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Merchant Underwriting Jobs (NOW HIRING)

IDT

Senior Underwriter - Merchant Services

Newark, NJ

$120K/yr

We're expanding our underwriting team and seeking a highly motivated Senior Underwriter to join us ... Review and evaluate merchant applications, supporting documents, and risk indicators. * Analyze ...

Maverick Payments

Underwriting Analyst II

Calabasas, CA · On-site +1

$29 - $33/hr

Our payment products include merchant acquiring services, a proprietary gateway, ACH processing ... Maverick's team includes underwriting, risk management, compliance & legal, technology & product ...

Quilt Software

Director, Risk and Fraud

New York, NY · On-site +1

Lead merchant underwriting operations end-to-end - credit review, risk decisioning, exposure monitoring, and policy management * Manage fraud detection and prevention across the merchant portfolio ...

Quilt Software

Director, Risk and Fraud

New York, NY · Remote

Lead merchant underwriting operations end-to-end -- credit review, risk decisioning, exposure monitoring, and policy management * Manage fraud detection and prevention across the merchant portfolio ...

Nuvei

Channel Operations & Support Specialist

Scottsdale, AZ · On-site

$51K - $69K/yr

Familiarity with merchant underwriting processes and documentation requirements. * Experience supporting partner agents, ISOs, or sales channels. Benefits * Competitive holiday allowance * 401K ...

Nuvei

Channel Operations & Support Specialist

Scottsdale, AZ · On-site

$51K - $69K/yr

Familiarity with merchant underwriting processes and documentation requirements. * Experience supporting partner agents, ISOs, or sales channels. Benefits * Competitive holiday allowance * 401K ...

Koalafi

Director of Risk Operations

Richmond, VA · On-site

What You'll Own Merchant Underwriting * Oversee the risk assessment and approval process for all new merchant partners during onboarding * Ensure the team is consistently applying sound underwriting ...

Koalafi

Director of Risk Operations

Richmond, VA · On-site

What You'll Own Merchant Underwriting * Oversee the risk assessment and approval process for all new merchant partners during onboarding * Ensure the team is consistently applying sound underwriting ...

YouLend

Head of Underwriting

Atlanta, GA · On-site

... merchant base, without capital at risk. We are owned by the leading Private Equity company, EQT ... The underwriting team is a core part of the YouLend Production Line and is responsible for ...

Koalafi

Director of Risk Operations

Richmond, VA

What You'll Own Merchant Underwriting * Oversee the risk assessment and approval process for all new merchant partners during onboarding * Ensure the team is consistently applying sound underwriting ...

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All JobsMerchant Underwriting Jobs

Merchant Underwriting information

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$48K

$103.1K

$158.5K

How much do merchant underwriting jobs pay per year?

As of Jun 9, 2026, the average yearly pay for merchant underwriting in the United States is $103,082.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,000.00 and $121,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Merchant Underwriting position, and why are they important?

To thrive as a Merchant Underwriter, you need strong analytical abilities, a keen understanding of financial statements, and experience evaluating business risk, typically supported by a degree in finance, business, or a related field. Proficiency with underwriting platforms, risk assessment tools, and knowledge of industry compliance standards or certifications such as Certified Risk Professional (CRP) is often preferred. Strong attention to detail, effective communication, and sound judgment enable successful collaboration with sales and risk teams. These skills ensure accurate merchant approvals, mitigate potential losses, and support the financial integrity of the organization.

What are some common challenges faced by Merchant Underwriters in their daily work?

Merchant Underwriters often encounter challenges such as assessing the risk of new or emerging business models, analyzing incomplete or inconsistent financial data, and staying updated with evolving industry regulations. Balancing the need for thorough risk evaluation with the demands for quick decision turnarounds can also be demanding. Collaboration with sales and compliance teams is essential to resolve cases where risk factors are unclear or customer expectations are urgent. To succeed, underwriters must be adaptable, detail-oriented, and proactive in continuing their professional development to keep up with changing policies and industry trends.

What is a Merchant Underwriting job?

A Merchant Underwriting job involves assessing the risk and creditworthiness of businesses applying for merchant accounts to process payments. Underwriters review financial statements, business models, and transaction history to identify potential fraud or financial instability. They work closely with sales teams, risk management, and compliance departments to ensure merchants meet regulatory and company requirements. The goal is to approve legitimate businesses while minimizing financial risk for the payment processor or financial institution. This role requires analytical skills, attention to detail, and knowledge of payment industry regulations.

More about Merchant Underwriting jobs
What cities are hiring for Merchant Underwriting jobs? Cities with the most Merchant Underwriting job openings:
What are the most commonly searched types of Merchant Underwriting jobs? The most popular types of Merchant Underwriting jobs are:
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Merchant Underwriting jobs near you
Infographic showing various Merchant Underwriting job openings in the United States as of May 2026, with employment types broken down into 97% Full Time, 2% Part Time, and 1% Contract. Highlights an 68% Physical, 8% Hybrid, and 24% Remote job distribution, with an average salary of $103,082 per year, or $49.6 per hour.