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Lock Desk Analyst I Jobs (NOW HIRING)

The Lock Desk Analyst's primary responsibility is to support the Lock Desk by processing rate lock, change, and extension requests while adhering to and enforcing rate lock policies. This position ...

$25 - $34/hr

AmeriSave is currently seeking a Lock Desk Analyst to join our winning team. This is a remote opportunity to work from home. The schedule is Monday - Friday, 10am - 7pm EST. What You'll Do: * Lock ...

The Lock Desk Analyst's primary responsibility is to support the Lock Desk by processing rate lock, change, and extension requests while adhering to and enforcing rate lock policies. This position ...

AmeriSave is currently seeking a Lock Desk Analyst to join our winning team. This is a remote opportunity to work from home. The schedule is Monday - Friday, 10am - 7pm EST. What You'll Do: * Lock ...

The role The Lock Desk Specialist will be responsible for ensuring SoFi company policies and procedures related to rate locks are accurate and meet loan pricing compliance standards. This role ...

The role The Lock Desk Specialist will be responsible for ensuring SoFi company policies and procedures related to rate locks are accurate and meet loan pricing compliance standards. This role ...

The role The Lock Desk Specialist will be responsible for ensuring SoFi company policies and procedures related to rate locks are accurate and meet loan pricing compliance standards. This role ...

A Lock Desk & Pricing Analyst is responsible for Lock Desk management and sales support. Supporting the Hedge & Pricing Analyst with Optimal Blue configuration and loan sales, and report development ...

Lock Desk & Pricing Analyst

Englewood, CO ยท On-site

$62K - $72K/yr

A Lock Desk & Pricing Analyst is responsible for Lock Desk management and sales support. Supporting the Hedge & Pricing Analyst with Optimal Blue configuration and loan sales, and report development ...

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Lock Desk Analyst I information

See salary details

$14

$24

$35

How much do lock desk analyst i jobs pay per hour?

As of May 28, 2026, the average hourly pay for lock desk analyst i in the United States is $24.09, according to ZipRecruiter salary data. Most workers in this role earn between $19.71 and $26.92 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Lock Desk Analyst I, and why are they important?

To thrive as a Lock Desk Analyst I, you need a solid understanding of mortgage processes, loan products, and secondary market guidelines, typically supported by a background in finance or banking. Familiarity with loan origination systems (LOS), pricing engines, and mortgage pipeline management tools is essential. Attention to detail, strong analytical skills, and effective communication are standout soft skills for this role. These abilities ensure accurate rate lock management, minimize risk, and support smooth loan processing in a fast-paced mortgage environment.

What are some typical challenges a Lock Desk Analyst I might encounter in their role?

Lock Desk Analyst I professionals often face challenges related to managing high volumes of rate lock requests with tight deadlines. They must maintain strong attention to detail to ensure data accuracy and compliance with lending guidelines, as errors can impact loan pricing or processing. Additionally, effective communication with loan officers and underwriters is crucial, as analysts frequently address questions and resolve discrepancies under time pressure. Adapting to frequent policy updates and utilizing specialized loan origination software are also common aspects of the role.

What does a Lock Desk Analyst I do?

A Lock Desk Analyst I is responsible for managing and processing mortgage rate lock requests submitted by loan officers or brokers. They ensure that mortgage rates and terms are accurately locked in according to company policies and investor guidelines. Their duties include verifying lock information, maintaining detailed records, and communicating with internal and external stakeholders about lock status, extensions, and changes. They play a critical role in ensuring timely and accurate rate locks, which impact both the customer experience and the financial stability of a mortgage lender.

What is the difference between Lock Desk Analyst I vs Loan Processor?

AspectLock Desk Analyst ILoan Processor
CredentialsTypically requires a high school diploma or equivalent; some roles prefer mortgage or finance certificationsHigh school diploma or equivalent; some roles benefit from mortgage or financial certifications
Work EnvironmentMortgage lending departments, financial institutions, or mortgage brokersMortgage companies, banks, or credit unions processing loan applications
Primary ResponsibilitiesManaging interest rate locks, monitoring lock periods, and communicating with lenders and borrowersGathering borrower information, verifying documents, and preparing loan files for approval

The main difference is that Lock Desk Analyst I focuses on managing interest rate locks and monitoring lock periods, while Loan Processors handle the overall loan application process. Both roles are essential in mortgage lending but serve different functions within the loan lifecycle.

