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Insurtech Jobs in Florida (NOW HIRING)

TMobile

Treasury Associate I

Clearwater, FL

With a strong insurtech focus, we embrace a broad and innovative approach to serving agents and clients alike. Integrity is driven by a singular purpose: to help people protect their life, health and ...

Integritymarketing

District Sales Manager

Tampa, FL

With a strong insurtech focus, we embrace a broad and innovative approach to serving agents and clients alike. Integrity is driven by a singular purpose: to help people protect their life, health and ...

TMobile

Customer Service Representative

Clearwater, FL · On-site

$14.75 - $20/hr

With a strong insurtech focus, we embrace a broad and innovative approach to serving agents and clients alike. Integrity is driven by a singular purpose: to help people protect their life, health and ...

Arbol

Senior Underwriter - Commercial Lines

Sarasota, FL · On-site

$80K - $95K/yr

Arbol's key differentiator versus traditional InsurTech or climate analytics platforms is the complete ecosystem it has built to address climate risk. This ecosystem includes a massive climate data ...

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All JobsInsurtech JobsInsurtech Jobs in Florida

Insurtech information

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$6

$9

$11

How much do insurtech jobs pay per hour?

As of Jul 4, 2026, the average hourly pay for insurtech in Florida is $9.11, according to ZipRecruiter salary data. Most workers in this role earn between $7.74 and $10.05 per hour, depending on experience, location, and employer.

What is the difference between Insurtech vs Insurance Underwriter?

AspectInsurtechInsurance Underwriter
Required CredentialsTypically a degree in business, technology, or related fields; certifications in insurance or tech are a plusDegree in finance, economics, or actuarial science; professional certifications like CPCU or FCAS often required
Work EnvironmentTech startups, insurance technology companies, or digital platformsInsurance companies, underwriting firms, or brokerage agencies
Employer & Industry UsageUsed by companies innovating insurance processes through technologyTraditional insurance companies and underwriting agencies

Insurtech professionals focus on developing and implementing technology solutions to improve insurance services, while insurance underwriters assess risks and determine policy terms. Both roles require knowledge of insurance principles, but Insurtech emphasizes tech skills, whereas underwriters focus on risk analysis.

What is insurtech?

Insurtech, short for insurance technology, refers to the innovative use of technology to improve and streamline the insurance industry. This includes leveraging artificial intelligence, big data, mobile apps, and other digital tools to enhance customer experience, speed up claims processing, and create new insurance products. Insurtech companies often focus on making insurance more accessible, affordable, and personalized for consumers, while also helping insurers operate more efficiently. The sector is rapidly evolving and is transforming traditional insurance models.

What are the key skills and qualifications needed to thrive in an Insurtech role, and why are they important?

To excel in an Insurtech role, you typically need a strong background in insurance concepts, data analytics, and business or computer science, often supported by a relevant degree. Familiarity with insurance management systems, cloud platforms, and programming languages like Python or SQL, as well as certifications such as CPCU or IT-related credentials, is highly beneficial. Strong problem-solving abilities, adaptability, and effective communication set top performers apart, especially when bridging gaps between technical and business teams. These skills are vital for driving digital transformation, ensuring regulatory compliance, and delivering innovative solutions in a rapidly evolving insurance marketplace.

What are common challenges faced by professionals working in Insurtech roles, and how can they be addressed?

Professionals in Insurtech roles often encounter challenges such as navigating complex regulatory requirements, integrating new technologies with legacy insurance systems, and fostering collaboration between technical teams and traditional insurance experts. Addressing these challenges requires continuous learning about the evolving regulatory landscape, strong communication skills to bridge knowledge gaps between teams, and a proactive approach to change management. Many Insurtech teams benefit from agile methodologies and cross-disciplinary collaboration to drive innovation while maintaining compliance and client trust.

What Are InsurTech Jobs?

Insurtech jobs focus on the engineering of software and hardware, the collection and analysis of data, the implementation of cybersecurity, and the development of apps for insurance companies. The duties of IT and software professionals in the Insurtech industry depend on their area of specialization. The responsibilities of a data scientist, for example, revolve around analyzing data that they collect from smartphone apps, tracking devices, and wearables. Hardware and software engineers create these devices and apps and develop their data collection capacity and user interfaces. Software and web developers work on insurance sites and e-marketing tools for insurance companies.

