosemont, IL

$59K - $77K/yr

Wintrust provides community and commercial banking, specialty finance and wealth management ... Mortgage counterparties, as well as Third-Party Vendors) are appropriate for the size and scope of ...

Wintrust

Analyst, Counterparty Credit Risk

Rosemont, IL · On-site

$59K - $77K/yr

Wintrust provides community and commercial banking, specialty finance and wealth management ... Mortgage counterparties, as well as Third-Party Vendors) are appropriate for the size and scope of ...

PSECU

Credit Risk Analyst

Harrisburg, PA

Produces and analyzes ongoing risk management reports and analyses. Performs ad hoc analysis of Credit Risk trends and portfolio performance, as well as forward-looking analysis. Analyzes ...

PSECU

Credit Risk Analyst

Harrisburg, PA · On-site

Produces and analyzes ongoing risk management reports and analyses. Performs ad hoc analysis of Credit Risk trends and portfolio performance, as well as forward-looking analysis. Analyzes ...

Guild

VP, Credit Risk

San Diego, CA · On-site +1

Guild Mortgage Company , closing loans and opening doors since 1960. As a mortgage banking firm we ... The primary responsibilities are managing the company's underwriting guidelines, credit risk ...

Guild

VP, Credit Risk

San Diego, CA · On-site

$177K - $242K/yr

Guild Mortgage Company , closing loans and opening doors since 1960. As a mortgage banking firm we ... The primary responsibilities are managing the company's underwriting guidelines, credit risk ...

Freddie Mac

Credit Policy Business Lead

Mclean, VA

$137K - $205K/yr

The Credit Policy Business Lead will play a pivotal role in shaping and managing the credit risk ... Deep subject matter expertise in single-family mortgage credit policy * Excellent verbal and ...

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How much do mortgage credit risk management jobs pay per year?

As of Jun 7, 2026, the average yearly pay for mortgage credit risk management in the United States is $158,312.00, according to ZipRecruiter salary data. Most workers in this role earn between $133,500.00 and $177,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Mortgage Credit Risk Management position, and why are they important?

To thrive in Mortgage Credit Risk Management, a strong background in finance, risk analysis, and an understanding of mortgage underwriting standards is essential, often backed by a related degree or certification such as FRM or CFA. Experience with risk modeling software, data analytics tools, and an understanding of regulatory requirements are highly valued in this field. Excellent analytical thinking, attention to detail, strong communication, and collaborative abilities help professionals excel in cross-functional teams. These competencies ensure effective identification, assessment, and management of mortgage credit risks, directly supporting an organization's financial stability and compliance.

What are the typical challenges faced in a Mortgage Credit Risk Management role?

Professionals in Mortgage Credit Risk Management often encounter challenges such as accurately assessing borrower risk profiles, adapting to continuously evolving regulatory requirements, and responding to market fluctuations that impact mortgage portfolios. Balancing organizational risk appetite with prudent lending practices requires both analytical rigor and sound judgment. Team members frequently collaborate with underwriting, compliance, and data analysis teams to design effective risk controls and mitigate potential losses. The role can be fast-paced, requiring agility in decision-making and a proactive approach to identifying emerging risks, but it also offers significant opportunities to develop expertise in credit analysis and risk strategy.

What is a Mortgage Credit Risk Management job?

A Mortgage Credit Risk Management job involves assessing and mitigating the risk of borrower defaults on mortgage loans. Professionals in this role analyze credit profiles, evaluate loan portfolios, and develop risk models to ensure lenders make informed decisions. They work with compliance teams, monitor market trends, and implement strategies to minimize financial losses. Strong analytical skills and knowledge of regulatory requirements are essential for success in this field.

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Mortgage Credit Risk Management jobs near you

Senior Quantitative Credit Risk Officer

Huntington

Charlotte, NC

Other

Posted 5 days ago

Job description

Senior Quantitative Credit Risk Officer

The Senior Quantitative Credit Risk Officer plays a key role in the identification and quantifying of credit risks across consumer and business lending segments, leveraging analytical techniques to inform strategy for optimizing risk and return in Huntington's Consumer and Regional Bank lending portfolios. This quantitative leader will partner with experienced risk professionals, senior leaders involved in lending, account management, collections, data stewards, and other quantitative teams to advance the suite of analytical tools available for portfolio management, underwriting, and default management.

Duties and Responsibilities:

  • Serve as a core advisor and trusted partner to model users, model developers, and model owners, providing consultative support and guidance through projects and analytical efforts involving models and quantitative tools to ensure success.
  • Leverage skills in data wrangling and quantitative analysis in partnership with business SMEs to identify emerging credit risks, quantify credit risk of proposed lending and portfolio management strategies, and recommend alternatives.
  • Partner with Credit Risk Administration and Model Development to advance BAU credit loss forecasting approaches and identify opportunities to improve quantitative tools leveraged in decision making.
  • Actively engage with Model Development, Model Risk Management, Credit Risk Administration, and model users to ensure model risk is managed appropriately through the model life cycle for models in use in the Consumer and Regional Bank.
  • Serve as subject matter expert for leveraging Huntington's Enterprise Data Warehouse and other data sources required to quantify and manage credit risk.
  • Communicate risk-related information and quantitative analysis results to stakeholders including model users, senior management, and oversight teams.
  • Partner with other Huntington colleagues to automate processes involving analytical code for efficiency gains.
  • Proactively challenge and influence business and risk partners on credit risk related issues, ensuring that remediations are timely, effective and sustainable.

Basic Qualifications:

  • Advanced degree in a quantitative discipline such as Mathematics, Statistics, Economics, Finance, or related field.
  • Minimum 10 years of experience in a quantitative role working with a regional or national bank in the areas of Audit, Compliance, First or Second Line Risk Management, Model Development, or Model Risk Management
  • 10 years of experience coding in SAS or Python with use of SQL

Preferred Qualifications:

  • Ph.D. preferred in a quantitative discipline such as Mathematics, Statistics, Economics, Finance, or related field.
  • Clear communication skills to all levels of management (written and verbal)
  • 10+ years' experience with at least three consumer or regional bank lending verticals including Residential Mortgage, Home Equity, Indirect Auto, Consumer Unsecured, Outdoor Power Equipment, Power Sports, Commercial & Industrial, Commercial Real Estate, Small Business Unsecured, or Deposit Overdrafts

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