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Manager Merchant Underwriting Jobs (NOW HIRING)

KURV

Merchant Underwriter

Cleveland, OH · On-site

The primary focus of the Merchant Underwriter is to review, analyze and make confident decisions ... management, as necessary. Job Requirements: 3 years' experience in a commercial underwriting ...

KURV

Senior Merchant Underwriter

Cleveland, OH · On-site

$95K - $113K/yr

About the job The primary focus of the Senior Merchant Underwriter is to review, analyze and make ... underwriting activities for senior management.

Kurv

Senior Merchant Underwriter

Cleveland, OH · On-site

$95K - $112K/yr

The primary focus of the Senior Merchant Underwriter is to review, analyze and make confident ... underwriting activities for senior management. #J-18808-Ljbffr

Kurvpay

Merchant Underwriter

Cleveland, OH · On-site

FinanceThe primary focus of the Merchant Underwriter is to review, analyze and make confident ... management, as necessary. Job Requirements * 3 years' experience in a commercial underwriting ...

Kurv

Merchant Underwriter

Cleveland, OH · On-site

The primary focus of the Merchant Underwriter is to review, analyze and make confident decisions ... management, as necessary.Job Requirements: · 3 years' experience in a commercial underwriting ...

Quantum Electronic Payments

Underwriter I

Anaheim, CA · On-site

$50K - $60K/yr

Assign appropriate merchant risk ratings and document the reasoning behind underwriting decisions ... Ability to manage a high-volume application queue while meeting accuracy and turnaround ...

Quantum Electronic Payments

Underwriter I

Anaheim, CA · On-site

$50K - $60K/yr

Assign appropriate merchant risk ratings and document the reasoning behind underwriting decisions ... Ability to manage a high-volume application queue while meeting accuracy and turnaround ...

Coinflow

Senior Merchant Underwriter

Chicago, IL · On-site

$100K - $140K/yr

New Business Underwriting: Evaluate merchant applications, ensuring that merchants are operating ... Experience working transaction monitoring systems and case management platforms. * SQL and business ...

Procare Solutions

Senior Product Manager

Denver, CO · On-site

$130K - $171K/yr

A Little About the Role The Senior Product Manager, Merchant Activation owns the merchant ... Serve as the primary point of contact for Sales and Underwriting - aligning product direction with ...

EPSG, LLC

Senior Underwriting Analyst

Melville, NY · On-site

$55K - $68K/yr

Underwriting Analyst to join our growing team. This role will report to the Underwriting ... Efficiently manage, sort, and organize merchant applications and supporting documentation

EPSG, LLC

Senior Underwriting Analyst

Melville, NY · On-site

$55K - $68K/yr

Underwriting Analyst to join our growing team. This role will report to the Underwriting ... Efficiently manage, sort, and organize merchant applications and supporting documentation

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Manager Merchant Underwriting information

See salary details

$48K

$103.1K

$158.5K

How much do manager merchant underwriting jobs pay per year?

As of Sep 10, 2026, the average yearly pay for manager merchant underwriting in the United States is $103,082.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,000.00 and $121,000.00 per year, depending on experience, location, and employer.

What does a manager merchant underwriting do?

A Manager of Merchant Underwriting oversees the evaluation and approval process for businesses applying to accept credit and debit card payments. They lead a team that assesses risk, reviews financial documents, and ensures each merchant complies with industry standards and regulations. This role involves developing underwriting policies, monitoring for fraud, and working closely with sales and compliance departments to minimize financial risk for the payment provider. Additionally, the manager is responsible for training staff and updating procedures based on changing market and regulatory conditions.

How does a manager merchant underwriting collaborate with risk and compliance teams to ensure the integrity of merchant accounts?

A Manager Merchant Underwriting works closely with risk and compliance teams to evaluate merchant applications, monitor ongoing accounts, and address any potential red flags. They coordinate regular reviews, share insights on emerging fraud trends, and ensure that all underwriting decisions align with regulatory requirements and company policies. This collaboration is essential for creating a robust risk management framework, reducing exposure to fraudulent activity, and maintaining a healthy merchant portfolio.

