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Insurance Subrogation Jobs in Wisconsin (NOW HIRING)

American Modern Insurance Group, Inc., a Munich Re company, is a widely recognized specialty ... subrogation/salvage assessment. * Provide guidance and support to policyholders throughout the ...

Sr Property Field Adjuster

Milwaukee, WI · On-site

$60 - $90K/hr

Examines insurance policies and other records to determine insurance coverage. * Prepares estimates ... Addresses salvage and subrogation as required by the client. * Maintains client relationships to ...

Sr Property Field Adjuster

Madison, WI · On-site

$60 - $90K/hr

Examines insurance policies and other records to determine insurance coverage. * Prepares estimates ... Addresses salvage and subrogation as required by the client. * Maintains client relationships to ...

Sr Property Field Adjuster

Madison, WI · On-site

$60 - $90K/hr

Examines insurance policies and other records to determine insurance coverage. * Prepares estimates ... Addresses salvage and subrogation as required by the client. * Maintains client relationships to ...

Sr Property Field Adjuster

Milwaukee, WI · On-site

$60 - $90K/hr

Examines insurance policies and other records to determine insurance coverage. * Prepares estimates ... Addresses salvage and subrogation as required by the client. * Maintains client relationships to ...

American Modern Insurance Group, Inc., a Munich Re company, is a widely recognized specialty ... subrogation/salvage assessment. * Provide guidance and support to policyholders throughout the ...

American Modern Insurance Group, Inc., a Munich Re company, is a widely recognized specialty ... subrogation/salvage assessment. * Provide guidance and support to policyholders throughout the ...

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Showing results 1-20

Insurance Subrogation information

See Wisconsin salary details

$19.7K

$75.4K

$111.5K

How much do insurance subrogation jobs pay per year?

As of Jun 12, 2026, the average yearly pay for insurance subrogation in Wisconsin is $75,378.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,400.00 and $100,900.00 per year, depending on experience, location, and employer.

How does an Insurance Subrogation Specialist typically collaborate with other departments or external parties during the recovery process?

Insurance Subrogation Specialists frequently work closely with adjusters, claims examiners, legal teams, and sometimes external parties such as attorneys and representatives from other insurance companies. Their primary responsibility involves gathering documentation, analyzing claims, and negotiating settlements, which requires strong communication and coordination skills. Effective collaboration ensures the accurate exchange of information and expedites the recovery process, ultimately maximizing recoveries for their organization. Building strong professional relationships is key to overcoming common challenges such as delayed responses or disputed claims.

What is insurance subrogation?

Insurance subrogation is the process by which an insurance company seeks reimbursement from the at-fault party or their insurer after paying out a claim to its own policyholder. This typically occurs when an insurer has compensated its policyholder for damages or losses, and then pursues recovery from the responsible third party. Subrogation helps keep insurance costs down by ensuring that the party responsible for the loss ultimately pays for it. The policyholder may be required to cooperate with the insurer during the subrogation process, but usually does not need to take direct action themselves.

What is the difference between Insurance Subrogation vs Insurance Claims Adjuster?

AspectInsurance SubrogationInsurance Claims Adjuster
Primary RoleRecover funds from third parties after a claimAssess and settle insurance claims with policyholders
CredentialsKnowledge of insurance laws, negotiation skillsLicensing, claims handling certifications
Work EnvironmentLegal and insurance settings, often involving negotiationsInsurance companies, field and office work
Industry UsageInsurance, legal, recoveryInsurance, customer service

Insurance Subrogation focuses on recovering costs from third parties after a claim, while Insurance Claims Adjusters evaluate and settle claims directly with policyholders. Both roles require insurance knowledge and certifications but serve different functions within the insurance industry.

What are the key skills and qualifications needed to thrive as an Insurance Subrogation Specialist, and why are they important?

