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Life Health Insurance Agent Jobs in Missouri (NOW HIRING)

Agent First Contracts LLC

Be Seen First

Life Insurance Agent

Saint Louis, MO · On-site

$60K - $300K/yr

Final Expense Life Insurance Agent Build Your Book With the Leads, Tools, and Support, Everything You Need to Succeed We are looking for motivated, licensed Life Insurance Agents to join our growing ...

Farmers Insurance

Insurance Agent

Mexico, MO · On-site

$60K - $70K/yr

As an Insurance Agent, you will be responsible for helping clients understand, select, and manage ... home, life, and health insurance. Your primary goal will be to provide tailored solutions that ...

HealthMarkets, Inc.

Insurance Agent

Columbia, MO · On-site

HealthMarkets is a technology-enabled health insurance agency delivering high-touch, customized ... life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent ...

HealthMarkets, Inc.

Insurance Agent

Springfield, MO · On-site

HealthMarkets is a technology-enabled health insurance agency delivering high-touch, customized ... life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent ...

HealthMarkets, Inc.

Insurance Agent

Saint Louis, MO · On-site

HealthMarkets is a technology-enabled health insurance agency delivering high-touch, customized ... life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent ...

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All JobsLife Health Insurance Agent JobsLife Health Insurance Agent Jobs in Missouri

Life Health Insurance Agent information

See Missouri salary details

$16.9K

$83.5K

$136K

How much do life health insurance agent jobs pay per year?

As of Aug 25, 2026, the average yearly pay for life health insurance agent in Missouri is $83,452.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,900.00 and $114,400.00 per year, depending on experience, location, and employer.

What does a life health insurance agent do?

A life health insurance agent helps individuals and businesses choose the most suitable life and health insurance policies based on their needs and budgets. They explain policy options, coverage details, premiums, and benefits, making sure clients understand their choices. Agents also assist with the application process, answer questions about claims, and provide ongoing support as clients’ needs change over time. They are licensed professionals who stay up to date with insurance regulations and products to best serve their clients.

What are the key skills and qualifications needed to thrive as a life health insurance agent?

To thrive as a Life Health Insurance Agent, you need strong sales acumen, in-depth knowledge of insurance products, and a state-specific insurance license. Familiarity with customer relationship management (CRM) software and quoting tools, as well as ongoing continuing education certifications, is essential. Outstanding interpersonal skills, active listening, and resilience set top-performing agents apart. These skills and qualifications are crucial for building trust with clients, effectively matching policies to client needs, and maintaining compliance in a competitive, regulated industry.

What are some common challenges life health insurance agents face when building a client base, and how can these be addressed?

Life Health Insurance Agents often find building and maintaining a strong client base to be a key challenge, especially when starting out. This typically involves extensive networking, consistent follow-ups, and leveraging referrals, which can be time-consuming and require persistence. Successful agents often address these challenges by developing strong communication skills, staying organized with client information, and regularly updating their knowledge on insurance products to provide tailored solutions. Joining industry associations and attending community events can also help expand one's network and credibility.

What is the difference between Life Health Insurance Agent vs Insurance Broker?

AspectLife Health Insurance AgentInsurance Broker
CredentialsLicenses in life and health insuranceLicenses in multiple insurance types, including life and health
Work EnvironmentWorks for insurance companies or agenciesWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or employed by brokerage firms, serving clients across insurers

While both roles require licensing in life and health insurance, Life Health Insurance Agents typically work directly for insurance companies, focusing on selling their products. Insurance Brokers operate more independently, representing clients and offering policies from various insurers. The choice depends on whether you prefer working within a specific company or independently advising clients across multiple providers.

Is it worth becoming a life health insurance agent?

A life health insurance agent sells policies related to life and health coverage, often working on commission and requiring licensing. The role can offer flexible schedules and income potential based on sales performance, but it also involves building client relationships and staying updated on industry regulations. Whether it is worth pursuing depends on your sales skills, interest in the industry, and willingness to develop necessary certifications.

Why do most life health insurance agents quit?

Many life health insurance agents quit due to the challenging nature of sales, high competition, and inconsistent income, especially during the initial stages of building a client base. The job often requires strong interpersonal skills, self-motivation, and resilience, as agents face rejection and fluctuating commissions before establishing a steady income stream.

What cities in Missouri are hiring for Life Health Insurance Agent jobs?

Cities in Missouri with the most Life Health Insurance Agent job openings:

Life Health Insurance Agent jobs near you
Infographic showing various Life Health Insurance Agent job openings in Missouri as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $83,452 per year, or $40.1 per hour.

Life Insurance Sales Agent

Farmers Insurance 1475

Saint Louis, MO

$75K/yr

Full-time

Re-posted 11 days ago

Job description

Our rapidly-expanding insurance agency is looking for a full-time life insurance agent to join our team! You’ll grow a list of prospective clients, market our insurance products, showcase our offerings to new customers, and help policyholders navigate the claims process. We’ll provide the support network and resources to help you reach - and exceed - your sales goals. If you have a strong drive to succeed, great communication skills, and outstanding customer service skills, we’d love to hear from you. Apply today!Compensation:

$45,000 - $75,000 yearly


Responsibilities:
  • Identify new client insurance needs, insurance risk, goals, current coverage, and financial situation by scheduling meetings for new customers, ensuring a personalized experience
  • Maintain databases, records, and bookkeeping, ensuring all paperwork is up to date
  • Onboard incoming and retain existing clients via a variety of customer service tasks, such as appointment booking, and responding to inquiries regarding billing, coverage, eligibility, and insurance policies
  • Aid policyholders with the insurance claims process while supervising the progress of current insurance claims
  • Grow new business by generating a prospective customer base and advertise our insurance products via networking, asking for referrals, cold calling, and other marketing strategies

Qualifications:
  • Familiarity with the Microsoft Office suite
  • Background in the health insurance or life insurance industries preferred
  • Client service experience as a sales representative a plus
  • Current Life & Health insurance license is greatly valued
  • Strong interpersonal and communication skills are a must

About Company

At Farmers Insurance, our employees set the tone, drive our strategy, and create world-class customer experiences. Our employees also help make Farmers one of the largest insurers of vehicles, homes, and small businesses in the United States. We’re continually looking for new people to join our team.