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Liability Claims Examiner Jobs (NOW HIRING)

TEEMA

Be Seen First

Remote Commercial Auto, PIP & General Liability Claims Examiner III

Buffalo, NY · Remote

CA$40 - CA$45/hr

Commercial Auto, Bodily Injury & General Liability Claims Examiner III Location: Fully Remote Licensure: Active New York State or California Adjuster Licenses. Position Type: Contract-to-Hire ...

TEEMA

Be Seen First

Remote Commercial Auto, PIP & General Liability Claims Examiner III

Buffalo, NY · Remote

CA$40 - CA$45/hr

Commercial Auto, Bodily Injury & General Liability Claims Examiner III Location: Fully Remote Licensure: Active New York State or California Adjuster Licenses. Position Type: Contract-to-Hire ...

TEEMA

Be Seen First

Remote Commercial Auto, PIP & General Liability Claims Examiner III

Buffalo, NY · Remote

CA$40 - CA$45/hr

Commercial Auto, Bodily Injury & General Liability Claims Examiner III Location: Fully Remote Licensure: Active New York State or California Adjuster Licenses. Position Type: Contract-to-Hire ...

Berkley

Claims Examiner

Minneapolis, MN · Hybrid

$85K - $115K/yr

... Claims Examiner individual contributor to handle moderate complexity auto claims in a fast paced ... The successful candidate will routinely handle claims involving liability/coverage issues, and ...

Berkley

Claims Examiner

Minneapolis, MN · Hybrid

$85K - $115K/yr

... Claims Examiner individual contributor to handle moderate complexity auto claims in a fast paced ... The successful candidate will routinely handle claims involving liability/coverage issues, and ...

Berkley

Claims Examiner

Minneapolis, MN · On-site

$85K - $115K/yr

... Claims Examiner individual contributor to handle moderate complexity auto claims in a fast paced ... The successful candidate will routinely handle claims involving liability/coverage issues, and ...

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Liability Claims Examiner information

What does a liability claims examiner do?

A Liability Claims Examiner is responsible for investigating, evaluating, and processing insurance claims related to liability issues, such as accidents or damages caused by policyholders. They review claim applications, gather evidence, interview involved parties, and determine the validity and extent of the insurer's liability. Their work ensures that claims are settled accurately and in accordance with policy terms, often requiring collaboration with attorneys, adjusters, and other professionals.

How to become a liability claims examiner?

To become a liability claims examiner, candidates typically need a bachelor's degree in fields like insurance, business, or law. Relevant skills include attention to detail, communication, and knowledge of insurance policies; obtaining industry certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance prospects. Gaining experience through internships or entry-level claims roles is also beneficial.

How much do liability claims examiners make in the US?

Liability claims examiners in the US typically earn a median annual salary of around $50,000 to $70,000, depending on experience, location, and employer. Entry-level positions may start lower, while experienced examiners or those with specialized skills can earn higher wages, often supplemented with benefits and opportunities for advancement.

What are the most common challenges faced by liability claims examiners, and how can they be managed effectively?

Liability Claims Examiners often encounter challenges such as managing a high volume of complex cases, staying current with evolving laws and regulations, and handling sensitive communications with claimants and legal representatives. Effective time management, strong organizational skills, and ongoing professional development are crucial for success. Building collaborative relationships with legal teams, investigators, and other adjusters also helps in thoroughly evaluating claims and reaching fair resolutions.

What are the key skills and qualifications needed to thrive as a liability claims examiner?

To thrive as a Liability Claims Examiner, you need a solid understanding of insurance policies, claims investigation, and legal principles, often supported by a bachelor’s degree in business, insurance, or a related field. Familiarity with claims management software, industry databases, and relevant certifications like AIC (Associate in Claims) are typically required. Strong analytical thinking, attention to detail, negotiation skills, and effective communication set top performers apart. These skills ensure accurate claim evaluations, minimize risk, and maintain compliance while delivering fair outcomes for all parties involved.

