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Life Health Insurance Agent Jobs in Florida (NOW HIRING)

Authentechit Llc

Health Insurance Agent

Clearwater, FL · On-site +1

Seeking an Insurance Agent with over 6 months of experience who does not want to be captive, but ... My client does a lot of work in the Medicare Advantage space, but very open to anything in the Life ...

Authentechit Llc

Health Insurance Agent

Clearwater, FL · On-site +1

Seeking an Insurance Agent with over 6 months of experience who does not want to be captive, but ... My client does a lot of work in the Medicare Advantage space, but very open to anything in the Life ...

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All JobsLife Health Insurance Agent JobsLife Health Insurance Agent Jobs in Florida

Life Health Insurance Agent information

See Florida salary details

$13.5K

$66.5K

$108.4K

How much do life health insurance agent jobs pay per year?

As of Aug 25, 2026, the average yearly pay for life health insurance agent in Florida is $66,485.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,000.00 and $91,200.00 per year, depending on experience, location, and employer.

What does a life health insurance agent do?

A life health insurance agent helps individuals and businesses choose the most suitable life and health insurance policies based on their needs and budgets. They explain policy options, coverage details, premiums, and benefits, making sure clients understand their choices. Agents also assist with the application process, answer questions about claims, and provide ongoing support as clients’ needs change over time. They are licensed professionals who stay up to date with insurance regulations and products to best serve their clients.

What are the key skills and qualifications needed to thrive as a life health insurance agent?

To thrive as a Life Health Insurance Agent, you need strong sales acumen, in-depth knowledge of insurance products, and a state-specific insurance license. Familiarity with customer relationship management (CRM) software and quoting tools, as well as ongoing continuing education certifications, is essential. Outstanding interpersonal skills, active listening, and resilience set top-performing agents apart. These skills and qualifications are crucial for building trust with clients, effectively matching policies to client needs, and maintaining compliance in a competitive, regulated industry.

What are some common challenges life health insurance agents face when building a client base, and how can these be addressed?

Life Health Insurance Agents often find building and maintaining a strong client base to be a key challenge, especially when starting out. This typically involves extensive networking, consistent follow-ups, and leveraging referrals, which can be time-consuming and require persistence. Successful agents often address these challenges by developing strong communication skills, staying organized with client information, and regularly updating their knowledge on insurance products to provide tailored solutions. Joining industry associations and attending community events can also help expand one's network and credibility.

What is the difference between Life Health Insurance Agent vs Insurance Broker?

AspectLife Health Insurance AgentInsurance Broker
CredentialsLicenses in life and health insuranceLicenses in multiple insurance types, including life and health
Work EnvironmentWorks for insurance companies or agenciesWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or employed by brokerage firms, serving clients across insurers

While both roles require licensing in life and health insurance, Life Health Insurance Agents typically work directly for insurance companies, focusing on selling their products. Insurance Brokers operate more independently, representing clients and offering policies from various insurers. The choice depends on whether you prefer working within a specific company or independently advising clients across multiple providers.

Is it worth becoming a life health insurance agent?

A life health insurance agent sells policies related to life and health coverage, often working on commission and requiring licensing. The role can offer flexible schedules and income potential based on sales performance, but it also involves building client relationships and staying updated on industry regulations. Whether it is worth pursuing depends on your sales skills, interest in the industry, and willingness to develop necessary certifications.

Why do most life health insurance agents quit?

Many life health insurance agents quit due to the challenging nature of sales, high competition, and inconsistent income, especially during the initial stages of building a client base. The job often requires strong interpersonal skills, self-motivation, and resilience, as agents face rejection and fluctuating commissions before establishing a steady income stream.

What cities in Florida are hiring for Life Health Insurance Agent jobs?

Cities in Florida with the most Life Health Insurance Agent job openings:

Life Health Insurance Agent jobs near you
Infographic showing various Life Health Insurance Agent job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 79% Full Time, 15% Part Time, and 5% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $66,485 per year, or $32 per hour.

Life Insurance Agent

Clearwater, FL • On-site

Enhance Health LLC
Insurance Services • 51 - 200 employees
Learn more about Enhance Health LLCexternal

$25/hr

Full-time

Medical, Life, PTO

Re-posted 14 days ago

Job description

Life Insurance Agent - Final Expense
$25/hr + Uncapped Commissions + Bonuses
In-Office | Clearwater, FL
Clarifying Marketing Group is hiring driven and motivated Final Expense Life Insurance Agents to join our growing team. This is a high-earning, fast-paced role with 100% inbound leads, no cold calling, no chargebacks, and weekly pay.
What We Offer
  • $25/hr base pay
  • Uncapped commissions
  • 100% inbound leads
  • Weekly pay
  • Company-paid multi-state licenses and appointments
  • Full training, mentorship, and advancement opportunities
  • In-office role (Clearwater, FL)
What You'll Do
  • Sell Final Expense and whole life insurance policies
  • Handle inbound calls and close policies
  • Educate clients on coverage options
  • Build and maintain strong client relationships
Requirements
  • Active 2-15 Life & Health License (required)
  • 1 year of life insurance sales preferred
  • Strong communication and sales skills
  • Full-time schedule: Monday-Friday, 10 AM-7 PM
  • Must work in-office (Clearwater, FL)
Compensation & Benefits
  • $25/hour base pay
  • Commission + monthly bonuses
  • Health insurance
  • Paid time off
  • 45-50 hours per week

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