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Full Time Merchant Underwriting Jobs (NOW HIRING)

Axiom Bank

Merchant Risk & Compliance Analyst

Maitland, FL · On-site

$65K - $85K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

We offer the following benefits to our Full Time Employees: * 12 Paid Holidays * Generous Paid Time ... Merchant Underwriting Execution: Conduct merchant credit and risk underwriting reviews for ...

Axiom Bank, N.A.

Merchant Risk & Compliance Analyst

Maitland, FL · On-site +1

$65K - $85K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

We offer the following benefits to our Full Time Employees: * 12 Paid Holidays * Generous Paid Time ... Merchant Underwriting Execution: Conduct merchant credit and risk underwriting reviews for ...

Axiom Bank

Merchant Risk & Compliance Analyst

Maitland, FL · On-site +1

$65K - $85K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

We offer the following benefits to our Full Time Employees: * 12 Paid Holidays * Generous Paid Time ... Merchant Underwriting Execution: Conduct merchant credit and risk underwriting reviews for ...

Aon Corporation

Underwriting Specialist II

Fort Wayne, IN · On-site

$55K - $65K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

This position will support Aon's K&K Insurance group Mass Merchandising business group within Aon ... Aon offers a comprehensive package of benefits for full-time and regular part-time colleagues ...

Axiom Bank, N.A.

Senior Partner Risk Officer

Maitland, FL · On-site +1

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

We offer the following benefits to our Full Time Employees: * 12 Paid Holidays * Generous Paid Time ... controls, merchant underwriting practices, and portfolio composition on a defined review cycle.

Axiom Bank

Senior Partner Risk Officer

Maitland, FL · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

We offer the following benefits to our Full Time Employees: * 12 Paid Holidays * Generous Paid Time ... controls, merchant underwriting practices, and portfolio composition on a defined review cycle.

The OLB Group Inc.

Underwriter

New York, NY · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

... Full Time Education Desired: High school diploma or equivalent. 2+ Years previous underwriting experience Travel: NONE Responsible for reviewing applications for merchant processing accounts.

Axiom Bank

Senior Partner Risk Officer

Maitland, FL · On-site +1

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

We offer the following benefits to our Full Time Employees: * 12 Paid Holidays * Generous Paid Time ... controls, merchant underwriting practices, and portfolio composition on a defined review cycle.

Cathay Bank

VP, High-Risk AML Manager

Monterey Park, CA · On-site

$94K - $110K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

... merchant underwriting and KYC programs. Team Leadership & Operational Execution Unit Management ... Cathay Bank offers its full-time employees a competitive benefits package which is a significant ...

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All Jobsfull time JobsFull Time Merchant Underwriting Jobs

Full Time Merchant Underwriting information

See salary details

$48K

$103.1K

$158.5K

How much do full time merchant underwriting jobs pay per year?

As of Aug 20, 2026, the average yearly pay for full time merchant underwriting in the United States is $103,082.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,000.00 and $121,000.00 per year, depending on experience, location, and employer.

What are the most commonly searched types of Merchant Underwriting jobs?

The most popular types of Merchant Underwriting jobs are:

Full Time Merchant Underwriting jobs near you
Infographic showing various Full Time Merchant Underwriting job openings in the United States as of August 2026, with employment types broken down into 94% Full Time, 3% Part Time, and 3% Contract. Highlights an 69% Physical, 8% Hybrid, and 23% Remote job distribution, with an average salary of $103,082 per year, or $49.6 per hour.

Merchant Risk & Compliance Analyst

Axiom Bank

Maitland, FL • On-site

$65K - $85K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 12 days ago

Job description

At Axiom Bank, we encourage you to aim for the sky and leverage your expertise and passion to excel. We are a growing, dynamic organization � this is an exciting time to get on board!
We believe in the value of promoting a healthy work/life balance and are committed to recognizing the role everyone plays in our ongoing success. We offer the following benefits to our Full Time Employees:
  • 12 Paid Holidays
  • Generous Paid Time Off
  • 4% Match on our 401(k)
  • Medical, Dental and Vision Benefits
  • 100% Company Paid Life, AD&D Insurance, Short and Long Term Disability

General Responsibilities
The Merchant Risk & Compliance Analyst position will support our growing BIN sponsorship and merchant acquiring program. This execution-level role focuses on the day-to-day assessment of merchant credit, fraud exposure, and ongoing transactional risk. Reporting to the Senior Manager, this analyst will be the first line of defense in ensuring that sponsored merchant portfolios remain within the Bank's established risk appetite and card brand thresholds.
Key Responsibilities
  • Merchant Underwriting Execution: Conduct merchant credit and risk underwriting reviews for sponsored acquiring programs ; evaluate merchant business models, financial condition, and fraud exposure.
  • Transaction & Portfolio Monitoring: Administer ongoing merchant portfolio monitoring, including daily transaction activity surveillance, chargeback ratio analysis, and fraud trend review.
  • MCC & Policy Enforcement: Ensure proper Merchant Category Code (MCC) assignment across the portfolio and enforce prohibited and restricted merchant category policies.
  • Chargeback Surveillance: Monitor chargeback activity against Visa Dispute Monitoring Program (VDMP) and Mastercard Excessive Chargeback Program (ECP) thresholds; flag accounts nearing penalty thresholds for management review.
  • Escalation: Identify and escalate high-risk applications, exposure concentrations, or unusual volume patterns to the Senior Manager.

Supervision of Personnel
  • None

Working Conditions
This position may be performed remotely or in a hybrid work arrangement, depending on business needs. Employees are expected to work Monday through Friday during regular business hours, with occasional evening or weekend work as needed.
We will consider candidates residing in the following states: Florida, Alabama, Arkansas, Arizona, California, Delaware, Georgia, Massachusetts, Michigan, Ohio, Oregon, South Carolina, North Carolina, New Jersey, New York, Maryland, Tennessee, Minnesota, Virginia, Pennsylvania, Utah, and Texas.
Travel
  • None

Qualifications Summary
Education
  • Associate degree in Business or related field or equivalent work experience.

Experience
  • Minimum 3 years of experience in merchant acquiring risk, payments fraud, or bank operational risk.
  • Prior banking and compliance experience preferred.

Knowledge & Skills:
  • Working knowledge of merchant underwriting standards, transaction monitoring, and chargeback analysis.
  • Background in ecommerce risk management and understanding new verticals such as Nutraceuticals, AI, High Risk Industries (CBD, Gambling) etc
  • Familiarity with proper MCC assignment and high-risk merchant business models.
  • Strong analytical skills with a data-driven approach to identifying payment anomalies.
  • Ability to strictly follow established underwriting criteria and risk rating frameworks.

Other Duties - Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
The salary range for this position is $65,000-85,000 and is commensurate with experience.
(Reasonable accommodations may be made to enable individuals with disabilities to perform these tasks. If you need an accommodation, please contact us at hr@axiombanking.com )
Axiom Bank does not discriminate in employment opportunities or practices on the basis of any protected status. It is the policy of Axiom Bank to conduct background, credit reference and drug screening tests as a condition of employment. Drug Free Workplace. EOE/AA/Minority, Female, Disabled, Veteran
Axiom Bank is not seeking assistance or accepting unsolicited resumes from search firms for employment or contractor opportunities. Any resumes submitted without a valid contract will be considered the sole property of Axiom Bank and no fee will be paid.

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