A medical collections specialist collects outstanding payments for healthcare services. In this job, you review billing information, debt, and unpaid insurance claims. You then contact the person or company with outstanding bills. Your duties can vary depending on the situation, the amount owed, and the nature of the debt. Typically, collections specialists try to get full repayment. Your responsibilities can also involve helping the debtor set up a payment plan so that they can manage repayment. You can also take legal action, such as placing a lien on a debtor's assets or having a court garnish wages.