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Life Settlements Jobs (NOW HIRING)

Ampol

Settlements Officer - 6 month contract

Houston, TX · On-site

About the role The Settlements Officer will be a pivotal member of the finance team in Trading and ... Understanding of commodity trading life cycle * Understanding on basic contract law Qualifications ...

Vitol

Trade Settlements Analyst

Houston, TX

As a Trade Settlements Analyst, you will develop an in-depth knowledge of how Vitol operates its businesses, along with valuable experience and skills related to the complete trade life-cycle ...

Vitol

Trade Settlements Analyst

Houston, TX · On-site

As a Trade Settlements Analyst, you will develop an in-depth knowledge of how Vitol operates its businesses, along with valuable experience and skills related to the complete trade life-cycle ...

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Life Settlements information

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$30.5K

$70.4K

$138K

How much do life settlements jobs pay per year?

As of Jul 24, 2026, the average yearly pay for life settlements in the United States is $70,370.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,000.00 and $77,000.00 per year, depending on experience, location, and employer.

What are life settlements?

Life settlements are financial transactions in which a policyholder sells their existing life insurance policy to a third party for a lump sum payment that is greater than the policy's cash surrender value but less than its death benefit. The buyer becomes the new owner and beneficiary of the policy, pays the remaining premiums, and receives the death benefit when the insured person passes away. Life settlements can be an option for seniors who no longer need their policy or want to access funds for retirement, healthcare, or other expenses. It's important to carefully consider the tax implications, fees, and potential alternatives before proceeding with a life settlement.

What are the key skills and qualifications needed to thrive in the Life Settlements industry, and why are they important?

To thrive in the Life Settlements industry, a strong background in finance, insurance, and analytical skills—often supported by a bachelor’s degree in a related field—is essential. Familiarity with financial modeling software, CRM systems, and regulatory compliance tools is typically required. Excellent negotiation, interpersonal, and ethical judgment skills help professionals build trust with clients and navigate complex transactions. These skills are crucial for accurately valuing policies, ensuring legal compliance, and fostering successful client relationships in a highly regulated marketplace.

What are some common challenges faced by professionals working in life settlements, and how can they be managed?

Professionals in life settlements often encounter challenges such as navigating complex regulations, ensuring thorough due diligence, and building trust with policyholders and investors. Staying current with evolving state and federal laws is essential, as compliance directly impacts transaction success. Additionally, clear and ethical communication with clients helps address concerns and build long-term relationships. Collaboration with legal, actuarial, and financial experts is key to managing risk and ensuring transparent, fair processes.

What is the difference between Life Settlements vs Life Insurance Agents?

AspectLife SettlementsLife Insurance Agents
CredentialsMay require licensing and certifications in insurance or financial servicesLicensed insurance agents with state licensing and certifications
Work EnvironmentFinancial advisory firms, brokerages, or independent consultingInsurance companies, brokerages, or agency offices
Industry UsageInvolved in selling existing life policies for cash valueAssist clients in purchasing new life insurance policies
Search & Comparison IntentUnderstanding differences in policy selling and buying processesExploring options for purchasing or selling life insurance

While both roles involve working with life insurance policies, Life Settlements focus on buying and selling existing policies for cash, whereas Life Insurance Agents assist clients in purchasing new policies. Understanding these differences helps individuals and professionals navigate the industry effectively.

More about Life Settlements jobs
What cities are hiring for Life Settlements jobs? Cities with the most Life Settlements job openings:
What states have the most Life Settlements jobs? States with the most job openings for Life Settlements jobs include:
What job categories do people searching Life Settlements jobs look for? The top searched job categories for Life Settlements jobs are:
Life Settlements jobs near you
Infographic showing various Life Settlements job openings in the United States as of July 2026, with employment types broken down into 20% Internship, and 80% Full Time. Highlights an 100% In-person job distribution, with an average salary of $70,370 per year, or $33.8 per hour.
Settlements Accounting Analyst I, II, III or Senior

Settlements Accounting Analyst I, II, III or Senior

Tri-State Generation and Transmission Association, Inc.

