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Life Insurance Sales Jobs in Arizona (NOW HIRING)

Backgrounds in sales, real estate, finance, hospitality, or customer service * Coachable, action-oriented people who will follow a proven system * You do not need a life and health insurance license ...

Life Insurance Agent | $100K+ Opportunity | Leads Provided | Career Growth Chandler, AZ (On-Site at ... This isn't about being just another salesperson. It's about being part of a company that values ...

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Life Insurance Sales information

See Arizona salary details

$27.5K

$85.8K

$130.9K

How much do life insurance sales jobs pay per year?

As of Sep 4, 2026, the average yearly pay for life insurance sales in Arizona is $85,842.00, according to ZipRecruiter salary data. Most workers in this role earn between $63,800.00 and $108,100.00 per year, depending on experience, location, and employer.

What is life insurance sales?

Life Insurance Sales involves helping individuals and families find and purchase life insurance policies that meet their financial and coverage needs. Professionals in this field educate clients about different types of life insurance, such as term life or whole life, and assist them in selecting the best options. They also handle paperwork, answer questions about policy details, and may provide ongoing customer service. Life Insurance Sales agents often work for insurance companies or as independent brokers, and typically earn commissions based on the policies they sell.

Is life insurance sales a good career?

A career in life insurance sales can be challenging and rewarding. You are responsible for customer acquisition, and your income is commission-based. The job affords immense room for growth, as the market is large and commissions are high. Additionally, life insurance sales agents get the opportunity to act as financial investment advisors to individuals who find it difficult to navigate life insurance policy documents on their own.

What are the key skills and qualifications needed to thrive as a life insurance sales agent?

To excel in Life Insurance Sales, you need a solid understanding of insurance products, strong sales acumen, and typically a state-issued insurance license. Familiarity with CRM software, digital quoting tools, and e-signature platforms is important for managing leads and processing applications efficiently. Exceptional interpersonal skills, active listening, and resilience help agents build trust and maintain long-term client relationships. These abilities are crucial for meeting sales targets, ensuring regulatory compliance, and delivering tailored solutions to clients' financial needs.

What are some common challenges faced by life insurance sales professionals, and how can they be overcome?

One of the most common challenges in life insurance sales is building trust with potential clients, as discussing financial planning and mortality can be sensitive topics. Overcoming this requires strong interpersonal skills, active listening, and a consultative approach to understand each client's unique needs. Additionally, meeting sales targets in a competitive market can be demanding, so successful agents focus on continuous learning, networking, and leveraging technology to manage leads effectively. Collaborating with experienced team members and seeking mentorship can also provide valuable support and guidance.

What is the difference between Life Insurance Sales vs Insurance Agent?

AspectLife Insurance SalesInsurance Agent
CertificationsTypically requires state licensing and life insurance certificationRequires state licensing for various insurance types, including life, health, and property
Work EnvironmentPrimarily office-based or client meetings, often commission-basedCan include agency offices, client meetings, and fieldwork
Industry UsageSpecialized in selling life insurance policiesBroader role covering multiple insurance products
Search & Comparison IntentFocused on life insurance sales techniques and certificationsBroader insurance sales roles, including multiple product types

Life Insurance Sales professionals focus specifically on selling life insurance policies and require specialized certifications. Insurance Agents may sell various insurance products, including life, health, and property, and often hold multiple licenses. While both roles involve client consultations and commission-based income, Life Insurance Sales roles are more specialized, whereas Insurance Agents have a broader scope in the insurance industry.

Is it hard to get hired as a life insurance sales agent?

Getting hired as a life insurance sales agent typically requires strong communication skills, sales experience, and sometimes a license or certification depending on the state. Employers often look for candidates with a sales background and the ability to build client relationships, but the hiring process can vary by company and location.

What are the most commonly searched types of Life Insurance Sales jobs in Arizona?

The most popular types of Life Insurance Sales jobs in Arizona are:

What cities in Arizona are hiring for Life Insurance Sales jobs?

