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Live In Condo Underwriter Jobs (NOW HIRING)

Our longevity and strength in the non-QM space has allowed a significant number of borrowers to ... Full condo project reviews (warrantable, non-warrantable, new construction, and small projects)

Our longevity and strength in the non-QM space has allowed a significant number of borrowers to ... Full condo project reviews (warrantable, non-warrantable, new construction, and small projects)

Assistant Underwriter

Tampa, FL · On-site

$18.50 - $25.25/hr

Underwrites endorsement, reinstatement, and cancellation transactions, all within prescribed ... live in. We recognize that our differences make us strong, and we actively seek out diverse ...

They reflect the communities we live in and the world where we do business. Their diversity is our ... In this role, you will be accountable for underwriting and managing a portfolio of treaty ...

They reflect the communities we live in and the world where we do business. Their diversity is our ... In this role, you will be accountable for underwriting and managing a portfolio of treaty ...

Senior Treaty Reinsurance Underwriter

Midland, MI · On-site

$84K - $100K/yr

They reflect the communities we live in and the world where we do business. Their diversity is our ... In this role, you will be accountable for underwriting and managing a portfolio of treaty ...

Showing results 41-60

Live In Condo Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do live in condo underwriter jobs pay per year?

As of Aug 21, 2026, the average yearly pay for live in condo underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is a live in condo underwriter?

A Live In Condo Underwriter is a financial professional who evaluates and assesses the risk of insuring or lending to individuals purchasing or residing in condominium units, particularly when the owner lives in the unit. Their responsibilities include reviewing financial documents, property appraisals, and condominium association records to ensure that the property and borrower meet the lender’s or insurer’s guidelines. They play a critical role in the approval process for condo loans or insurance policies, helping to protect the financial interests of their company while enabling buyers to secure homes.

What are the key skills and qualifications needed to thrive as a live in condo underwriter?

To thrive as a Live In Condo Underwriter, you need in-depth knowledge of mortgage underwriting guidelines, risk assessment, and property appraisal, typically supported by experience in residential lending and relevant certifications. Familiarity with loan origination systems (LOS), automated underwriting systems (AUS), and compliance software is essential. Attention to detail, analytical thinking, and effective communication are crucial soft skills for evaluating applications and collaborating with loan officers and clients. These competencies are vital to ensure accurate risk assessment, regulatory compliance, and smooth loan approval processes.

What are some common challenges faced by live in condo underwriters and how can they be managed?

Live In Condo Underwriters often encounter challenges such as assessing unique property risks, navigating complex homeowner association (HOA) documents, and staying updated with changing regulations. Managing these challenges requires strong analytical skills, attention to detail, and regular communication with property managers, agents, and legal experts. Building a network of reliable contacts within the industry and staying current with training and regulatory updates can help underwriters make informed decisions and ensure compliance.

What is the difference between Live In Condo Underwriter vs Mortgage Underwriter?

AspectLive In Condo UnderwriterMortgage Underwriter
CredentialsTypically requires underwriting certification, finance or real estate backgroundRequires similar certifications, mortgage licensing, and financial knowledge
Work EnvironmentUsually in insurance or condo association settings, often office-basedPrimarily in banks, mortgage companies, or lending institutions, office-based
Employer & IndustryCondo associations, insurance companies, real estate firmsBanks, mortgage lenders, financial institutions
Search & Comparison IntentPeople comparing condo underwriting roles with mortgage underwritingPeople seeking info on mortgage underwriting roles

The main difference is that a Live In Condo Underwriter focuses on evaluating condo insurance or association applications, while a Mortgage Underwriter assesses mortgage loan applications. Both roles require financial knowledge and certifications, but they serve different sectors within the real estate and finance industries.

More about Live In Condo Underwriter jobs

What cities are hiring for Live In Condo Underwriter jobs?

Cities with the most Live In Condo Underwriter job openings:

What are the most commonly searched types of Condo Underwriter jobs?

The most popular types of Condo Underwriter jobs are:

What states have the most Live In Condo Underwriter jobs?

States with the most job openings for Live In Condo Underwriter jobs include:

Infographic showing various Live In Condo Underwriter job openings in the United States as of August 2026, with employment types broken down into 91% Full Time, 5% Part Time, 2% Temporary, and 2% Contract. Highlights an 85% In-person, 5% Hybrid, and 10% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Retail Mortgage Underwriter (Jumbo & Conventional-Focused)

Georgia Banking Company

Atlanta, GA • On-site

Full-time

Re-posted 29 days ago


Job description

Description:

The Retail Mortgage Underwriter (Jumbo & Conventional) is responsible for reviewing, analyzing, and underwriting residential mortgage loan applications with a focus on conventional conforming and jumbo products. This role ensures sound credit decisions in alignment with Georgia Banking Company’s credit policies, investor guidelines, and regulatory requirements, while balancing risk management with service and speed.


This position plays a critical role in supporting GBC’s growth in high-balance lending and maintaining a strong credit culture across the Retail Mortgage platform. Key Responsibilities:


Underwriting & Credit Analysis

  • Review and underwrite residential mortgage loan files, primarily conventional (Fannie Mae/Freddie Mac) and jumbo loans.
  • Analyze borrower credit, income, assets, liquidity, and collateral, with an emphasis on complex financial profiles.
  • Evaluate self-employed borrowers, high-net-worth clients, multiple income streams, and layered risk scenarios.
  • Assess jumbo loan structures, including reserves, liquidity, and compensating factors.
  • Apply DU/LP findings, overlays, and internal jumbo guidelines to determine creditworthiness.

Decisioning & Conditions

  • Issue clear, well-supported loan approvals, suspensions, or denials.
  • Structure loans and determine appropriate conditions based on risk characteristics and loan type.
  • Partner with Sales and Operations to proactively address deal challenges and move loans to closing.

Compliance & Risk Management

  • Ensure all loans comply with agency, investor, and internal jumbo guidelines, as well as applicable regulatory requirements.
  • Maintain high loan quality standards with strong attention to detail and documentation.
  • Identify inconsistencies, red flags, and potential fraud risk and escalate as appropriate.

Collaboration & Communication

  • Act as a key partner to Loan Officers, Processors, and Secondary/Capital Markets on loan structuring.
  • Provide clear, timely communication on underwriting decisions, conditions, and exceptions.
  • Support a solutions-oriented, service-driven culture across the mortgage platform.

Pipeline & Performance Management

  • Manage an active pipeline of loans while meeting turn-time and service level expectations.
  • Maintain accurate file documentation within LOS systems (e.g., Encompass).
  • Stay current on changes to agency guidelines, jumbo investor requirements, and market conditions.
Requirements:
  • 4–8+ years of residential mortgage underwriting experience
  • Strong experience underwriting conventional and jumbo loans.
  • Deep understanding of income analysis, including self-employed borrowers
  • Proven ability to manage complex files and high loan volumes
  • Must live in the Atlanta area

Preferred

  • Experience with Encompass
  • Experience underwriting Non-QM loans
  • Experience underwriting portfolio/jumbo loans within a community or regional bank
  • Exposure to high-net-worth client financials

Skills & Competencies

  • Strong analytical and credit decisioning ability
  • High attention to detail and risk awareness
  • Ability to assess complex financial scenarios and layered risk
  • Strong communication and collaboration skills
  • Ability to prioritize and perform in a fast-paced, production environment


AAP/EEO Statement: Equal Opportunity/Affirmative Action Employer Veterans/Disabled.





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