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Loan Trader Jobs (NOW HIRING)

Western Alliance Bank

AVP, Trader

Westlake Village, CA

$107K - $132K/yr

Executing whole loans trades * Trade documentation The AVP Trader will additionally complete the duties below: * Monitoring the non-agency securitization market * Maintain workflow tools * Daily ...

Conventus

AVP, Trader

Westlake Village, CA · On-site

$107K - $132K/yr

Executing whole loans trades * Trade documentation The AVP Trader will additionally complete the duties below: * Monitoring the non-agency securitization market * Maintain workflow tools * Daily ...

Pennymac

FVP, Whole Loan Trading

Westlake Village, CA · On-site

$110K - $170K/yr

S. mortgage loans and the management of investments related to the U.S. mortgage market. At ... The Assistant Trader is responsible for the design, development and validation of best execution ...

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How much do loan trader jobs pay per hour?

As of Aug 17, 2026, the average hourly pay for loan trader in the United States is $21.30, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $24.04 per hour, depending on experience, location, and employer.

What is a loan trader?

Loan Traders are financial professionals who buy and sell loans, typically in the secondary market, on behalf of banks, investment firms, or other financial institutions. They analyze the value and risk associated with different types of loans, such as corporate, consumer, or syndicated loans, and negotiate transactions to maximize profit. Loan Traders play a key role in maintaining liquidity in the financial system by enabling institutions to manage their loan portfolios and balance sheets effectively.

What are the key skills and qualifications needed to thrive as a loan trader?

To thrive as a Loan Trader, you need a solid understanding of financial markets, credit analysis, and loan structuring, typically supported by a degree in finance or a related field. Familiarity with trading platforms, Bloomberg Terminal, and risk management software is essential, and certifications like the CFA can be advantageous. Strong analytical thinking, negotiation skills, and the ability to make quick decisions under pressure are standout soft skills in this role. These competencies enable Loan Traders to manage risk effectively, maximize returns, and navigate the fast-paced, complex world of loan trading.

How does a loan trader typically work with other departments within a financial institution?

Loan Traders frequently collaborate with teams such as credit analysts, risk management, and legal to assess loan portfolios, ensure regulatory compliance, and negotiate transaction terms. They also work closely with sales and relationship managers to identify market opportunities and potential buyers or sellers. Effective communication and teamwork are essential, as Loan Traders must coordinate across departments to execute trades smoothly and manage any associated risks.

What is the difference between Loan Trader vs Credit Analyst?

AspectLoan TraderCredit Analyst
Required CredentialsBachelor's degree, possibly Series 7/63, financial certificationsBachelor's degree, finance or related field, certifications like CFA beneficial
Work EnvironmentFast-paced trading floors, financial institutionsOffice setting, research departments, banks or credit agencies
Employer & Industry UsageInvestment banks, trading firms, asset managersBanks, credit rating agencies, financial institutions
Common Search & ComparisonYesYes

Loan Traders focus on buying and selling loans in the secondary market, managing trading strategies and market risks. Credit Analysts evaluate the creditworthiness of borrowers, analyzing financial data to assess risk. While both roles require financial knowledge and may share certifications, Loan Traders are more involved in trading activities, whereas Credit Analysts focus on credit risk assessment.

How to become a loan trader?

To become a loan trader, typically one needs a bachelor's degree in finance, economics, or a related field, along with strong analytical and communication skills. Gaining experience through internships or entry-level roles in trading, banking, or asset management can be valuable, and proficiency with trading platforms and financial analysis tools is often required.
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Loan Trader jobs near you
Infographic showing various Loan Trader job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 82% Full Time, 13% Part Time, and 4% Contract. Highlights an 96% Physical, 2% Hybrid, and 2% Remote job distribution, with an average salary of $44,308 per year, or $21.3 per hour.

Consumer & Community Banking Capital Markets - Mortgage Loan Trader - Vice President

JPMorgan Chase & Co.

Manhattan, NY • On-site

$150 - $200/hr

Other

This job post has expired today. Applications are no longer accepted.

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 495 frontline employees who took The Breakroom Quiz

71st of 171 rated banks

Job description

Consumer & Community Banking Capital Markets – Mortgage Loan Trader – Vice President

New York, NY, United States

Job Information
  • Job Identification 210754429
  • Job Category Trading
  • Business Unit Consumer & Community Banking
  • Posting Date 06/02/2026, 08:06 PM
  • Locations 270 Park Ave, New York, NY, 10017, US
  • Job Schedule Full time
Job Description

The Consumer & Community Banking Capital Markets – Portfolio team manages approximately $500B of balance sheet assets across Residential, Auto, and Commercial Real Estate. The platform spans the full loan lifecycle, including product development, originations, hedging, asset-liability management, servicing strategy, and exit execution through loan sales and securitization. The team has built a leading securitization and risk transfer platform across flagship shelves such as CHASE, CHAOT, and CACLN, with over $70B of loan trading activity and a top-tier presence in the market.

As a Mortgage Loan Trader – Vice President in Consumer & Community Banking Capital Markets, you will be primarily focused on Commercial Real Estate, while also playing an active role in residential mortgage trading and securitization, including direct involvement in structuring transactions and developing execution strategies. You will combine credit underwriting, structuring, and market execution, with a strong emphasis on relative value, balance sheet optimization, and idea generation.

This is a newly created role intended to both support the continued growth of the residential securitization platform and help build out CRE trading and portfolio capabilities.

Job responsibilities
  • Evaluate and execute CRE and residential mortgage loan trading opportunities, including whole loans, participations, and structured portfolios
  • Identify relative value opportunities and translate analysis into actionable trade ideas and investment recommendations
  • Develop and articulate relative value views to Sales and investors to support distribution, marketing, and execution outcomes
  • Partner with Sales and correspondent/origination channels to source loan volume and drive market engagement
  • Provide input into and help guide loan pricing and rate sheet strategy for origination, informed by market execution levels and securitization outcomes
  • Support structuring and execution of securitizations and capital markets transactions across CRE and residential mortgage platforms
  • Analyze collateral, cash flows, and structural features to optimize pricing, execution, and capital efficiency
  • Develop and implement hedging strategies for loan pipelines and inventory using appropriate market instruments
  • Manage portfolio positioning across credit, liquidity, and interest rate risks in coordination with ALM and Risk
  • Present desk performance, portfolio strategy, and new business initiatives to senior leadership
  • Contribute to development of new products, structures, and platform capabilities, particularly in CRE trading and residential securitization
Required qualifications, skills and capabilities
  • 5+ years of experience in Commercial Real Estate and/or Residential Mortgage finance, trading, or structured products
  • Commercial Real Estate capital markets or trading experience, with familiarity across residential mortgage markets
  • Structuring experience across CRE and/or Residential mortgage transactions including securitization or complex loan executions
  • Deep understanding of CRE and/or Residential mortgage credit, capital structures, and market dynamics
  • Proven ability to perform relative value analysis and translate insights into trade ideas and investor narratives; Strong communication skills with the ability to present analytics, strategy, and business ideas to Sales, investors, and senior leadership
  • Strong financial modeling skills, including cash flow analysis, scenario testing, and bond math; familiarity with loan pricing, rate sheet development, and hedging strategies for loan pipelines (e.g., TBAs, derivatives, or other instruments)

Commercial mindset with the ability to originate ideas, source opportunities, and drive execution, while developing and articulating relative value views to Sales and investors to support distribution and execution

Equal Opportunity Employer/Disability/Veterans

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit ourFAQs for more information about requesting an accommodation.

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