Westminster, CO • On-site

$98K - $124K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 28 days ago

Job description


Responsible for providing technical and analytical support to the Settlements Manager and Tri-State Accounting. Duties involve energy accounting, including recording energy purchases and sales as well as expenses associated with electric transmission, natural gas purchases, and other operational services. Work activities include verifying the accuracy of energy market revenue and expense, processing invoices, determining the proper accounting classification for revenue and expense items, recording purchase and sales quantities in corporate financial and data systems, and conducting regular and ad-hoc analysis for internal and external entities.
As a Senior Analyst, this position is also responsible for: Acting as a team leader who contributes to training Settlements and Energy Markets personnel on Settlements team operations and functions; Troubleshooting problems and coming up with effective solutions for issues that arise during the course of Settlements and Energy Markets business operations; Interfacing and communicating with other Tri-State departments and outside organizations.
Note: There is one position available, and this position will be filled at one of four job grade levels: Settlements Accounting Analyst I; job grade 5; Settlements Accounting Analyst II, job grade 7; Settlements Accounting Analyst III; job grade 8 or Senior Settlements Accounting Analyst; job grade 9. This decision will be based on the qualifications and experience of the selected candidate and Tri-State business needs at the time of hire.
Tri-State recognizes the value of a highly engaged and committed workforce and provides an excellent benefits program that includes : Medical Insurance, Dental Insurance, Vision Insurance, Flexible Work Schedules including compressed work week and telecommuting opportunities to work remotely up to 40%, Health Savings Account (HSA), Flexible Spending Accounts (FSA), Tuition Reimbursement, Life Insurance, Retirement Option, Long Term Disability (LTD), Short Term Disability (STD), Employee Assistant Program (EAP) and Paid Leave Benefits.
Senior Settlements Accounting Analyst
Hiring Salary Range: $98,000-$124,000
Settlements Accounting Analyst III
Hiring Salary Range: $88,000-$111,000
Settlements Accounting Analyst II
Hiring Salary Range: $80,000-$99,000
Settlements Accounting Analyst I
Hiring Salary Range: $64,000-$79,000
Actual compensation offer to candidate may vary outside of the posted hiring salary range based upon work experience, education and/or skill level.
Responsibilities
  • Consistently perform at a senior level in all aspects of the job. Be a leader on the team, demonstrate initiative, and work autonomously. Be seen as a reliable "go-to" person within the group and to management.
  • Act as a subject-matter expert for Settlements personnel and for other Tri-State business units. Use experience and knowledge of the duties and workflow of the Settlements team to prioritize and support Settlements processes, troubleshoot problems and communicate effective solutions.
  • Coordinate and develop strategies, processes, and procedures to optimize Settlements and Energy Markets performance.
  • Coordinate and communicate with other Tri-State business units and external entities to better Tri-State's operations, capabilities, and reputation.
  • Review, analyze, and evaluate Tri-State Energy Market expense and revenue items to determine how to properly classify and record each item.
  • Advise management concerning proper accounting standards for recording revenue, expenses, adjustments, accruals, and corrections.
  • Compile, prepare, and ensure the accuracy of information provided to Tri-State Accounting for monthly, quarterly, and yearly financial reporting.
  • Compile, prepare, and ensure the accuracy of information reported to regulatory agencies including the Federal Energy Regulatory Commission (FERC), U.S. Securities and Exchange Commission (SEC), state public utilities commissions, and other governmental agencies.
  • Verify the expected and proper operation of Tri-State software systems and participate in the troubleshooting of software malfunctions. Participate in the selection and setup of new software systems.
  • Assist internal and external audit staff in the preparation of interim and year-end purchased power and non-member sales confirmation letters and provide primary contact support for answering internal and external audit questions regarding energy sales, purchased power, and transmission expenses.
  • Complete account reconciliations.
  • Review and analyze Interchange account worksheets, bill crediting worksheets, and other work products prepared by Settlements staff for accuracy and completeness.
  • Review, analyze, and evaluate purchase and sales contracts and agreements to determine appropriate methodologies for processing and recording these transactions for compliance and reporting purposes.
  • Provide liaison support between Energy Markets and Accounting for information relating to purchased power expenses, energy sales revenues, and other items.
  • Adhere to company policies, programs and procedures as well as Critical Infrastructure Protection (CIP), Western Electricity Coordinating Council (WECC), Federal Energy Regulatory Commission (FERC), North American Electric Reliability Corporation (NERC), and Midwest Reliability Organization (MRO) standards and Equal Employment Opportunity (EEO) laws and regulations.

Qualifications
Education and Training
Bachelor's degree in Accounting, Finance, Business Administration or other related discipline, or an equivalent combination of education and/or experience.
Knowledge, Skills, and Ability:
  • Knowledge of accounting techniques and procedures.
  • Ability to work with detail and with a high degree of accuracy.
  • Ability to communicate effectively, in written and verbal forms; ability to maintain clear and open communication with peers and customers.
  • Ability to meet deadlines which may require unscheduled overtime.

Experience:
  • Eight (8) or more years of progressive accounting experience. Note: The above requirements describe the experience and education qualifications for the Senior Settlements Accounting Analyst. Those with less experience will be hired at the I, II or III job grade level.

Other
  • Willingness to travel occasionally for meetings, conferences and training.

DESIRED JOB QUALIFICATIONS
  • Electric cooperative or electric utility experience preferred.
  • Knowledge and experience with electric organized markets.
  • Working knowledge of power terminology.
  • Working knowledge of SEC and RUS financial reporting.

About Us
Tri-State is a wholesale power supply cooperative, operating on a not-for-profit basis, with electric distribution cooperatives and public power district members in four states: Colorado, Nebraska, New Mexico and Wyoming. Together with its members, Tri-State delivers reliable, affordable and responsible power and energy services to nearly a million electricity consumers across roughly 200,000 square miles of the West.
Founded in 1952 by its member systems to provide a reliable, cost-based supply of electricity, Tri-State is now headquartered in Westminster, Colo., employing approximately 1,000 people across five states.
Tri-State's electricity is generated from coal, natural gas, hydropower, wind, and solar. This power reaches members via a transmission system that includes substation facilities, telecommunications sites and almost 6,000 miles of high voltage transmission lines.
As a member-owned and -governed cooperative, every member has a voice and an equal vote in the future of Tri-State.

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