What is the difference between Liability Claims Examiner vs Claims Adjuster?

AspectLiability Claims ExaminerClaims Adjuster
CredentialsHigh school diploma or equivalent; some roles require insurance licensesHigh school diploma; insurance licenses often required
Work EnvironmentOffice-based, reviewing claims and documentationOffice or field-based, inspecting damages and interviewing claimants
Industry UsageInsurance companies, third-party administratorsInsurance companies, independent agencies
Primary FocusEvaluating liability and coverage for claimsAssessing damages and determining claim payouts

Liability Claims Examiners primarily focus on evaluating the liability aspect of insurance claims, often reviewing documentation and legal considerations. Claims Adjusters, on the other hand, assess damages and determine the appropriate payout. Both roles require similar credentials and work within the insurance industry, but their core responsibilities differ, making them distinct yet related careers.

More about Liability Claims Examiner jobs
What job categories do people searching Liability Claims Examiner jobs look for? The top searched job categories for Liability Claims Examiner jobs are:
Liability Claims Examiner jobs near you
Infographic showing various Liability Claims Examiner job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 70% Full Time, 10% Part Time, and 19% Contract. Highlights an 94% Physical, 3% Hybrid, and 3% Remote job distribution.

Senior Litigation & Liability Claims Examiner

Arbol

Sarasota, FL • On-site, Remote

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 7 days ago

Job description

Arbol is a global climate risk coverage platform and FinTech company offering full-service solutions for any business looking to analyze and mitigate exposure to climate risk. Arbol's products offer parametric coverage which pays out based on objective data triggers rather than subjective assessment of loss. Arbol's key differentiator versus traditional InsurTech or climate analytics platforms is the complete ecosystem it has built to address climate risk. This ecosystem includes a massive climate data infrastructure, scalable product development, automated, instant pricing using an artificial intelligence underwriter, blockchain-powered operational efficiencies, and non-traditional risk capacity bringing capital from non-insurance sources. By combining all these factors, Arbol brings scale, transparency, and efficiency to parametric coverage.
Arbol is looking for a seasoned Senior Litigation & Liability Claims Examiner to join our growing property casualty claims team at Lilypad Insurance Managers. The ideal candidate brings deep expertise in litigated liability claims, complex coverage analysis, and defense counsel management, along with the sound judgment and independent decision-making that come with senior-level experience. You'll work in a dynamic environment that blends litigation claims excellence with technology, including AI-driven tools, giving you the resources to deliver outstanding outcomes for policyholders and claimants when it matters most.
What You'll Do
  • Litigation Management: Investigate, evaluate, and resolve complex litigated property and liability claims from lawsuit assignment through final resolution, ensuring timely, efficient claim handling.
  • Third-Party Liability Claims: Investigate new third-party liability claims from first notice of loss, promptly contacting insureds and claimants to gather facts, assess liability, determine the claim evaluation, and set an action plan for resolution.
  • Claimant Negotiation: Negotiate directly with claimants and their attorneys to reach fair, well-supported settlements on third-party liability claims, applying strong negotiation skills and sound judgment within assigned authority.
  • Defense Counsel Partnership: Develop and execute effective, cost-efficient litigation strategies in partnership with defense counsel; prepare claim files for presentation and maintain consistent follow-up to keep cases moving toward resolution.
  • Trial and Hearing Participation: Attend trials, mediations, arbitrations, and depositions by phone or in person as needed, representing the company's interests and supporting favorable outcomes.
  • Litigated Claim Negotiation: Once a claim proceeds to litigation, contact and negotiate directly with plaintiff attorneys as appropriate, applying proven negotiation skills to reach fair, cost-effective resolutions.
  • Coverage Analysis: Review policy information to determine applicable coverages and make well-supported recommendations for resolving complex or disputed coverage issues in accordance with policy language and company guidelines.
  • Liability Determination: Evaluate liability exposures with in-depth technical expertise, applying knowledge of tort law, contracts, and coverage forms to guide claim strategy.
  • Reserve Accuracy: Recommend timely, accurate reserves based on claim analysis and defense counsel input, and monitor and adjust reserves as lawsuits progress.
  • Case Strategy and Reporting: Maintain a current diary on each claim utilizing claims software, present files to internal claims committees, and provide detailed, accurate reports for management review on major losses.
  • New Technology and AI: Leverage AI-driven tools and modern claims software to streamline litigation workflows, improve accuracy, and enhance the overall claims experience.
  • Regulatory Compliance: Ensure lawsuit handling meets all benchmarks under company guidelines, applicable statutes, and Unfair Claims Practice Acts, including timely contact, defense counsel assignment, correspondence, and complaint response.
  • Fraud Detection: Identify fraud indicators and recovery opportunities throughout the litigation process.
  • Vendor Management: Engage and monitor the work of outside vendors, including defense counsel and experts, throughout the claim adjustment and litigation process.
  • Mentorship: Support the claims supervisor or manager in mentoring less experienced examiners and help identify training needs across the team.
  • CAT Claims Support: During high CAT claim volumes, step in to support litigation and liability claims as needed.

