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Insurance Software Jobs in California (NOW HIRING)

Software Developer III

Monterey, CA · On-site

$83K - $138K/yr

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Insurance Software information

What are the key skills and qualifications needed to thrive as an Insurance Software Specialist, and why are they important?

To thrive as an Insurance Software Specialist, you need a solid understanding of insurance processes, software development, and business analysis, typically backed by a degree in computer science, information systems, or a related field. Familiarity with industry-specific platforms like Guidewire, Duck Creek, or Applied Epic, as well as certifications in relevant software or Agile methodologies, are highly valued. Excellent problem-solving, analytical thinking, and communication skills help professionals effectively translate business requirements into technical solutions and collaborate with cross-functional teams. These competencies ensure the successful implementation, customization, and support of insurance software systems, driving operational efficiency for organizations.

What is the difference between Insurance Software vs Insurance Underwriter?

AspectInsurance SoftwareInsurance Underwriter
Required CredentialsTypically no formal credentials; familiarity with software toolsLicenses and certifications such as CPCU or FCAS often required
Work EnvironmentOffice or remote, focused on software development, testing, or supportOffice-based, assessing risk and approving policies
Industry UsageUsed across insurance companies for policy management and claims processingEmployed within insurance companies to evaluate and price risks
Search & Comparison IntentLooking for software solutions or tools for insurance companiesUnderstanding roles involved in risk assessment and policy approval

Insurance Software focuses on developing and managing software tools used in the insurance industry, while Insurance Underwriters evaluate risks and determine policy terms. Both roles are integral to insurance operations but serve different functions within the industry.

What is the highest paying role in the insurance industry?

In the insurance industry, executive roles such as Chief Executive Officer (CEO), Chief Underwriting Officer, or Chief Risk Officer tend to be the highest paying positions, often earning six-figure salaries plus bonuses. These roles require extensive experience, leadership skills, and industry knowledge, and they oversee company strategy, underwriting, and risk management functions.

What are some common challenges faced by professionals working in insurance software roles?

Professionals in insurance software roles often navigate challenges such as integrating legacy systems with modern technology, ensuring data security and compliance with industry regulations, and adapting to rapidly changing customer expectations. Working closely with cross-functional teams—including underwriters, claims analysts, and IT specialists—requires strong communication skills and a collaborative mindset. Staying updated with emerging technologies and regulatory changes is key to success and career advancement in this field.

What is insurance software?

Insurance software refers to specialized digital applications designed to help insurance companies manage their operations more efficiently. These tools can handle a range of tasks, including policy administration, claims processing, underwriting, billing, customer relationship management, and regulatory compliance. By automating routine processes, insurance software reduces manual errors and streamlines workflow. Many solutions also include analytics and reporting features to help insurers make data-driven decisions and improve customer service.

Which software do insurance companies use?

Insurance companies use specialized software such as Guidewire, Duck Creek, and Applied Epic for policy management, claims processing, and underwriting. These platforms often require knowledge of data analysis, coding skills, and industry regulations to effectively manage insurance operations.

What is the highest paid job in insurance?

The highest paid jobs in insurance are typically executive roles such as Chief Underwriting Officer or Chief Risk Officer, which can earn six-figure salaries or higher. These positions require extensive industry experience, strong leadership skills, and often advanced certifications or degrees in finance or risk management.

What is the highest paid position in insurance?

In the insurance industry, executive roles such as Chief Executive Officer (CEO), Chief Underwriting Officer, and Chief Risk Officer tend to be the highest paid positions, often earning six-figure salaries plus bonuses. These roles require extensive experience, leadership skills, and industry knowledge, and they oversee company strategy, underwriting, and risk management functions.
What cities in California are hiring for Insurance Software jobs? Cities in California with the most Insurance Software job openings:
Infographic showing various Insurance Software job openings in California as of June 2026, with employment types broken down into 1% As Needed, 74% Full Time, 19% Part Time, and 6% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution.
Software Engineer II - UnderwritingCenter

Software Engineer II - UnderwritingCenter

Guidewire Software

San Mateo, CA • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 3 days ago


Job description

Summary
Join Guidewire's UnderwritingCenter team, a group dedicated to building and operating our cloud-native, enterprise-grade underwriting platform that powers critical risk assessment and decision-making for the world's leading P&C insurers. Our team is at the forefront of AI innovation in insurance technology, building intelligent agents using LangGraph, developing conversational AI chatbots, and pioneering new approaches to context management and knowledge retrieval. We work in a hybrid environment based in San Mateo, focused on GenAI, cloud-native architecture, and intelligent automation to drive measurable value for our customers.
As a Software Engineer (Full Stack) on UnderwritingCenter, you will play a pivotal role in designing and delivering next-generation AI-powered underwriting SaaS services. We seek a passionate engineer with deep expertise in modern full-stack development, public cloud, and AI/ML engineering, eager to solve complex challenges at scale. You'll work on groundbreaking projects involving LangGraph-based agents, conversational AI interfaces, and sophisticated context management systems that transform how underwriters interact with data and make decisions. Your work will directly impact Guidewire's mission to transform insurance technology and empower underwriters with AI-driven insights and streamlined workflows.
Job Description
What you'll do
  • Design, develop, validate and deploy cloud-native full-stack applications on the Guidewire Cloud platform, owning designs for services within the UnderwritingCenter product area.
  • Build scalable and secure applications using modern Java, Spring Boot microservices, and frontend frameworks (React, Angular, or Vue.js), adhering to best practices for cloud environments.
  • Design and implement AI agents using LangGraph to automate underwriting workflows, assist with risk assessment, and augment underwriter decision-making with intelligent recommendations.
  • Develop conversational AI chatbot interfaces that enable natural language interactions between underwriters and the UnderwritingCenter platform, designing intuitive user experiences for complex insurance workflows.
  • Collaborate within agile, fast-paced development teams, delivering product features and enhancements while consistently helping teammates overcome obstacles, resolve blockers, and complete work tasks to ensure overall team progress.
  • Proactively triage and resolve code defects, ensuring minimal disruption to production systems and quick issue resolution. Serve as an expert on-call/support engineer for the team.
  • Maintain secure coding practices and address application security findings, ensuring compliance with industry standards and safeguarding against vulnerabilities.
  • Manage and own CI/CD pipelines, ensuring seamless and automated application delivery with exemplary release processes for complex product deployments.

