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Insurance Risk Analyst Jobs in Michigan (NOW HIRING)

$150K - $225K/yr

Great American Insurance Group's member companies are subsidiaries of American Financial Group. We ... Analyze market conditions, competitive trends, and emerging cyber exposures to inform territory ...

Underwriter

East Lansing, MI · On-site

$80 - $100/hr

Bachelor's degree or related insurance experience * 3-7 years of experience of underwriting, insurance, risk analysis, or closely related experience; commercial property/casualty, workers ...

Bachelor's degree or related insurance experience * 3-7 years of experience of underwriting, insurance, risk analysis, or closely related experience; commercial property/casualty, workers ...

Bachelor's degree or related insurance experience * 3-7 years of experience of underwriting, insurance, risk analysis, or closely related experience; commercial property/casualty, workers ...

Bachelor's degree or related insurance experience * 3-7 years of experience of underwriting, insurance, risk analysis, or closely related experience; commercial property/casualty, workers ...

Insurance Intern (Summer 2027)

Livonia, MI · On-site

$14 - $19/hr

MMA's internship is a comprehensive program that will provide you with real world business, risk ... Elements of the internship program include lunch & learn sessions, analyzing client information ...

Insurance Intern (Summer 2027)

Troy, MI · On-site

$14 - $19/hr

MMA's internship is a comprehensive program that will provide you with real world business, risk ... Elements of the internship program include lunch & learn sessions, analyzing client information ...

Insurance Intern (Summer 2027)

Livonia, MI · On-site

$14 - $19/hr

MMA's internship is a comprehensive program that will provide you with real world business, risk ... Elements of the internship program include lunch & learn sessions, analyzing client information ...

Insurance Intern (Summer 2027)

Livonia, MI · Hybrid

$14 - $19/hr

MMA's internship is a comprehensive program that will provide you with real world business, risk ... Elements of the internship program include lunch & learn sessions, analyzing client information ...

Insurance Intern (Summer 2027)

Troy, MI · On-site

$14 - $19/hr

MMA's internship is a comprehensive program that will provide you with real world business, risk ... Elements of the internship program include lunch & learn sessions, analyzing client information ...

Insurance Intern (Summer 2027)

Livonia, MI · On-site

$14 - $19/hr

MMA's internship is a comprehensive program that will provide you with real world business, risk ... Elements of the internship program include lunch & learn sessions, analyzing client information ...

Commercial Insurance Analyst

Detroit, MI · On-site

$23.13 - $48.13/hr

The primary responsibility of the Commercial Insurance Analyst is to ensure compliance with the ... Experience in commercial lending i.e. portfolio management, risk analysis, financial analysis.

Showing results 21-40

Insurance Risk Analyst information

See Michigan salary details

$42.7K

$72.5K

$136K

How much do insurance risk analyst jobs pay per year?

As of Sep 9, 2026, the average yearly pay for insurance risk analyst in Michigan is $72,549.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,700.00 and $75,400.00 per year, depending on experience, location, and employer.

What is an insurance risk analyst?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does an insurance risk analyst do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

What are the key skills and qualifications needed to thrive as an insurance risk analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

What are some common challenges faced by insurance risk analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

How much do insurance risk analysts get paid?

Insurance risk analysts typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn over $100,000 annually.

How much does an insurance risk analyst make?

The average salary for an insurance risk analyst is around $70,000 to $90,000 per year, depending on experience, location, and industry. Entry-level positions typically start lower, while experienced analysts with certifications can earn higher salaries. Skills in data analysis and risk assessment tools are often required for higher-paying roles.

Is an insurance risk analyst a good career?

An insurance risk analyst is a professional who assesses and manages risks for insurance companies, often requiring strong analytical skills and knowledge of insurance policies. The role offers opportunities for career growth, stability, and the potential for specialization in areas like underwriting or data analysis, with many positions requiring relevant certifications or degrees. Overall, it can be a stable and rewarding career for those interested in finance, risk management, and data analysis.

What are popular job titles related to Insurance Risk Analyst jobs in Michigan?

For Insurance Risk Analyst jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Insurance Risk Analyst jobs in Michigan look for?

The top searched job categories for Insurance Risk Analyst jobs in Michigan are:

What are popular job titles related to Insurance Risk Analyst jobs in MI?

For Insurance Risk Analyst jobs in MI, the most frequently searched job titles are:

Infographic showing various Insurance Risk Analyst job openings in Michigan as of September 2026, with employment types broken down into 100% Full Time. Highlights an 74% In-person, and 26% Hybrid job distribution, with an average salary of $72,549 per year, or $34.9 per hour.

Sales Associate - Group Benefits

Bloomfield, MI • On-site

$13.25 - $18/hr

Full-time

Re-posted 9 days ago


Job description

Sales Associate, Group Benefits - Job Description
Position Summary
Responsible for generating sales opportunities with new clients in a defined market; coordinates personal sales efforts with department team members and other internal staff. Collaborates with the team to cross-sell products and services and develops and implements a personal sales plan with direct accountability for annual production goals.
Key Responsibilities
Functional Leadership & Ownership
• Owns personal sales pipeline, strategy, and production goals within assigned market. Acts as primary driver for new business development and client acquisition.
Hands-On Execution & Delivery
• Establishes a sales development plan to originate business with new clients and grow book of business annually.
• Maintains high level of sales activity through prospecting, networking, and outreach initiatives.
• Develops and executes strategies to source leads, identify decision-makers, and secure meetings and presentations.
• Analyzes prospective client needs and evaluates current insurance/risk management programs.
• Designs and presents customized insurance solutions and recommendations.
Reporting, Quality & Operational Support
• Maintains accurate records of sales activities, pipeline, and production metrics aligned to goals.
Cross-Functional Partnership & Integration
• Collaborates with internal teams to cross-sell products and maximize service offerings.
• Partners with service teams and practice groups to deliver comprehensive client solutions.
Growth, Change & Special Initiatives
• Contributes to business growth through new client acquisition and expansion of existing relationships.
Process Improvement & Best Practices
• Continuously improves sales approach, prospecting strategies, and client engagement techniques.
Center of Excellence (COE) Contribution
• Shares market insights, sales practices, and feedback to enhance organizational sales effectiveness.
Accountability
• Meeting or exceeding annual sales and production goals.
• Building and maintaining a growing, profitable book of business.
• Delivering client-focused, competitive risk management solutions.
• Maintaining strong internal and external relationships.
Qualifications
Required
• Experience in business-to-business sales preferred.
• Strong analytical and problem-solving skills.
• Effective networking and relationship-building skills.
• Exceptional interpersonal abilities.
Preferred
• Prior insurance or risk management sales experience.
• Proven track record of achieving or exceeding sales goals.
Key Competencies
• Ownership & Accountability
• Relationship Building & Influence
• Communication Skills
• Results Orientation
• Initiative & Proactiveness
• Adaptability & Creativity