More about Insurtech jobs
What are the most commonly searched types of Insurtech jobs in Florida? The most popular types of Insurtech jobs in Florida are:
What are popular job titles related to Insurtech jobs in Florida? For Insurtech jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Insurtech jobs in Florida look for? The top searched job categories for Insurtech jobs in Florida are:
What cities in Florida are hiring for Insurtech jobs? Cities in Florida with the most Insurtech job openings:
Insurtech jobs near you
Infographic showing various Insurtech job openings in Florida as of June 2026, with employment types broken down into 95% Full Time, 4% Part Time, and 1% Contract. Highlights an 84% Physical, and 16% Remote job distribution, with an average salary of $18,943 per year, or $9.1 per hour.
Premium Audit Expert (Part-Time Product Consultant)

Premium Audit Expert (Part-Time Product Consultant)

TrustLayer, Inc.

Tampa, FL • On-site

Contractor

Posted 4 days ago

Job description

TrustLayer is at the forefront of revolutionizing risk management by automating and simplifying the certificate of insurance (COI) process. Our innovative platform enables businesses to ensure compliance, mitigate risk, and enhance operational efficiency. As a rapidly growing SaaS company, we are on a mission to significantly expand our market presence and impact.
The Opportunity
We have a strong belief that the traditional premium audit experience is broken for the insured. Surprise additional premiums, fights over independent contractor classification, manual subcontractor evidence gathering, and slow disputes are all friction points we already see show up in our existing data. Because we sit on the largest connected vendor compliance graph in the industry, we are uniquely positioned to give policyholders, brokers, and carriers a faster, cleaner audit cycle.
We need a consultant who has lived inside premium audit, knows where the bodies are buried, and wants to help shape an actual product rather than just advise from the sidelines. This is a hands-on, opinion-having role.
What success looks like (first 90 days)
  • A mapped WC + GL premium audit workflow, from bind through final audit billing and dispute, with the highest-friction steps called out
  • A prioritized top-10 requirements list (MVP vs v2) with clear acceptance criteria an engineering team can build against
  • Recommended data inputs/outputs for class codes, payroll inclusion rules, subcontractor cost treatment, and certificate sufficiency checks
  • A pricing / packaging sanity check grounded in audit economics and buyer behavior (insured, broker, carrier/TPA)
  • 2-3 key risk areas (regulatory, dispute handling, data gaps) with mitigations

What You Will Do
Help us scope and pressure test a Premium Audit applet on our Party Portal. That means:
  • Mapping the end-to-end workers' comp and GL premium audit workflow, from policy bind through final audit billing and dispute
  • Identifying the highest-leverage friction points where software plus our existing COI and vendor data can collapse weeks of work into hours
  • Reviewing product specs, mockups, and pricing models with a sharp red pen
  • Translating NCCI class code logic, payroll inclusion rules, subcontractor cost treatment, and certificate sufficiency standards into requirements an engineering team can build against
  • Helping us evaluate carrier and TPA partnership opportunities and sanity check our positioning against incumbents like Overland Solutions, EXL, and internal carrier audit teams
  • Occasionally joining customer discovery calls with brokers, insureds, or carrier contacts when domain credibility matters
  • Flagging adjacent product opportunities in audit dispute, premium recovery, and exposure reporting

You will work directly with our product, engineering, and CEO teams. You will see your input show up in the product within weeks, not quarters.
Who You Are
  • 7+ years in commercial premium audit, ideally a mix of carrier-side and third-party audit firm experience
  • Deep working knowledge of NCCI rules, state-specific WC variations, and GL audit basis (payroll, sales, sub costs, units)
  • Strong opinions on what makes subcontractor cost exclusions stick versus get reclassified
  • Comfortable reading product specs and giving structured, prioritized feedback
  • Genuine curiosity about how software, AI, and data networks can change how this work gets done. You do not need to be technical, but you should be excited about building something rather than protecting the status quo
  • Bonus: prior experience at PAAS, ISO, an insurtech, a major carrier audit group, or a national TPA
  • Bonus: existing relationships with broker risk management practices or carrier audit leadership

Not a fit if
  • Your experience is primarily personal lines, or you have not worked a commercial WC/GL audit end-to-end
  • You are not comfortable translating domain rules into testable product requirements

Engagement Details
  • Start: as soon as we find the right person
  • Initial commitment: 90 days, with intent to extend
  • Time: flexible; 5-10 hours/week typical, with some weeks heavier during product sprints
  • Mostly async, with a weekly working session and occasional customer calls
  • 1099 contractor, signed consulting agreement, standard IP and confidentiality terms

Apply