ZipRecruiter

Log In

1

Life Insurance Underwriter Jobs in Arizona (NOW HIRING)

Symmetry

Life Insurance Agent, Remote

Scottsdale, AZ · Remote

$80K - $190K/yr

Life Insurance Agent, Remote Must be authorized to work in the US, no work visas offered at this ... Full-time underwriters write about 6 or more applications per week. * Part-Time agents make ...

Chubb

Endorsement Underwriter

Phoenix, AZ · On-site

The Endorsement Underwriter is a critical technical role within our Underwriting Center ... insurance, reinsurance, and life insurance to a diverse group of clients. The company is ...

Symmetry

Life Insurance Agent, Remote

Scottsdale, AZ · Remote

$80K - $190K/yr

Life Insurance Agent, Remote Must be authorized to work in the US, no work visas offered at this ... Full-time underwriters write about 6 or more applications per week. * Part-Time agents make ...

Symmetry

Life Insurance Agent, Remote

Scottsdale, AZ · On-site +1

$80K - $190K/yr

Life Insurance Agent, Remote Must be authorized to work in the US, no work visas offered at this ... Full-time underwriters write about 6 or more applications per week. * Part-Time agents make ...

Symmetry

Life Insurance Agent, Remote

Scottsdale, AZ · On-site +1

$80K - $190K/yr

Life Insurance Agent, Remote Must be authorized to work in the US, no work visas offered at this ... Full-time underwriters write about 6 or more applications per week. * Part-Time agents make ...

The Jernigan Agency

LIFE INSURANCE AGENT / WORK FROM HOME

AZ · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales ... See the application through the underwriting process and get our clients covered. Requirements for ...

IFG Companies

Underwriting Trainee

Scottsdale, AZ · On-site

$65K - $75K/yr

Draft POSITION SUMMARY The Underwriter Trainee ("Trainee") participates in the commercial ... life insurance, paid parental leave, vacation and other paid time off. WHY IFG COMPANIES Founded in ...

next page

Showing results 1-20

All JobsLife Insurance Underwriter JobsLife Insurance Underwriter Jobs in Arizona

Life Insurance Underwriter information

See Arizona salary details

$58.2K

$76.5K

$96.9K

How much do life insurance underwriter jobs pay per year?

As of Aug 24, 2026, the average yearly pay for life insurance underwriter in Arizona is $76,507.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,000.00 and $79,200.00 per year, depending on experience, location, and employer.

What does a life insurance underwriter do?

A Life Insurance Underwriter is responsible for evaluating applications for life insurance policies. They assess the risk of insuring individuals by reviewing medical histories, financial information, and lifestyle factors. Based on their analysis, they decide whether to approve or deny coverage and determine the appropriate premiums for each applicant. Their goal is to ensure that the insurance company maintains a balanced risk portfolio while providing fair coverage to clients.

What are the key skills and qualifications needed to thrive as a life insurance underwriter?

To thrive as a Life Insurance Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Familiarity with underwriting software, risk assessment tools, and knowledge of industry standards such as LOMA or ALU certifications are typically required. Excellent decision-making, communication, and customer service skills help underwriters effectively evaluate applications and explain complex decisions to clients or agents. These competencies ensure accurate risk evaluation, compliance with regulations, and maintaining profitable portfolios for insurance companies.

What are some typical challenges life insurance underwriters face when assessing complex applications?

Life Insurance Underwriters often encounter challenges when evaluating applications with incomplete medical histories, ambiguous financial documentation, or unique risk factors such as rare medical conditions or hazardous occupations. These cases require thorough investigation, effective communication with applicants and medical professionals, and careful application of underwriting guidelines. Balancing risk assessment with customer service and regulatory compliance can also be demanding, but it provides valuable opportunities for professional growth and problem-solving.

What is the difference between Life Insurance Underwriter vs Claims Adjuster?

AspectLife Insurance UnderwriterClaims Adjuster
Required CredentialsInsurance licenses, underwriting certificationsClaims adjusting licenses, insurance knowledge
Work EnvironmentOffice-based, analytical settingField or office, investigative role
Employer & Industry UsageInsurance companies, underwriting departmentsInsurance companies, claims departments

While both roles are vital in the insurance industry, a Life Insurance Underwriter primarily assesses risk and determines policy eligibility, whereas a Claims Adjuster evaluates claims after a loss occurs. The underwriter focuses on preventing losses through risk analysis, while the adjuster handles claims processing and settlement. Both roles require insurance knowledge and licensing, but their daily tasks and focus areas differ significantly.

How do you become a life insurance underwriter?

To become a life insurance underwriter, candidates typically need a bachelor's degree in finance, economics, or a related field. Gaining experience in insurance or risk assessment and obtaining professional certifications, such as the Chartered Property Casualty Underwriter (CPCU), can improve job prospects. Strong analytical skills and knowledge of underwriting software are also important for success in this role.

Is it hard to be a life insurance underwriter?