To excel as an Insurance Subrogation Specialist, you need a solid understanding of insurance policies, claims processing, and legal procedures, often supported by experience in insurance, claims, or related certifications. Familiarity with claims management software, case management systems, and basic legal research tools is commonly required. Strong negotiation, analytical thinking, and attention to detail are essential soft skills for resolving claims efficiently and professionally. These abilities are critical for maximizing recoveries, minimizing losses, and ensuring compliance with legal and policy requirements.
Infographic showing various Insurance Subrogation job openings in Wisconsin as of June 2026, with employment types broken down into 94% Full Time, and 6% Contract. Highlights an 76% In-person, and 24% Remote job distribution, with an average salary of $75,378 per year, or $36.2 per hour.

Senior Auto Claims Adjuster - Freelance AI Trainer

Mindrift

Milwaukee, WI

$60/hr

Part-time

Posted 9 days ago


Job description

Please submit your CV in English and indicate your level of English proficiency. 

Mindrift connects specialists with project-based AI opportunities for leading tech companies, focused on testing, evaluating, and improving AI systems. Participation is project-based, not permanent employment.

What this opportunity involves

While each project involves unique tasks, contributors may:

  • Evaluate AI-generated auto insurance claims decisions for accuracy, coverage correctness, and regulatory compliance;
  • Design realistic FNOL (First Notice of Loss) scenarios with deliberate contradictions, decoy files, and outdated documents to test agent robustness;
  • Create test cases for coverage-scope decisions (collision vs. comprehensive) where the correct answer requires domain knowledge, not keyword matching;
  • Write and grade fraud-flagging scenarios using structured reason codes (late reporting, recently purchased policy, inconsistent damage) for SIU referral;
  • Build subrogation test cases applying state-specific negligence rules (comparative vs. contributory) and assess likelihood of recovery;
  • Develop supervisor-escalation scenarios that test whether the agent correctly recognizes authority-limit thresholds ($25,000) and stops short of auto-approving;
  • Draft and evaluate reservation-of-rights letter scenarios, verifying language stays within the bad-faith line;
  • Validate coverage-limits math when multiple endorsements (OEM, rideshare, extended rental) stack on a single claim;
  • Document test cases clearly with correct answers, policy citations, and payout calculations.

What we look for

This opportunity is a good fit for mortgage underwriters and loan origination professionals open to part-time, non-permanent projects. Ideally, contributors will have:

  • Degree in Finance, Business, Insurance, or related field — or equivalent professional experience; no specific degree is required if AIC, CPCU, or comparable credentials are present, or if the candidate has 4+ years of hands-on claims adjusting experience;
  • 3+ years of hands-on auto claims adjusting, examining, or supervisory experience at a U.S. carrier, independent adjusting firm, or SIU team;
  • Ability to make coverage decisions (collision vs. comprehensive, endorsement stacking, exclusion vs. coverage grant) without looking them up;
  • Familiarity with U.S. state-specific rules — comparative vs. contributory negligence states, state adjuster licensing requirements;
  • Experience reading full auto policy documents with citation discipline (able to reference a specific section, e.g. "Section IV.B.2");
  • Comfort computing payout math involving deductibles, sub-limits, and layered endorsements in Excel or equivalent;
  • Awareness of the bad-faith line and adjuster authority-limit culture;
  • Associate in Claims (AIC), CPCU, CIFI, or SCLA credential is a strong positive signal — but not required if experience is solid;
  • Strong written English (C1+).

How it works 

Apply → Pass qualification(s) → Join a project → Complete tasks → Get paid

Project time expectations 

For this project, tasks are estimated to require around 10–20 hours per week during active phases, based on project requirements. This is an estimate, not a guaranteed workload, and applies only while the project is active. 

Compensation 

On this project, contributors can earn up to $60 per hour equivalent, depending on their level and pace of contribution.

Compensation varies across projects depending on scope, complexity, and required expertise. Please note that other projects on the platform may offer different earning levels based on their requirements.