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Junior Credit Risk Analyst Jobs in Texas (NOW HIRING)

Regional Finance

Manager Credit Risk

Plano, TX · On-site

This positions will utilize advance skills to analyze data, portfolio level performance trends, custom scorecard analysis, and forecasting skills to support credit risk functions. Duties and ...

GM Financial

Risk Credit Policy Analyst II

Irving, TX · Hybrid

Risk Credit Policy Analyst II is responsible for analyzing credit risk exposure related to consumer and commercial loan and lease acquisition activities. The position involves conducting analysis to ...

Fifth Third

Credit Risk Officer II

Dallas, TX

Monitors credit quality through forward looking analysis as well as reviewing system-generated reports. Responsible and accountable for credit risk management and constructive, credible challenge by ...

AgTexas Farm Credit Services

Risk Analyst I

Lubbock, TX · On-site

$401K/yr

AgTexas provides reliable credit and crop insurance to our member-owners, so they can feed and clothe the world. POSITION: The Risk Analyst I position is located in Lubbock, TX with a salary that is ...

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Junior Credit Risk Analyst information

See Texas salary details

$14

$29

$49

How much do junior credit risk analyst jobs pay per hour?

As of Aug 10, 2026, the average hourly pay for junior credit risk analyst in Texas is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $21.49 and $32.93 per hour, depending on experience, location, and employer.

What are common responsibilities and projects for a junior credit risk analyst?

As a Junior Credit Risk Analyst, your daily tasks may involve gathering and analyzing financial data, preparing credit risk reports, and monitoring the performance of loan portfolios. You’ll typically assist senior analysts with evaluating new credit applications, performing industry research, and contributing to risk modeling initiatives. Collaboration with other teams, such as loan officers or underwriting, is frequent to ensure a complete understanding of client profiles and risk factors. This hands-on experience with varied projects helps build a strong foundation in financial risk assessment and opens up opportunities for advancement to more senior roles in credit or risk management.

What is a junior credit risk analyst?

A Junior Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or businesses to minimize financial risk for a company. They analyze financial data, review credit reports, and assist in developing risk models. Their role supports senior analysts and risk managers in making informed lending decisions. Strong analytical skills, attention to detail, and knowledge of financial principles are essential for success in this position.

What are the key skills and qualifications needed to thrive in the junior credit risk analyst position, and why are they important?

To excel as a Junior Credit Risk Analyst, you should possess strong analytical abilities, attention to detail, proficiency in financial analysis, and typically hold a degree in finance, economics, or a related field. Familiarity with risk assessment software, data visualization tools like Excel or Tableau, and knowledge of credit scoring systems are commonly required. Excellent communication skills, eagerness to learn, and effective teamwork set standout candidates apart. These skills are essential for accurately evaluating client risk, supporting informed lending decisions, and collaborating efficiently within a financial team.

What are the most commonly searched types of Credit Risk Analyst jobs in Texas? The most popular types of Credit Risk Analyst jobs in Texas are:
What are popular job titles related to Junior Credit Risk Analyst jobs in Texas? For Junior Credit Risk Analyst jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Junior Credit Risk Analyst jobs in Texas look for? The top searched job categories for Junior Credit Risk Analyst jobs in Texas are:
What cities in Texas are hiring for Junior Credit Risk Analyst jobs? Cities in Texas with the most Junior Credit Risk Analyst job openings:
Junior Credit Risk Analyst jobs near you
Infographic showing various Junior Credit Risk Analyst job openings in Texas as of August 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 89% In-person, and 11% Hybrid job distribution, with an average salary of $62,237 per year, or $29.9 per hour.

Risk-Credit Risk - Global Markets-Dallas-Analyst

Goldman Sachs, Inc.

Dallas, TX

Full-time

Posted 14 days ago

Goldman Sachs rating

8.3

Company rating: 8.3 out of 10

Based on 27 frontline employees who took The Breakroom Quiz

47th of 170 rated banks

Job description

Divisional Overview
The Risk Division is a team of specialists charged with managing the firms credit, market, liquidity, and operational risk. Whether assessing the creditworthiness of the firms counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firms success. The division is ideal for collaborative individuals who have strong ethics and attention to detail.
Credit Risk (CR) is responsible for managing the firms credit exposure to its trading and lending counterparties. Leveraging its extensive expertise in financial, credit and risk analysis, CR ensures that credit exposure to our counterparts is managed within the firms risk appetite. CR operates through 12 different offices around the world and credit professionals work closely with many areas of the firm. Given this structure, CR professionals gain diverse financial experience and a broad perspective on how the entire firm functions. The interaction with numerous departments and the range of projects that ensue allow for a challenging, varied, and multi-dimensional work environment.
Responsibilities

  • Assess the credit and financial strength of the firm's Private Equity borrowers and counterparts by performing fundamental credit analysis.
  • Review and approve loan transactions and determine appetite and regulatory ratings
  • Coordinate with Global Banking and Markets, Legal, Operations and Compliance departments to approve derivatives business and ensure appropriate documentation, limits, and risk mitigants to protect against a counterpart default and minimize potential losses
  • Analyze the risks inherent in the products GS transacts, including lending and derivative products 
  • Perform sector analysis regularly to assess portfolio concentration or trends
  • Monitor, manage and report exposures at a counterpart, product, and portfolio level

Basic Qualifications

  • Bachelor's degree 
  • Excellent academic record
  • Demonstrable track record of achievement and independent decision making
  • Strong communication skills (written and verbal)
  • Excellent attention to detail and strong analytical skills
  • Ability to work in a fast-paced environment 
  • Integrity, ethical standards and sound judgment
  • 0-2 years of experience in a financial services role with preferable Fund, Hedge Fund, or Private Equity Fund experience
  • Understanding of investment banking products including loan products and derivatives

Skills

  • Functional Expertise and Technical Skills - Ability to learn quickly
  • Teamwork - Strong team player, works well under pressure, and collaborates with others across teams and business units
  • Communication Skills - Communicates in a clear and concise manner, shares information/new ideas with peer group and team, and escalates as appropriate
  • Judgment and Problem Solving - Thinks ahead, anticipates questions, plans for contingencies, finds alternative solutions, and identifies clear objectives. Sees the big picture and effectively analyzes complex issues
  • Creativity and Influence - Looks for new ways to improve current processes and develop creative solutions with practical value
  • Proactive ownership - Ability to self-direct in executing tasks 
  • Continuous Development - Values constant self-improvement and learning

What Goldman Sachs employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

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About Goldman Sachs

Sourced by ZipRecruiter

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

New York, NY, US

Year founded

1869

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