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Merchant Jobs in Indiana (NOW HIRING)

First Merchant's Bank

Senior Associate

Indianapolis, IN · On-site

First Merchants Bank is seeking a Senior Associate to join our team! This person will support the commercial sales strategy, interface directly with clients and lines of business partners, and serve ...

First Merchant's Bank

Credit Analyst I

Lafayette, IN · On-site

First Merchants Bank is seeking a Credit Analyst I to join our team! This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio. As part of this role you ...

First Merchant's Bank

Service Associate (Teller)

Muncie, IN · On-site

$14.25 - $18.75/hr

First Merchants Bank is seeking a Service Associate (Teller) to join our team! This position will focus on providing high quality customer service by accurately and efficiently completing bank ...

First Merchant's Bank

Mortgage Banker

Munster, IN · On-site

First Merchants Bank is seeking a Mortgage Banker to join our team! This position will be responsible for handling prospective customer and existing client mortgage needs. This would include initial ...

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$14

$17

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How much do merchant jobs pay per hour?

As of May 29, 2026, the average hourly pay for merchant in Indiana is $17.38, according to ZipRecruiter salary data. Most workers in this role earn between $16.25 and $18.51 per hour, depending on experience, location, and employer.

What Does a Merchant Do?

A Merchant is someone who works in a retail environment selling products to customers. A Merchant works at stores of various sizes, selling a wide range of goods in face-to-face transactions or digitally through online shopping. Regardless of your sales method, the position of Merchant can describe anyone from ownership or store management to part-time sales clerks. As such, your responsibilities will focus ultimately on customer sales and satisfaction, but can also involve purchasing, inventory control, physical or virtual store design, team leadership, and other business-related functions. Your exact responsibilities will depend greatly on your role within in the store and the type of business it is.

What are the key skills and qualifications needed to thrive as a Merchant, and why are they important?

To thrive as a Merchant, you need strong analytical skills, a solid understanding of market trends, and experience in merchandising or retail management, often supported by a relevant degree. Familiarity with inventory management systems, point-of-sale software, and data analysis tools is typically required. Excellent negotiation, communication, and relationship-building skills are essential for managing vendors and driving sales. These capabilities ensure effective product selection, inventory control, and profitable business operations in a competitive marketplace.

What are some common challenges merchants face when managing multiple product lines?

Merchants often juggle several product categories, each with unique suppliers, customer preferences, and sales cycles. Balancing inventory levels, forecasting demand accurately, and ensuring timely promotions can be challenging, especially when market trends shift rapidly. Effective collaboration with buyers, marketing teams, and supply chain partners is crucial to keep product assortments fresh and meet customer expectations. Staying agile and leveraging data analytics can help merchants navigate these complexities and drive successful outcomes.

What are merchants?

Merchants are individuals or businesses that buy and sell goods or services, typically for profit. They act as intermediaries between producers and consumers, sourcing products and making them available to customers through various channels like physical stores, online platforms, or marketplaces. Merchants can specialize in different types of products, and their responsibilities often include inventory management, pricing, marketing, and customer service. In modern commerce, the term 'merchant' is also used to describe sellers on e-commerce platforms.

What is the difference between Merchant vs Sales Associate?

AspectMerchantSales Associate
Required CredentialsHigh school diploma; experience in retail or salesHigh school diploma; customer service skills
Work EnvironmentRetail stores, online platforms, wholesaleRetail stores, showrooms, events
Industry UsageCommerce, retail, e-commerceRetail, customer service, sales
Common Search/ComparisonBusiness management, product sourcingCustomer interaction, sales techniques

While both Merchants and Sales Associates work in retail environments, Merchants focus on product sourcing, inventory management, and business operations, whereas Sales Associates primarily engage with customers to drive sales and provide service. Understanding these roles helps clarify career paths and employer expectations in the retail industry.