What you'll bring
  • 2+ years of professional experience in full-stack software development, with demonstrated progression in technical leadership and the ability to deliver multi-quarter projects within a team or pod.
  • Demonstrated ability to embrace AI and apply it to your current role as well as data-driven insights to drive innovation, productivity, and continuous improvement.
  • Strong interest in AI/ML engineering and eagerness to work with LLMs, agent frameworks, and conversational AI systems.
  • Strong expertise in Java and Spring Boot microservices, with a solid understanding of multithreading and cloud platforms (AWS/GCP/Azure).
  • Deep knowledge of Object-Oriented Design using SOLID and Hexagonal design principles.
  • Proven experience with relational databases (e.g., PostgreSQL, Oracle) and familiarity with NoSQL databases (e.g., DynamoDB, OpenSearch).
  • Hands-on experience with Kubernetes and Docker for container orchestration.
  • Strong foundation in Algorithms, Data Structures, and performance optimization techniques for scalable applications.
  • Strong understanding of Unit/Integration Testing, Continuous Integration and Continuous Deployment.
  • Excellent collaboration and communication skills, thriving in a highly cross-functional, agile environment.
  • BS or MS degree in CS or a related field, or equivalent professional experience.

Your Impact
We believe in clarity and setting you up for success. In your first six months, you'll lead the design and delivery of AI-powered features for UnderwritingCenter, collaborating with cross-functional teams to launch innovative solutions that streamline underwriting workflows. Your contributions will drive measurable improvements in customer value, operational efficiency, and adoption of Guidewire's cloud and AI platforms. Over time, your work will influence the direction of our products and help shape the future of insurance technology.
What's in it for you
The people we employ give their all, and in return, we offer flexibility wherever we can, such as:
  • Flexible work environment
  • Health and Wellness benefits
  • Paid time off programs including volunteer time off
  • Market-competitive pay and incentive programs
  • Continual development and internal career growth opportunities.

All new hires participate in our in-person orientation process to ensure a strong start and connection to our unique culture.
As part of Guidewire's PDO, you will contribute to our wider mission of delivering operational excellence and transformative innovation, with a strong focus on AI, cloud, and data platform adoption-ensuring our solutions deliver measurable value and efficiency for customers worldwide.
The US base salary range for this full-time position is $103,000 - $179,000. Your base pay will depend on your experience, skills, education, training, and location among other factors. All full-time positions or part-time roles working 30 hours or more a week at Guidewire are eligible for benefits that support their health and well-being including health, dental, and vision insurance, paid time off, and a company sponsored retirement plan. In addition, some roles may be eligible for the annual company bonus plan, commissions, and/or long term incentive awards which are contingent on a variety of factors including, but not limited to, company and employee performance.
Disability Accommodations and Guidewire's Appeals Process. Guidewire provides accommodations to the hiring process to create a fair opportunity for candidates with disabilities to contend for open positions. Accommodation requests should be directed to Accommodations@guidewire.com. If things do not go as hoped, we invite you to use our appeals process. Guidewire promises to independently review any denied accommodation and any decision not to offer you the position. The appeals process is the same in either case. Within five business days of receiving a notice of denial of an accommodation, or receiving a notice of your non-selection for a vacancy, e-mail Accommodations@guidewire.com to make an appeal. Guidewire will assign a new decision-maker to review the request and/or hiring decision, who will then notify you in writing of a decision within 10 business days.
About Guidewire
Guidewire is the platform P&C insurers trust to engage, innovate, and grow efficiently. We combine digital, core, analytics, and AI to deliver our platform as a cloud service. More than 540+ insurers in 40 countries, from new ventures to the largest and most complex in the world, run on Guidewire.
As a partner to our customers, we continually evolve to enable their success. We are proud of our unparalleled implementation track record with 1600+ successful projects, supported by the largest R&D team and partner ecosystem in the industry. Our Marketplace provides hundreds of applications that accelerate integration, localization, and innovation.
For more information, please visit www.guidewire.com and follow us on Twitter: @Guidewire_PandC.
Guidewire Software, Inc. is proud to be an equal opportunity and affirmative action employer. We are committed to an inclusive workplace, and believe that a diversity of perspectives, abilities, and cultures is a key to our success. Qualified applicants will receive consideration without regard to race, color, ancestry, religion, sex, national origin, citizenship, marital status, age, sexual orientation, gender identity, gender expression, veteran status, or disability. All offers are contingent upon passing a criminal history and other background checks where it's applicable to the position.