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Life Health Insurance Agent Jobs in Kentucky (NOW HIRING)

HealthMarkets, Inc.

Insurance Agent

Louisville, KY

HealthMarkets is a technology-enabled health insurance agency delivering high-touch, customized ... life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent ...

Plan Right

Sales Agent (Insurance)

Bowling Green, KY · On-site

Position Overview The Insurance Agent serves as the first point of contact between the insurance ... State insurance license (Life/Health) or ability to obtain one. * Strong communication ...

Planright

Sales Agent (Insurance)

Louisville, KY · On-site

$70K - $100K/yr

Position Overview The Insurance Agent serves as the first point of contact between the insurance ... State insurance license (Life/Health) or ability to obtain one. * Strong communication ...

Planright

Sales Agent (Insurance)

Bowling Green, KY · On-site

$70K - $100K/yr

Position Overview The Insurance Agent serves as the first point of contact between the insurance ... State insurance license (Life/Health) or ability to obtain one. * Strong communication ...

WB Agency

Sales Agent (Insurance)

Louisville, KY · On-site

$70K - $100K/yr

Position Overview The Insurance Agent serves as the first point of contact between the insurance ... State insurance license (Life/Health) or ability to obtain one. * Strong communication ...

Planright

Sales Agent (Insurance)

Bowling Green, KY · On-site +1

$70K - $100K/yr

Position Overview The Insurance Agent serves as the first point of contact between the insurance ... State insurance license (Life/Health) or ability to obtain one. * Strong communication ...

WB Agency

Sales Agent (Insurance)

Bowling Green, KY · On-site

$70K - $100K/yr

Position Overview The Insurance Agent serves as the first point of contact between the insurance ... State insurance license (Life/Health) or ability to obtain one. * Strong communication ...

Planright

Sales Agent (Insurance)

Louisville, KY · On-site +1

$70K - $100K/yr

Position Overview The Insurance Agent serves as the first point of contact between the insurance ... State insurance license (Life/Health) or ability to obtain one. * Strong communication ...

Plan Right

Sales Agent (Insurance)

Louisville, KY · On-site

Position Overview The Insurance Agent serves as the first point of contact between the insurance ... State insurance license (Life/Health) or ability to obtain one. * Strong communication ...

Sagility

Licensed Health Insurance Agents

Louisville, KY · On-site

$21/hr

As a Licensed Health Insurance Agent, you'll provide consultative sales support to customers exploring health insurance options. We have opportunities available supporting both Medicare and Under 65 ...

Sagility

Licensed Health Insurance Agents

Louisville, KY · On-site

$21/hr

As a Licensed Health Insurance Agent, you'll provide consultative sales support to customers exploring health insurance options. We have opportunities available supporting both Medicare and Under 65 ...

Sagility LLC

$20/hr

As a Licensed Health Insurance Agent, you'll provide consultative sales support to customers exploring health insurance options. We have opportunities available supporting both Medicare and Under 65 ...

Sagility

$20/hr

As a Licensed Health Insurance Agent, you'll provide consultative sales support to customers exploring health insurance options. We have opportunities available supporting both Medicare and Under 65 ...

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Showing results 1-20

All JobsLife Health Insurance Agent JobsLife Health Insurance Agent Jobs in Kentucky

Life Health Insurance Agent information

See Kentucky salary details

$15.6K

$77.3K

$125.9K

How much do life health insurance agent jobs pay per year?

As of Aug 26, 2026, the average yearly pay for life health insurance agent in Kentucky is $77,271.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,900.00 and $106,000.00 per year, depending on experience, location, and employer.

What does a life health insurance agent do?

A life health insurance agent helps individuals and businesses choose the most suitable life and health insurance policies based on their needs and budgets. They explain policy options, coverage details, premiums, and benefits, making sure clients understand their choices. Agents also assist with the application process, answer questions about claims, and provide ongoing support as clients’ needs change over time. They are licensed professionals who stay up to date with insurance regulations and products to best serve their clients.

What are the key skills and qualifications needed to thrive as a life health insurance agent?

To thrive as a Life Health Insurance Agent, you need strong sales acumen, in-depth knowledge of insurance products, and a state-specific insurance license. Familiarity with customer relationship management (CRM) software and quoting tools, as well as ongoing continuing education certifications, is essential. Outstanding interpersonal skills, active listening, and resilience set top-performing agents apart. These skills and qualifications are crucial for building trust with clients, effectively matching policies to client needs, and maintaining compliance in a competitive, regulated industry.