More about Lock Desk Analyst I jobs
What cities are hiring for Lock Desk Analyst I jobs? Cities with the most Lock Desk Analyst I job openings:
What states have the most Lock Desk Analyst I jobs? States with the most job openings for Lock Desk Analyst I jobs include:
Infographic showing various Lock Desk Analyst I job openings in the United States as of May 2026, with employment types broken down into 84% Full Time, 5% Part Time, and 11% Contract. Highlights an 100% In-person job distribution, with an average salary of $50,106 per year, or $24.1 per hour.

Lock Desk Analyst

Tri Pointe Homes Holdings, Inc.

Paradise Valley, AZ โ€ข Hybrid

$20.75 - $28.25/hr

Other

This job post hasย expired today.ย Applications are no longer accepted.


Job description

Overview
Are you passionate about making a real impact in the homebuying journey? At Tri Pointe Solutions, the financial services affiliate of Tri Pointe Homes, we're redefining what it means to purchase a home. Our dynamic team is driven by innovation, collaboration, and a shared commitment to excellence. We offer a comprehensive suite of services-including mortgage, title, escrow, homeowner's and title insurance-all integrated under one roof to create a seamless, high-quality lending experience for our borrowers. If you're ready to be part of a forward-thinking company that's shaping the future of the industry, apply to join our outstanding team.
Tri Pointe Connect, the mortgage affiliate of Tri Pointe Homes, is looking for an experienced individual to join our talented group in Arizona as a Lock Desk Analyst. This position is hybrid (M-W in office/Th-Fri remote) working out of our national operations center in Scottsdale, Arizona.
Job Details
Position Summary: The Lock Desk Analyst supports the daily operations of the Lock Desk and reports directly to the Lock Desk Manager. This role plays a key part in ensuring accurate pricing, effective communication with Loan Officers, and efficient duties of lock-related activities.
Responsibilities:
โ€ข Manage and respond to Lock Desk email inquiries in a timely manner
โ€ข Provide support to Loan Officers regarding lock requests and scenario questions
โ€ข Maintain and process lock request changes, reconciliations, and extension requests
โ€ข Perform profile updates and lock extensions in Optimal Blue
โ€ข Assist with internal pricing margin maintenance
โ€ข Research and respond to pricing escalations and related inquiries
โ€ข Ensure daily pricing and margin accuracy
โ€ข Monitor and manage the secondary pipeline in Encompass (loan origination system)
โ€ข Support special projects and perform additional duties as assigned
Job Requirements
Qualifications:
โ€ข High school diploma or equivalent, some college preferred
โ€ข 1-3 years of relevant experience, preferably within a secondary marketing department
Skills:
โ€ข Proficiency in Microsoft Excel and standard office applications
โ€ข Experience with Optimal Blue (preferred)
โ€ข Experience with Encompass (preferred)
โ€ข Strong analytical and reporting skills
โ€ข Ability to communicate effectively with loan officers and all levels of management
โ€ข Excellent written communication skills
โ€ข Strong problem-solving abilities with sound decision-making skills
Physical Requirements:
โ€ข May be sedentary for extended periods, up to 4 hours
โ€ข Visual acuity for detailed computer work
โ€ข Using fine motor skills for tasks requiring precision such as typing
โ€ข After hours/weekend, as needed
Want to know what it's like working at Tri Pointe Homes? Click here to see what our employees have to say: Great Place to Work Certified Company
Tri Pointe Homes is committed to building a diverse and talented team to help us achieve our goals. Please note that due to operational constraints, we are unable to consider applicants who require visa sponsorship (e.g., H1B, OPT) for this position. This policy applies uniformly to roles where sponsorship cannot be accommodated to ensure consistency and fairness in our hiring process.
At Tri Pointe Homes, we are intentional about fostering an environment where you, and all individuals, are encouraged to be their authentic selves. We embrace individuality and strive to be consciously inclusive of different backgrounds, experiences, and perspectives in every aspect of our business. We believe our company's strength relies on the diversity of the team and the unique, innovative ideas everyone contributes.
Pursuant to the California Consumer Privacy Act of 2018, if you are a California resident, you have the right to know the categories of personal information that we collect about job applicants, employees and their emergency contacts and beneficiaries, and independent contractors. Please click here for a description of our personal information collection practices.
We are an Equal Opportunity Employer, which means we make employment decisions based on merit and qualifications and are committed to providing equal opportunities for all applicants and employees without regard to their race, color, creed, religion, national origin, ancestry, citizenship status, age, disability, sex, sexual orientation, gender identity or expression, veteran status, genetic information, or any other characteristic protected by applicable federal, state or local laws.
We will endeavor to make a reasonable accommodation to the known physical or mental limitations of a qualified applicant with a disability unless the accommodation would impose an undue hardship on the operation of our business. If you believe you require such assistance to apply for an open position or to participate in an interview, please let us know.