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Lock Desk Analyst I Jobs (NOW HIRING)

4pconsultinginc

Help Desk / Service Desk Analyst I

Atlanta, GA · On-site

$19.75 - $27/hr

Help Desk / Service Desk Analyst I Location: 241 Ralph McGill Blvd , Atlanta, GA 30308 Duration: 6 Months Client: Georgia Power Position Overview We are seeking a motivated Help Desk / Service Desk ...

Northbridge University

PR · On-site

The IT Service Desk Analyst I provides a broad range of general and advanced technical support services to students, faculty, and administrative staff across the University. IT Service Desk Analysts ...

Northbridge University

PR · On-site

The IT Service Desk Analyst I provides a broad range of general and advanced technical support services to students, faculty, and administrative staff across the University. IT Service Desk Analysts ...

Samaritan's Purse

Service Desk Analyst I

North Wilkesboro, NC · On-site

$18.75 - $25.50/hr

Samaritan's Purse is seeking a Service Desk Analyst I to join our team in N. Wilkesboro, NC . You can be a part of a highly professional Information Technology team. As a Service Desk Analyst , you ...

Samaritan's Purse

Service Desk Analyst I

North Wilkesboro, NC · On-site

$18.75 - $25.50/hr

Samaritan's Purse is seeking a Service Desk Analyst I to join our team in N. Wilkesboro, NC . You can be a part of a highly professional Information Technology team. As a Service Desk Analyst , you ...

Bayview Asset Management

LOCK DESK SPECIALIST

Denver, CO · On-site

$45K - $60K/yr

The Lock Desk Specialist will execute Bayview's pricing strategies. You will be required to follow ... Perform duties related to reviewing, processing, analyzing, and reconciling loan transactions to ...

ePlus

Service Desk Analyst I

Virginia Beach, VA · On-site

$16.83 - $24.04/hr

Service Desk Analyst I Virginia Beach, VA As a Service Desk Analyst I, you will be responsible for answering technical support calls and responding to emails from our customers, providing Level 1 ...

Bayview Asset Management

LOCK DESK SPECIALIST

Denver, CO · Hybrid

$45K - $60K/yr

The Lock Desk Specialist will execute Bayview's pricing strategies. You will be required to follow ... Perform duties related to reviewing, processing, analyzing, and reconciling loan transactions to ...

NetImpact Strategies

Service Desk Analyst I

Arlington, VA · Hybrid

$23.50 - $32/hr

NetImpact Strategies has an opportunity for a Service Desk Analyst I to provide front-line IT support to a federal customer in a fast-paced, SLA-driven environment. This role serves as the first ...

Liberty Personnel, Inc

Help Desk Analyst

Cherry Hill, NJ

$20.25 - $27.75/hr

Help Desk Analyst I'm seeking a Help Desk Analyst for an onsite position with a stable and growing company in the local area. Interested candidates with the following skill set are encouraged to ...

Sentinel Blue

Service Desk Analyst II

$55K - $65K/yr

This role independently resolves higher-complexity incidents within Service Desk scope, strengthens escalation quality, contributes to incident follow-up and root cause work, and mentors Analyst I ...

USA Mortgage

Secondary Marketing Analyst

Creve Coeur, MO · On-site +1

Lock desk capabilities are a given for this position and will be required to support timely, accurate execution. The Analyst plays a key role in maximizing profitability, managing pipeline risk, and ...

Womble Bond Dickinson LLP

Analyst I Service Desk

Raleigh, NC · On-site

$20 - $27.25/hr

Analyst I Service Desk Womble Bond Dickinson (US) LLP seeks an on-site Service Desk Analyst for its Raleigh, North Carolina office. The Service Desk Analyst is a key member of a collaborative team ...

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All JobsLock Desk Analyst I Jobs

Lock Desk Analyst I information

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$14

$24

$35

How much do lock desk analyst i jobs pay per hour?

As of May 28, 2026, the average hourly pay for lock desk analyst i in the United States is $24.09, according to ZipRecruiter salary data. Most workers in this role earn between $19.71 and $26.92 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Lock Desk Analyst I, and why are they important?

To thrive as a Lock Desk Analyst I, you need a solid understanding of mortgage processes, loan products, and secondary market guidelines, typically supported by a background in finance or banking. Familiarity with loan origination systems (LOS), pricing engines, and mortgage pipeline management tools is essential. Attention to detail, strong analytical skills, and effective communication are standout soft skills for this role. These abilities ensure accurate rate lock management, minimize risk, and support smooth loan processing in a fast-paced mortgage environment.

What are some typical challenges a Lock Desk Analyst I might encounter in their role?

Lock Desk Analyst I professionals often face challenges related to managing high volumes of rate lock requests with tight deadlines. They must maintain strong attention to detail to ensure data accuracy and compliance with lending guidelines, as errors can impact loan pricing or processing. Additionally, effective communication with loan officers and underwriters is crucial, as analysts frequently address questions and resolve discrepancies under time pressure. Adapting to frequent policy updates and utilizing specialized loan origination software are also common aspects of the role.