What are some common challenges life health insurance agents face when building a client base, and how can these be addressed?

Life Health Insurance Agents often find building and maintaining a strong client base to be a key challenge, especially when starting out. This typically involves extensive networking, consistent follow-ups, and leveraging referrals, which can be time-consuming and require persistence. Successful agents often address these challenges by developing strong communication skills, staying organized with client information, and regularly updating their knowledge on insurance products to provide tailored solutions. Joining industry associations and attending community events can also help expand one's network and credibility.

What is the difference between Life Health Insurance Agent vs Insurance Broker?

AspectLife Health Insurance AgentInsurance Broker
CredentialsLicenses in life and health insuranceLicenses in multiple insurance types, including life and health
Work EnvironmentWorks for insurance companies or agenciesWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or employed by brokerage firms, serving clients across insurers

While both roles require licensing in life and health insurance, Life Health Insurance Agents typically work directly for insurance companies, focusing on selling their products. Insurance Brokers operate more independently, representing clients and offering policies from various insurers. The choice depends on whether you prefer working within a specific company or independently advising clients across multiple providers.

Is it worth becoming a life health insurance agent?

A life health insurance agent sells policies related to life and health coverage, often working on commission and requiring licensing. The role can offer flexible schedules and income potential based on sales performance, but it also involves building client relationships and staying updated on industry regulations. Whether it is worth pursuing depends on your sales skills, interest in the industry, and willingness to develop necessary certifications.

Why do most life health insurance agents quit?

Many life health insurance agents quit due to the challenging nature of sales, high competition, and inconsistent income, especially during the initial stages of building a client base. The job often requires strong interpersonal skills, self-motivation, and resilience, as agents face rejection and fluctuating commissions before establishing a steady income stream.

What cities in Kentucky are hiring for Life Health Insurance Agent jobs?

Cities in Kentucky with the most Life Health Insurance Agent job openings:

Life Health Insurance Agent jobs near you
Infographic showing various Life Health Insurance Agent job openings in Kentucky as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $77,271 per year, or $37.1 per hour.

Life/Health Insurance Position - State Farm Agent Team Member

London, KY • On-site

Phil Mcdonald - State Farm Agent
See more jobs at Phil Mcdonald - State Farm Agentexternal

$65K - $80K/yr

Full-time

Medical, Life, Retirement, PTO

Re-posted 1 hour ago

Job description

Benefits:
  • 401(k)
  • Bonus based on performance
  • Competitive salary
  • Flexible schedule
  • Health insurance
  • Opportunity for advancement
  • Paid time off
  • Training & development

ROLE DESCRIPTION:
Phil Mcdonald - State Farm Agent is seeking a qualified, knowledgeable, and empathetic professional for the role of Life/Health Insurance Position - State Farm Agent Team Member. As a customer-oriented expert, you will market Life/Health insurance products (including Medicare supplement plans) to support customers and their families. You’ll also help clients navigate long-term care needs and expand their coverage options with confidence.
This role is ideal for someone who either understands Medicare supplements or can quickly grasp and follow a proven process with training. We’re looking for someone sophisticated, confident, and capable of moving production forward while delivering a trusted experience to every client.
As a strategic and emotionally intelligent resource to the community, we are excited to grow our successful agency with your skillset.
RESPONSIBILITIES:
  • Offer life, health, and Medicare supplement insurance policies to new and existing customers
  • Conduct thorough needs analyses to identify solutions across life, health, Medicare supplements, and long-term care
  • Explain policy features, benefits, costs, and exclusions in a clear and confident manner
  • Assist customers with claims, policy changes, and ongoing service needs
  • Develop and maintain strong customer relationships
  • Ensure compliance with state and federal guidelines
QUALIFICATIONS:
  • Life/Health insurance license, Series 6/63/65 is a plus
  • Ability to understand and explain complex insurance and Medicare products
  • Strong communication, professionalism, and interpersonal skills
  • Proven sales experience, ideally within insurance or financial services
  • Detail-oriented with excellent organizational and follow-through abilities
  • Ability to build rapport, inspire trust, and maintain long-term relationships