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Insurance Risk Surveyor Jobs (NOW HIRING)

HDI Global Insurance Company

Property Risk Engineer

$120K - $150K/yr

Deliver advanced risk engineering consultation to customers including insurance risk surveys, loss prevention strategies, natural hazard analysis, risk improvement recommendations, and mitigation ...

Sotheby's

Senior Risk Manager

New York, NY · On-site

$90K - $120K/yr

Reporting to the Global Insurance and Risk Management, Director, the role will support the ... Conduct risk surveys at the company's regional offices, outside shippers' warehouses and locations ...

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How much do insurance risk surveyor jobs pay per year?

As of Jun 9, 2026, the average yearly pay for insurance risk surveyor in the United States is $74,746.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,500.00 and $91,500.00 per year, depending on experience, location, and employer.

What is an Insurance Risk Surveyor job?

An Insurance Risk Surveyor assesses properties, businesses, and assets to identify potential risks that could lead to insurance claims. They conduct on-site inspections, evaluate safety measures, and provide recommendations to minimize risks. Their reports help insurers determine coverage terms and premium costs. Strong analytical skills, attention to detail, and knowledge of industry regulations are essential for this role.

What are the key skills and qualifications needed to thrive in the Insurance Risk Surveyor position, and why are they important?

To thrive as an Insurance Risk Surveyor, you need a solid understanding of insurance principles, risk assessment, and property evaluation, typically backed by a degree in a relevant field like engineering or surveying. Familiarity with risk management software, geographic information systems (GIS), and professional certifications such as ACII or IRM enhances technical expertise. Attention to detail, analytical thinking, and excellent interpersonal skills help surveyors effectively communicate findings and build client trust. These skills are vital for accurately identifying risks, recommending mitigation strategies, and ensuring clients receive appropriate insurance coverage.

What are the typical daily tasks and responsibilities of an Insurance Risk Surveyor?

As an Insurance Risk Surveyor, your daily tasks usually involve visiting client sites to inspect properties, gathering detailed data through interviews and site assessments, and preparing comprehensive risk reports for insurance underwriters. You'll analyze physical, operational, and environmental risks, and often consult with clients to recommend practical improvements for risk mitigation. Collaboration with underwriters, brokers, and sometimes engineers is common to ensure that risk recommendations are thoroughly evaluated and understood. The role may require a mix of office-based report writing and fieldwork, offering variety and the opportunity to develop both technical and interpersonal skills.

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Insurance Risk Surveyor jobs near you

Property Risk Engineer

HDI Global Insurance Company

Remote

$120K - $150K/yr

Full-time

Posted 27 days ago

Job description

Property Risk Engineer
HDI Global Insurance Company is a commercial property and casualty insurer headquartered in Chicago, IL. We are a wholly owned subsidiary of HDI Global SE, which manages the industrial lines division of the Talanx Group. Our broad and flexible portfolio of products and services combined with our international network of local insurers in more than 150 countries provides us the ability to deliver comprehensive domestic and global insurance solutions for U.S.-based multinational companies.
We are hiring a Senior Property Risk Engineer who will provide advanced technical risk assessment and consulting services for internal and external stakeholders. This role supports underwriting and client risk management strategies through detailed property risk evaluations, loss prevention guidance, natural hazard analysis, and operational risk assessments. The Risk Engineer will act as a trusted technical advisor to underwriting teams and clients, helping identify risk improvement opportunities and supporting strategic account management.
Responsibilities
  • Perform comprehensive on-site property risk assessments and operational reviews to evaluate exposures, verify risk mitigation strategies, and identify opportunities for loss prevention and risk improvement.
  • Generate detailed, high-quality risk engineering reports in a timely manner to document exposures, evaluate risk quality, and provide actionable recommendations using proprietary tools and systems.
  • Collaborate closely with underwriting teams to assess risk quality, analyze exposures on new and renewal business, and support informed underwriting decisions and preferred risk selection.
  • Deliver advanced risk engineering consultation to customers including insurance risk surveys, loss prevention strategies, natural hazard analysis, risk improvement recommendations, and mitigation specifications.
  • Support the management of complex and strategic accounts by providing account-level engineering services aligned with underwriting objectives and client risk management strategies.
  • Build and maintain strong client relationships by serving as a trusted advisor and helping clients implement proactive risk management and loss prevention practices.
  • Provide technical insight on emerging risks, industry loss trends, and engineering best practices to enhance risk evaluation methodologies.
  • Mentor and support less experienced risk engineers when appropriate, sharing technical knowledge and contributing to the development of team expertise.

Requirements
  • Bachelor’s degree or higher in Engineering or a related technical discipline.
  • 5+ years of experience in Property Risk Engineering, including field engineering and account-level risk management for commercial or industrial property risks.
  • Strong technical understanding of property insurance risk evaluation, loss prevention, natural hazards, fire protection systems, and industrial operations across a wide range of commercial industries.
  • Proven ability to collaborate with underwriting teams and provide strategic risk insights that support underwriting decisions and portfolio management.
  • Strong analytical, communication, and client relationship management skills with the ability to present complex risk concepts clearly to technical and non-technical audiences.
  • Experience with complex risk evaluations, account engineering, or managing external risk engineering service providers preferred.
  • Proficient computer skills (e.g., Microsoft Office products).
  • Ability to travel (up to 20%) for client site visits and risk assessments.
Attention All Applicants: Please use the following link to read HDI's California Personnel Privacy notice:
https://acrobat.adobe.com/link/track?uri=urn:aaid:scds:US:0bbddcaf-d738-3af9-bc04-b25f803799f
The salary range for this role will be $120,000 to $150,000 per year plus eligibility for a performance-based bonus.
HDI Global is an Equal Opportunity Employer
Individuals seeking employment at HDI Global Insurance Company are considered without regards to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, or sexual orientation.
HDI Global Insurance Company participates in E-Verify.
Employment is contingent upon successful completion of a background check and drug screen. Testing will be conducted in compliance with applicable state and local laws.

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