OR · On-site
Professional designations such as CLU and LUTCF preferred * Bachelor's degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive ...
OR · On-site
Professional designations such as CLU and LUTCF preferred * Bachelor's degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive ...
OR · On-site
Professional designations such as CLU and LUTCF preferred * Bachelor's degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive ...
OR · On-site
Professional designations such as CLU and LUTCF preferred * Bachelor's degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive ...
OR · On-site
Professional designations such as CLU and LUTCF preferred * Bachelor's degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive ...
OR · On-site
Professional designations such as CLU and LUTCF preferred * Bachelor's degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive ...
OR · On-site
Professional designations such as CLU and LUTCF preferred * Bachelor's degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive ...
OR · On-site
Professional designations such as CLU and LUTCF preferred * Bachelor's degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive ...
OR · On-site
Professional designations such as CLU and LUTCF preferred * Bachelor's degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive ...
OR · On-site
Professional designations such as CLU and LUTCF preferred * Bachelor's degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive ...
OR · On-site
Professional designations such as CLU and LUTCF preferred * Bachelor's degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive ...
OR · On-site
Professional designations such as CLU and LUTCF preferred * Bachelor's degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive ...
OR · On-site
Professional designations such as CLU and LUTCF preferred * Bachelor's degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive ...
OR · On-site
Professional designations such as CLU and LUTCF preferred * Bachelor's degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive ...
CLU, ChFC and/or LUTCF Designations (preferred) Work Environment/Physical Requirements Works in an office environment sitting at a desk, table or computer workstation for extended periods of time.
Quick apply
CLU, ChFC and/or LUTCF Designations (preferred) Work Environment/Physical Requirements Works in an office environment sitting at a desk, table or computer workstation for extended periods of time.
OR · On-site
Professional designations such as CLU and LUTCF preferred * Bachelor's degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive ...
OR · On-site
Professional designations such as CLU and LUTCF preferred * Bachelor's degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive ...
OR · On-site
Professional designations such as CLU and LUTCF preferred * Bachelor's degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive ...
OR · On-site
Professional designations such as CLU and LUTCF preferred * Bachelor's degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive ...
Life Insurance Agent
Walnut Creek, CA · On-site
CLU, ChFC and/or LUTCF Designations (preferred) Work Environment/Physical Requirements Works in an office environment sitting at a desk, table or computer workstation for extended periods of time.
Life Insurance Agent
Walnut Creek, CA · On-site
CLU, ChFC and/or LUTCF Designations (preferred) Work Environment/Physical Requirements Works in an office environment sitting at a desk, table or computer workstation for extended periods of time.
CLU, ChFC and/or LUTCF Designations (preferred) Work Environment/Physical Requirements Works in an office environment sitting at a desk, table or computer workstation for extended periods of time.
CLU, ChFC and/or LUTCF Designations (preferred) Work Environment/Physical Requirements Works in an office environment sitting at a desk, table or computer workstation for extended periods of time.
Life Insurance Agent
Cheyenne, WY · On-site
CLU, ChFC and/or LUTCF Designations (preferred) Work Environment/Physical Requirements Works in an office environment sitting at a desk, table or computer workstation for extended periods of time.
Life Insurance Agent
Cheyenne, WY · On-site
CLU, ChFC and/or LUTCF Designations (preferred) Work Environment/Physical Requirements Works in an office environment sitting at a desk, table or computer workstation for extended periods of time.
CLU, ChFC and/or LUTCF Designations (preferred) Work Environment/Physical Requirements Works in an office environment sitting at a desk, table or computer workstation for extended periods of time.
CLU, ChFC and/or LUTCF Designations (preferred) Work Environment/Physical Requirements Works in an office environment sitting at a desk, table or computer workstation for extended periods of time.
OR · On-site
Professional designations such as CLU and LUTCF preferred * Bachelor's degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive ...
OR · On-site
Professional designations such as CLU and LUTCF preferred * Bachelor's degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive ...
