Live In Condo Underwriter Jobs (NOW HIRING)

Why choose Palomar?

Palomar is a rapidly growing and innovative insurer focused on providing specialty insurance to residential and commercial customers. Palomar welcomes the best and brightest to our thriving team. Guided by an entrepreneurial spirit, Palomar is building a dynamic and diverse team. Join a company built on a culture of agility, innovation and authenticity that delivers peace of mind and protection to individuals and businesses impacted by adversity.

We are looking for an experienced executive‑level underwriter to help build out our E&S Primary & Excess product lines. Successful candidates must produce and manage a profitable book of business through a wholesale‑only, limited distribution model.

• Select, price, quote and review new & renewal business in accordance with company underwriting guidelines and experienced, underwriting judgment.
• Independently work with wholesale distribution channels to appropriately select risks, evaluate, and recommend program structure, services, and pricing to achieve a balanced portfolio and long‑term profitability.
• Identify, develop, and maintain strong business relationships to drive consistent opportunities for new business placement, as well as retain existing accounts.
• Present & defend book dynamics/profile in reinsurance treaty meetings.
• Utilize facultative relationships/capacity to maintain prescribed net positions with the Palomar E&S portfolio.
• Be well‑versed in underwriting Primary and Excess Construction and/or Excess Non‑construction risks in the E&S space.
• Evaluate reinsurance requirements and implement appropriate action, including treaty adherence and facultative solutions.
• Assist in the mentoring/coaching of junior underwriters.
• Share industry‑specific knowledge with underwriters of all levels while performing as a technical underwriting resource.
• As a unit leader, set the example of expected performance by producing new business in addition to the required product management duties.
• Actively continue to improve personal knowledge and practices of the insurance industry through work experience, in‑house instruction, insurance‑specific designations (e.g., CPCU), industry courses, home office seminars and workshops, etc.
• Assist in the Junior Underwriter mentoring process.

• 15+ years of insurance experience specifically underwriting in the E&S environment.
• CPCU and/or ARM professional insurance designation strongly preferred.
• Entrepreneurial spirit and not risk‑averse.
• Ability to think outside the box.
• Good at establishing and building functional working relationships.
• Results‑oriented with initiative to support the team.
• Ability to learn and work in various technical platforms quickly.
• Professional, analytical, and adaptable attitude.
• Willing to travel nationally for reinsurance and wholesale partner development.
• Capable of organizing, self‑prioritizing, and taking initiative in a challenging environment with demanding internal and external deadlines.

• Build strong relationships through transparency, trust, and respect.
• Work in an agile environment, with a resilient mindset to find creative solutions to challenges.
• Collaborate and celebrate diverse perspectives, promoting inclusivity and equality.
• Do the right thing with strong conviction and integrity.
• Be bold and innovative to help make an impact.
• Demonstrate an autonomous track record of working independently and driving progress.
• Show intellectual curiosity, creativity, and pragmatism.

• Full Suite of Medical Benefits.
• 401(k) with 3.5% Automatic Fully Vested Employer Contributions.
• Competitive PTO + Holiday Program.
• Professional Development Assistance.
• Regular company‑wide social events (even virtually).

At Palomar, we are committed to diversity, equality and inclusion in all facets of the organization. We have built an open culture that celebrates the diversity of our workforce, while actively championing equality and inclusion practices that make us a company people want to work with and for.

We believe that diversity, equality and inclusion yields greater organizational creativity and productivity, which helps us serve our customers and partners more effectively. Delivering on our diversity commitment returns greater value to our shareholders and ultimately makes a positive impact to the communities in which we do business and to the people who live in them.

Palomar will consider reasonable accommodations to ensure a qualified applicant with a disability can be considered for the position. Palomar will also consider necessary modifications to the physical work environment, or to the way a job is usually performed, so an individual with a disability can perform the essential functions of the position. Additional accommodations will be considered that enable an employee with a disability to enjoy equal benefits and privileges of employment like those that are enjoyed by other employees without disabilities.

Palomar is an Equal Opportunity Employer.

$175,000 - $250,000 + Bonus Potential & Participation in our Competitive Long‑Term Incentive (LTI) Program.

The above pay range is for all US‑based roles based on function and level, benchmarked against companies of similar size and scope. To be compliant with local legislation as well as provide greater transparency to candidates, we disclose salary ranges on all job postings regardless of the desired job location. We also offer a competitive annual discretionary bonus program and the opportunity for annual long‑term incentive stock grants. In addition, we offer a highly competitive benefits package. Final offer amounts are determined by multiple factors, including candidate experience and qualifications, and may vary from the amounts listed above.