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Full Time Merchant Underwriting Jobs (NOW HIRING)

Merchants Bancorp

Underwriter - GSE

Carmel, IN · On-site

Job Type Full-time Description The position is responsible for ensuring the timely and accurate ... Merchants Capital. * Manage underwriting process for new loans from origination to closing.

Merchants Bancorp

Underwriter - GSE

Bloomington, MN · On-site

$110K - $130K/yr

Job Type Full-time Description The position is responsible for ensuring the timely and accurate ... Merchants Capital. * Manage underwriting process for new loans from origination to closing.

Merchants Bancorp

Underwriter - GSE

Washington, DC · On-site

$135K - $155K/yr

Job Type Full-time Description The position is responsible for ensuring the timely and accurate ... Merchants Capital. * Manage underwriting process for new loans from origination to closing.

Merchants Bancorp

Underwriter - GSE

Manhattan, NY · On-site

$145K - $170K/yr

Job Type Full-time Description The position is responsible for ensuring the timely and accurate ... Merchants Capital. * Manage underwriting process for new loans from origination to closing.

Merchants Bancorp

Underwriter - Multifamily

Carmel, IN · On-site

Job Type Full-time Description TheUnderwriter position is responsible for underwriting multifamily ... Our Benefits Merchants offers a comprehensive package of benefits for eligible employees, including ...

Payarc LLC

Underwriter

Greenwich, CT · On-site

$70K/yr

Job Type Full-time Description We are a technology-driven company. We built our business with the ... Periodically review existing merchants to ensure compliance with Underwriting Guidelines and risk ...

Merchants Bancorp

VP, Underwriter

Manhattan, NY · On-site

$150K - $200K/yr

Job Type Full-time Description The VP will have direct responsibility for recommending investments ... Work with Merchants Capital and Merchants Bank underwriting, legal and closing teams to manage ...

The OLB Group Inc.

Underwriter

New York, NY · On-site

... Full Time Education Desired: High school diploma or equivalent. 2+ Years previous underwriting experience Travel: NONE Responsible for reviewing applications for merchant processing accounts.

Not Disclosed

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Merchant Cash Advance Sales Agent

Forest Hills, NY · On-site

$26K - $250K/yr

Forest Hills, NY 11375 Job Type: Full-time Work Setting: In-person sales office Schedule: Monday to ... Working with underwriting and management to move deals forward * Negotiating intelligently and ...

Urgent

Training provided

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All JobsFull Time Merchant Underwriting Jobs

Full Time Merchant Underwriting information

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$48K

$103.1K

$158.5K

How much do full time merchant underwriting jobs pay per year?

As of Jun 9, 2026, the average yearly pay for full time merchant underwriting in the United States is $103,082.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,000.00 and $121,000.00 per year, depending on experience, location, and employer.
What are the most commonly searched types of Merchant Underwriting jobs? The most popular types of Merchant Underwriting jobs are:
Full Time Merchant Underwriting jobs near you
Underwriting Analyst - Affordable

Underwriting Analyst - Affordable

Merchants Bancorp

Carmel, IN • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 23 days ago

Job description

Job Type
Full-time
Description
The Underwriting Analyst is responsible for assisting with the underwriting and due diligence processing for multifamily or healthcare financing programs being offered by the Real Estate Investment team, including bridge loans and proprietary and/or conduit executions.
The Underwriting Analyst must help underwriters make informed recommendations to the Investment Real Estate Loan Committee. The underwriting analyst shall analyze debt opportunities by creating financial cashflow and valuation models, conducting guarantor analyses, undertaking due diligence responsibilities, and assisting with the presentation of a loan's risks and mitigants under a wide range of scenarios to Loan Committee.
Requirements
  • Prepares and reviews due diligence process, underwriting and valuation models.
  • Prepares and reviews Loan Committee memos consistent with Investment Real Estate's requirements related to each loan program.
  • Summarizes historical property operations and proformas.
  • Performs credit and financial analysis of guarantors and sponsors.
  • Researches rent and expense comparables and market analyses.
  • Conducts real estate tax verification and analysis.
  • Reviews third party reports including property appraisals, physical needs assessments, environmental reports.
  • Acts as a conduit for credit, originators, and the due diligence process.
  • Responsible for aiding in training and mentorship for other analysts.
  • Travels to perform property inspections and market evaluations.
  • Performs other duties and projects as assigned.
  • Works professionally and harmoniously with team and coworkers.
  • Other projects and duties as assigned.

Expected Experience, Skills and Education:
  • Bachelor's degree from an accredited college or university with a focus in Finance, Business or Real Estate or related field preferred.
  • Zero to three years of multifamily agency/bridge underwriting experience
  • Experience with HUD, Fannie Mae and/or Freddie Mac Multifamily loan programs preferred.
  • Understanding of bridge, conduit, CMBS and bank underwriting standards for loans secured by multifamily or healthcare preferred.
  • Strong credit mindset with, ideally, experience in credit training.
  • Ability to read, analyze and interpret complex documents and financial statements.
  • Highly analytical thinking with demonstrated talent for identifying, scrutinizing, improving, and streamlining complex work processes and risks.
  • Applicable knowledge of Microsoft Office suite.

Our Benefits
Merchants offers a comprehensive package of benefits for eligible employees, including, but not limited to: 401(k) employer contributions; employee stock ownership plan (ESOP); medical, dental and vision insurance; various types of leaves of absence, including paid time off, paid holidays, paid leave as provided under state and local paid leave laws, and short-term and long-term disability; health savings accounts (HSAs), flexible spending accounts (FSAs), dependent care and commuter reimbursement accounts, employee and dependent life insurance and supplemental life and AD&D insurance; telehealth, optional ancillary insurance policies, education assistance, and an employee assistance program. Eligibility for benefits is governed by the applicable plan documents and policies.
ABOUT MERCHANTS CAPITAL
With over 30 years of success built on putting people first, Merchants Capital is a proven leader in financing for multifamily housing nationwide. Our licenses with Fannie Mae, Freddie Mac, and HUD/FHA, in addition to our bank's balance sheet products, allow us to offer custom solutions with agility and ease of execution, expanding access to housing in meaningful and impactful ways. Recognized as a top five affordable lender , Merchants Capital pairs our comprehensive debt offerings with in-house tax credit equity to provide a one-stop-shop for developers and owners. To learn more about Merchants Capital, visit www.merchantscapital.com .

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