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Insurance Underwriter Jobs in Virginia (NOW HIRING)

NC SECU

The Loan Underwriter I serves as a key resource to branch personnel and the loan processing team ... insurance documentation, asset statements, credit reports, and title reports, and all other loan ...

Stewart

Underwriter

Richmond, VA · On-site

Stewart is a global real estate services company, providing title insurance, settlement, underwriting, and lender services through our family of companies. To learn more about Stewart, visit stewart ...

Stewart

Underwriter

Richmond, VA · On-site

Stewart is a global real estate services company, providing title insurance, settlement, underwriting, and lender services through our family of companies. To learn more about Stewart, visit stewart ...

NC SECU

The Loan Underwriter I serves as a key resource to branch personnel and the loan processing team ... insurance documentation, asset statements, credit reports, and title reports, and all other loan ...

Atlantic Coast Mortgage

Underwriter

Fairfax, VA · On-site

$65K - $154K/yr

Underwrites FHA/VA and Conventional loan applications ensuring adherence to Company and investor credit quality standards * Maintain ACM mandated turn times for new reviews and conditions * Analyzes ...

PGIM

PGIM Real Estate -Agency Underwriter

Arlington, VA · Hybrid

$135K - $145K/yr

As a member of the multifamily underwriting team, this role plays a critical part in managing loan ... Medical, dental, vision, life insurance, disability insurance, Paid Time Off (PTO), and leave of ...

PGIM

PGIM Real Estate -Agency Underwriter

Arlington, VA · On-site

$135K - $145K/yr

As a member of the multifamily underwriting team, this role plays a critical part in managing loan ... Medical, dental, vision, life insurance, disability insurance, Paid Time Off (PTO), and leave of ...

navymutual

Director of Underwriting

Arlington, VA · On-site

Provide technical underwriting guidance on complex life insurance risks * Ensure decisions are well-documented, compliant, and aligned with mortality expectations and reinsurance requirements

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Insurance Underwriter information

See Virginia salary details

$27.8K

$61.7K

$104.1K

How much do insurance underwriter jobs pay per year?

As of Aug 12, 2026, the average yearly pay for insurance underwriter in Virginia is $61,749.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,600.00 and $82,800.00 per year, depending on experience, location, and employer.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What qualifications do I need for insurance underwriting?

Insurance underwriters typically need a bachelor's degree in fields such as finance, economics, or business. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

More about Insurance Underwriter jobs
What are the most commonly searched types of Insurance Underwriter jobs in Virginia? The most popular types of Insurance Underwriter jobs in Virginia are:
What are popular job titles related to Insurance Underwriter jobs in Virginia? For Insurance Underwriter jobs in Virginia, the most frequently searched job titles are:
What job categories do people searching Insurance Underwriter jobs in Virginia look for? The top searched job categories for Insurance Underwriter jobs in Virginia are:
What cities in Virginia are hiring for Insurance Underwriter jobs? Cities in Virginia with the most Insurance Underwriter job openings:
What are popular job titles related to Insurance Underwriter jobs in VA? For Insurance Underwriter jobs in VA, the most frequently searched job titles are:
Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in Virginia as of August 2026, with employment types broken down into 1% As Needed, 76% Full Time, 19% Part Time, and 4% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $61,749 per year, or $29.7 per hour.

Senior Underwriter

JG Wentworth Home Lending, LLC

Woodbridge, VA • On-site

Full-time

Re-posted 8 days ago

Job description

Company Description
Headquartered in the Washington, D.C. suburb of Woodbridge, VA., and licensed to operate in 40 states, J.G. Wentworth Home Lending (JGWHL) has built its success over the past 15 years in originating Conventional, VA, and FHA loans. Known for its outstanding reputation and commitment to excellence, JGWHL has earned several prestigious awards, including Costco Mortgage Services' 2013 Operational Excellence Award and 2014 Lender of the Year Award. Based on an independent analysis conducted by consumer finance site LendingTree.com, JGWHL has a 95% consumer satisfaction rating, among the highest in the industry.
www.jgwentworth.com/en/mortgages
Job Description
Senior Underwriter
Location: Woodbridge, VA
OR
*****WILL CONSIDER REMOTE ACCESS FOR EXPERIENCED CANDIDATES***
This Senior Underwriter is responsible for the following:
• Responsible for reviewing initial underwriting files and reviewing final conditions
• Must have ability to underwrite 4-5 loans a day or 100 loans a month on average
• Must meet company established goals for turn times on initial and condition review
• Must have very extensive knowledge of all loan programs
• Ability to underwrite without supervision
• Consistently out performs lower level underwriting team members
• Assists Underwriting Manager with training lower level team members
• Must maintain not only speed, but accuracy in all areas of underwriting
• Responds in a timely manner to any QC, Investor or GSE deficiency
Qualifications
• Underwriter will have at least 10 years+ of underwriting experience or equivalent.
• Must have certification to underwrite FHA, VA and/or USDA, and Conventional Loans.
• Must be DE Certified.
• This level requires minimal supervision.
• Must be a Team Player and work closely with the sales team to ensure every option available is made to find best loan programs available for a borrower.
Additional Information
For more than 20 years, The J.G. Wentworth Company®, through its affiliates and subsidiaries, has provided individuals the flexible options they need to respond to life's changing needs. Today, The J.G. Wentworth Company® is a diversified company focused on providing direct-to-consumer solutions to financial needs through a variety of offerings, including: home lending and refinancing, structured settlement, annuity and lottery payment purchasing, access to personal loans, and prepaid cards. Our seasoned management team has developed a category-leading marketing, operations, customer service and funding infrastructure that has allowed us to achieve efficiency and economies of scale necessary for future growth.
We'd love to consider you for our growing team of talent and invite you to complete an application for our current open positions. EOE/V/D

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