Insurance Producer/Sales
$65K - $120K/yr
... , or LUTCF are a plus Skills & Competencies Strong consultative selling and relationship-building skills Excellent verbal and written communication abilities * High degree of professionalism ...
Insurance Producer/Sales
$65K - $120K/yr
... , or LUTCF are a plus Skills & Competencies Strong consultative selling and relationship-building skills Excellent verbal and written communication abilities * High degree of professionalism ...
OR · On-site
Professional designations such as CLU and LUTCF preferred * Bachelor's degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive ...
OR · On-site
Professional designations such as CLU and LUTCF preferred * Bachelor's degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive ...
OR · On-site
Professional designations such as CLU and LUTCF preferred * Bachelor's degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive ...
OR · On-site
Professional designations such as CLU and LUTCF preferred * Bachelor's degree (or higher) with emphasis on business preferred Subject to all terms and conditions outlined in the Allstate Exclusive ...
CLU, ChFC and/or LUTCF Designations (preferred) Work Environment/Physical Requirements Works in an office environment sitting at a desk, table or computer workstation for extended periods of time.
Quick apply
CLU, ChFC and/or LUTCF Designations (preferred) Work Environment/Physical Requirements Works in an office environment sitting at a desk, table or computer workstation for extended periods of time.
CLU, ChFC and/or LUTCF Designations (preferred) Work Environment/Physical Requirements Works in an office environment sitting at a desk, table or computer workstation for extended periods of time.
CLU, ChFC and/or LUTCF Designations (preferred) Work Environment/Physical Requirements Works in an office environment sitting at a desk, table or computer workstation for extended periods of time.
Lutcf information
See salary details
$8.89 - $13.70
16% of jobs
$15.17 is the 25th percentile. Wages below this are outliers.
$13.70 - $18.51
29% of jobs
The median wage is $19.71 / hr.
$18.51 - $23.32
19% of jobs
$27.58 is the 75th percentile. Wages above this are outliers.
$23.32 - $28.13
12% of jobs
$28.13 - $32.93
8% of jobs
$32.93 - $37.74
5% of jobs
$37.74 - $42.55
4% of jobs
$42.55 - $47.36
2% of jobs
$47.36 - $52.16
2% of jobs
$52.16 - $56.97
1% of jobs
$56.97 - $61.78
1% of jobs
$8
$26
$61
How much do lutcf jobs pay per hour?
As of Jun 7, 2026, the average hourly pay for lutcf in the United States is $26.34, according to ZipRecruiter salary data. Most workers in this role earn between $15.14 and $30.77 per hour, depending on experience, location, and employer.
What are LUTCFs?
LUTCF stands for Life Underwriter Training Council Fellow, which is a professional designation for insurance agents and financial advisors. This credential is awarded to individuals who complete specialized training in life insurance, estate planning, and ethical selling practices. The LUTCF designation demonstrates a commitment to professionalism and ongoing education in the insurance and financial services industry. Earning this credential can help professionals better serve their clients and advance their careers.
What is the difference between Lutcf vs Loan Underwriter?
| Aspect | Lutcf | Loan Underwriter |
|---|---|---|
| Certifications | Typically requires mortgage or lending certifications | Requires mortgage, banking, or financial certifications |
| Work Environment | Works mainly in mortgage lending companies or banks | Works in banks, mortgage companies, or financial institutions |
| Job Focus | Evaluates mortgage loan applications for approval | Reviews and assesses loan applications, including mortgages |
| Common Usage | Used in mortgage lending industry | Used broadly in banking and mortgage sectors |
Both Lutcf and Loan Underwriter roles involve evaluating loan applications, especially mortgages. Lutcf is a specialized certification for mortgage underwriters, emphasizing expertise in mortgage lending. Loan Underwriters may handle various types of loans but often include mortgage assessments. Understanding these differences helps in choosing the right career path or job search focus.
What are some common challenges faced by a LUTCF (Life Underwriter Training Council Fellow) in balancing client acquisition with ongoing client service?