What are the key skills and qualifications needed to thrive as a manager merchant underwriting, and why are they important?

To thrive as a Manager Merchant Underwriting, you need expertise in financial analysis, risk assessment, and credit policies, typically supported by a degree in finance, business, or a related field. Familiarity with underwriting platforms, credit scoring tools, and industry compliance systems is critical. Strong leadership, decision-making, and communication skills help in guiding teams and collaborating with stakeholders. These skills ensure accurate risk evaluation, regulatory compliance, and effective management of underwriting operations.

What is the difference between Manager Merchant Underwriting vs Merchant Underwriter?

AspectManager Merchant UnderwritingMerchant Underwriter
CredentialsTypically requires a bachelor’s degree in finance, business, or related field; often has managerial certificationsUsually requires a bachelor’s degree; certifications like CPCU or RPLU are common but not mandatory
Work EnvironmentLeads teams, oversees underwriting processes, and develops policiesPerforms individual underwriting assessments and risk analysis
Industry UsageUsed in insurance and financial services to manage underwriting teamsCommonly used in insurance companies for risk evaluation

While both roles involve underwriting, the Manager Merchant Underwriting oversees teams and strategic processes, whereas the Merchant Underwriter focuses on individual risk assessment. The manager role emphasizes leadership and policy development, while the underwriter concentrates on detailed risk analysis.

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What are the most commonly searched types of Merchant Underwriting jobs?

The most popular types of Merchant Underwriting jobs are:

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For Manager Merchant Underwriting jobs, the most frequently searched job titles are:

Manager Merchant Underwriting jobs near you
Infographic showing various Manager Merchant Underwriting job openings in the United States as of September 2026, with employment types broken down into 87% Full Time, 12% Part Time, and 1% Contract. Highlights an 86% Physical, 2% Hybrid, and 12% Remote job distribution, with an average salary of $103,082 per year, or $49.6 per hour.

Merchant Underwriter

Cleveland, OH • On-site

KURV
See more jobs at KURVexternal

Full-time

Medical, Dental, Retirement, PTO

Posted 22 days ago

Job description

The primary focus of the Merchant Underwriter is to review, analyze and make confident decisions and recommendations for merchant applications. The ideal candidate for this position is qualified and experienced with a wide range of commercial underwriting in a fast paced deadline driven environment.

The successful candidate will also have the ability to understand and apply best practices guidelines; collect and analyze exposure and loss data; respond efficiently and effectively to internal and external requests; maintain all organizational and professional ethical standards; have the ability to spot trends in monitoring and reporting; and communicate results of analysis to business customers and senior management, all while actively advocating and monitoring compliance.

Responsibilities to Include:

Conduct commercial credit applicant reviews;

Analyze a mix of merchant applicants in a wide variety of business types in both a card-present and non-present processing environment;

Handle a wide range of volumes and ticket amounts, standard documentation and future service liability

Review and analyze individual and company credit reports including Equifax, Experian and Dunn and Bradstreet;

Communicate effectively with merchants and sales representatives;

Communicate effectively with internal company departments, as well as management, as necessary.

Job Requirements:

3 years' experience in a commercial underwriting environment

Typing 50+ WPM or equivalent keystrokes

Strong organizational skills

Strong analytical skills

Strong oral and written communication skills

Strong organizational skills, ability to multitask, and attention to detail.

Ability to interpret data based on established criteria.

Experience reviewing and analyzing individual and company credit reports including Equifax, Experian and Dunn and Bradstreet required

Must be a team-oriented individual with willingness to work all levels of applicants (not exclusively high level applicants) with a positive attitude

Flexibility required to work extended shifts as needed

High School Diploma or equivalent required

Bachelor's Degree in Business or Finance preferred (or equivalent work experience)

Kurv Offers:Many outstanding benefits including: competitive salary, PTO, 401K plan with company match, paid holidays, company contribution toward health/dental insurance, employee discounts, career growth opportunities, and recognition and rewards for excellence.

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