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Life Insurance License Jobs in Rochester, NY (NOW HIRING)

Howard Hanna Holdings

Insurance Sales Agent

Rochester, NY · On-site

$45K - $75K/yr

Hold a Property & Casualty insurance license or are willing to obtain one * Have strong ... life, business, and commercial insurance. As part of the Howard Hanna Family of Companies, we help ...

AMBA

Inside Sales Insurance Specialist

Rochester, NY · Remote

Inside Sales Insurance Specialist (W2, Remote) Full-Time | Monday through Friday Compensation ... Hourly base plus performance bonuses License: Life and Health preferred Important Role Overview ...

AMBA

Inside Sales Insurance Specialist

Rochester, NY · Remote

$50K - $60K/yr

Inside Sales Insurance Specialist (W2, Remote) Full-Time | Monday through Friday Compensation ... Hourly base plus performance bonuses License: Life and Health preferred Important Role Overview ...

AMBA

Inside Sales Insurance Specialist

Rochester, NY · Remote

$50K - $60K/yr

Inside Sales Insurance Specialist (W2, Remote) Full-Time | Monday through Friday Compensation ... Hourly base plus performance bonuses License: Life and Health preferred Important Role Overview ...

InsuraTec

Sales Representative (Remote)

Batavia, NY · Remote

Comprehensive training to help you obtain a life insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance.

InsuraTec

Sales Representative (Remote)

Rochester, NY · Remote

Comprehensive training to help you obtain a life insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance.

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Showing results 1-20

All JobsLife Insurance License JobsLife Insurance License Jobs in Rochester, NY

Life Insurance License information

See Rochester, NY salary details

$17.8K

$87.8K

$143.1K

How much do life insurance license jobs pay per year?

As of Jul 16, 2026, the average yearly pay for life insurance license in Rochester, NY is $87,782.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,700.00 and $120,400.00 per year, depending on experience, location, and employer.

What jobs can you do with a life insurance license?

A life insurance license allows you to work as an insurance agent or broker, selling life insurance policies and related financial products. Licensed agents often work for insurance companies or independently, providing client consultations and policy recommendations. The license is also required for roles involving policy underwriting, claims processing, and financial planning that include life insurance products.

Is a life insurance license worth it?

A life insurance license is essential for selling life insurance policies and is often required by state regulations. It can lead to career opportunities in insurance sales, financial advising, and client management, with licensing exams typically covering insurance laws and policies. Obtaining the license involves studying for and passing a state exam and maintaining continuing education requirements.

What insurance license makes the most money?

In the insurance industry, life insurance agents with a life insurance license often have higher earning potential, especially if they sell high-value policies or work on commission. Additional certifications, sales skills, and experience can significantly impact income, with some top earners making six figures annually. Generally, licenses for property and casualty or health insurance can also be lucrative depending on market demand and individual performance.

What jobs pay 4000 a week without a degree?

Life insurance agents can earn $4,000 or more per week through commissions, especially with experience and a strong client base. Success in this role often depends on sales skills, licensing, and building a network, with some agents earning high incomes without a college degree. Other high-paying roles without degrees include real estate brokers and certain sales positions, but income varies widely based on performance and market conditions.

What is a Life Insurance License?

A Life Insurance License is a certification that allows individuals to legally sell life insurance policies and related products. To obtain this license, candidates typically must complete pre-licensing education, pass a state-administered exam, and undergo a background check. The license ensures that agents understand relevant insurance laws, ethical considerations, and policy details. Holding a life insurance license is required in all states for those wishing to work as a life insurance agent or broker. Renewals and continuing education may also be required to maintain an active license.

What is the difference between Life Insurance License vs Insurance Agent?

AspectLife Insurance LicenseInsurance Agent
Required CredentialsState licensing exam specific to life insuranceTypically holds a life insurance license; may also need additional licenses for other insurance types
Work EnvironmentPrimarily in insurance agencies, financial institutions, or independentlyWorks in insurance agencies, brokerages, or directly with clients
Industry UsageMandatory for selling life insurance productsLicensed to sell various insurance products, including life, health, and property insurance

The Life Insurance License is a credential required to sell life insurance policies, while an Insurance Agent is a licensed professional who can sell multiple types of insurance products, including life insurance. The license is a certification, whereas the agent is a role that may require holding one or more licenses. Both operate within the insurance industry, often in similar environments, but their scope and credentials differ.

What are the key skills and qualifications needed to thrive as a Life Insurance Agent, and why are they important?

To thrive as a Life Insurance Agent, you need a state-issued life insurance license, a solid understanding of insurance products, and strong sales acumen. Familiarity with CRM software, policy quoting tools, and underwriting systems is typically required. Outstanding interpersonal skills, active listening, and resilience help agents build trust and effectively address client needs. These skills ensure agents can match customers with the right policies, maintain compliance, and achieve business goals in a competitive market.

What are some common challenges faced by newly licensed life insurance agents, and how can they overcome them?

