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Manager Home Equity Underwriter Jobs (NOW HIRING)

Bell Bank

Retail Underwriter

Fargo, ND · On-site

Underwrite all home equity loans and home equity lines of credit to ensure compliance regulations ... Monitor and report to retail underwriting manager the performance of loan officers and processors ...

Career Site

Retail Underwriter

Fargo, ND

Underwrite all home equity loans and home equity lines of credit to ensure compliance regulations ... Monitor and report to retail underwriting manager the performance of loan officers and processors ...

FocusOne Mortgage Solutions

Jr Underwriter

Houston, TX · On-site

This role offers hands-on experience underwriting Texas Home Equity loans while expanding your ... Underwriting Support & Loan Status Management (10%) * Assist underwriters by ordering and reviewing ...

FocusOne

Jr Underwriter

Houston, TX · On-site

This role offers hands-on experience underwriting Texas Home Equity loans while expanding your ... Underwriting Support & Loan Status Management (10%) * Assist underwriters by ordering and reviewing ...

Citizens

Home Equity Senior Underwriter

Johnston, RI

$99K - $117K/yr

As the Home Equity Sr Underwriter, you will be responsible for rendering quality credit decisions on complicated new HELOC applications, using your data analysis, problem-solving skills, and ...

Citizens

Home Equity Senior Underwriter

Johnston, RI · Hybrid

$99K - $117K/yr

As the Home Equity Senior Underwriter on the Wealth Team, you will be responsible for rendering quality credit decisions on complicated new HELOC applications, using your data analysis, problem ...

Citizens

Home Equity Senior Underwriter

Johnston, RI · On-site

$99K - $117K/yr

As the Home Equity Sr Underwriter, you will be responsible for rendering quality credit decisions on complicated new HELOC applications, using your data analysis, problem-solving skills, and ...

Citizens

Home Equity Senior Underwriter

Johnston, RI · On-site

$99K - $117K/yr

As the Home Equity Sr Underwriter, you will be responsible for rendering quality credit decisions on complicated new HELOC applications, using your data analysis, problem-solving skills, and ...

Citizens

Home Equity Senior Underwriter

Johnston, RI · Hybrid

$99K - $117K/yr

As the Home Equity Senior Underwriter on the Wealth Team, you will be responsible for rendering quality credit decisions on complicated new HELOC applications, using your data analysis, problem ...

Citizens Bank

Home Equity Senior Underwriter

Johnston, RI · On-site

$99K - $117K/yr

As the Home Equity Sr Underwriter, you will be responsible for rendering quality credit decisions on complicated new HELOC applications, using your data analysis, problem-solving skills, and ...

Citizens

Home Equity Senior Underwriter

Johnston, RI · Hybrid

$99K - $117K/yr

As the Home Equity Senior Underwriter on the Wealth Team, you will be responsible for rendering quality credit decisions on complicated new HELOC applications, using your data analysis, problem ...

Citizens Bank

Home Equity Senior Underwriter

Johnston, RI · On-site

$99K - $117K/yr

As the Home Equity Senior Underwriter on the Wealth Team, you will be responsible for rendering quality credit decisions on complicated new HELOC applications, using your data analysis, problem ...

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All JobsHome Equity Underwriter JobsManager Home Equity Underwriter Jobs

Manager Home Equity Underwriter information

See salary details

$48K

$103.1K

$158.5K

How much do manager home equity underwriter jobs pay per year?

As of Jul 29, 2026, the average yearly pay for manager home equity underwriter in the United States is $103,082.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,000.00 and $121,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Manager Home Equity Underwriter, and why are they important?

To thrive as a Manager Home Equity Underwriter, you need expertise in mortgage underwriting, risk assessment, and a solid understanding of home equity products, usually backed by a bachelor's degree in finance or a related field. Familiarity with underwriting software, loan origination systems, and knowledge of regulatory compliance frameworks like Fannie Mae and Freddie Mac guidelines are essential. Strong leadership, analytical thinking, and effective communication are standout soft skills for managing teams and collaborating with stakeholders. These skills ensure accurate risk evaluation, regulatory adherence, and high-quality service in a competitive lending environment.

What is the difference between Manager Home Equity Underwriter vs Home Equity Underwriter?

AspectManager Home Equity UnderwriterHome Equity Underwriter
CredentialsTypically requires a bachelor’s degree in finance, business, or related field; industry certifications like CE or mortgage-specific licenses are commonSame as manager role, often with similar certifications and experience
Work EnvironmentSupervises teams, reviews complex applications, and coordinates with other departmentsEvaluates individual loan applications, performs risk assessments, and makes approval decisions
Employer & Industry UsageUsed in banking and mortgage companies, overseeing home equity lending processesCommonly employed in mortgage lending institutions, focusing on loan evaluation

The main difference is that the Manager Home Equity Underwriter oversees the team and manages the underwriting process, while the Home Equity Underwriter focuses on evaluating individual loan applications. The manager role involves leadership responsibilities, whereas the underwriter role is more hands-on with loan assessment.

