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Lock Desk Analyst I Jobs (NOW HIRING)

Mission Loans, LLC

Lock Desk Analyst

Irvine, CA · On-site +1

$24 - $29/hr

As Lock Desk Analyst, your primary mission is to provide administrative and operational support to the trade desk and lock desk team. PRIMARY DUTIES & RESPONSIBILITIES: * Review and process all rate ...

Mission Loans

Lock Desk Analyst

Irvine, CA · Remote

As Lock Desk Analyst, your primary mission is to provide administrative and operational support to the trade desk and lock desk team. PRIMARY DUTIES & RESPONSIBILITIES: * Review and process all rate ...

Crosscountrymortgage

Lock Desk Analyst

The Lock Desk Analyst's primary responsibility is to support the Lock Desk by processing rate lock, change, and extension requests while adhering to and enforcing rate lock policies. This position ...

CrossCountry Mortgage

Lock Desk Analyst

The Lock Desk Analyst's primary responsibility is to support the Lock Desk by processing rate lock, change, and extension requests while adhering to and enforcing rate lock policies. This position ...

Crosscountrymortgage

Lock Desk Analyst

Cleveland, OH · On-site

The Lock Desk Analyst's primary responsibility is to support the Lock Desk by processing rate lock, change, and extension requests while adhering to and enforcing rate lock policies. This position ...

Crosscountrymortgage

Lock Desk Analyst

Cleveland, OH · On-site

The Lock Desk Analyst's primary responsibility is to support the Lock Desk by processing rate lock, change, and extension requests while adhering to and enforcing rate lock policies. This position ...

Crosscountrymortgage

Lock Desk Analyst

The Lock Desk Analyst's primary responsibility is to support the Lock Desk by processing rate lock, change, and extension requests while adhering to and enforcing rate lock policies. This position ...

CrossCountry Mortgage

Lock Desk Analyst

The Lock Desk Analyst's primary responsibility is to support the Lock Desk by processing rate lock, change, and extension requests while adhering to and enforcing rate lock policies. This position ...

Risewell Homes

Lock Desk & Pricing Analyst

Englewood, CO · On-site

$62K - $72K/yr

A Lock Desk & Pricing Analyst is responsible for Lock Desk management and sales support. Supporting the Hedge & Pricing Analyst with Optimal Blue configuration and loan sales, and report development ...

Wayne State University

Help Desk Analyst I

Detroit, MI · On-site

$20.25 - $27.75/hr

Help Desk Analyst I This is the proficiency level for incumbents with responsibility for providing routine tier-one support, triage and resolution via voice and data communications or walk-in ...

Risewell Homes

Lock Desk & Pricing Analyst

Englewood, CO · On-site

$62K - $72K/yr

A Lock Desk & Pricing Analyst is responsible for Lock Desk management and sales support. Supporting the Hedge & Pricing Analyst with Optimal Blue configuration and loan sales, and report development ...

4pconsultinginc

Help Desk / Service Desk Analyst I

Atlanta, GA · On-site

$19.75 - $27/hr

Help Desk / Service Desk Analyst I Location: 241 Ralph McGill Blvd , Atlanta, GA 30308 Duration: 6 Months Client: Georgia Power Position Overview We are seeking a motivated Help Desk / Service Desk ...

AD Mortgage

Lock Desk Specialist

Troy, MI

About this opportunity The Lock Desk Specialist is responsible for managing the daily interest rate ... Analytical Skills : Excellent attention to detail, strong organizational skills, and the ability to ...

Coborn's, Inc.

Service Desk Analyst I

Saint Cloud, MN · On-site

$22.75 - $33.50/hr

Overview Coborn's is looking for a Service Desk Analyst I who enjoys solving problems, helping others, and making technology work better. As a Service Desk Analyst, you'll be a trusted resource for ...

Conservice

Deal Desk Analyst 1

River Heights, UT

$17.75 - $24/hr

Deal Desk Analyst I - Core Markets Overview The Deal Desk Analyst I - Core Markets position is a combination of strategist, analyst, and auditor with responsibility for managing the Conservice ...

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Lock Desk Analyst I information

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$14

$24

$35

How much do lock desk analyst i jobs pay per hour?

As of Aug 18, 2026, the average hourly pay for lock desk analyst i in the United States is $24.09, according to ZipRecruiter salary data. Most workers in this role earn between $19.71 and $26.92 per hour, depending on experience, location, and employer.

What does a Lock Desk Analyst I do?

A Lock Desk Analyst I is responsible for managing and processing mortgage rate lock requests submitted by loan officers or brokers. They ensure that mortgage rates and terms are accurately locked in according to company policies and investor guidelines. Their duties include verifying lock information, maintaining detailed records, and communicating with internal and external stakeholders about lock status, extensions, and changes. They play a critical role in ensuring timely and accurate rate locks, which impact both the customer experience and the financial stability of a mortgage lender.

What are the key skills and qualifications needed to thrive as a Lock Desk Analyst I, and why are they important?

