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Life Settlements Jobs (NOW HIRING)

Altruist

Manager, Settlements

Dallas, TX · On-site

$90K - $130K/yr

... your life, we'd love to meet you! But first, our values Kindness - Kindness doesn't just equal ... Settlements team within the Operations department. This role is integral to ensuring seamless ...

Leopard

QA / Red Team Lead Engineer

Manhattan, NY · On-site

$150K - $175K/yr

Leopard is a growing B2B Insurtech platform, now part of Coventry, the market leader in life settlements. We're on a mission to reinvent how life insurance and annuities are built, distributed, and ...

Altruist

Senior Manager, Settlements

Dallas, TX · On-site

$107K - $146K/yr

... your life, we'd love to meet you! But first, our values Kindness - Kindness doesn't just equal ... Settlements team within the Operations department. This role is integral to ensuring seamless ...

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Life Settlements information

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$30.5K

$70.4K

$138K

How much do life settlements jobs pay per year?

As of Jun 9, 2026, the average yearly pay for life settlements in the United States is $70,370.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,000.00 and $77,000.00 per year, depending on experience, location, and employer.

What are life settlements?

Life settlements are financial transactions in which a policyholder sells their existing life insurance policy to a third party for a lump sum payment that is greater than the policy's cash surrender value but less than its death benefit. The buyer becomes the new owner and beneficiary of the policy, pays the remaining premiums, and receives the death benefit when the insured person passes away. Life settlements can be an option for seniors who no longer need their policy or want to access funds for retirement, healthcare, or other expenses. It's important to carefully consider the tax implications, fees, and potential alternatives before proceeding with a life settlement.

What are the key skills and qualifications needed to thrive in the Life Settlements industry, and why are they important?

To thrive in the Life Settlements industry, a strong background in finance, insurance, and analytical skills—often supported by a bachelor’s degree in a related field—is essential. Familiarity with financial modeling software, CRM systems, and regulatory compliance tools is typically required. Excellent negotiation, interpersonal, and ethical judgment skills help professionals build trust with clients and navigate complex transactions. These skills are crucial for accurately valuing policies, ensuring legal compliance, and fostering successful client relationships in a highly regulated marketplace.

What are some common challenges faced by professionals working in life settlements, and how can they be managed?

Professionals in life settlements often encounter challenges such as navigating complex regulations, ensuring thorough due diligence, and building trust with policyholders and investors. Staying current with evolving state and federal laws is essential, as compliance directly impacts transaction success. Additionally, clear and ethical communication with clients helps address concerns and build long-term relationships. Collaboration with legal, actuarial, and financial experts is key to managing risk and ensuring transparent, fair processes.

What is the difference between Life Settlements vs Life Insurance Agents?

AspectLife SettlementsLife Insurance Agents
CredentialsMay require licensing and certifications in insurance or financial servicesLicensed insurance agents with state licensing and certifications
Work EnvironmentFinancial advisory firms, brokerages, or independent consultingInsurance companies, brokerages, or agency offices
Industry UsageInvolved in selling existing life policies for cash valueAssist clients in purchasing new life insurance policies
Search & Comparison IntentUnderstanding differences in policy selling and buying processesExploring options for purchasing or selling life insurance

While both roles involve working with life insurance policies, Life Settlements focus on buying and selling existing policies for cash, whereas Life Insurance Agents assist clients in purchasing new policies. Understanding these differences helps individuals and professionals navigate the industry effectively.

More about Life Settlements jobs
What cities are hiring for Life Settlements jobs? Cities with the most Life Settlements job openings:
What states have the most Life Settlements jobs? States with the most job openings for Life Settlements jobs include:
What job categories do people searching Life Settlements jobs look for? The top searched job categories for Life Settlements jobs are:
Life Settlements jobs near you
Infographic showing various Life Settlements job openings in the United States as of June 2026, with employment types broken down into 50% As Needed, and 50% Full Time. Highlights an 89% Physical, 4% Hybrid, and 7% Remote job distribution, with an average salary of $70,370 per year, or $33.8 per hour.
Life Insurance Producer Associate

Life Insurance Producer Associate

Stone Point Financial Group

Chicago, IL • On-site

Full-time

Medical, Retirement, PTO

Posted 2 days ago

Job description

Position Overview:

Are you an ambitious, personable individual with an analytical mindset who is a driven self-starter, passionate about helping clients protect their financial futures? If so, this position is for you! Our company is seeking a Wealth Protection Advisor. The primary role entails identifying new prospective clients, developing centers of influence for referral opportunities, and scheduling meetings to generate new insurance placements. The ideal candidate will have previous sales experience and a background or familiarity with life insurance products. Specific insurance product types include life, disability income, and long-term care insurance, as well as annuities and life settlements. This is a rare opportunity to join a firm with a clear path to significant personal and professional growth in the life insurance industry.


About Us:

Stone Point Financial Group is a dynamic, profitable, client-focused, independent life insurance practice with a strong reputation for excellence and personalized service to our clients. As we continue to grow, we are looking for a motivated, entrepreneurial professional to join our team. Our firm has over 30 years of experience in the life insurance industry and this role offers unlimited income potential and the possibility of future ownership interest for the right individual.


Key Responsibilities:

  • Actively prospect for new clients through networking, social media, referrals, and warm leads
  • Conduct needs-based assessments to help understand client goals and analyze any existing or related policies
  • Prepare and present comprehensive insurance proposals using our tools, ensuring clarity and understanding of policy terms and conditions to align with client goals
  • Utilize CRM tools to manage client interactions, track sales progress, and document important client information
  • Build and maintain ongoing relationships with clients, provide periodic policy reviews, and trusted, tailored insurance solutions with ongoing support
  • Stay current on life insurance products, underwriting guidelines, industry trends and compliance regulations
  • Complete continuing education requirements, attend workshops and annual regulatory meetings
  • Achieve quarterly and annual sales targets
  • Contribute to a team-focused, entrepreneurial environment with a commitment to long-term success
  • Work closely with the leadership team to support business growth and development


Key Qualifications:

  • Strong communication and relationship-building skills
  • Excellent interpersonal skills and be comfortable with people from all walks of life and in various financial and emotional states
  • Highly self-motivated and capable of working independently
  • Strong analytical and organizational skills and attention to detail
  • Ability to work towards and achieve quarterly and annual sales targets
  • A genuine desire to help others and a long-term vision for success
  • Capability to travel to off-site meetings
  • Proficiency in Microsoft Office Suite (Word, Outlook, Excel, PowerPoint)


Experience and Education:

  • Bachelor’s degree
  • 3 years previous advising, consulting or selling insurance related financial services experience
  • Fundamental understanding and knowledge of various types of insurance products
  • Background of income and estate tax beneficial
  • Life & Health Insurance License
  • Securities licenses (Series 6, 7, 63 and 65) preferred


What We Offer:

  • Competitive compensation (Base Salary + Compensation)
  • Ongoing training, support, and one-on-one mentorship
  • Unlimited upside potential with opportunities for equity and ownership
  • A flexible and collaborative work culture focused on your success
  • The chance to build a meaningful career in a supportive, profitable practice
  • Flexible Work Environment:?In office with options for remote work. Travel may be required for client meetings or networking events.
  • 401K
  • Paid Time Off
  • Health Insurance


Expected Hours of Work

Days and typical hours of work are Monday through Friday, 8:30 a.m. to 5:00 p.m.

Flexibility in working hours may be allowed, but the associate must work 40 hours each week to maintain full-time status.