What are Manager Home Equity Underwriters?

Manager Home Equity Underwriters are professionals who oversee a team responsible for evaluating and approving home equity loan and line of credit applications. They ensure that all applications are reviewed for creditworthiness, compliance with lending policies, and overall risk assessment. In addition to underwriting decisions, they manage workflow, train staff, and implement updates to underwriting guidelines. Their role is critical in mitigating risks for lenders while ensuring customers receive fair and timely loan evaluations.

What are some common challenges faced by a Manager Home Equity Underwriter, and how can they be effectively addressed?

A Manager Home Equity Underwriter often encounters challenges such as balancing high loan volumes with the need for thorough risk assessment, staying updated on evolving regulatory requirements, and ensuring consistency across the underwriting team. Effectively addressing these challenges involves implementing robust training programs, utilizing advanced underwriting technology, and fostering open communication within the team. Regularly reviewing and updating underwriting guidelines also helps maintain compliance and quality standards, ensuring efficient and accurate loan decisions.
More about Manager Home Equity Underwriter jobs
What cities are hiring for Manager Home Equity Underwriter jobs? Cities with the most Manager Home Equity Underwriter job openings:
What are the most commonly searched types of Home Equity Underwriter jobs? The most popular types of Home Equity Underwriter jobs are:
What states have the most Manager Home Equity Underwriter jobs? States with the most job openings for Manager Home Equity Underwriter jobs include:
What job categories do people searching Manager Home Equity Underwriter jobs look for? The top searched job categories for Manager Home Equity Underwriter jobs are:
Manager Home Equity Underwriter jobs near you
Infographic showing various Manager Home Equity Underwriter job openings in the United States as of July 2026, with employment types broken down into 100% Full Time. Highlights an 67% In-person, 11% Hybrid, and 22% Remote job distribution, with an average salary of $103,082 per year, or $49.6 per hour.

Retail Underwriter

Bell Bank

Fargo, ND • On-site

Full-time

Posted 14 days ago

Bell Bank rating

6.5

Company rating: 6.5 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

145th of 170 rated banks

Job description

This position reviews, underwrites and ensures accuracy and completeness of loan documentation of consumer home equity loans and home equity lines of credit generated by Bell Bank locations according to Bell Bank policy.
Responsibilities:
  • Following prescribed guidelines, receive and review loan applications and associated documentation to insure thoroughness and accuracy.
  • Underwrite all home equity loans and home equity lines of credit to ensure compliance regulations are met.
  • Underwrite all consumer loans to ensure compliance and Bell Bank guidelines are being met.
  • Underwrite each individual request with creativity in an attempt to find terms under which that request can be approved when at all possible.
  • Verify loan-to-value ratios, completeness of application information and review credit reports
  • Verify debt-to-income ratios by calculating and confirming monthly income via income documents provided
  • Work directly with the loan officer on obtaining required documentation for verification of information provided by the customer.
  • Analyze credit reports and associated documentation, qualify and classify loans according to Bell Bank guidelines.
  • Review appraisals to comply with Bell Bank guidelines.
  • Maintain acceptable turnaround times for applications submitted for approval.
  • Interact with appropriate departments regarding problem resolution, risk evaluation and compliance concerns as needed.
  • Follow lending limits as outlined in loan policy, adhering to loan committee policy.
  • Review all retail home equity loan files to ensure the documentation is accurate. Contact loan officer or processor for any additional documentation required to properly complete the underwriting review.
  • Monitor and report to retail underwriting manager the performance of loan officers and processors on files submitted to the underwriter.
  • Work with loan servicing staff to keep them informed of changes in the loan request.

Bell Bank Culture, Policy and Accountability Standards:
  • Know by name and face as many customers and employees as possible, calling them by name as often as possible.
  • Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards.
  • Know, understand, and live the company values and bottom line.
  • Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations.
  • All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.
  • Prompt and reliable attendance.
  • Perform other duties as assigned.

Education, Experience, and Other Expectations:
  • Minimum three years of lending experience.
  • Thorough understanding of home equity underwriting guidelines, real estate compliance regulations and a general understanding of processing and closing function of the entire real estate lending process.

Skills and Knowledge:
  • Detail oriented with the ability to make decisions based on facts presented and guidelines established.
  • Strong interpersonal skills with the ability to communicate clearly across all lines of business while handling multiple priorities

What Bell Bank employees say

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