What You'll Need
  • 4-year college degree plus 7+ years of property, liability, and litigation claims handling experience, or a comparable combination of education and experience.
  • Direct experience with first and third party litigation in Florida, Texas and Louisiana. Applicable state adjuster license where required, with the ability to obtain additional state licenses as needed.
  • In-depth experience interpreting property damage estimates and applicable policy coverages.
  • Working knowledge and in-depth experience evaluating liability exposures.
  • Demonstrated technical expertise in claims management, including coverage, forms, contracts, and tort law.
  • Proven, effective negotiation skills, including experience negotiating directly with claimants and plaintiff attorneys.
  • Knowledge of law and insurance regulations across various jurisdictions, and the ability to stay current on legal trends affecting claim handling.
  • Advanced experience adopting and using new software and tools.
  • Proficiency in Microsoft Office products (Word, Excel, Outlook).
  • Insurance certifications, courses, or professional designations: A plus.
  • Flexibility: Able to work extended hours due to weather-related events or litigation deadlines.

$100,000 - $115,000 a year
Essential Job Functions & Physical Requirements
  • Ability to sit for extended periods of time while working at a computer, with or without reasonable accommodation
  • Ability to use a computer, keyboard, mouse, and standard office equipment (e.g., phone, printer, scanner)
  • Ability to view a computer screen for prolonged periods, with or without reasonable accommodation
  • Ability to communicate effectively in person, by phone, and via email
  • Ability to occasionally stand, walk, bend, and reach within an office environment
  • Ability to lift and/or move up to 10-15 pounds occasionally (e.g., office supplies, files), with or without reasonable accommodation
  • Ability to perform repetitive motions, such as typing or data entry
  • Ability to maintain focus and attention while performing detailed tasks

Interested, but you don't meet every qualification? Please apply!
Arbol values the perspectives and experience of candidates with non-traditional backgrounds and we encourage you to apply even if you do not meet every requirement.
Accessibility
Arbol is committed to accessibility and inclusivity in the hiring process. As part of this commitment, we strive to provide reasonable accommodations for persons with disabilities to enable them to access the hiring process. If you require an accommodation to apply or interview, please contact [email protected]
Benefits
Arbol is proud to offer its full-time employees competitive compensation and equity in a high-growth startup. Our health benefits include comprehensive health, dental, and vision coverage, and an optional flexible spending account (FSA) to support your health. We offer a 401(k) match to support your future, and flexible PTO for you to relax and recharge.
Equal Opportunity Employer
Arbol is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, sex (including pregnancy, sexual orientation, or gender identity), national origin, age, disability, veteran status, or any other legally protected status.
Arbol participates in the E-Verify program to confirm employment eligibility.
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

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