What does a Lock Desk Analyst I do?

A Lock Desk Analyst I is responsible for managing and processing mortgage rate lock requests submitted by loan officers or brokers. They ensure that mortgage rates and terms are accurately locked in according to company policies and investor guidelines. Their duties include verifying lock information, maintaining detailed records, and communicating with internal and external stakeholders about lock status, extensions, and changes. They play a critical role in ensuring timely and accurate rate locks, which impact both the customer experience and the financial stability of a mortgage lender.

What is the difference between Lock Desk Analyst I vs Loan Processor?

AspectLock Desk Analyst ILoan Processor
CredentialsTypically requires a high school diploma or equivalent; some roles prefer mortgage or finance certificationsHigh school diploma or equivalent; some roles benefit from mortgage or financial certifications
Work EnvironmentMortgage lending departments, financial institutions, or mortgage brokersMortgage companies, banks, or credit unions processing loan applications
Primary ResponsibilitiesManaging interest rate locks, monitoring lock periods, and communicating with lenders and borrowersGathering borrower information, verifying documents, and preparing loan files for approval

The main difference is that Lock Desk Analyst I focuses on managing interest rate locks and monitoring lock periods, while Loan Processors handle the overall loan application process. Both roles are essential in mortgage lending but serve different functions within the loan lifecycle.

More about Lock Desk Analyst I jobs
What cities are hiring for Lock Desk Analyst I jobs? Cities with the most Lock Desk Analyst I job openings:
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Lock Desk Analyst I jobs near you
Infographic showing various Lock Desk Analyst I job openings in the United States as of May 2026, with employment types broken down into 84% Full Time, 5% Part Time, and 11% Contract. Highlights an 100% In-person job distribution, with an average salary of $50,106 per year, or $24.1 per hour.
Lock Desk & Pricing Analyst

Lock Desk & Pricing Analyst

Universal Lending Corporation

Englewood, CO

$62K - $72K/yr

Full-time

Medical, Dental, Vision

Posted 17 days ago

Job description

Position Summary:

A Lock Desk & Pricing Analyst is responsible for Lock Desk management and sales support. Supporting the Hedge & Pricing Analyst with Optimal Blue configuration and loan sales, and report development and maintenance. This role requires experience in mortgage pricing, and strong math, analytical and technical skills.


Responsibilities:

Mortgage Pricing & Analysis:

  • Lock Desk management and sales support.
  • Update and import rates into Optimal Blue
  • Support updates in Optimal Blue
  • Support mortgage loan sale process.
  • Assist in the audit of the hedge model for data accuracy.

Market & Competitor Analysis:

  • Track competitor mortgage rates and lending trends to refine pricing strategies.
  • Provide data-driven insights and recommendations to senior management.

Reporting and analytics

  • Assist with the development and maintenance of Loan sale, pull through, reporting and analytics.
  • Run daily reports and models for forwards and pricing analytics.
  • Support Post closing with report and analytics development.

Personal Professional Standards:

  • Project an image of professionalism through demeanor and appearance while acting with integrity and honesty.
  • Strive for teamwork and cooperation and actively participate in goals for self-improvement.


Key Qualifications:

Education & Experience:

  • Bachelor’s degree preferred in Finance, Economics, Mathematics, or a related field.
  • 1+ years of experience in mortgage pricing, and secondary marketing preferred.

Technical Skills:

  • Proficiency in Excel and Microsoft products.
  • Experience with mortgage pricing engines like Optimal Blue preferred.


Base Salary:

The expected base salary for this position is between $62,000 to $72,000 per year, depending on experience and skillset. Base salary is paid bi-weekly.


Why Work for Universal Lending Corporation:
Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. We offer an inclusive, diverse, and collaborative culture where people from all backgrounds can thrive. At Universal Lending Corporation, you can work with other passionate, purposeful, and customer-centric people, all sharing the same goal of helping people achieve their dreams. Universal Lending Corporation offers a competitive compensation package based on experience and skill, including a comprehensive benefits package inclusive of Medical, Dental, and Vision.


Physical Requirements:

This is primarily a sedentary position. Requires the ability to hear, type and talk. Finger dexterity is required to operate a computer keyboard. The primary work location is a corporate office with low to moderate noise levels.

The physical demands and work environment characteristics described are representative of those that must be met by an employee to successfully perform the essential functions of the position. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.


Supervisory Responsibilities:

This position does not supervise other employees.


Travel Requirements:

Occasional travel may be required. A valid driver’s license and active vehicle insurance is required at all times.


FLSA Classification: Exempt


Disclaimer:
Universal Lending Corporation is an equal opportunity employer. Candidates must be authorized to work in the United States. The statements above are intended to describe the general nature and level of work being performed by individuals assigned to this role. Management retains the discretion to add, modify, or remove job duties at any time.

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