More about Merchant jobs
What are the most commonly searched types of Merchant jobs in Indiana? The most popular types of Merchant jobs in Indiana are:
What are popular job titles related to Merchant jobs in Indiana? For Merchant jobs in Indiana, the most frequently searched job titles are:
What job categories do people searching Merchant jobs in Indiana look for? The top searched job categories for Merchant jobs in Indiana are:
Merchant jobs near you
Infographic showing various Merchant job openings in Indiana as of May 2026, with employment types broken down into 93% Full Time, 4% Part Time, and 3% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $36,159 per year, or $17.4 per hour.
Commercial Loan Closer

Commercial Loan Closer

First Merchant's Bank

Indianapolis, IN • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 7 days ago

First Merchants Bank rating

7.6

Company rating: 7.6 out of 10

Based on 16 frontline employees who took The Breakroom Quiz

80th of 141 rated banks

Job description

First Merchants Bank is seeking a Commercial Loan Closer to join our team! This position will manage the closing process for complex loans by partnering with Relationship Managers (RMs) and outside legal counsel. Ensures loans are closed accurately, efficiently, and in compliance with First Merchants Corporation Commercial Loan Policy.
As part of this role you will:
  • Attend and add value in loan committee discussions; provide input into the loan approval process to ensure consistent delivery and compliance with Commercial Loan Policy.
  • Engage attorney and initiate loan closing conference calls.
  • Manage loan closing checklist by collaborating with Relationship Manager and acting as liaison with clients, attorneys, and internal partners.
  • Examine loan documents as a secondary review to Relationship Manager and reconcile to Credit Decision Summary (CDS) for accuracy and completeness. Includes verification and reconciliation of: negative covenants, affirmative covenants, extension terms, and compliance certificates.
  • Coordinate with debt capital markets and participant banks in the distribution of loan documents and determine their merits in conjunction with outside counsel.
  • Coordinate the review of loan documentation when First Merchants purchases participations.
  • Ensure insurance provisions are consistent with Bank standards and provide standardized requirements to borrower and/or attorney.
  • Prepare beneficial ownership forms and loan application.
  • Collaborate with Centralized Funding Desk to ensure funding occurs within designated timeframe.
  • Assist in training new hires and contribute to process improvements.
  • Complete special line of business projects as assigned by Commercial Loan Closing Manager. Specific goals set regularly.

To be successful in this position, we require the following:
  • High school diploma or equivalent (GED).
  • Five (5) plus years of commercial loan closing and/or servicing experience.
  • One (1) plus year of preparing/reviewing attorney prepared legal loan documentation.

The following would be a plus:
  • Bachelor's degree, Finance, or related field preferred.
  • Proficiency with lending systems.
  • Experienced and knowledgeable with highly complex and sophisticated credit agreements and credit approvals.
  • Solid understanding of lending regulatory requirements.
  • Solid knowledge of departmental systems and applications.
  • Knowledge of bank credit policy.

First Merchants offers the following:
  • Base Pay PLUS Bonuses
  • Medical, Dental and Vision Insurance
  • 401k
  • Health Savings and Flexible Spending Accounts
  • Vacation/Sick Time
  • Paid Holidays
  • Paid Parental Leave
  • Tuition Reimbursement
  • Additional Benefits

A little about us:
First Merchants is guided by a genuine philosophy of being a meaningful place to work and having a prosperous impact across all walks of life throughout the communities we serve, including consumers, businesses and other organizations. Our Vision, Mission and Team statement reflect and reinforce that authentic service philosophy.
Our Vision is:
To enhance the financial wellness of the diverse communities we serve.
Our Mission is:
To be the most responsive, knowledgeable, and high-performing financial organization for our clients, teammates, and shareholders.
Our Team:
"We are a collection of dynamic colleagues with diverse experiences and perspectives who share a passion for positively impacting lives. We are genuinely committed to attracting and engaging teammates of diverse backgrounds. We believe in the power of inclusion and belonging."
Apply today to begin your career with us!
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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