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Insurance Subrogation Jobs in Virginia (NOW HIRING)

Identifies and pursues subrogation opportunities; secures and disposes of salvage. * Communicates claim action/processing with insured, client, and agent or broker when appropriate. * Maintains ...

Property Adjuster I

Petersburg, VA · On-site

$55K - $88K/yr

At Erie Insurance, you're not just part of a Fortune 500 company; you're also a valued member of a ... Identifies subrogation situations and initiates appropriate action. * Services assigned territory ...

Liability Adjuster

Richmond, VA · On-site

$56K - $90K/yr

At Erie Insurance, you're not just part of a Fortune 500 company; you're also a valued member of a ... Identifies subrogation opportunities and initiates appropriate action. * Negotiates with all ...

Property Adjuster I

Petersburg, VA · Remote

$55K - $88K/yr

At Erie Insurance, you're not just part of a Fortune 500 company; you're also a valued member of a ... Identifies subrogation situations and initiates appropriate action. * Services assigned territory ...

Liability Adjuster

Richmond, VA · Remote

$56K - $90K/yr

At Erie Insurance, you're not just part of a Fortune 500 company; you're also a valued member of a ... Identifies subrogation opportunities and initiates appropriate action. * Negotiates with all ...

Identifies and pursues subrogation opportunities; secures and disposes of salvage. * Communicates claim action/processing with insured, client, and agent or broker when appropriate. * Maintains ...

Identifies and pursues subrogation opportunities; secures and disposes of salvage. * Communicates claim action/processing with insured, client, and agent or broker when appropriate. * Maintains ...

Identifies and pursues subrogation opportunities; secures and disposes of salvage. * Communicates claim action/processing with insured, client, and agent or broker when appropriate. * Maintains ...

Identifies and pursues subrogation opportunities; secures and disposes of salvage. * Communicates claim action/processing with insured, client, and agent or broker when appropriate. * Maintains ...

Identifies and pursues subrogation opportunities; secures and disposes of salvage. * Communicates claim action/processing with insured, client, and agent or broker when appropriate. * Maintains ...

Property Adjuster II

Newport News, VA · On-site

$60K - $96K/yr

At Erie Insurance, you're not just part of a Fortune 500 company; you're also a valued member of a ... Recognizes subrogation situations and initiates appropriate action. * Services assigned territory ...

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Insurance Subrogation information

How does an Insurance Subrogation Specialist typically collaborate with other departments or external parties during the recovery process?

Insurance Subrogation Specialists frequently work closely with adjusters, claims examiners, legal teams, and sometimes external parties such as attorneys and representatives from other insurance companies. Their primary responsibility involves gathering documentation, analyzing claims, and negotiating settlements, which requires strong communication and coordination skills. Effective collaboration ensures the accurate exchange of information and expedites the recovery process, ultimately maximizing recoveries for their organization. Building strong professional relationships is key to overcoming common challenges such as delayed responses or disputed claims.

What is insurance subrogation?

Insurance subrogation is the process by which an insurance company seeks reimbursement from the at-fault party or their insurer after paying out a claim to its own policyholder. This typically occurs when an insurer has compensated its policyholder for damages or losses, and then pursues recovery from the responsible third party. Subrogation helps keep insurance costs down by ensuring that the party responsible for the loss ultimately pays for it. The policyholder may be required to cooperate with the insurer during the subrogation process, but usually does not need to take direct action themselves.

What is the difference between Insurance Subrogation vs Insurance Claims Adjuster?

AspectInsurance SubrogationInsurance Claims Adjuster
Primary RoleRecover funds from third parties after a claimAssess and settle insurance claims with policyholders
CredentialsKnowledge of insurance laws, negotiation skillsLicensing, claims handling certifications
Work EnvironmentLegal and insurance settings, often involving negotiationsInsurance companies, field and office work
Industry UsageInsurance, legal, recoveryInsurance, customer service

Insurance Subrogation focuses on recovering costs from third parties after a claim, while Insurance Claims Adjusters evaluate and settle claims directly with policyholders. Both roles require insurance knowledge and certifications but serve different functions within the insurance industry.

What are the key skills and qualifications needed to thrive as an Insurance Subrogation Specialist, and why are they important?