Newly licensed life insurance agents often encounter challenges such as building a client base, understanding complex product offerings, and managing rejection. To overcome these, it's helpful to leverage mentorship from experienced colleagues, participate in ongoing training sessions, and develop strong organizational and communication skills. Many agencies offer support systems and marketing resources to help new agents gain confidence and start building relationships with potential clients. Persistence, adaptability, and continuous learning are key to long-term success in this role.
What are popular job titles related to Life Insurance License jobs in Rochester, NY? For Life Insurance License jobs in Rochester, NY, the most frequently searched job titles are:
What job categories do people searching Life Insurance License jobs in Rochester, NY look for? The top searched job categories for Life Insurance License jobs in Rochester, NY are:
What cities near Rochester, NY are hiring for Life Insurance License jobs? Cities near Rochester, NY with the most Life Insurance License job openings:
Life Insurance License jobs near you
Infographic showing various Life Insurance License job openings in Rochester, NY as of July 2026, with employment types broken down into 82% Full Time, 14% Part Time, and 4% Contract. Highlights an 76% In-person, and 24% Remote job distribution, with an average salary of $87,782 per year, or $42.2 per hour.

Insurance Sales Agent

Howard Hanna Holdings

Rochester, NY • On-site

$45K - $75K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 2 days ago

Job description

Insurance Sales Agent
Built Different. Built to Win Together.
At Howard Hanna Insurance Services, we're not just building a sales team - we're building a culture of growth, accountability, and shared success.
We're looking for a driven, relationship-focused Insurance Sales Agent who thrives in a fast-paced environment, enjoys connecting with people, and wants the opportunity to grow their income and career. In this role, you'll help clients protect what matters most while playing a key part in growing the agency's book of business.
If you're competitive, coachable, motivated by goals, and energized by being part of a team that celebrates wins together, this could be the opportunity for you.
Why Howard Hanna Insurance?
Built for Opportunity
As part of the Howard Hanna Family of Companies, you'll have the advantage of working within a trusted, full-service organization that supports clients through every stage of homeownership.
Built for Growth
You won't be left to figure it out alone. We provide hands-on training, ongoing coaching, clear expectations, and support to help you sharpen your skills and grow your career.
Built for Earning Potential
Your effort can directly impact your income, with a strong compensation structure designed to reward performance.
  • Annual base salary plus commission and bonus opportunities
  • First-year compensation range of $45,000-$75,000
  • Competitive uncapped commission potential
  • Opportunity to earn an estimated $125,000 by year three based on productivity

Built for Support
You'll join a high-energy, team-first environment where wins are recognized, feedback is encouraged, and success is something we build together.
Benefits
  • Flexible paid time off and vacation time
  • Paid holidays
  • Health insurance
  • Dental insurance
  • Vision insurance
  • 401(k)
  • Hands-on training
  • Career growth opportunities

What You'll Do
As an Insurance Sales Agent, you'll serve as a trusted advisor to clients and prospects while helping drive agency growth.
You'll:
  • Build relationships with prospective and existing clients through proactive communication
  • Quote, market, and present personalized insurance solutions
  • Follow up on lost business, unsold quotes, inbound inquiries, and monoline accounts
  • Identify opportunities to round out accounts and strengthen client protection
  • Listen to client needs, ask thoughtful questions, and recommend coverage options
  • Manage leads, follow-ups, and pipeline activity with consistency
  • Work toward individual and agency sales goals
  • Maintain accurate client and prospect information in agency systems
  • Partner with teammates, account managers, and carrier partners to deliver a strong client experience
  • Seek referrals, support client retention, and help build long-term agency relationships

What We're Looking For
We're looking for someone who is motivated, coachable, and ready to grow in a performance-driven environment.
You'll be successful in this role if you:
  • Hold a Property & Casualty insurance license or are willing to obtain one
  • Have strong communication skills and enjoy connecting with people
  • Bring a competitive mindset and a desire to win
  • Are proactive, organized, and consistent with follow-up
  • Can manage multiple priorities in a fast-paced sales environment
  • Are open to coaching, feedback, and continuous improvement
  • Demonstrate strong follow-through, accountability, and work ethic
  • Work well independently while contributing to a team-first culture
  • Approach challenges with professionalism, adaptability, and a positive attitude

What Success Looks Like
In this role, success means more than hitting numbers. It means building trust, creating momentum, and contributing to a team that wins together.
You'll be successful when you:
  • Achieve and exceed monthly sales goals
  • Consistently engage with prospects, lost leads, unsold quotes, and existing clients
  • Build strong client relationships that lead to retention, referrals, and account growth
  • Continue improving your technical knowledge and sales skills
  • Contribute positive energy, accountability, and collaboration to the team
About Howard Hanna Insurance Services
Howard Hanna Insurance Services provides a one-stop shop for insurance solutions, including home, auto, umbrella, life, business, and commercial insurance. As part of the Howard Hanna Family of Companies, we help clients protect what matters most throughout every stage of homeownership and beyond.
Built Different. Built for Growth.
Built for opportunity.
Built for relationships.
Built for winning together.
Built for you.
Apply today and discover what's possible with a team that's Built Different.
Please note: Candidates will be emailed an assessment upon applying. To be considered, candidates must complete the assessment. We will follow up after review.
HowardHanna.com
Howard Hanna affiliates and assigns are committed to providing equal employment opportunity to all employees and applicants for employment regardless of such factors as race, color, religion, sex, national origin, age, veteran's status or disability. The Company abides by all local, state and federal laws and regulations affecting the hiring of employees.

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