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Life Health Insurance Agent Jobs (NOW HIRING)

Licensed Life & Health Insurance Agent Location: Remote Position/ Work from Home Job Type: Full-Time/Part-Time Compensation: Uncapped Commission-Based About Us: GIA Legacy planning is a dynamic and ...

Health Insurance Agent Altoona, PA Job Summary: American Insurance Marketing Group, is seeking a ... Active Pennsylvania Health & Life Producer License * Completion of annual Medicare certifications ...

Licensed Life & Health Insurance Agent Location: Remote Position/ Work from Home Job Type: Full-Time/Part-Time Compensation: Uncapped Commission-Based About Us: GIA Legacy planning is a dynamic and ...

Licensed Life & Health Insurance Agent Location: Remote Position/ Work from Home Job Type: Full-Time/Part-Time Compensation: Uncapped Commission-Based About Us: GIA Legacy planning is a dynamic and ...

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Life Health Insurance Agent information

See salary details

$18K

$89K

$145K

How much do life health insurance agent jobs pay per year?

As of Aug 25, 2026, the average yearly pay for life health insurance agent in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What does a life health insurance agent do?

A life health insurance agent helps individuals and businesses choose the most suitable life and health insurance policies based on their needs and budgets. They explain policy options, coverage details, premiums, and benefits, making sure clients understand their choices. Agents also assist with the application process, answer questions about claims, and provide ongoing support as clients’ needs change over time. They are licensed professionals who stay up to date with insurance regulations and products to best serve their clients.

What are the key skills and qualifications needed to thrive as a life health insurance agent?

To thrive as a Life Health Insurance Agent, you need strong sales acumen, in-depth knowledge of insurance products, and a state-specific insurance license. Familiarity with customer relationship management (CRM) software and quoting tools, as well as ongoing continuing education certifications, is essential. Outstanding interpersonal skills, active listening, and resilience set top-performing agents apart. These skills and qualifications are crucial for building trust with clients, effectively matching policies to client needs, and maintaining compliance in a competitive, regulated industry.

What are some common challenges life health insurance agents face when building a client base, and how can these be addressed?

Life Health Insurance Agents often find building and maintaining a strong client base to be a key challenge, especially when starting out. This typically involves extensive networking, consistent follow-ups, and leveraging referrals, which can be time-consuming and require persistence. Successful agents often address these challenges by developing strong communication skills, staying organized with client information, and regularly updating their knowledge on insurance products to provide tailored solutions. Joining industry associations and attending community events can also help expand one's network and credibility.

What is the difference between Life Health Insurance Agent vs Insurance Broker?

AspectLife Health Insurance AgentInsurance Broker
CredentialsLicenses in life and health insuranceLicenses in multiple insurance types, including life and health
Work EnvironmentWorks for insurance companies or agenciesWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or employed by brokerage firms, serving clients across insurers

While both roles require licensing in life and health insurance, Life Health Insurance Agents typically work directly for insurance companies, focusing on selling their products. Insurance Brokers operate more independently, representing clients and offering policies from various insurers. The choice depends on whether you prefer working within a specific company or independently advising clients across multiple providers.

Is it worth becoming a life health insurance agent?

A life health insurance agent sells policies related to life and health coverage, often working on commission and requiring licensing. The role can offer flexible schedules and income potential based on sales performance, but it also involves building client relationships and staying updated on industry regulations. Whether it is worth pursuing depends on your sales skills, interest in the industry, and willingness to develop necessary certifications.

Why do most life health insurance agents quit?

Many life health insurance agents quit due to the challenging nature of sales, high competition, and inconsistent income, especially during the initial stages of building a client base. The job often requires strong interpersonal skills, self-motivation, and resilience, as agents face rejection and fluctuating commissions before establishing a steady income stream.

What cities are hiring for Life Health Insurance Agent jobs?

Cities with the most Life Health Insurance Agent job openings:

What states have the most Life Health Insurance Agent jobs?

States with the most job openings for Life Health Insurance Agent jobs include:

Infographic showing various Life Health Insurance Agent job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 15% Part Time, and 6% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Licensed Life & Health Insurance Agent

Team Nexa Insurance Solutions

Fort Worth, TX • Remote

$60K - $275K/yr

Contractor

Medical, Life

Re-posted 8 days ago


Job description

Licensed Life Insurance Agent – No Lead Costs | Branded Online Commercials | High Commissions

Company: Team Nexa Insurance Solutions
Location: DFW Area

We are a national insurance agency with a proven, supportive platform for agents who want to build long-term income while helping families with important insurance needs.

Our agents have the opportunity to help clients with products such as:

Final Expense Life Insurance
Mortgage Protection
Medicare Advantage Plans
Medicare Supplement Insurance Plans
Additional Life and Health Insurance Solutions

We also teach agents how to generate leads through event-based lead gathering, which can help reduce the need to rely only on expensive purchased leads.

What We Offer:

Highly Competitive Commissions
Earn strong commissions while building a long-term insurance business.

Access to Top Carriers
Work with respected carriers offering solutions for a wide range of client needs, including options for clients with health conditions such as COPD, past cancer, kidney failure, and more.

Medicare Sales Opportunities
For agents who are licensed and certified, we offer opportunities to help Medicare beneficiaries review Medicare Advantage and Medicare Supplement options available in their area.

Live Training and Support
Get real-time coaching, mentorship, product training, roleplay, and field support designed to help you improve and grow.

Team-Oriented Culture
You are not on your own. Get help, ask questions, share wins, and grow with a supportive national team.

Ideal Candidate:

Licensed or willing to become licensed in life and health insurance
Coachable and self-motivated
Interested in life insurance, final expense, Medicare, and helping families
Looking for a long-term opportunity with a growing national agency
Committed to building both personal income and professional skill

Whether You Are Experienced or Brand New, We’ll Help You Build

At Team Nexa Insurance Solutions, we believe in empowering agents with tools, training, support, and real opportunity. No gimmicks. No empty promises. Just a team committed to helping agents grow.

Apply today and learn more about becoming part of Team Nexa Insurance Solutions.

Preregister for our online Opportunity Meeting to learn more and get your questions answered.

In-person and remote opportunities are available.

Team Nexa Insurance Solutions
Build Income. Build Systems. Build a Real Insurance Business.

Individual results will vary.
Some Remote Opportunities Available
Call Regional Manager
Quen Wright for More Information
214-914-5997

 

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