ZipRecruiter

Log In

1

Life Health Insurance Agent Jobs in Ohio (NOW HIRING)

next page

Showing results 1-20

All JobsLife Health Insurance Agent JobsLife Health Insurance Agent Jobs in Ohio

Life Health Insurance Agent information

See Ohio salary details

$17.1K

$84.6K

$137.9K

How much do life health insurance agent jobs pay per year?

As of Aug 25, 2026, the average yearly pay for life health insurance agent in Ohio is $84,582.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,700.00 and $116,000.00 per year, depending on experience, location, and employer.

What does a life health insurance agent do?

A life health insurance agent helps individuals and businesses choose the most suitable life and health insurance policies based on their needs and budgets. They explain policy options, coverage details, premiums, and benefits, making sure clients understand their choices. Agents also assist with the application process, answer questions about claims, and provide ongoing support as clients’ needs change over time. They are licensed professionals who stay up to date with insurance regulations and products to best serve their clients.

What are the key skills and qualifications needed to thrive as a life health insurance agent?

To thrive as a Life Health Insurance Agent, you need strong sales acumen, in-depth knowledge of insurance products, and a state-specific insurance license. Familiarity with customer relationship management (CRM) software and quoting tools, as well as ongoing continuing education certifications, is essential. Outstanding interpersonal skills, active listening, and resilience set top-performing agents apart. These skills and qualifications are crucial for building trust with clients, effectively matching policies to client needs, and maintaining compliance in a competitive, regulated industry.

What are some common challenges life health insurance agents face when building a client base, and how can these be addressed?

Life Health Insurance Agents often find building and maintaining a strong client base to be a key challenge, especially when starting out. This typically involves extensive networking, consistent follow-ups, and leveraging referrals, which can be time-consuming and require persistence. Successful agents often address these challenges by developing strong communication skills, staying organized with client information, and regularly updating their knowledge on insurance products to provide tailored solutions. Joining industry associations and attending community events can also help expand one's network and credibility.

What is the difference between Life Health Insurance Agent vs Insurance Broker?

AspectLife Health Insurance AgentInsurance Broker
CredentialsLicenses in life and health insuranceLicenses in multiple insurance types, including life and health
Work EnvironmentWorks for insurance companies or agenciesWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or employed by brokerage firms, serving clients across insurers

While both roles require licensing in life and health insurance, Life Health Insurance Agents typically work directly for insurance companies, focusing on selling their products. Insurance Brokers operate more independently, representing clients and offering policies from various insurers. The choice depends on whether you prefer working within a specific company or independently advising clients across multiple providers.

Is it worth becoming a life health insurance agent?

A life health insurance agent sells policies related to life and health coverage, often working on commission and requiring licensing. The role can offer flexible schedules and income potential based on sales performance, but it also involves building client relationships and staying updated on industry regulations. Whether it is worth pursuing depends on your sales skills, interest in the industry, and willingness to develop necessary certifications.

Why do most life health insurance agents quit?

Many life health insurance agents quit due to the challenging nature of sales, high competition, and inconsistent income, especially during the initial stages of building a client base. The job often requires strong interpersonal skills, self-motivation, and resilience, as agents face rejection and fluctuating commissions before establishing a steady income stream.

What cities in Ohio are hiring for Life Health Insurance Agent jobs?

Cities in Ohio with the most Life Health Insurance Agent job openings:

Life Health Insurance Agent jobs near you
Infographic showing various Life Health Insurance Agent job openings in Ohio as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 18% Part Time, and 8% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $84,582 per year, or $40.7 per hour.

Licensed Life & Health Insurance Agent

Cincinnati, OH • On-site

THE MAIR AGENCY INC
Insurance Services • 11 - 50 employees
Learn more about THE MAIR AGENCY INCexternal

$100K - $300K/yr

Full-time

Medical, Life

Re-posted 8 days ago

Job description

Pre-Set Appointments - Licensed Life & Health Insurance Agent  (1099) 
 
Build Your Business While Helping Families Protect Their Future
 
Make a meaningful impact while growing your insurance career with a trusted, relationship-driven agency.
 