To thrive as a Lock Desk Analyst I, you need a solid understanding of mortgage processes, loan products, and secondary market guidelines, typically supported by a background in finance or banking. Familiarity with loan origination systems (LOS), pricing engines, and mortgage pipeline management tools is essential. Attention to detail, strong analytical skills, and effective communication are standout soft skills for this role. These abilities ensure accurate rate lock management, minimize risk, and support smooth loan processing in a fast-paced mortgage environment.

What are some typical challenges a Lock Desk Analyst I might encounter in their role?

Lock Desk Analyst I professionals often face challenges related to managing high volumes of rate lock requests with tight deadlines. They must maintain strong attention to detail to ensure data accuracy and compliance with lending guidelines, as errors can impact loan pricing or processing. Additionally, effective communication with loan officers and underwriters is crucial, as analysts frequently address questions and resolve discrepancies under time pressure. Adapting to frequent policy updates and utilizing specialized loan origination software are also common aspects of the role.

What is the difference between Lock Desk Analyst I vs Loan Processor?

AspectLock Desk Analyst ILoan Processor
CredentialsTypically requires a high school diploma or equivalent; some roles prefer mortgage or finance certificationsHigh school diploma or equivalent; some roles benefit from mortgage or financial certifications
Work EnvironmentMortgage lending departments, financial institutions, or mortgage brokersMortgage companies, banks, or credit unions processing loan applications
Primary ResponsibilitiesManaging interest rate locks, monitoring lock periods, and communicating with lenders and borrowersGathering borrower information, verifying documents, and preparing loan files for approval

The main difference is that Lock Desk Analyst I focuses on managing interest rate locks and monitoring lock periods, while Loan Processors handle the overall loan application process. Both roles are essential in mortgage lending but serve different functions within the loan lifecycle.

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Lock Desk Analyst I jobs near you
Infographic showing various Lock Desk Analyst I job openings in the United States as of August 2026, with employment types broken down into 79% Full Time, 18% Part Time, 1% Temporary, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $50,106 per year, or $24.1 per hour.

Lock Desk Analyst

Mission Loans, LLC

Irvine, CA • On-site, Remote

$24 - $29/hr

Full-time

Posted 14 days ago

Job description

Our customer-centric team is changing the home lending game with fierce loyalty and a dedication to delivering an extraordinary home loan experience. We empower our team members by engaging and immersing them in a fun, positive, and energetic atmosphere that places emphasis on the customer experience above all else. If you love coming to work every day and winning, hold yourself to high goals and standards, subscribe to a no drama workplace and live to serve your customers as much as each other...we want you on our team.
Mission Loans is seeking experienced mortgage professionals who thrive in a fast-paced environment without losing focus on quality of work and delivering an exceptional customer experience. As Lock Desk Analyst, your primary mission is to provide administrative and operational support to the trade desk and lock desk team.
PRIMARY DUTIES & RESPONSIBILITIES:
  • Review and process all rate lock requests through lock desk email and phone, including original rate locks, floats, re-locks, extensions and cancellations.
  • Monitor loan criteria changes and determine if adjustments in the lock are required.
  • Communicate confirmations in a timely manner.
  • Re-confirm locks from previous day to ensure accurate pricing.
  • Commit and register loans with investors. Monitor outstanding commitments and expiration dates.
  • Enforce secondary market lock policies.
  • Assist in all duties assigned by VP, Secondary Marketing.

SKILLS & ABILITIES:
  • Subscribe to a no drama workplace
  • Subscribe to the mission of creating a truly customer and team member centric environment
  • Love to come into work every day and win
  • Highly motivated, self-starter with ability to work independently under minimal supervision, and as a team player
  • Clear, effective interpersonal skills, written and verbal communication skills
  • Ability to work in a fast-paced, multi-tasking environment and manage to multiple deadlines
  • Strong problem solving and creative thinking skills
  • Ability to learn and adapt to guideline changes
  • Strong organization, follow through and time management skills
  • Excellent attention to detail with commitment to accuracy and quality
  • Dependable, responsible and able to use good judgement
  • Flexibility to work up to 50 hours per week which may include some weekend hours

QUALIFICATIONS & EXPERIENCE
  • Bachelor's degree preferred
  • 2+ years' experience in high volume mortgage setting
  • Proficiency in loan origination systems and ability to understand and utilize other proprietary mortgage related software platforms
  • Ability to interpret mortgage loan rate sheets, add-ons, product guidelines
  • Knowledge and responsibility for compliance with state and federal regulations applicable to mortgage loan origination and fulfillment
  • Strong mathematical skills
  • Knowledge in the following loan programs/products: conventional, FHA, VA, Jumbo, Non-QM, DPA, HELOC, CES
  • Basic proficiency in Microsoft Office products (Excel, Word, PowerPoint, etc.)
  • Previous experience with Byte, Optimal Blue and/or Compass preferred

Compensation: $24.00-$29.00 hourly, depending on experience.
Work Location: Irvine, CA- Hybrid/Remote opportunity available.
Other Duties: This position profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may be asked to perform additional related duties, as assigned, in order to meet the needs of the organization.
This is not a contract of employment. Everyone is responsible for reading and complying with all duties, requirements, and responsibilities contained herein, and any subsequent revisions.
Mission Loans, LLC is an Equal Opportunity Employer; we prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, and local laws.

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