Being a life insurance underwriter involves analyzing applicants' health and financial information to assess risk, which requires attention to detail, strong analytical skills, and knowledge of insurance policies. The role can be challenging due to the need for accuracy and adherence to regulations, but it often involves standard procedures and tools like underwriting software. Success in this field depends on experience, training, and certification such as the Chartered Life Underwriter (CLU) designation.

What do life insurance underwriters make?

Life insurance underwriters typically earn a median annual salary of around $70,000 to $80,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on location, experience, and the size of the employer, and underwriters often use specialized software and risk assessment skills in their work.

What are popular job titles related to Life Insurance Underwriter jobs in Arizona?

For Life Insurance Underwriter jobs in Arizona, the most frequently searched job titles are:

What job categories do people searching Life Insurance Underwriter jobs in Arizona look for?

The top searched job categories for Life Insurance Underwriter jobs in Arizona are:

What cities in Arizona are hiring for Life Insurance Underwriter jobs?

Cities in Arizona with the most Life Insurance Underwriter job openings:

What are popular job titles related to Life Insurance Underwriter jobs in AZ?

For Life Insurance Underwriter jobs in AZ, the most frequently searched job titles are:

Life Insurance Underwriter jobs near you
Infographic showing various Life Insurance Underwriter job openings in Arizona as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $76,507 per year, or $36.8 per hour.

Life Insurance Agent, Remote

Symmetry

Scottsdale, AZ • Remote

$80K - $190K/yr

Full-time, Part-time

Re-posted 28 days ago

Job description

Life Insurance Agent, Remote

Must be authorized to work in the US, no work visas offered at this time

Organization Description:

The Rodriguez Master Agency is looking for life insurance agents or unlicensed salespeople to work remotely for one of the fastest-growing companies in the industry. There is no cold calling, our leads system provides you with plenty of warm leads. If you aren't licensed, our fast-track licensing program will get you licensed and earn money quickly.

  • Do you want to make the amount of money that you are worth?
  • Do you want to have more time to spend doing the things that are important to you?
  • Do you enjoy helping others?

We put people first. We create a positive culture and provide mentorship. We make connections. With our co-workers, and the families we help. This is a place to set and achieve goals with a team that believes in success by putting relationships first. Join a supportive team where you can create your schedule, work from home, and achieve a balanced work-life dynamic.

Job Details:

There has never been a better time to have total control of your schedule with the ability to:

  • Work from home or anywhere you have a reliable phone/internet connection, full-time, or part-time.
  • Proven Virtual Sales System for Work-From-Home Selling.
  • Exclusive & Diverse Lead Programs and Cutting-Edge Technology. No Cold Calling!
  • Sales experience helpful but not necessary, training and support available.

Compensation:

  • Commission Only - We provide training, support, and mentorship.
  • Warm leads are available-no cold calls.
  • Online training, events, plus one-on-one mentorship is available. No experience is necessary.

Our agents who follow our proven sales strategy earn an average commission of around:

  • $450-$1000 per application. Full-time underwriters write about 6 or more applications per week.
  • Part-Time agents make approximately $30,000-$60,000+ in the first year.
  • Full-Time agents make approximately $80,000-$190,000+ in the first year.
  • Results vary based on attitude, effort, and skill.

Responsibilities:

  • The agent will then call, qualify, and set up the appointments to meet with them over the phone or through zoom and help them apply for the insurance policy.
  • Research and find the best product from our 40+ A-rated carriers to protect new and existing clients.
  • Stay in contact with the carriers and clients until the client is protected.

Requirements:

We are specifically looking for people who:

  • License: Currently have, or willing to acquire a life insurance license
  • Self-starter, professional attitude, driven, coachable, team player
  • Access to tools to carry out your duties: home-office equipment/supplies (internet service, computer/laptop)
  • Self Accountable & Self Motivated , You are your own boss
  • Willing to focus on continuous personal development , Grow yourself to become a better person, neighbor, spouse, parent, and leader.
     

Marlene Carlon | Regional Sales Manager

No agents success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.

SFG0074207

Symmetry Financial Group logo

About Symmetry Financial Group

Sourced by ZipRecruiter

Symmetry Financial Group is a leading insurance marketing organization based in Asheville, North Carolina, USA, specializing in life insurance, mortgage protection, retirement protection, and debt elimination services. The company was established in 2009 by co-founders Brandon Ellison, Brian Pope, and Casey Watkins to cater to families requiring personal protection and financial security. With a nationwide footprint, Symmetry has become a significant player in the insurance and financial services industry. Symmetry Financial Group's mission revolves around making a positive and lasting impact on the families they serve across the nation. It is built around core values which they call 'The Symmetry Way' – Relationships matter, People come first, Family, and Serve others.

Industry

Finance and insurance

Company size

1,001 - 5,000 Employees

Headquarters location

Swannanoa, NC, US

Year founded

2009

View All Symmetry Financial Group Jobs

Apply