If you're an experienced, licensed Life & Health Insurance Agent looking for a better way to grow, Mair Agency offers a proven model designed to help you succeed.
 
At Mair Agency, we believe insurance is about more than policies, it's about helping people feel confident and prepared for the future. Our agents serve as trusted advisors, educating clients and providing personalized solutions that help protect their health and financial well-being.
 
What makes us different? Our experienced in-house call center schedules 3-6 qualified appointments every business day, allowing you to spend your time meeting with clients instead of cold calling. Even better, our agents consistently achieve 55% to 90% closing ratios because they're meeting with qualified individuals who are ready to have meaningful conversations, not spending their days chasing leads.
 
Our top-performing agents earn $300,000 to $400,000 per year while the opportunity to earn $500,000 to $600,000 per year is actually attainable with our proven business model.  Many experienced agents in our organization build and enjoy six-figure incomes through our proven system.
 
This is an independent (1099) opportunity for experienced insurance professionals who are self-motivated, coachable, and ready to build a rewarding career with the support of a relationship-focused agency.
 
What You’ll Do

·         Meet with clients to understand their healthcare and financial protection goals. 
·         Educate individuals and families on Medicare and supplemental insurance solutions. 
·         Recommend coverage tailored to each client's unique needs. 
·         Build trusted, long-term relationships through personalized service and guidance. 
·         Grow and maintain your client base through referrals and additional lead opportunities. 
·         Help clients prepare for unexpected health events with meaningful protection solutions.
 
Why Join Mair Agency?

·         Top agents earn $300,000
to $400,000 annually through our commission-based compensation structure.
·         Benefit from a proven sales process with 55%-90% closing ratios on qualified appointments.
·         Receive 3-6 qualified appointments every business day through our experienced in-house call center. 
·         Additional lead opportunities available to help you continue growing your business. 
·         Ongoing training, mentorship, and support from Mair Agency's Director of Sales for Specialized Healthcare Products.
·         Represent a diverse portfolio of Medicare and supplemental insurance products. 
·         Build your own business while enjoying the flexibility of an independent contractor role. 
·         Make a meaningful impact by helping clients prepare for life's unexpected moments.
 
Products You’ll Help Clients Explore
Through our partnership with Heartland National Life Insurance Company, you'll have access to specialized products designed to help clients protect themselves from unexpected healthcare costs and financial challenges, including:
 
·         Medicare solutions 
·         Cancer protection 
·         Heart attack & stroke coverage 
·         Short-Term Home Healthcare coverage 
·         Supplemental health insurance solutions
 
Ideal Candidate
We're looking for professionals who are ready to take ownership of their success.
 
·         Active Life & Health Insurance License required. 
·         Minimum of 3-5 years of insurance sales experience. 
·         Experience in Medicare, health, life, or supplemental insurance preferred. 
·         Strong communication and relationship-building skills. 
·         Self-motivated with an entrepreneurial mindset. 
·         Exceptional work ethic and the ability to work independently. 
·         Coachable and committed to following proven sales strategies. 
·         Willing to travel within your local territory (approximately 30,000-50,000 miles annually; no overnight travel required).
 
Current Hiring Markets
We're actively expanding our team in:
·         Georgia 
·         Ohio 
·         Louisiana
 
At Mair Agency, you'll have the opportunity to build a successful business while helping individuals and families navigate important healthcare decisions with confidence.
 
If you're an experienced Life & Health Insurance Agent looking for qualified appointments, strong support, and the opportunity to grow your income and your business, we'd love to hear from you.
 
Apply today to learn more about joining Mair Agency.
PLEASE CONTACT MARK SCHOLL @ 704-905-4483
or Mark.Scholl@mairagency.com