Cities in Arizona with the most Life Insurance Sales job openings:

Infographic showing various Life Insurance Sales job openings in Arizona as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 23% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $85,842 per year, or $41.3 per hour.

Life Insurance Sales Agent - Multi-Level Opportunity

USAA

Phoenix, AZ

$45/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 13 days ago


USAA rating

8.2

Company rating: 8.2 out of 10

Based on 265 frontline employees who took The Breakroom Quiz

52nd of 174 rated banks


Job description

Why USAA?

At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.

We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.

The Opportunity

Help members protect what matters most while building a rewarding career in insurance sales. As a Life Solutions Specialist, you'll play a critical role in helping members achieve financial security by identifying life insurance needs, delivering personalized recommendations, and guiding members toward solutions that align with their goals. This is a high-volume, sales-focused inbound contact center role where success comes from combining consultative sales skills, relationship building, and a commitment to exceptional member service.

If you thrive in a fast-paced environment, are motivated by sales performance, and enjoy helping customers make important financial decisions, this opportunity offers a meaningful and rewarding career path.

We recognize that top insurance professionals bring different levels of experience and expertise, and our interview process is designed to identify the best fit within our Life Solutions career path. Based on your background, performance, and qualifications, you may be considered for a higher-level role with expanded compensation and earning potential.

We offer a flexible work environment that requires employees to work onsite five days per week, with the opportunity to transition to a hybrid schedule after six months. This position is based in either our Tampa, FL or Phoenix, AZ campus. Relocation assistance is not available.

Work Hours:

  • Monday – Friday / 7:30am – 7:00pm (CST)
  • An 8-hour shift will fall within these hours
  • This role is required to be in office 5 days per week, with potential hybrid opportunity after 6 months.

What You'll Do

  • Engage with current and prospective members through a high volume of inbound and outbound interactions, including phone calls, email, video appointments, and other communication channels.
  • Build rapport and uncover member needs by conducting thorough fact-finding conversations focused on life events, financial priorities, and protection goals.
  • Deliver consultative recommendations for life insurance and related protection solutions tailored to each member's unique circumstances.
  • Educate members on insurance products, coverage options, estate planning considerations, and enhanced protection solutions, including long-term care products.
  • Drive sales by confidently presenting recommendations, overcoming objections, and helping members take action to protect their financial future.
  • Identify opportunities to cross-sell or refer members to additional financial solutions when appropriate.
  • Complete follow-up outreach to nurture opportunities, advance sales conversations, and support retention and acquisition efforts.
  • Stay informed on industry trends, economic conditions, and legislative developments that may impact members' insurance and financial planning needs.
  • Consistently achieve performance expectations related to sales, member experience, productivity, quality, and compliance.
  • Serve as a resource and mentor to less experienced team members by providing guidance, support, and best practices.

What you have:

  • High School diploma or GED.
  • Active Life insurance license (or ability to maintain required licensing).
  • At least 1 year of life insurance sales, financial services, or related sales experience.
  • Strong verbal and written communication skills with the ability to build trust quickly in a virtual environment.
  • Proven ability to learn complex concepts and translate them into meaningful member conversations.
  • Experience handling multiple priorities, meeting deadlines, and navigating multiple systems simultaneously.
  • Strong problem-solving, negotiation, and objection-handling skills.
  • Ability to perform effectively in a goal-oriented, metrics-driven environment.
  • Successful completion of a job-related assessment may be required.

What sets you apart:

  • 2+ years of life insurance sales experience with a demonstrated track record of success.
  • 1+ year of experience in a contact center or high-volume telephone sales environment.
  • Experience meeting or exceeding sales goals, conversion metrics, and productivity targets.
  • CLU® (Chartered Life Underwriter) designation or comparable credential.
  • Military experience or experience supporting military members and their families as a military spouse or domestic partner.

Compensation range: The salary range for this position is: $45,470.00 - $105,420.00.

USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits, visit our benefits page on USAAjobs.com

Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.

 

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.


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