As a LUTCF, one of the main challenges is managing the balance between seeking new clients and maintaining high-quality service for existing clients. Prospecting and networking are critical for business growth, but it's equally important to provide timely support, policy reviews, and follow-up for current clients to ensure long-term satisfaction and retention. Time management and organizational skills are essential, as is leveraging technology and teamwork to streamline processes. Many successful LUTCF professionals set aside specific blocks of time for client outreach and use customer relationship management (CRM) tools to stay organized.
What are the key skills and qualifications needed to thrive as a LUTCF (Life Underwriter Training Council Fellow), and why are they important?
To thrive as a LUTCF, you need a solid background in insurance sales, financial planning, and customer relationship management, typically supported by completing the LUTCF designation and a relevant state insurance license. Familiarity with industry-standard CRM platforms, illustration software, and compliance systems is essential. Exceptional interpersonal skills, ethical judgment, and strong communication abilities help professionals build trust and retain clients. These competencies are vital for providing sound financial guidance, meeting regulatory standards, and sustaining long-term client relationships in the insurance industry.
More about Lutcf jobs
What job categories do people searching Lutcf jobs look for? The top searched job categories for Lutcf jobs are:
Full-time
Medical, Life, Retirement
Posted 8 days ago
Job description
Would you like to own a meaningful life insurance practice under the Allstate brand?
Scale your existing life insurance practice with proven support, flexibility and access to new customers. We're looking for professionals with a growing practice who want to leverage the Allstate brand and resources to expand in your community.
Scale your existing life insurance practice with proven support, flexibility and access to new customers. We're looking for professionals with a growing practice who want to leverage the Allstate brand and resources to expand in your community.
Your Practice.
As an Allstate Exclusive Life Specialist, you'll build your own life insurance practice with support from Allstate. Your partnership with Allstate Agency owners will drive new business in your local community and create additional opportunities for growth.
Your Support Team.
We support our Exclusive Life Specialists nationwide with a variety of life insurance product offerings and continued education designed to help you succeed. Life Specialists can share space with an Allstate agency owner and receive customer referral and leads through these partnerships, as well as additional online and other lead sources.
Your Rewards.
We believe hard work should be rewarded. At Allstate, we offer unlimited earning potential tied directly to the growth of your business.
Your Work.
A typical agency office has one life specialist who meets with customers face-to-face, supported by a team of licensed professionals who help deepen relationships with customers and generate leads.
Allstate provides support and expertise to help you build and sustain your business, industry leading technology to streamline your business, and customer experience better than anyone else.
Job Description
Are You a Fit? We are looking for someone with an entrepreneurial drive and a strong track record of customer-facing success. You'll also need to have:
At least 2 years of life insurance customer facing sales experience
State Life/Health Insurance Licenses
A strong mix of life protection sales experience
Prior experience as a Life Insurance Agent, Insurance Representative, or related sales professional preferred
Professional designations such as CLU and LUTCF preferred
Bachelor's degree (or higher) with emphasis on business preferred
Subject to all terms and conditions outlined in the Allstate Exclusive Life Specialist agreement. Allstate Exclusive Life Specialists are not franchisees. They are independent contractors and are not employed by Allstate Insurance Company ("Allstate") or its affiliates. Allstate is an Equal Opportunity Company.
Note: Life and Health licenses are required.
Skills
At Allstate, we work hard to help people live a good life every day. Allstaters are dedicated to serving clients, customers, and communities, which allows employees to find meaning and value in their work. Allstate offers an environment that fosters innovative thinking where you'll be able to explore your ideas and feel proud of the work you do.
Allstate helps protect nearly 16 million households with auto, home, life, and retirement products. We want every professional connected to Allstate to be committed to giving our customers the best and that means finding the best talent. We want you to be our next great addition.
It's easy to search and apply for a new opportunity with Allstate. Simply use the links below to identify the openings that interest you.
Allstate Careers
Learn more about Allstate United States.
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For more information about Allstate's Website Accessibility Statement, please click here:Allstate Website Accessibility Statement
Allstate Personal Financial Representatives are independent contractors and are not employed by Allstate Insurance Company ("Allstate") or its affiliates. In NY, they are Allstate employees. Allstate is an Equal Opportunity Company. 2019Allstate Insurance Co.