To excel as an Insurance Subrogation Specialist, you need a solid understanding of insurance policies, claims processing, and legal procedures, often supported by experience in insurance, claims, or related certifications. Familiarity with claims management software, case management systems, and basic legal research tools is commonly required. Strong negotiation, analytical thinking, and attention to detail are essential soft skills for resolving claims efficiently and professionally. These abilities are critical for maximizing recoveries, minimizing losses, and ensuring compliance with legal and policy requirements.
Infographic showing various Insurance Subrogation job openings in Virginia as of July 2026, with employment types broken down into 100% Full Time. Highlights an 87% In-person, and 13% Remote job distribution.
Homeowners Property Claims Specialist

Homeowners Property Claims Specialist

IAT Insurance Group

Virginia Beach, VA • On-site

Full-time

Medical, Retirement, PTO

Posted 20 days ago


IAT Insurance Group rating

8.7

Company rating: 8.7 out of 10

Based on 9 frontline employees who took The Breakroom Quiz

67th of 281 rated insurance


Job description

The Claims department within IAT has an immediate opening for a Homeowner's Claims Specialist that can be located in one of the following locations:
  • Scottsdale, Arizona
  • Alpharetta, Georgia,
  • Raleigh, North Carolina
  • Spring, Texas
  • Virginia Beach, Virginia

This role works a hybrid schedule from one of the above listed IAT office locations. The hybrid schedule reflects our values (thinking and acting like an owner, collaboration, and teamwork) as it requires working from the office with colleagues and other disciplines Monday through Wednesday, with the option of working Thursday and Friday remotely.
Responsibilities:
  • Handles claims, moderate to severe in scope, relative to homeowner's property based on Claim Guidelines.
  • Perform CAT duty as needed that will require occasionally working weekend hours, overnight hours, holiday hours (Federal and religious), etc.
  • Follows standard practices and procedures in analyzing situations or data where answers can be readily obtained.
  • Verifies/analyzes applicable coverage for the reported loss.
  • Establishes 24-hour contact and maintain appropriate contact with all involved stakeholders throughout the life of the claim file.
  • Investigates each claim by gathering information, conducting interviews, taking statements, conducting website research as needed, reviewing and analyzing reports and related bills.
  • Identifies and addresses subrogation/contribution/SIU opportunities.
  • Sets accurate/timely loss/expense reserves in compliance with Claim Guidelines.
  • Evaluates, negotiates, and authorizes settlements with all stakeholders within designated authority.
  • Selects, directs and manages Vendors/Counsel including approval of defense budgets.
  • Negotiates directly with claimants and claimant attorneys upon receipt of critical information.
  • Drafts correspondence, including but not limited to, coverage letters to stakeholders as required.
  • Maintains resident/nonresident adjuster licenses as required.
  • Works on problems of limited scope.
  • Follows standard practices and procedures in analyzing situations or data from which answers can be readily obtained.
  • Perform other duties as needed

Qualifications:
Must-Have:
  • HS degree/GED with 5+ years of relevant claims experience
  • Must be able to understand fire loss.
  • Must be able to identify and investigate subrogation potential of a claims.
  • Must have the ability draft appropriate and professional correspondence.
  • Must have good estimating skills and be proficient with Xactimate.
  • Must have or be able to obtain licensure as required by respective state(s).
  • Excellent oral and written communication skills.
  • Ability to analyze date, utilize sound judgment to draw conclusion and make supported decisions.
  • Knowledge of various property insurance coverages and forms.
  • To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes.

Preferred to Have:
  • Associate/Bachelors Degree
  • CPCU and other insurance related studies
  • Field adjusting experience
  • Proficiency Cotality platform

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.
IAT Insurance Group is the largest private, family-owned property and casualty insurer in the U.S. Insurance Answers Together® is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers.
At IAT, we're committed to driving and building an open and supportive culture for all. Our employees propel IAT forward - driving innovation, stable partnerships and growth. That's why we continue to build an engaging workplace culture to attract and retain the best talent.
We offer comprehensive benefits like:
  • 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off
  • 7% 401(k) Company Match and additional Profit Sharing
  • Hybrid work environment
  • Numerous training and development opportunities to assist you in furthering your career
  • Healthcare and Wellness Programs
  • Opportunity to earn performance-based bonuses
  • College Loan Assistance Support Plan
  • Educational Assistance Program
  • Mentorship Program
  • Dress for Your Day Policy

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.

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